1270 Bradley Dr
Redding, CA 96003
$328,500
3 bd · 2 ba · 1,008 sqft · Listed 50d ago
View on Realtor.com →Year built
1983
Sqft
1,008
Lot sqft
6,534
HOA / mo
$0
Furnished
No
List date
2026-09-24T21:03:50.000000Z
Revenue
Annual revenue
$49,253
ADR
$186
Occupancy
73%
Cleaning fees (12 mo)
$7,104
Confidence
Low (34.93), 23 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $46,909
The Cottage w/ a garden view
House · 3 bd · 2 ba · sleeps 6 · 1.4 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $57,784ADR $192Occ ≈ 82%5★ (1060)
Modern Woods Retreat
House · 3 bd · 2 ba · sleeps 6 · 1.5 mi
Revenue $43,933ADR $249Occ ≈ 48%5★ (18)
Delisted
Woodhill Estate*Walk by the River, Big yard!
House · 3 bd · 2 ba · sleeps 6 · 1.6 mi
Revenue $44,667ADR $152Occ ≈ 81%4.8★ (195)
Delisted
{Casi⚜️Cielo} Tranquil getaway near Bethel & Shasta
House · 3 bd · 2 ba · sleeps 7 · 1.8 mi
Revenue $10,774ADR $114Occ ≈ 26%4.7★ (55)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Lakes and Bethel close by 30 days Apartment
| 3 bd · 2 ba · sleeps 6 | $24,474 | $147 | 46% | 4.8★ (28) | 0.6 mi | AirbnbVrbo |
Panorama green belt view with hot tub & fireplace House
| 3 bd · 2 ba · sleeps 6 | $50,944 | $227 | 61% | 5★ (50) | 1.0 mi | AirbnbVrbo |
The Cottage w/ a garden view House
| 3 bd · 2 ba · sleeps 6 | $57,784 | $192 | 82% | 5★ (1060) | 1.4 mi | Airbnb |
Modern Woods Retreat House | 3 bd · 2 ba · sleeps 6 | $43,933 | $249 | 48% | 5★ (18) | 1.5 mi | Delisted |
Modern Woods Retreat | Treehouse, 10 min to Bethel House
| 3 bd · 2 ba · sleeps 6 | $16,290 | $256 | 17% | 5★ (11) | 1.5 mi | AirbnbVrboBooking |
Kingsview Luxury above the city 1 King 2 Queens House
| 3 bd · 2 ba · sleeps 6 | $105,338 | $417 | 69% | 4.9★ (81) | 1.6 mi | AirbnbVrbo |
Woodhill Estate*Walk by the River, Big yard! House | 3 bd · 2 ba · sleeps 6 | $44,667 | $152 | 81% | 4.8★ (195) | 1.6 mi | Delisted |
Beautiful Home w/ Hot Tub & Pool House
| 3 bd · 3 ba · sleeps 8 | $82,489 | $390 | 58% | 4.8★ (133) | 1.7 mi | AirbnbVrbo |
House of Favor, King Bed + 4Twins,Close to Bethel House | 3 bd · 2 ba · sleeps 6 | $10,693 | $183 | 16% | 4.7★ (376) | 1.8 mi | AirbnbBooking |
{Casi⚜️Cielo} Tranquil getaway near Bethel & Shasta House | 3 bd · 2 ba · sleeps 7 | $10,774 | $114 | 26% | 4.7★ (55) | 1.8 mi | Airbnb |
Show 10 more
The Watercress*walk by the river play in the park!
House · 3 bd · 2 ba · sleeps 6 · 1.8 mi
Revenue $45,772ADR $164Occ ≈ 76%4.8★ (217)
Delisted
Country Oak OASIS With Pool
House · 3 bd · 2 ba · sleeps 6 · 1.9 mi
- Pool
- A/C
- Free parking
- Wifi
- +3
Revenue $24,577ADR $136Occ ≈ 50%—
Perfect Redding Retreat w/Hot tub, Pool & King bed
House · 3 bd · 3 ba · sleeps 8 · 2.0 mi
Revenue $74,065ADR $348Occ ≈ 58%4.9★ (120)
Shasta Lake Sanctuary!
