41896 Switzerland Dr Unit 1
Big Bear Lake, CA 92315
$779,000
3 bd · 3 ba · 1,662 sqft · Listed 1d ago
View on Realtor.com →Year built
1989
Sqft
1,662
Lot sqft
1,676
HOA / mo
$13
Furnished
Yes
List date
2026-10-02T20:36:49.000000Z
Revenue
Annual revenue
$26,178
ADR
$305
Occupancy
24%
Cleaning fees (12 mo)
$5,487
Confidence
Low (29.32), 47 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $21,525
Swiss Chalet-Ski In/Out Condo, sleeps 6
Apartment · 3 bd · 2 ba · sleeps 6 · 177 ft
Revenue $27,743ADR $286Occ ≈ 27%4.8★ (128)
Chic Cabin at the Foot of Snow Summit Resort!
Cabin · 3 bd · 2 ba · sleeps 10 · 217 ft
Revenue $32,722ADR $389Occ ≈ 23%4.9★ (184)
Scarlet Summit; Next to Snow Summit
Townhouse · 3 bd · 3.5 ba · sleeps 8 · 262 ft
Revenue $15,537ADR $732Occ ≈ 6%5★ (3)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Edge of the Run, Massive Deck & BBQ Apartment | 3 bd · 3 ba · sleeps 8 | $26,445 | $266 | 27% | 4.8★ (12) | 39 ft | AirbnbVrbo |
Snow Summit Lodge Apartment | 3 bd · 2 ba · sleeps 8 | $716 | $179 | 1% | — | 82 ft | Airbnb |
Hartwood by AvantStay | 0.3 miles to Snow Summit House | 3 bd · 2.5 ba · sleeps 10 | $36,154 | $497 | 20% | 4.5★ (31) | 125 ft | AirbnbVrboBooking |
Swiss Chalet-Ski In/Out Condo, sleeps 6 Apartment | 3 bd · 2 ba · sleeps 6 | $27,743 | $286 | 27% | 4.8★ (128) | 177 ft | Airbnb |
Slopeside Cabin C - Hot Tub | Slope View | Parking Condominium (condo) | 3 bd · 2 ba · sleeps 6 | $40,249 | $322 | 34% | 4.7★ (123) | 184 ft | AirbnbVrboBooking |
 Chic Cabin at the Foot of Snow Summit Resort! Cabin | 3 bd · 2 ba · sleeps 10 | $32,722 | $389 | 23% | 4.9★ (184) | 217 ft | Airbnb |
Summit House B | Next to Slopes, Trails, Dogs Ok! Cabin | 3 bd · 2 ba · sleeps 6 | $35,222 | $256 | 38% | 4★ (13) | 223 ft | AirbnbVrboBooking |
Escape For All Seasons Unit 92 Condominium (condo) | 3 bd · 2 ba · sleeps 6 | $15,241 | $324 | 13% | 4.4★ (26) | 243 ft | AirbnbVrbo |
Scarlet Summit; Next to Snow Summit Townhouse | 3 bd · 3.5 ba · sleeps 8 | $15,537 | $732 | 6% | 5★ (3) | 262 ft | Airbnb |
Escape For All Seasons Unit 11 Condominium (condo) | 3 bd · 2 ba · sleeps 6 | $5,425 | $301 | 5% | 3.1★ (9) | 305 ft | AirbnbVrboBooking |
Show 35 more
Jumper By AvantStay | 0.2 miles to Snow Summit
Cabin · 3 bd · 2 ba · sleeps 8 · 325 ft
Revenue $6,661ADR $968Occ ≈ 2%4.5★ (57)
Snow Summit 3 Bedroom Getaway with full amenities!
Cabin · 3 bd · 2.5 ba · sleeps 8 · 400 ft
Revenue $17,764ADR $332Occ ≈ 15%5★ (86)
The Arcade @ The Summit Funzone
House · 3 bd · 2 ba · sleeps 7 · 400 ft
Revenue $19,148ADR $700Occ ≈ 7%5★ (3)
177 - Basecamp Escape at Snow Summit
Condominium (condo) · 3 bd · 3 ba · sleeps 6 · 449 ft
Revenue $12,165ADR $375Occ ≈ 9%—
Escape For All Seasons Unit 108
Vacation home · 3 bd · 2 ba · sleeps 6 · 469 ft
Revenue $1,428ADR $324Occ ≈ 1%—
Bear Kub Kabin
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $55,350ADR $327Occ ≈ 46%—
Big Bear Lair at Snow Summit base!
