1093 Snow Ridge Rd
Big Bear City, CA 92314
$489,000
3 bd · 2 ba · Listed 1d ago
View on Realtor.com →Year built
1988
Sqft
—
Lot sqft
9,488
HOA / mo
None
Furnished
Yes
List date
2026-10-26T22:17:52.000000Z
Revenue
Annual revenue
$34,253
ADR
$303
Occupancy
31%
Cleaning fees (12 mo)
$5,738
Confidence
Low (29.32), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,815
Luxury Mountain Chalet in Big Bear|Ski Queen Lodge
Cabin · 3 bd · 3 ba · sleeps 7 · 315 ft
Revenue $11,269ADR $775Occ ≈ 4%5★ (1)
Delisted
Lookout Lodge Family Chalet at Big Bear w/ Games
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.1 mi
Revenue $51,697ADR $511Occ ≈ 28%—
Large Family Home, sleeps 6+
House · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $19,261ADR $181Occ ≈ 29%4.7★ (339)
The Fox Den Big Bear ~ Modern Mountain View Retreat w/ Hot Tub
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $90,442ADR $615Occ ≈ 40%4★ (1)
The Fox Den #2568
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $91,907ADR $620Occ ≈ 41%—
Double Deck Cabin w/ Spa, Hanging Chairs, Fire Pit
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $33,125ADR $371Occ ≈ 24%4.9★ (124)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Luxury Mountain Chalet in Big Bear|Ski Queen Lodge Cabin | 3 bd · 3 ba · sleeps 7 | $11,269 | $775 | 4% | 5★ (1) | 315 ft | Delisted |
Eagle Mountain Retreat Cabin
| 3 bd · 2 ba · sleeps 6 | $10,289 | $295 | 10% | 5★ (27) | 459 ft | AirbnbVrbo |
Mountain Lodge | Fireplace, Hot Tub & Scenic Deck! Chalet
| 3 bd · 3 ba · sleeps 7 | $79,417 | $591 | 37% | 5★ (31) | 0.1 mi | AirbnbVrbo |
Lookout Lodge Family Chalet at Big Bear w/ Games Vacation home | 3 bd · 3 ba · sleeps 8 | $51,697 | $511 | 28% | — | 0.1 mi | Booking |
Large Family Home, sleeps 6+ House
| 3 bd · 2 ba · sleeps 6 | $19,261 | $181 | 29% | 4.7★ (339) | 0.1 mi | Airbnb |
Lookout Lodge Family Chalet at Big Bear w/ Games Cabin | 3 bd · 2.5 ba · sleeps 8 | $62,019 | $518 | 33% | 4.5★ (10) | 0.1 mi | AirbnbBooking |
The Fox Den Big Bear ~ Modern Mountain View Retrea Cabin
| 3 bd · 2 ba · sleeps 8 | $47,561 | $469 | 28% | 4.8★ (12) | 0.1 mi | AirbnbVrbo |
The Fox Den Big Bear ~ Modern Mountain View Retreat w/ Hot Tub Vacation home | 3 bd · 2 ba · sleeps 8 | $90,442 | $615 | 40% | 4★ (1) | 0.1 mi | Booking |
The Fox Den #2568 Vacation home | 3 bd · 2 ba · sleeps 8 | $91,907 | $620 | 41% | — | 0.1 mi | Booking |
Double Deck Cabin w/ Spa, Hanging Chairs, Fire Pit Cabin
| 3 bd · 2 ba · sleeps 8 | $33,125 | $371 | 24% | 4.9★ (124) | 0.1 mi | Airbnb |
Show 37 more
Home w/ Spa near Ski Resort, VIEW, Pet Friendly!
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $28,828ADR $417Occ ≈ 19%4.8★ (178)
Mama’s Lake House: Spacious 3 bedroom retreat
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $33,361ADR $349Occ ≈ 26%5★ (24)
Lookout Lodge: Hilltop Views, HotTub, Games, AC!
