2051 6th Ln
Big Bear City, CA 92314
$380,000
2 bd · 2 ba · 960 sqft · Listed 25d ago
View on Realtor.com →Year built
1987
Sqft
960
Lot sqft
3,441
HOA / mo
$0
Furnished
No
List date
2026-09-04T07:22:30.000000Z
Revenue
Annual revenue
$18,311
ADR
$143
Occupancy
35%
Cleaning fees (12 mo)
$3,882
Confidence
Low (40.22), 38 comps
Comp revenue range (p25 / median / p75)
Hibernation station Outdoor Area & Pet Friendly!
Vacation home · 2 bd · 1 ba · sleeps 8 · 200 ft
Revenue $3,935ADR $102Occ ≈ 11%—
Big Bear Adventure Cabin Near Snow Play & Village
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $18,868ADR $164Occ ≈ 32%4.9★ (22)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hibernation station Outdoor Area & Pet Friendly! Vacation home | 2 bd · 1 ba · sleeps 8 | $3,935 | $102 | 11% | — | 200 ft | Booking |
Fireplace, Smart TV, Fenced Yard, BBQ Cabin | 2 bd · 1 ba · sleeps 4 | $9,114 | $206 | 12% | 4.3★ (6) | 453 ft | AirbnbVrboBooking |
Zen Cottage with Garden in Big Bear Cabin | 2 bd · 1 ba · sleeps 4 | $16,251 | $149 | 30% | 4.7★ (318) | 0.1 mi | AirbnbVrboBooking |
Harvest Haven Cabin | 2 bd · 2 ba · sleeps 6 | $330 | $330 | 0% | 4.8★ (21) | 0.1 mi | AirbnbVrbo |
Mountain Fun! Cabin w/ Yard & Fireplace House | 2 bd · 1.5 ba · sleeps 6 | $23,035 | $161 | 39% | 5★ (7) | 0.1 mi | AirbnbVrboBooking |
Paws and Chill Cabin House | 2 bd · 2 ba · sleeps 6 | $15,878 | $222 | 20% | 4.8★ (151) | 0.1 mi | AirbnbVrbo |
Big Bear Adventure Cabin Near Snow Play & Village Cabin | 2 bd · 1 ba · sleeps 6 | $18,868 | $164 | 32% | 4.9★ (22) | 0.1 mi | Airbnb |
Fenced yard/ walking distance to dog park Cabin | 2 bd · 1.5 ba · sleeps 5 | $8,521 | $421 | 6% | 4.8★ (62) | 0.1 mi | AirbnbVrbo |
Hibernation station + Outdoor Area & Pet Friendly! Cabin | 2 bd · 1 ba · sleeps 8 | $19,417 | $99 | 54% | 5★ (3) | 0.1 mi | AirbnbVrbo |
Cozy Big Bear Cabin w/ Fireplace, BBQ, Fenced Yard House | 2 bd · 1 ba · sleeps 6 | $10,116 | $232 | 12% | 5★ (8) | 0.1 mi | AirbnbVrboBooking |
Show all 38 comps
HUEZO LODGE a cozy home away from home
House · 2 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $11,463ADR $247Occ ≈ 13%4.8★ (166)
Mahoga Bear Tavern
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $3,760ADR $235Occ ≈ 4%4.7★ (18)
Hot Tub & Firepit/Fully Fenced/Sleeps 6
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $14,217ADR $236Occ ≈ 17%4.9★ (16)
BigBear Cabin w/ Hot Tub + Fire Pit, Hiking Trails
Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $27,409ADR $123Occ ≈ 61%4.9★ (33)
Large 2BR/2BA Next to Forest with AC in rooms
Cabin · 2 bd · 2 ba · sleeps 5 · 0.3 mi
Revenue $25,133ADR $138Occ ≈ 50%4.9★ (75)
Pack Light! Baby & Toddler Ready | Arcade
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.4 mi
Revenue $42,476ADR $203Occ ≈ 57%5★ (175)
Rustic Cabin | Fireplace, Patios & Ski Trolley
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.5 mi
Revenue $9,176ADR $189Occ ≈ 13%4.9★ (13)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
The Big Bear Den : Cozy Cabin in the Mountains Cabin | 2 bd · 1 ba · sleeps 4 | $27,657 | $205 | 37% | 4.9★ (74) | 0.2 mi | AirbnbVrbo |
Residential Serrano Pines Cabin in Big Bear! Cabin | 2 bd · 1 ba · sleeps 6 | $34,124 | $147 | 64% | 5★ (207) | 0.2 mi | AirbnbVrbo |
