19563 Roaring Brook Way
Lakehead, CA 96051
$449,900
3 bd · 3 ba · 2,239 sqft · Listed 1d ago
View on Realtor.com →Year built
1983
Sqft
2,239
Lot sqft
91,476
HOA / mo
$0
Furnished
No
List date
2026-10-12T15:51:32.000000Z
Revenue
Annual revenue
$79,196
ADR
$461
Occupancy
47%
Cleaning fees (12 mo)
$6,446
Confidence
High (77.58), 6 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $74,425
Relaxing Lake Retreat • Pool • Hot Tub • Game Room
House · 3 bd · 2 ba · sleeps 10 · 1.8 mi
Revenue $52,772ADR $553Occ ≈ 26%5★ (26)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Wonderland: Alice-Themed, Hot Tub, Lake & Forest Cabin | 3 bd · 3 ba · sleeps 13 | $89,033 | $465 | 52% | 4.8★ (118) | 79 ft | AirbnbVrbo |
Private Cabin w/ Forest Views & Grill in Lakehead! Cabin | 3 bd · 2 ba · sleeps 8 | $55,078 | $255 | 59% | 4.3★ (48) | 0.1 mi | AirbnbVrboBooking |
Relaxing Lake Retreat • Pool • Hot Tub • Game Room House | 3 bd · 2 ba · sleeps 10 | $52,772 | $553 | 26% | 5★ (26) | 1.8 mi | Airbnb |
Private Oasis with amazing views Chalet | 4 bd · 3 ba · sleeps 14 | $81,189 | $672 | 33% | 4.8★ (23) | 1.8 mi | AirbnbVrboBooking |
Shasta Lake Log Cabin: Hot tub & Pool Cabin | 3 bd · 2 ba · sleeps 10 | $67,661 | $500 | 37% | 5★ (223) | 1.9 mi | AirbnbVrboBooking |
Shasta Sunrise Retreat|HotTub|NOW w/ 1 Night Stay! House | 2 bd · 3.5 ba · sleeps 14 | $88,314 | $566 | 43% | 5★ (170) | 2.0 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium
Est. revenue
$79,196
NOI
$45,240
Cash flow /mo
$1,259
Cash needed
$149,971
Cash-on-cash
10.1%
ROE (yr 1)
20.9%
Cap rate
10.1%
DSCR
1.50
Year-1 write-off
$126,545
Year-1 tax shield @ 32%
$40,494
Year-1 return on equity
- Cash flow (annual)$15,105
- Principal paydown$2,736
- Appreciation at%$13,497
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$15,839
- Platform fees (3% of revenue)$2,376
- Maintenance / capex (5% of revenue)$3,960
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,624
- Insurance (STR-rated)$2,632
Cash needed to close
- Down payment (25%)$112,475
- Closing costs (4.0%)$17,996
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$40,494
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$382,000
Short-life (5/15-yr)
$107,000 · 28%
Year-1 deduction
$127,000
Year-1 tax shield @ 32%
$40,000
Land 15% (county tax record, assessed value split) · building $275,000 over 39 years · new furniture $20,000
Based on: 2,239 sq ft, built 1983, 3 bd / 3 ba, unfurnished, listing features (deck, patio, fireplace, flooring types, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $81,000 in year 1 (16% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,600
Kitchen cabinetsdefault
$10,700 new × 40% good × 2.00 allocation
- $7,000
Kitchen countertopsdefault
$8,800 new × 40% good × 2.00 allocation
- $3,100
Decorative trimdefault
$3,900 new × 40% good × 2.00 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.00 allocation
- $1,000
Shelvingdefault
$1,200 new × 40% good × 2.00 allocation
- $4,400
Window coverings (22)default
$5,500 new × 40% good × 2.00 allocation
- $5,800
Carpet, vinyl & laminate (50% of floors)listing
$7,200 new × 40% good × 2.00 allocation
- $6,700
Kitchen & laundry equipment plumbingdefault
$8,300 new × 40% good × 2.00 allocation
- $4,000
Kitchen, laundry & data equipment electricaldefault
$5,000 new × 40% good × 2.00 allocation
- $6,500
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.00 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $9,800
Paving: driveway & walks (paved)default
$9,800 new × 50% good × 2.00 allocation
- $9,400
Landscaping (typical)default
$9,400 new × 50% good × 2.00 allocation
- $10,100
Patioslisting
$10,100 new × 50% good × 2.00 allocation
- $25,200
Decks & porches (attached)listing
$25,200 new × 50% good × 2.00 allocation
- $5,000
Gazebo / pergolalisting
$5,000 new × 50% good × 2.00 allocation
- $194,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$243,000 new × 40% good × 2.00 allocation
- $20,100
Building plumbing & fixturesdefault
$25,200 new × 40% good × 2.00 allocation
- $20,500
Building electrical & lightingdefault
$25,700 new × 40% good × 2.00 allocation
- $20,200
HVACdefault
$25,200 new × 40% good × 2.00 allocation
- $5,800
Hardwood & tile floorsdefault
$7,200 new × 40% good × 2.00 allocation
- $2,100
Fireplacelisting
$2,600 new × 40% good × 2.00 allocation
- $12,000
Septic systemlisting
$12,000 new × 50% good × 2.00 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $66,800 | $59,400 | $300 | $126,500 |
| 2 | $0 | $0 | $7,000 | $7,000 |
| 3 | $0 | $0 | $7,000 | $7,000 |
| 4 | $0 | $0 | $7,000 | $7,000 |
| 5 | $0 | $0 | $7,000 | $7,000 |
| 6+ | $0 | $0 | $246,300 | $246,300 |
| Total | $66,800 | $59,400 | $274,800 | $401,100 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.