House · 3 bd · 2 ba · sleeps 8 · 2.1 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +4
Revenue $90,551ADR $503Occ ≈ 49%4.8★ (15)
Charming Escape at Park Place - Cozy & Central
House · 3 bd · 2 ba · sleeps 8 · 2.1 mi
Revenue $49,296ADR $221Occ ≈ 61%4.8★ (38)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Modern - Meets Magnolia Farmhouse | Walk to Bethel House
| 3 bd · 2 ba · sleeps 6 | $38,314 | $198 | 53% | 4.8★ (228) | 1.8 mi | AirbnbVrbo |
| Mountain Trio | !VIEWS! Heated Pool & Spacious! House
| 3 bd · 2.5 ba · sleeps 8 | $80,444 | $381 | 58% | 5★ (190) | 1.8 mi | AirbnbVrbo |
The Watercress*walk by the river play in the park! House | 3 bd · 2 ba · sleeps 6 | $45,772 | $164 | 76% | 4.8★ (217) | 1.8 mi | Delisted |
Chic Modern GEM - Spacious & Bright, Walk 2 Bethel House
| 3 bd · 2 ba · sleeps 7 | $41,269 | $205 | 55% | 4.9★ (294) | 1.8 mi | AirbnbVrbo |
Country Oak OASIS With Pool House
| 3 bd · 2 ba · sleeps 6 | $24,577 | $136 | 50% | — | 1.9 mi | Airbnb |
Peaceful Family Hideaway, Private Fenced Yard House
| 3 bd · 2.5 ba · sleeps 6 | $81,745 | $258 | 87% | 5★ (124) | 2.0 mi | AirbnbVrbo |
Perfect Redding Retreat w/Hot tub, Pool & King bed House | 3 bd · 3 ba · sleeps 8 | $74,065 | $348 | 58% | 4.9★ (120) | 2.0 mi | Airbnb |
Emerald House. Designer remodel. King bed. Central House
| 3 bd · 2 ba · sleeps 6 | $48,045 | $221 | 60% | 4.8★ (394) | 2.0 mi | AirbnbVrbo |
Shasta Lake Sanctuary! House
| 3 bd · 2 ba · sleeps 8 | $90,551 | $503 | 49% | 4.8★ (15) | 2.1 mi | Airbnb |
Charming Escape at Park Place - Cozy & Central House | 3 bd · 2 ba · sleeps 8 | $49,296 | $221 | 61% | 4.8★ (38) | 2.1 mi | Delisted |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium
Est. revenue
$49,253
NOI
$25,727
Cash flow /mo
$360
Cash needed
$114,765
Cash-on-cash
3.8%
ROE (yr 1)
14.2%
Cap rate
7.8%
DSCR
1.20
Year-1 write-off
$88,748
Year-1 tax shield @ 32%
$28,400
Year-1 return on equity
- Cash flow (annual)$4,321
- Principal paydown$2,116
- Appreciation at%$9,855
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,851
- Platform fees (3% of revenue)$1,478
- Maintenance / capex (5% of revenue)$2,463
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,106
- Insurance (STR-rated)$1,922
Cash needed to close
- Down payment (25%)$82,125
- Closing costs (4.0%)$13,140
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$28,400
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$218,000
Short-life (5/15-yr)
$69,000 · 32%
Year-1 deduction
$89,000
Year-1 tax shield @ 32%
$28,000
Land 34% (county tax record, assessed value split) · building $149,000 over 39 years · new furniture $20,000
Based on: 1,008 sq ft, built 1983, 3 bd / 2 ba, unfurnished, listing features (stone counters, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $67,000 in year 1 (22% short-life, $21,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,500
Kitchen cabinetsdefault
$8,000 new × 40% good × 2.64 allocation
- $8,600
Kitchen countertops (stone)listing
$8,200 new × 40% good × 2.64 allocation
- $1,900
Decorative trimdefault
$1,800 new × 40% good × 2.64 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.64 allocation
- $1,300
Shelvingdefault
$1,200 new × 40% good × 2.64 allocation
- $2,600
Window coverings (10)default
$2,500 new × 40% good × 2.64 allocation
- $6,800
Carpet, vinyl & laminate (100% of floors)listing
$6,500 new × 40% good × 2.64 allocation
- $6,600
Kitchen & laundry equipment plumbingdefault
$6,200 new × 40% good × 2.64 allocation
- $4,000
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 2.64 allocation
- $8,500
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.64 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $8,700
Paving: driveway & walks (paved)default
$6,600 new × 50% good × 2.64 allocation
- $8,400
Landscaping (typical)default
$6,300 new × 50% good × 2.64 allocation
- $1,300
Patiosdefault
$1,000 new × 50% good × 2.64 allocation
- $1,300
Decks & porches (attached)default
$1,000 new × 50% good × 2.64 allocation
- $114,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$108,600 new × 40% good × 2.64 allocation
- $11,900
Building plumbing & fixturesdefault
$11,300 new × 40% good × 2.64 allocation
- $10,600
Building electrical & lightingdefault
$10,000 new × 40% good × 2.64 allocation
- $12,000
HVACdefault
$11,400 new × 40% good × 2.64 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $68,600 | $19,700 | $500 | $88,700 |
| 2 | $0 | $0 | $3,800 | $3,800 |
| 3 | $0 | $0 | $3,800 | $3,800 |
| 4 | $0 | $0 | $3,800 | $3,800 |
| 5 | $0 | $0 | $3,800 | $3,800 |
| 6+ | $0 | $0 | $133,300 | $133,300 |
| Total | $68,600 | $19,700 | $149,100 | $237,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.