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $6,178ADR $212Occ ≈ 8%5★ (8)
Hillside Haven/Views/Quiet Area/Next to Forest
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $27,731ADR $217Occ ≈ 35%4.8★ (41)
Big Bear Ultimate Stay Away
House · 3 bd · 3 ba · sleeps 10 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +5
Revenue $2,706ADR $532Occ ≈ 1%5★ (2)
Summit View | Game Room | Walk to Oktoberfest
House · 3 bd · 2 ba · sleeps 7 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +3
Revenue $24,815ADR $338Occ ≈ 20%4.9★ (86)
Calm and Cozy Cabin - Cabin Retreat with Spa and Large Fenced Yard
Vacation home · 3 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $1,945ADR $486Occ ≈ 1%—
Rocky Mountain Comfort
House · 3 bd · 3 ba · sleeps 10 · 0.3 mi
Revenue $14,609ADR $292Occ ≈ 14%4.8★ (117)
Delisted
Cute family cabin with hot tub and hiking trails.
Cabin · 3 bd · 2 ba · sleeps 7 · 0.3 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $22,846ADR $350Occ ≈ 18%4.9★ (123)
Peaceful 3 bdr cabin w/ hot tub! Close to hiking!
Cabin · 3 bd · 1 ba · sleeps 7 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $13,781ADR $330Occ ≈ 11%4.9★ (253)
Boo Boo Bear Chalet
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $18,119ADR $290Occ ≈ 17%5★ (20)
Corner Hideaway I Quiet Location, Cozy Interiors
Cabin · 3 bd · 2 ba · sleeps 7 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $11,375ADR $294Occ ≈ 11%5★ (22)
Pool table, fireplace, wifi, sleeps 10, pets ok.
House · 3 bd · 2.5 ba · sleeps 10 · 0.4 mi
Revenue $19,735ADR $531Occ ≈ 10%5★ (1)
Big Bear Country Club Blvd
House · 3 bd · 2 ba · sleeps 8 · 0.5 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $31,127ADR $334Occ ≈ 26%4.8★ (242)
Eagles Landing - Family Friendly Holiday Space
House · 3 bd · 2 ba · sleeps 8 · 0.6 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +6
Revenue $11,552ADR $127Occ ≈ 25%5★ (69)
Unwind in Style: Premier Location Cabin with Hot Tub in California
Cabin · 3 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $4,721ADR $261Occ ≈ 5%—
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Mountain View Cabin: Jacuzzi, Fire Pit Cabin
| 3 bd · 2 ba · sleeps 8 | $22,758 | $278 | 22% | 5★ (25) | 0.1 mi | AirbnbVrbo |
Home w/ Spa near Ski Resort, VIEW, Pet Friendly! Cabin
| 3 bd · 2 ba · sleeps 6 | $28,828 | $417 | 19% | 4.8★ (178) | 0.2 mi | Airbnb |
Whitney Manor/ W Spa Near the lake Cabin
| 3 bd · 2 ba · sleeps 8 | $44,682 | $322 | 38% | 4.9★ (38) | 0.2 mi | AirbnbVrboBooking |
Spacious Cabin With Games, Pool Table & Hot Tub House
| 3 bd · 3 ba · sleeps 8 | $8,898 | $682 | 4% | 5★ (18) | 0.2 mi | AirbnbVrbo |
Mama’s Lake House: Spacious 3 bedroom retreat House
| 3 bd · 2 ba · sleeps 8 | $33,361 | $349 | 26% | 5★ (24) | 0.2 mi | Airbnb |
Luxury Log Cabin! Panoramic views, game room! FOST Cabin
| 3 bd · 2.5 ba · sleeps 8 | $38,822 | $485 | 22% | 4.8★ (16) | 0.2 mi | AirbnbVrboBooking |
Lookout Lodge: Hilltop Views, HotTub, Games, AC! Cabin
| 3 bd · 2.5 ba · sleeps 8 | $6,178 | $212 | 8% | 5★ (8) | 0.2 mi | Airbnb |
Game Room + National Forest | Walk to Lake Cabin
| 3 bd · 1 ba · sleeps 8 | $6,925 | $390 | 5% | 4.5★ (15) | 0.2 mi | AirbnbVrboBooking |
Hillside Haven/Views/Quiet Area/Next to Forest Cabin
| 3 bd · 1.5 ba · sleeps 6 | $27,731 | $217 | 35% | 4.8★ (41) | 0.2 mi | Airbnb |
Escape Close to Lake, AC, Killer Hot Tub and Deck Cabin