Little Cabin that is cozy in Big Bear Cabin | 2 bd · 1 ba · sleeps 5 | $14,293 | $172 | 23% | 4.9★ (33) | 0.2 mi | AirbnbVrbo |
Th3 Bears Den Cabin | 2 bd · 1 ba · sleeps 6 | $16,202 | $271 | 16% | 4.8★ (48) | 0.2 mi | AirbnbVrbo |
HUEZO LODGE a cozy home away from home House | 2 bd · 2 ba · sleeps 10 | $11,463 | $247 | 13% | 4.8★ (166) | 0.2 mi | Airbnb |
Comfy Modern Big Bear Cabin House | 2 bd · 1.5 ba · sleeps 6 | $29,957 | $165 | 50% | 4.8★ (61) | 0.2 mi | AirbnbVrboBooking |
A place to rest Cabin | 2 bd · 1 ba · sleeps 5 | $1,023 | $127 | 2% | 5★ (7) | 0.2 mi | Airbnb |
Mahoga Bear Tavern Cabin | 2 bd · 1 ba · sleeps 6 | $3,760 | $235 | 4% | 4.7★ (18) | 0.2 mi | Airbnb |
Cozy fully fenced home, dog-friendly, no fee • 6 beds • game room House | 2 bd · 1 ba · sleeps 6 | $44,605 | $298 | 41% | 5★ (58) | 0.2 mi | AirbnbVrbo |
Hot Tub & Firepit/Fully Fenced/Sleeps 6 Cabin | 2 bd · 1 ba · sleeps 6 | $14,217 | $236 | 17% | 4.9★ (16) | 0.2 mi | Airbnb |
Elevated vibes House | 2 bd · 2 ba · sleeps 5 | $22,108 | $278 | 22% | 5★ (6) | 0.3 mi | AirbnbBooking |
Cute & Cozy Dog Friendly 2BD 1BA w/Mountain View's Cabin | 2 bd · 1 ba · sleeps 6 | $28,427 | $152 | 51% | 4.8★ (190) | 0.3 mi | AirbnbVrbo |
Cozy Big Bear Cabin w/ Mountain Views • Firepit House | 2 bd · 1 ba · sleeps 6 | $17,436 | $174 | 27% | 5★ (56) | 0.3 mi | AirbnbVrbo |
BigBear Cabin w/ Hot Tub + Fire Pit, Hiking Trails Cabin | 2 bd · 1 ba · sleeps 6 | $27,409 | $123 | 61% | 4.9★ (33) | 0.3 mi | Airbnb |
LaborDayGetaway HotTub*Arcade Games & Private Yard Cabin | 2 bd · 1 ba · sleeps 6 | $27,944 | $231 | 33% | 4.9★ (189) | 0.3 mi | AirbnbVrbo |
Large 2BR/2BA Next to Forest with AC in rooms Cabin | 2 bd · 2 ba · sleeps 5 | $25,133 | $138 | 50% | 4.9★ (75) | 0.3 mi | Airbnb |
3 Bears - *NEW* Fireplace, Smart TV, Gambrel style cabin Cabin | 2 bd · 1 ba · sleeps 4 | $783 | $261 | 1% | — | 0.4 mi | VrboBooking |
Pack Light! Baby & Toddler Ready | Arcade Cabin | 2 bd · 1.5 ba · sleeps 6 | $42,476 | $203 | 57% | 5★ (175) | 0.4 mi | Airbnb |
Cabin Hideaway w/ Fireplace & Deck Cabin | 2 bd · 1 ba · sleeps 6 | $11,661 | $189 | 17% | 4.8★ (11) | 0.4 mi | AirbnbVrboBooking |
Green Bear Lodge -Sauna- Hot Tub- Cabin | 2 bd · 1 ba · sleeps 6 | $28,721 | $89 | 88% | 4.8★ (59) | 0.4 mi | AirbnbVrboBooking |
Cozy Family Cabin w/ Fenced Yard & Fireplace Cabin | 2 bd · 1.5 ba · sleeps 6 | $27,893 | $315 | 24% | 5★ (7) | 0.4 mi | AirbnbVrboBooking |
Cozy Cottage Cabin | 2 bd · 1 ba · sleeps 6 | $20,896 | $178 | 32% | 5★ (93) | 0.5 mi | Airbnb |
Rustic Cabin | Fireplace, Patios & Ski Trolley Cabin | 2 bd · 1.5 ba · sleeps 6 | $9,176 | $189 | 13% | 4.9★ (13) | 0.5 mi | Airbnb |
Couple’sRetreat:HotTub+FirePitNights+EV +Gameroom Cabin | 2 bd · 2 ba · sleeps 5 | $43,871 | $631 | 19% | — | 0.5 mi | AirbnbVrbo |
The Pine Squirrel" Cozy fp, pets, new spa, EV Cabin | 2 bd · 1 ba · sleeps 6 | $9,644 | $316 | 8% | 5★ (4) | 0.5 mi | AirbnbVrbo |
AC + Large Fenced Yard w/ Swing Set + Fire Pit Cabin | 2 bd · 1 ba · sleeps 6 | $16,971 | $286 | 16% | 4.5★ (31) | 0.6 mi | AirbnbVrboBooking |
Cypress Cottage House | 2 bd · 2 ba · sleeps 8 | $25,090 | $327 | 21% | 4.4★ (12) | 0.7 mi | AirbnbVrbo |
Moonlit Bear Hut - A Cozy Gambrel A-Frame Cabin Cabin | 2 bd · 1.5 ba · sleeps 6 | $28,660 | $195 | 40% | 4.8★ (246) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$18,311