Townhouse · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $14,226ADR $324Occ ≈ 12%4.8★ (125)
At the Base of Snow Summit! Unit 87
Townhouse · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $9,842ADR $338Occ ≈ 8%4★ (2)
Updated Bright*Cozy*Walkable To Resort*DogFriendly
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $61,090ADR $4,179Occ ≈ 4%5★ (15)
Escape For All Seasons Unit 92
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $2,374ADR $339Occ ≈ 2%—
Escape For All Season Unit 28
Townhouse · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $6,811ADR $388Occ ≈ 5%4.8★ (5)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Escape For All Seasons Unit 81 Condominium (condo) | 3 bd · 2 ba · sleeps 6 | $11,833 | $252 | 13% | 4.5★ (15) | 325 ft | AirbnbVrboBooking |
Jumper By AvantStay | 0.2 miles to Snow Summit Cabin | 3 bd · 2 ba · sleeps 8 | $6,661 | $968 | 2% | 4.5★ (57) | 325 ft | Airbnb |
Walk to Ski Lift, Deck, HotTub, Game Loft | Jumper Cabin | 3 bd · 2 ba · sleeps 8 | $38,167 | $432 | 24% | 4.6★ (21) | 325 ft | AirbnbVrboBooking |
Escape For All Seasons Unit 111 Townhouse | 3 bd · 2 ba · sleeps 6 | $5,394 | $283 | 5% | 4.2★ (5) | 335 ft | AirbnbVrboBooking |
Escape For All Seasons Unit 31 Condominium (condo) | 3 bd · 2 ba · sleeps 6 | $7,603 | $329 | 6% | 4.2★ (13) | 354 ft | AirbnbVrboBooking |
Cozy Cabin w/ Fire-pit & Hot Tub – Walk to Slopes Cabin | 3 bd · 2 ba · sleeps 7 | $31,320 | $310 | 28% | 5★ (198) | 367 ft | AirbnbVrbo |
Close to Marina & the Village | Hot Tub, Game Loft Cabin | 3 bd · 2 ba · sleeps 8 | $32,928 | $420 | 21% | 4.5★ (75) | 397 ft | AirbnbVrboBooking |
Snow Summit 3 Bedroom Getaway with full amenities! Cabin | 3 bd · 2.5 ba · sleeps 8 | $17,764 | $332 | 15% | 5★ (86) | 400 ft | Airbnb |
The Arcade @ The Summit Funzone House | 3 bd · 2 ba · sleeps 7 | $19,148 | $700 | 7% | 5★ (3) | 400 ft | Airbnb |
Log Haus | Dogs Ok, Steps to Snow Summit Resort! Cabin | 3 bd · 2.5 ba · sleeps 8 | $29,040 | $260 | 31% | 4.8★ (22) | 404 ft | AirbnbVrboBooking |
Walk To Snow Summit! Snow Boarders/Skiers Dream! Condominium (condo) | 3 bd · 2 ba · sleeps 8 | $29,104 | $282 | 28% | 4.5★ (81) | 407 ft | AirbnbVrboBooking |
Escape For All Seasons Unit 109 Condominium (condo) | 3 bd · 2 ba · sleeps 6 | $9,765 | $311 | 9% | 4.7★ (6) | 420 ft | AirbnbVrboBooking |
177 - Basecamp Escape at Snow Summit Condominium (condo) | 3 bd · 3 ba · sleeps 6 | $12,165 | $375 | 9% | — | 449 ft | Vrbo |
Steps to Snow Summit! LUX Condo! Ski Slope Views! House | 3 bd · 3 ba · sleeps 6 | $24,828 | $420 | 16% | 5★ (2) | 449 ft | AirbnbVrbo |
Summit Run: Near Snow Summit! Close to the Lake! House | 3 bd · 2 ba · sleeps 8 | $8,537 | $349 | 7% | 4.7★ (16) | 449 ft | AirbnbVrbo |
Escape For All Seasons Unit 108 Vacation home | 3 bd · 2 ba · sleeps 6 | $1,428 | $324 | 1% | — | 469 ft | Booking |
