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500 Maltby Blvd

500 Maltby Blvd

Big Bear City, CA 92314

$429,000

3 bd · 2 ba · 1,820 sqft · Listed 29d ago

View on Realtor.com →
Rental historyLow confidence

Year built

1978

Sqft

1,820

Lot sqft

5,001

HOA / mo

None

Furnished

No

List date

2026-08-31T16:48:39Z

Revenue

Annual revenue

$28,169

ADR

$254

Occupancy

30%

Cleaning fees (12 mo)

$6,265

Confidence

Low (29.35), 49 comps

Comp revenue range (p25 / median / p75)

$12,604$24,417$37,309
  • Bearadise Cabin -dog-friendly w/ spa & fire pit

    Cabin · 3 bd · 2 ba · sleeps 8 · 79 ft

    Revenue $21,787ADR $336Occ ≈ 18%4.4★ (23)

    AirbnbVrboBooking

  • Bearadise Cabin - Circa 1930s Big Bear Cabin

    House · 3 bd · 2 ba · sleeps 6 · 328 ft

    Revenue $1,686ADR $205Occ ≈ 2%—

    Airbnb

  • Built 2021! 1600 sq ft new home! Rejuvenate/relax

    House · 3 bd · 2 ba · sleeps 9 · 351 ft

    Revenue $26,496ADR $190Occ ≈ 38%4.8★ (130)

    AirbnbVrbo

  • Wifi, Pool Table, Patio BBQ, Deck, Fireplace, TV+

    House · 3 bd · 2 ba · sleeps 10 · 0.1 mi

    Revenue $30,264ADR $291Occ ≈ 28%4.8★ (562)

    Airbnb

  • Blue Mountain Cottage (dog&kid friendly, hot tub)

    House · 3 bd · 2 ba · sleeps 8 · 0.1 mi

    Revenue $74,551ADR $292Occ ≈ 70%5★ (366)

    AirbnbVrbo

  • Blue Bear Lodge Big Bear- Spacious Single-Level Family Retreat

    Vacation home · 3 bd · 2 ba · sleeps 8 · 0.1 mi

    Revenue $25,440ADR $1,269Occ ≈ 5%—

    Booking

  • Blue Bear Lodge Big Bear- Foosball- Forest Cabin

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi

    Revenue $13,782ADR $621Occ ≈ 6%4★ (2)

    AirbnbVrboBooking

  • Delightful 3-bedroom cabin with hot tub

    Cabin · 3 bd · 2.5 ba · sleeps 7 · 0.1 mi

    Revenue $45,651ADR $233Occ ≈ 54%5★ (55)

    AirbnbVrboBooking

  • Large Family Cabin with Gameroom

    House · 3 bd · 2.5 ba · sleeps 10 · 0.2 mi

    Revenue $28,927ADR $302Occ ≈ 26%4.8★ (90)

    Airbnb

  • The Lilac Lodge, The Ultimate Getaway!

    House · 3 bd · 2 ba · sleeps 8 · 0.2 mi

    Revenue $13,353ADR $230Occ ≈ 16%4.7★ (29)

    AirbnbVrboBooking

Show all 49 comps
  • Pet-friendly Cabin with Private Patio Perfect for Hiking Trails in Big Bear City, California

    Vacation home · 3 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $2,382ADR $397Occ ≈ 2%—

    Booking

  • Elysian Cabin | Enclosed Yard · Fireplace

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $21,080ADR $326Occ ≈ 18%4.9★ (41)

    AirbnbVrboBooking

  • Peaceful Cabin: Hot Tub, Fire Pit and Pool Table

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi

    Revenue $36,013ADR $272Occ ≈ 36%4.9★ (111)

    AirbnbVrbo

  • Beary Cozy Cabin - With AC

    Cabin · 3 bd · 2 ba · sleeps 9 · 0.2 mi

    Revenue $9,845ADR $574Occ ≈ 5%5★ (17)

