1971 Fern Ln
Big Bear City, CA 92314
$369,000
3 bd · 1.5 ba · Listed 7d ago
View on Realtor.com →Year built
1979
Sqft
—
Lot sqft
6,800
HOA / mo
None
Furnished
No
List date
2026-09-22T01:20:24Z
Revenue
Annual revenue
$25,039
ADR
$228
Occupancy
30%
Cleaning fees (12 mo)
$4,861
Confidence
Low (35.65), 20 comps
Comp revenue range (p25 / median / p75)
Hershey Bear Cabin:NEW! Igloo,Hot Tub,Dog Friendly
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.5 mi
Revenue $38,403ADR $409Occ ≈ 26%4.9★ (47)
Starlight Hideaway: Big Bear Log Cabin w/ Hot tub!
Cabin · 3 bd · 2 ba · sleeps 8 · 0.6 mi
Revenue $23,433ADR $342Occ ≈ 19%5★ (45)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Summer retreat-Hot Tub, Arcade, Play Room Cabin | 3 bd · 2 ba · sleeps 10 | $41,395 | $302 | 38% | 4.8★ (87) | 377 ft | AirbnbVrbo |
STAR WARS family cabin+HOT TUB+EV outlet+GAME R00M Cabin | 3 bd · 1.5 ba · sleeps 10 | $41,852 | $321 | 36% | 5★ (228) | 0.1 mi | AirbnbVrbo |
Beach to Mountains Chalet Cabin | 3 bd · 2.5 ba · sleeps 8 | $11,981 | $212 | 15% | 5★ (14) | 0.4 mi | AirbnbVrbo |
Cedar Creek House | 3 bd · 2 ba · sleeps 8 | $14,454 | $229 | 17% | 4.6★ (62) | 0.4 mi | Airbnb |
Big Bear Getaway! Chalet | 3 bd · 2.5 ba · sleeps 8 | $28,638 | $185 | 42% | 4.7★ (222) | 0.4 mi | AirbnbVrbo |
Hershey Bear Cabin:NEW! Igloo,Hot Tub,Dog Friendly Cabin | 3 bd · 1.5 ba · sleeps 6 | $38,403 | $409 | 26% | 4.9★ (47) | 0.5 mi | Airbnb |
Lincoln Log Cabin | Renovated | Near Attractions House | 3 bd · 2 ba · sleeps 8 | $13,764 | $366 | 10% | 4.5★ (8) | 0.6 mi | AirbnbVrboBooking |
Starlight Hideaway: Big Bear Log Cabin w/ Hot tub! Cabin | 3 bd · 2 ba · sleeps 8 | $23,433 | $342 | 19% | 5★ (45) | 0.6 mi | Airbnb |
Gorgeous Newly Remodeled Cabin Minutes from slopes House | 3 bd · 2 ba · sleeps 8 | $14,251 | $240 | 16% | 5★ (35) | 0.6 mi | AirbnbVrbo |
'The Bear's Den' Cabin: 8 Mi to Snow Summit! Cabin | 3 bd · 2 ba · sleeps 7 | $20,669 | $336 | 17% | 4.2★ (55) | 0.7 mi | AirbnbVrbo |
Show all 20 comps
Home w/ SPA, Fire Pit, Yard near Ski Resort & Lake
Cabin · 3 bd · 1 ba · sleeps 6 · 0.7 mi
Revenue $30,105ADR $252Occ ≈ 33%4.9★ (108)
3rd Night FREE Blue Snowflake Big Bear Mtn. Resort
Cabin · 3 bd · 1.5 ba · sleeps 10 · 0.7 mi
Revenue $3,876ADR $343Occ ≈ 3%5★ (1)
Immaculate Cabin • Hot Tub • EV • 2 Kings • Hiking
Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $33,964ADR $289Occ ≈ 32%5★ (299)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
A Frame Escape ! Fully fenced! Cabin | 3 bd · 2 ba · sleeps 8 | $20,640 | $134 | 42% | 4.5★ (165) | 0.7 mi | AirbnbVrbo |
Bluebird Haven Cabin | 3 bd · 2 ba · sleeps 8 | $10,517 | $272 | 11% | 5★ (19) | 0.7 mi | Airbnb |
Home w/ SPA, Fire Pit, Yard near Ski Resort & Lake Cabin | 3 bd · 1 ba · sleeps 6 | $30,105 | $252 | 33% | 4.9★ (108) | 0.7 mi | Airbnb |
Cozy Cabin on Sixth - FREE EV Charging! Cabin | 3 bd · 1 ba · sleeps 8 | $446 | $223 | 1% | 4.9★ (41) | 0.7 mi | AirbnbVrbo |
3rd Night FREE Blue Snowflake Big Bear Mtn. Resort Cabin | 3 bd · 1.5 ba · sleeps 10 | $3,876 | $343 | 3% | 5★ (1) | 0.7 mi | Airbnb |
Immaculate Cabin • Hot Tub • EV • 2 Kings • Hiking Cabin | 3 bd · 2 ba · sleeps 6 | $33,964 | $289 | 32% | 5★ (299) | 0.7 mi | Airbnb |
Peaceful, 3 BD Modern Cabin & Game Room Cabin | 3 bd · 2 ba · sleeps 6 | $10,578 | $264 | 11% | 4.9★ (20) | 0.7 mi | AirbnbBooking |
Steps to Forest & Sledding. Bird & the Bear Cabin. Cabin | 3 bd · 2 ba · sleeps 6 | $3,139 | $0 | — | 4.9★ (53) | 0.7 mi | AirbnbVrbo |