| 3 bd · 1 ba · sleeps 8 | $23,209 | $307 | 21% | 4.9★ (76) | 0.2 mi | AirbnbVrbo |
Mountain View Escape: Pool Table! WiFi! TV! House
| 3 bd · 3 ba · sleeps 8 | $44,488 | $286 | 43% | 4.8★ (132) | 0.2 mi | AirbnbVrbo |
Big Blue | Charming Chalet Nestled Next To Trails! Cabin
| 3 bd · 2 ba · sleeps 8 | $57,789 | $259 | 61% | 4.8★ (58) | 0.2 mi | AirbnbVrbo |
Top 1% Clean & Cozy Family Cabin with A/C Cabin
| 3 bd · 1 ba · sleeps 8 | $28,774 | $258 | 31% | 5★ (136) | 0.2 mi | AirbnbVrboBooking |
Sasquatch Cottage:Fun & Enchanting Themed Cabin! House
| 3 bd · 2 ba · sleeps 7 | $24,023 | $211 | 31% | 4.8★ (40) | 0.2 mi | AirbnbVrbo |
Sleepy Bear Cabin | Near slopes Cabin
| 3 bd · 2.5 ba · sleeps 8 | $18,583 | $352 | 14% | 5★ (22) | 0.2 mi | AirbnbVrbo |
Big Bear Ultimate Stay Away House
| 3 bd · 3 ba · sleeps 10 | $2,706 | $532 | 1% | 5★ (2) | 0.2 mi | Airbnb |
Summit View | Game Room | Walk to Oktoberfest House
| 3 bd · 2 ba · sleeps 7 | $24,815 | $338 | 20% | 4.9★ (86) | 0.2 mi | Airbnb |
Big Bear Retreat w Fire Pit, Deck, & Cabin Vibes House | 3 bd · 2.5 ba · sleeps 6 | $26,862 | $264 | 28% | 3.8★ (10) | 0.2 mi | AirbnbBooking |
Calm and Cozy Cabin - Cabin Retreat with Spa and Large Fenced Yard Vacation home | 3 bd · 1 ba · sleeps 6 | $1,945 | $486 | 1% | — | 0.3 mi | Booking |
Rocky Mountain Comfort House | 3 bd · 3 ba · sleeps 10 | $14,609 | $292 | 14% | 4.8★ (117) | 0.3 mi | Delisted |
Cute family cabin with hot tub and hiking trails. Cabin
| 3 bd · 2 ba · sleeps 7 | $22,846 | $350 | 18% | 4.9★ (123) | 0.3 mi | Airbnb |
Peaceful 3 bdr cabin w/ hot tub! Close to hiking! Cabin
| 3 bd · 1 ba · sleeps 7 | $13,781 | $330 | 11% | 4.9★ (253) | 0.3 mi | Airbnb |
Paradise Cabin Place
| 3 bd · 1.5 ba · sleeps 10 | $19,076 | $435 | 12% | 4.5★ (28) | 0.3 mi | AirbnbVrbo |
Hot Tub, Game Room, AC, EV Charging & Fire Pit-WHI Cabin
| 3 bd · 2.5 ba · sleeps 8 | $38,589 | $557 | 19% | 4.9★ (19) | 0.3 mi | AirbnbVrboBooking |
Boo Boo Bear Chalet Cabin
| 3 bd · 2 ba · sleeps 8 | $18,119 | $290 | 17% | 5★ (20) | 0.3 mi | Airbnb |
Big Comfort, Large Home in Big Bear House
| 3 bd · 2.5 ba · sleeps 10 | $55,428 | $379 | 40% | 5★ (137) | 0.3 mi | AirbnbVrbo |
Peaceful Rustic Escape, Cool Deck, Firepit Table Cabin
| 3 bd · 2 ba · sleeps 6 | $17,337 | $299 | 16% | 5★ (26) | 0.3 mi | AirbnbVrbo |
Corner Hideaway I Quiet Location, Cozy Interiors Cabin
| 3 bd · 2 ba · sleeps 7 | $11,375 | $294 | 11% | 5★ (22) | 0.3 mi | Airbnb |
New! Bearadise ~ Peaceful Pinegrove Chalet Chalet
| 3 bd · 2 ba · sleeps 8 | $57,389 | $251 | 63% | 4.7★ (209) | 0.4 mi | AirbnbVrbo |
Pool table, fireplace, wifi, sleeps 10, pets ok. House | 3 bd · 2.5 ba · sleeps 10 | $19,735 | $531 | 10% | 5★ (1) | 0.4 mi | Airbnb |
Huge Private Yard, Charming Cozy Getaway, Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $31,408 | $361 | 24% | 4.9★ (140) | 0.5 mi | AirbnbVrbo |
Clean/Cozy Indoor & Outdoors Fire Pit- BBQ- Fenced House
| 3 bd · 2 ba · sleeps 8 | $47,234 | $319 | 41% | 5★ (186) | 0.5 mi | AirbnbVrbo |
Big Bear Country Club Blvd House
| 3 bd · 2 ba · sleeps 8 | $31,127 | $334 | 26% | 4.8★ (242) | 0.5 mi | Airbnb |
Eagles Landing - Family Friendly Holiday Space House
| 3 bd · 2 ba · sleeps 8 | $11,552 | $127 | 25% | 5★ (69) | 0.6 mi | Airbnb |
Unwind in Style: Premier Location Cabin with Hot Tub in California Cabin | 3 bd · 2 ba · sleeps 6 | $4,721 | $261 | 5% | — | 0.6 mi | Delisted |