    AirbnbVrbo

  • Spacious ❤️Master🛌 Sauna,🔥 Theater,📽 Library, 📚Pool,🎱🎯 BBQ🍔

    House · 3 bd · 2.5 ba · sleeps 10 · 0.2 mi

    Revenue $37,309ADR $903Occ ≈ 11%5★ (4)

    AirbnbVrbo

  • Relaxing Bearadise Cottage at Big Bear Lake

    Vacation home · 3 bd · 2 ba · sleeps 8 · 0.2 mi

    Revenue $48,203ADR $400Occ ≈ 33%5★ (1)

    Booking

  • Perfect for families, Treehouse, Game room, 3BR

    House · 3 bd · 2 ba · sleeps 8 · 0.2 mi

    Revenue $17,842ADR $374Occ ≈ 13%5★ (101)

    Airbnb

  • Relaxing Bearadise Cottage at Big Bear Lake

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi

    Revenue $59,422ADR $509Occ ≈ 32%4.8★ (11)

    AirbnbVrboBooking

  • Cozy Big Bear Cabin | Fenced Yard | Dogs Welcome

    Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi

    Revenue $7,667ADR $220Occ ≈ 10%5★ (5)

    AirbnbVrbo

  • Modern, Gated Yard, Hot Tub, Colorful Single-Level

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi

    Revenue $22,527ADR $268Occ ≈ 23%4.9★ (17)

    Airbnb

  • 5 Mi to Fresh Powder! Big Bear Family Home

    House · 3 bd · 2.5 ba · sleeps 10 · 0.2 mi

    Revenue $32,434ADR $306Occ ≈ 29%4.5★ (15)

    AirbnbVrboBooking

  • Relaxing Mountain Retreat in Big Bear

    House · 3 bd · 2 ba · sleeps 7 · 0.2 mi

    Revenue $3,574ADR $234Occ ≈ 4%5★ (86)

    AirbnbVrbo

  • Great space for family time!

    Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi

    Revenue $16,181ADR $446Occ ≈ 10%5★ (28)

    Airbnb

  • 5 Mi to Big Bear Lake: Cozy Cottage w/ Hot Tub

    Cottage · 3 bd · 2.5 ba · sleeps 6 · 0.3 mi

    Revenue $25,307ADR $245Occ ≈ 28%4.7★ (46)

    AirbnbVrbo

  • 5 Mi to Big Bear Lake: Cozy Cottage w/ Hot Tub

    Vacation home · 3 bd · 3 ba · sleeps 6 · 0.3 mi

    Revenue $31,818ADR $254Occ ≈ 34%5★ (1)

    Booking

  • New! Bearadise ~ Modern Luxury Cabin

    Cabin · 3 bd · 2 ba · sleeps 7 · 0.3 mi

    Revenue $24,417ADR $131Occ ≈ 51%4.5★ (309)

    AirbnbVrbo

  • Casa de Oso Big Bear: BBQ Grill!Game Tables & more

    House · 3 bd · 3 ba · sleeps 8 · 0.3 mi

    Revenue $36,755ADR $261Occ ≈ 39%4.8★ (45)

    AirbnbVrbo

  • Designer Cottage | Hot tub | fire pit | BBQ grill

    House · 3 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $50,091ADR $293Occ ≈ 47%4.8★ (219)

    AirbnbVrbo

  • Cozy Home Cabin

    House · 3 bd · 1 ba · sleeps 8 · 0.3 mi

    Revenue $10,387ADR $183Occ ≈ 16%4.6★ (17)

    Airbnb

  • The Cozy Cabin- 3 BR Mountain Getaway w/ Hot Tub

    Cabin · 3 bd · 1 ba · sleeps 6 · 0.3 mi

    Revenue $25,308ADR $269Occ ≈ 26%4.9★ (91)

    Airbnb

  • Mountain Charm in Quiet Big Bear City

    Cabin · 3 bd · 1 ba · sleeps 6 · 0.3 mi

    Revenue $8,375ADR $318Occ ≈ 7%4.3★ (18)

    AirbnbVrboBooking

  • Low Rates, Pet Friendly w Yard & Game-Room!

