Year built
1938
Sqft
1,000
Lot sqft
246,680,280
HOA / mo
$0
Furnished
No
List date
2026-10-14T18:29:25.000000Z
Revenue
Annual revenue
$31,301
ADR
$107
Occupancy
80%
Cleaning fees (12 mo)
$2,972
Confidence
Low (41.93), 14 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $27,263
Fantastic, 2 bedroom cottage in the Garden Tract
House · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $50,097ADR $173Occ ≈ 79%5★ (71)
Sage Pine Suite -Redding Ca.
Place · 2 bd · 1 ba · sleeps 4 · 0.3 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $46,104ADR $165Occ ≈ 77%4.8★ (72)
Redding Travel Nurse Retreat–few min to Hospitals
House · 2 bd · 1 ba · sleeps 4 · 0.4 mi
Revenue $5,487ADR $90Occ ≈ 17%4.8★ (79)
Delisted
Blessings House Bethel Church/RiverTrails
House · 2 bd · 1 ba · sleeps 4 · 0.4 mi
Revenue $37,703ADR $122Occ ≈ 85%5★ (506)
Charming Downtown Home with Outdoor Oasis
House · 2 bd · 1 ba · sleeps 4 · 0.5 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $22,908ADR $82Occ ≈ 77%5★ (8)
Garden Bungalow
House · 2 bd · 1 ba · sleeps 4 · 0.5 mi
Revenue $11,687ADR $112Occ ≈ 29%4.9★ (312)
Stylish 2-Bedroom w/Pool!
House · 2 bd · 1 ba · sleeps 4 · 0.5 mi
Revenue $24,876ADR $97Occ ≈ 70%4.8★ (11)
Cozy 3 Bedroom House Near the Sac River in Redding
House · 2 bd · 2 ba · sleeps 5 · 0.5 mi
Revenue $40,064ADR $158Occ ≈ 69%4.9★ (126)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Fantastic, 2 bedroom cottage in the Garden Tract House
| 2 bd · 1 ba · sleeps 4 | $50,097 | $173 | 79% | 5★ (71) | 0.2 mi | Airbnb |
Gardenia at Evergreen | A Stylish Flat In Downtown Apartment
| 2 bd · 1 ba · sleeps 4 | $41,288 | $227 | 50% | 5★ (26) | 0.2 mi | AirbnbVrboBooking |
Sage Pine Suite -Redding Ca. Place
| 2 bd · 1 ba · sleeps 4 | $46,104 | $165 | 77% | 4.8★ (72) | 0.3 mi | Airbnb |
Redding Travel Nurse Retreat–few min to Hospitals House | 2 bd · 1 ba · sleeps 4 | $5,487 | $90 | 17% | 4.8★ (79) | 0.4 mi | Delisted |
Near Downtown, Relaxing, Convenient 2-Bdrm House House | 2 bd · 1 ba · sleeps 5 | $19,443 | $96 | 55% | 4.8★ (164) | 0.4 mi | AirbnbVrbo |
Blessings House Bethel Church/RiverTrails House | 2 bd · 1 ba · sleeps 4 | $37,703 | $122 | 85% | 5★ (506) | 0.4 mi | Airbnb |
Charming Downtown Home with Outdoor Oasis House
| 2 bd · 1 ba · sleeps 4 | $22,908 | $82 | 77% | 5★ (8) | 0.5 mi | Airbnb |
Garden Bungalow House | 2 bd · 1 ba · sleeps 4 | $11,687 | $112 | 29% | 4.9★ (312) | 0.5 mi | Airbnb |
Stylish 2-Bedroom w/Pool! House | 2 bd · 1 ba · sleeps 4 | $24,876 | $97 | 70% | 4.8★ (11) | 0.5 mi | Airbnb |
Cozy 3 Bedroom House Near the Sac River in Redding House | 2 bd · 2 ba · sleeps 5 | $40,064 | $158 | 69% | 4.9★ (126) | 0.5 mi | Airbnb |
Show 3 more
Peaceful 2BR by the Canal
House · 2 bd · 1 ba · sleeps 4 · 0.6 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $19,251ADR $123Occ ≈ 43%4.8★ (57)
Cozy retreat on quiet street.Outdoor adventures at your fingertips.