NOI
$2,866
Cash flow /mo
-$1,809
Cash needed
$126,200
Cash-on-cash
-17.2%
ROE (yr 1)
-6.2%
Cap rate
0.8%
DSCR
0.12
Year-1 write-off
$105,311
Year-1 tax shield @ 32%
$33,699
Year-1 return on equity
- Cash flow (annual)-$21,706
- Principal paydown$2,487
- Appreciation at%$11,400
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$3,662
- Platform fees (3% of revenue)$549
- Maintenance / capex (5% of revenue)$916
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,866
- Insurance (STR-rated)$1,938
Cash needed to close
- Down payment (25%)$95,000
- Closing costs (4.0%)$15,200
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$33,699
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$304,000
Short-life (5/15-yr)
$89,000 · 29%
Year-1 deduction
$105,000
Year-1 tax shield @ 32%
$34,000
Land 20% (county tax record, assessed value split) · building $215,000 over 39 years · new furniture $16,000
Based on: 960 sq ft, built 1987, 2 bd / 2 ba, unfurnished, listing features (fence, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $76,000 in year 1 (20% short-life, $24,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,400
Kitchen cabinetsdefault
$7,900 new × 40% good × 3.92 allocation
- $10,100
Kitchen countertopsdefault
$6,500 new × 40% good × 3.92 allocation
- $2,600
Decorative trimdefault
$1,700 new × 40% good × 3.92 allocation
- $500
Mirrorsdefault
$300 new × 40% good × 3.92 allocation
- $1,400
Shelvingdefault
$900 new × 40% good × 3.92 allocation
- $3,900
Window coverings (10)default
$2,500 new × 40% good × 3.92 allocation
- $9,700
Carpet, vinyl & laminate (100% of floors)listing
$6,200 new × 40% good × 3.92 allocation
- $9,600
Kitchen & laundry equipment plumbingdefault
$6,200 new × 40% good × 3.92 allocation
- $5,800
Kitchen, laundry & data equipment electricaldefault
$3,700 new × 40% good × 3.92 allocation
- $1,100
Appliances (microwave)listing
$700 new × 40% good × 3.92 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $3,800
Paving: driveway & walks (gravel)listing
$1,900 new × 50% good × 3.92 allocation
- $12,100
Landscaping (typical)default
$6,200 new × 50% good × 3.92 allocation
- $1,900
Patiosdefault
$900 new × 50% good × 3.92 allocation
- $1,900
Decks & porches (attached)default
$900 new × 50% good × 3.92 allocation
- $11,800
Fencinglisting
$6,000 new × 50% good × 3.92 allocation
- $162,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$103,700 new × 40% good × 3.92 allocation
- $16,800
Building plumbing & fixturesdefault
$10,700 new × 40% good × 3.92 allocation
- $14,800
Building electrical & lightingdefault
$9,400 new × 40% good × 3.92 allocation
- $17,000
HVACdefault
$10,800 new × 40% good × 3.92 allocation
- $4,100
Fireplacelisting
$2,600 new × 40% good × 3.92 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $73,200 | $31,400 | $700 | $105,300 |
| 2 | $0 | $0 | $5,500 | $5,500 |
| 3 | $0 | $0 | $5,500 | $5,500 |
| 4 | $0 | $0 | $5,500 | $5,500 |
| 5 | $0 | $0 | $5,500 | $5,500 |
| 6+ | $0 | $0 | $192,600 | $192,600 |
| Total | $73,200 | $31,400 | $215,400 | $320,000 |
The building's share of the price ($304,000) is 3.9x our depreciated replacement cost of the home ($78,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.