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $45,901ADR $183Occ ≈ 69%5★ (113)

    AirbnbVrbo

  • Cozy Pet Friendly Big Bear Cabin

    Vacation home · 3 bd · 1 ba · sleeps 5 · 0.3 mi

    Revenue $20,654ADR $257Occ ≈ 22%3.8★ (2)

    Booking

  • Bear's Den Retreat Cabin

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi

    Revenue $2,776ADR $409Occ ≈ 2%4.8★ (4)

    AirbnbVrbo

  • Holiday Nights: hot tub & fireside relaxation

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.3 mi

    Revenue $10,060ADR $619Occ ≈ 4%4.9★ (38)

    Airbnb

  • Big Bear Retreat | Hot Tub, BBQ, Views & Games

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi

    Revenue $38,124ADR $311Occ ≈ 34%5★ (74)

    AirbnbVrboBooking

  • Hot Tub • Vintage Charm • Gated Yard • Poker Table

    Cabin · 3 bd · 2 ba · sleeps 7 · 0.3 mi

    Revenue $41,600ADR $210Occ ≈ 54%5★ (196)

    AirbnbVrbo

  • Corner Cabin • AC • Spa • Game room • Dog Friendly

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi

    Revenue $75,134ADR $375Occ ≈ 55%4.8★ (169)

    AirbnbVrbo

  • Single Level Home w/Entry Ramp In Big Bear

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $12,604ADR $349Occ ≈ 10%5★ (14)

    AirbnbVrboBooking

  • Bring your family to our delightful house

    House · 3 bd · 2.5 ba · sleeps 15 · 0.3 mi

    Revenue $30,470ADR $546Occ ≈ 15%4.9★ (76)

    AirbnbVrbo

  • Big Bear Bungalow ~ Cozy Mountain Big Bear Cottage

    Cabin · 3 bd · 1.5 ba · sleeps 8 · 0.3 mi

    Revenue $15,577ADR $454Occ ≈ 9%—

    AirbnbVrbo

  • Atlas Ridge Cabin | NEW! Cozy, Hot Tub, Fireplace

    House · 3 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $5,198ADR $337Occ ≈ 4%5★ (6)

    Airbnb

  • Black bear bunker

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.4 mi

    Revenue $1,462ADR $210Occ ≈ 2%5★ (1)

    Airbnb

  • The Place

    Cabin · 3 bd · 2 ba · sleeps 7 · 0.4 mi

    Revenue $19,584ADR $178Occ ≈ 30%4.8★ (45)

    Airbnb

  • Promise Cabin🌲 Spa💦 EV⚡️ Firepit🔥 BBQ🥩 Fireplace🪵

    Cabin · 3 bd · 1 ba · sleeps 7 · 0.4 mi

    Revenue $64,228ADR $198Occ ≈ 89%5★ (307)

    Airbnb

  • Cozy Mountain Retreat w/ Jacuzzi & Fireplace

    Cabin · 3 bd · 1 ba · sleeps 6 · 0.4 mi

    Revenue $38,415ADR $315Occ ≈ 33%4.8★ (382)

    AirbnbVrbo

  • Classic Big Bear

    House · 3 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $5,094ADR $262Occ ≈ 5%4.2★ (8)

    AirbnbVrbo

  • Goldilocks Cabin for All Your Bears

    Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.4 mi

    Revenue $12,894ADR $232Occ ≈ 15%5★ (10)

    AirbnbVrbo

  • The Holiday Cabin with Hot Tub & EV Charging

    Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.4 mi

    Revenue $45,326ADR $329Occ ≈ 38%5★ (98)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Est. revenue

$28,169

NOI

$9,175

Cash flow /mo

$765

Cash needed

$471,660

Cash-on-cash (all cash)

1.9%

ROE (yr 1)