Luxe 2 Unit Duplex | Golf, Trails & Firepit Views Cabin | 3 bd · 2 ba · sleeps 8 | $27,740 | $304 | 25% | 5★ (3) | 0.8 mi | AirbnbVrbo |
Big Bear Log Cabin*AC*BBQ*Fireplace*Next to Forest Cabin | 3 bd · 2 ba · sleeps 6 | $8,529 | $189 | 12% | 5★ (10) | 0.8 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$25,039
NOI
$7,887
Cash flow /mo
$657
Cash needed
$403,260
Cash-on-cash (all cash)
2.0%
ROE (yr 1)
4.7%
Cap rate
2.1%
DSCR
—
Year-1 write-off
$102,985
Year-1 tax shield @ 32%
$32,955
Year-1 return on equity
- Cash flow (annual)$7,887
- Principal paydown (n/a, cash)$0
- Appreciation at%$11,070
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,008
- Platform fees (3% of revenue)$751
- Maintenance / capex (5% of revenue)$1,252
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,613
- Insurance (STR-rated)$1,882
Cash needed to close
- Purchase price (all cash)$369,000
- Closing costs (4.0%)$14,760
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$32,955
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$295,000
Short-life (5/15-yr)
$83,000 · 28%
Year-1 deduction
$103,000
Year-1 tax shield @ 32%
$33,000
Land 20% (county tax record, assessed value split) · building $212,000 over 39 years · new furniture $20,000
Based on: ~1,900 sq ft (from beds), built 1979, 3 bd / 1.5 ba, unfurnished, listing features (deck, fence, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $65,000 in year 1 (15% short-life, $21,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,600
Kitchen cabinetsdefault
$10,000 new × 40% good × 1.90 allocation
- $6,200
Kitchen countertopsdefault
$8,200 new × 40% good × 1.90 allocation
- $2,500
Decorative trimdefault
$3,300 new × 40% good × 1.90 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 1.90 allocation
- $900
Shelvingdefault
$1,200 new × 40% good × 1.90 allocation
- $3,600
Window coverings (19)default
$4,800 new × 40% good × 1.90 allocation
- $4,700
Carpet, vinyl & laminate (50% of floors)listing
$6,100 new × 40% good × 1.90 allocation
- $5,900
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 1.90 allocation
- $3,600
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 1.90 allocation
- $3,000
Appliances (range, refrigerator)listing
$4,000 new × 40% good × 1.90 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $8,600
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 1.90 allocation
- $8,300
Landscaping (typical)default
$8,700 new × 50% good × 1.90 allocation
- $1,800
Patiosdefault
$1,900 new × 50% good × 1.90 allocation
- $20,300
Decks & porches (attached)listing
$21,400 new × 50% good × 1.90 allocation
- $5,700
Fencinglisting
$6,000 new × 50% good × 1.90 allocation
- $156,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,300 new × 40% good × 1.90 allocation
- $16,300
Building plumbing & fixturesdefault
$21,400 new × 40% good × 1.90 allocation
- $16,300
Building electrical & lightingdefault
$21,400 new × 40% good × 1.90 allocation
- $16,300
HVACdefault
$21,400 new × 40% good × 1.90 allocation
- $4,700
Hardwood & tile floorsdefault
$6,100 new × 40% good × 1.90 allocation
- $2,000
Fireplacelisting
$2,600 new × 40% good × 1.90 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $57,600 | $44,700 | $700 | $103,000 |
| 2 | $0 | $0 | $5,400 | $5,400 |
| 3 | $0 | $0 | $5,400 | $5,400 |
| 4 | $0 | $0 | $5,400 | $5,400 |
| 5 | $0 | $0 | $5,400 | $5,400 |
| 6+ | $0 | $0 | $189,900 | $189,900 |
| Total | $57,600 | $44,700 | $212,400 | $314,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.