The Grisly claw! Minutes to slopes & village Cabin
| 3 bd · 1 ba · sleeps 6 | $3,190 | $290 | 3% | 4.8★ (28) | 0.6 mi | AirbnbVrbo |
Walk to Lake | Pool Table + Fireplace Cabin
| 3 bd · 2 ba · sleeps 6 | $39,952 | $334 | 33% | 4.7★ (23) | 0.6 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$34,253
NOI
$12,589
Cash flow /mo
-$1,660
Cash needed
$141,810
Cash-on-cash
-14.0%
ROE (yr 1)
-1.6%
Cap rate
2.6%
DSCR
0.39
Year-1 write-off
$112,042
Year-1 tax shield @ 32%
$35,854
Year-1 return on equity
- Cash flow (annual)-$19,919
- Principal paydown$3,021
- Appreciation at%$14,670
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,851
- Platform fees (3% of revenue)$1,028
- Maintenance / capex (5% of revenue)$1,713
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,817
- Insurance (STR-rated)$2,494
Cash needed to close
- Down payment (25%)$122,250
- Closing costs (4.0%)$19,560
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$35,854
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$393,000
Short-life (5/15-yr)
$112,000 · 28%
Year-1 deduction
$112,000
Year-1 tax shield @ 32%
$36,000
Land 20% (county tax record, assessed value split) · building $281,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1988, 3 bd / 2 ba, furnished, listing features (deck, fireplace, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $62,000 in year 1 (16% short-life, $20,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,000
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.51 allocation
- $8,200
Kitchen countertopsdefault
$8,200 new × 40% good × 2.51 allocation
- $3,300
Decorative trimdefault
$3,300 new × 40% good × 2.51 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.51 allocation
- $1,200
Shelvingdefault
$1,200 new × 40% good × 2.51 allocation
- $4,800
Window coverings (19)default
$4,800 new × 40% good × 2.51 allocation
- $4,900
Carpet, vinyl & laminate (40% of floors)default
$4,900 new × 40% good × 2.51 allocation
- $7,800
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 2.51 allocation
- $4,700
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 2.51 allocation
- $7,400
Appliances (range, dishwasher, disposal, refrigerator, washer, dryer)listing
$7,400 new × 40% good × 2.51 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $11,300
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.51 allocation
- $10,900
Landscaping (typical)default
$8,700 new × 50% good × 2.51 allocation
- $2,400
Patiosdefault
$1,900 new × 50% good × 2.51 allocation
- $26,800
Decks & porches (attached)listing
$21,400 new × 50% good × 2.51 allocation
- $206,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 2.51 allocation
- $21,400
Building plumbing & fixturesdefault
$21,400 new × 40% good × 2.51 allocation
- $21,400
Building electrical & lightingdefault
$21,400 new × 40% good × 2.51 allocation
- $21,500
HVACdefault
$21,400 new × 40% good × 2.51 allocation
- $7,400
Hardwood & tile floorsdefault
$7,300 new × 40% good × 2.51 allocation
- $2,600
Fireplacelisting
$2,600 new × 40% good × 2.51 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $60,400 | $51,400 | $300 | $112,000 |
| 2 | $0 | $0 | $7,200 | $7,200 |
| 3 | $0 | $0 | $7,200 | $7,200 |
| 4 | $0 | $0 | $7,200 | $7,200 |
| 5 | $0 | $0 | $7,200 | $7,200 |
| 6+ | $0 | $0 | $251,900 | $251,900 |
| Total | $60,400 | $51,400 | $281,000 | $392,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.