House · 2 bd · 2 ba · sleeps 4 · 0.6 mi
- Pool
- A/C
- Free parking
- Wifi
- +4
Revenue $70,877ADR $244Occ ≈ 80%4.6★ (9)
peaceful retreat near the river
House · 2 bd · 1 ba · sleeps 4 · 0.7 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $27,263ADR $88Occ ≈ 85%4.8★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Peaceful 2BR by the Canal House
| 2 bd · 1 ba · sleeps 4 | $19,251 | $123 | 43% | 4.8★ (57) | 0.6 mi | Airbnb |
Cozy retreat on quiet street.Outdoor adventures at your fingertips. House
| 2 bd · 2 ba · sleeps 4 | $70,877 | $244 | 80% | 4.6★ (9) | 0.6 mi | Vrbo |
peaceful retreat near the river House
| 2 bd · 1 ba · sleeps 4 | $27,263 | $88 | 85% | 4.8★ (4) | 0.7 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium
Est. revenue
$31,301
NOI
$14,968
Cash flow /mo
$131
Cash needed
$73,986
Cash-on-cash
2.1%
ROE (yr 1)
11.9%
Cap rate
7.5%
DSCR
1.12
Year-1 write-off
$44,088
Year-1 tax shield @ 32%
$14,108
Year-1 return on equity
- Cash flow (annual)$1,574
- Principal paydown$1,216
- Appreciation at%$5,999
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,260
- Platform fees (3% of revenue)$939
- Maintenance / capex (5% of revenue)$1,565
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,499
- Insurance (STR-rated)$1,170
Cash needed to close
- Down payment (25%)$49,988
- Closing costs (4.0%)$7,998
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$14,108
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$89,000
Short-life (5/15-yr)
$28,000 · 31%
Year-1 deduction
$44,000
Year-1 tax shield @ 32%
$14,000
Land 55% (county tax record, assessed value split) · building $61,000 over 39 years · new furniture $16,000
Based on: 1,000 sq ft, built 1938, 2 bd / 1 ba, unfurnished, listing features (fence, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $36,000 in year 1 (22% short-life, $12,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $3,500
Kitchen cabinetsdefault
$8,000 new × 40% good × 1.09 allocation
- $2,800
Kitchen countertopsdefault
$6,500 new × 40% good × 1.09 allocation
- $800
Decorative trimdefault
$1,800 new × 40% good × 1.09 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 1.09 allocation
- $400
Shelvingdefault
$900 new × 40% good × 1.09 allocation
- $1,100
Window coverings (10)default
$2,500 new × 40% good × 1.09 allocation
- $2,800
Carpet, vinyl & laminate (100% of floors)listing
$6,400 new × 40% good × 1.09 allocation
- $2,700
Kitchen & laundry equipment plumbingdefault
$6,200 new × 40% good × 1.09 allocation
- $1,600
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 1.09 allocation
- $1,000
Appliances (refrigerator)listing
$2,200 new × 40% good × 1.09 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $3,600
Paving: driveway & walks (paved)listing
$6,600 new × 50% good × 1.09 allocation
- $3,400
Landscaping (typical)default
$6,300 new × 50% good × 1.09 allocation
- $500
Patiosdefault
$1,000 new × 50% good × 1.09 allocation
- $500
Decks & porches (attached)default
$1,000 new × 50% good × 1.09 allocation
- $3,300
Fencinglisting
$6,000 new × 50% good × 1.09 allocation
- $47,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$108,200 new × 40% good × 1.09 allocation
- $4,900
Building plumbing & fixturesdefault
$11,200 new × 40% good × 1.09 allocation
- $4,300
Building electrical & lightingdefault
$9,900 new × 40% good × 1.09 allocation
- $4,900
HVACdefault
$11,300 new × 40% good × 1.09 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $32,700 | $11,300 | $100 | $44,100 |
| 2 | $0 | $0 | $1,600 | $1,600 |
| 3 | $0 | $0 | $1,600 | $1,600 |
| 4 | $0 | $0 | $1,600 | $1,600 |
| 5 | $0 | $0 | $1,600 | $1,600 |
| 6+ | $0 | $0 | $54,800 | $54,800 |
| Total | $32,700 | $11,300 | $61,100 | $105,100 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.