4.7%

Cap rate

2.1%

DSCR

—

Year-1 write-off

$128,999

Year-1 tax shield @ 32%

$41,280

Year-1 return on equity

  • Cash flow (annual)$9,175
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$12,870
ROE4.7%
ROE incl. year-1 tax savings (32% bracket, STR loophole)13.4%
Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$5,634
  • Platform fees (3% of revenue)$845
  • Maintenance / capex (5% of revenue)$1,408
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$7,196
  • Insurance (STR-rated)$2,188

Cash needed to close

  • Purchase price (all cash)$429,000
  • Closing costs (4.0%)$17,160
  • Furnishing (bought new)$25,500

Tax savings if the STR loophole applies

  • Tax shield @ 32%$41,280

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$354,000

Short-life (5/15-yr)

$102,000 · 29%

Year-1 deduction

$129,000

Year-1 tax shield @ 32%

$41,000

Land 17% (county tax record, assessed value split) · building $252,000 over 39 years · new furniture $26,000

Based on: 1,820 sq ft, built 1978, 3 bd / 2 ba, unfurnished, listing features (hot tub, patio, fence, game room, fireplace, flooring types, appliance list).

IRS-guide safe-harbor floor: $105,000 in year 1 (22% short-life, $34,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$87,400
  • Kitchen cabinetsdefault

    $9,800 new × 40% good × 2.41 allocation

    $9,400
  • Kitchen countertopsdefault

    $8,000 new × 40% good × 2.41 allocation

    $7,700
  • Decorative trimdefault

    $3,200 new × 40% good × 2.41 allocation

    $3,100
  • Mirrorsdefault

    $300 new × 40% good × 2.41 allocation

    $300
  • Shelvingdefault

    $1,200 new × 40% good × 2.41 allocation

    $1,200
  • Window coverings (18)default

    $4,500 new × 40% good × 2.41 allocation

    $4,300
  • Carpet, vinyl & laminate (100% of floors)listing

    $11,700 new × 40% good × 2.41 allocation

    $11,300
  • Kitchen & laundry equipment plumbingdefault

    $7,600 new × 40% good × 2.41 allocation

    $7,300
  • Kitchen, laundry & data equipment electricaldefault

    $4,600 new × 40% good × 2.41 allocation

    $4,400
  • Appliances (microwave, dishwasher, disposal, refrigerator)listing

    $4,300 new × 40% good × 2.41 allocation

    $4,100
  • Hot tub (freestanding)listing

    $9,000 new × 40% good × 2.41 allocation

    $8,700
  • Furniture bought newlisting

    $19,500 new × 100% good · bought separately

    $19,500
  • Game-room equipment bought newlisting

    $6,000 new × 100% good · bought separately

    $6,000
15-year land improvements$40,200
  • Paving: driveway & walks (paved)default

    $8,800 new × 50% good × 2.41 allocation

    $10,700
  • Landscaping (typical)default

    $8,500 new × 50% good × 2.41 allocation

    $10,300
  • Patioslisting

    $8,200 new × 50% good × 2.41 allocation

    $9,900
  • Decks & porches (attached)default

    $1,800 new × 50% good × 2.41 allocation

    $2,200
  • Fencinglisting

    $6,000 new × 50% good × 2.41 allocation

    $7,200
Building, 39-year$252,100
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $197,400 new × 40% good × 2.41 allocation

    $190,400
  • Building plumbing & fixturesdefault

    $20,500 new × 40% good × 2.41 allocation

    $19,700
  • Building electrical & lightingdefault

    $20,300 new × 40% good × 2.41 allocation

    $19,600
  • HVACdefault

    $20,500 new × 40% good × 2.41 allocation

    $19,800
  • Fireplacelisting

    $2,600 new × 40% good × 2.41 allocation

    $2,500

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$87,400$40,200$1,300$129,000
2$0$0$6,500$6,500
3$0$0$6,500$6,500
4$0$0$6,500$6,500
5$0$0$6,500$6,500
6+$0$0$224,900$224,900
Total$87,400$40,200$252,100$379,700

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.