Spa and pool table at Pine Lodge! Snow Summit! House | 3 bd · 2 ba · sleeps 8 | $19,890 | $298 | 18% | 4★ (82) | 492 ft | AirbnbVrboBooking |
Escape For All Seasons Unit 121 House | 3 bd · 2 ba · sleeps 6 | $23,940 | $335 | 20% | 4.3★ (17) | 495 ft | AirbnbVrboBooking |
Escape For All Season Unit 28 House | 3 bd · 2 ba · sleeps 6 | $23,860 | $374 | 17% | 4.7★ (23) | 522 ft | AirbnbVrboBooking |
Escape For All Season Unit 87 Townhouse | 3 bd · 2 ba · sleeps 6 | $10,505 | $313 | 9% | — | 522 ft | AirbnbVrboBooking |
Steps to Snow Summit. Relaxing Spa, Pool Table. House | 3 bd · 2 ba · sleeps 8 | $61,970 | $502 | 34% | 5★ (514) | 525 ft | AirbnbVrbo |
Swiss Bliss, Ideal Location, Play Set, SPA & BBQ! House | 3 bd · 2 ba · sleeps 6 | $57,685 | $308 | 51% | 4.9★ (39) | 0.1 mi | AirbnbVrbo |
Walk to Snow Summit. Game room, BBQ and Spa! House | 3 bd · 3 ba · sleeps 8 | $51,140 | $386 | 36% | 5★ (464) | 0.1 mi | AirbnbVrbo |
Bear Kub Kabin Block 2 Slopes, SPA & Game Room Cabin | 3 bd · 2 ba · sleeps 8 | $60,875 | $370 | 45% | 4.9★ (78) | 0.1 mi | AirbnbVrbo |
Summit Solace| Steps to Bear MTN, Hot Tub & BBQ Cabin | 3 bd · 2 ba · sleeps 6 | $35,416 | $292 | 33% | 4.8★ (24) | 0.1 mi | AirbnbVrbo |
Bear Kub Kabin Vacation home | 3 bd · 2 ba · sleeps 8 | $55,350 | $327 | 46% | — | 0.1 mi | Booking |
Big Bear Lair at Snow Summit base! Townhouse | 3 bd · 2 ba · sleeps 8 | $14,226 | $324 | 12% | 4.8★ (125) | 0.1 mi | Airbnb |
Walk to Snow Summit 3b 2b condo WiFi Sleeps 7-8 Townhouse | 3 bd · 2 ba · sleeps 8 | $21,525 | $453 | 13% | 4.8★ (7) | 0.1 mi | AirbnbVrboBooking |
At the Base of Snow Summit! Unit 87 Townhouse | 3 bd · 2 ba · sleeps 7 | $9,842 | $338 | 8% | 4★ (2) | 0.1 mi | Airbnb |
Escape For All Seasons Unit 09 Condominium (condo) | 3 bd · 2 ba · sleeps 6 | $13,039 | $322 | 11% | 5★ (17) | 0.1 mi | AirbnbVrboBooking |
Updated Bright*Cozy*Walkable To Resort*DogFriendly Cabin | 3 bd · 2 ba · sleeps 6 | $61,090 | $4,179 | 4% | 5★ (15) | 0.1 mi | Airbnb |
Escape For All Seasons Unit 92 Vacation home | 3 bd · 2 ba · sleeps 6 | $2,374 | $339 | 2% | — | 0.1 mi | Booking |
Escape For All Season Unit 28 Townhouse | 3 bd · 2 ba · sleeps 6 | $6,811 | $388 | 5% | 4.8★ (5) | 0.1 mi | Airbnb |
Serenity Cabin, Walk to Slopes, AC, Hot tub, EV! House | 3 bd · 2 ba · sleeps 6 | $15,809 | $485 | 9% | 5★ (1) | 0.1 mi | AirbnbVrboBooking |
Walk to Snow Summit! Log Cabin! Wood Fireplace! House | 3 bd · 2 ba · sleeps 9 | $48,101 | $267 | 49% | 4.7★ (91) | 0.1 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$26,178
NOI
$1,950
Cash flow /mo
-$4,137
Cash needed
$225,910
Cash-on-cash
-22.0%
ROE (yr 1)
-9.5%
Cap rate
0.3%
DSCR
0.04
Year-1 write-off
$129,926
Year-1 tax shield @ 32%
$41,576
Year-1 return on equity
- Cash flow (annual)-$49,641
- Principal paydown$4,852
- Appreciation at%$23,370
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,236
- Platform fees (3% of revenue)$785
- Maintenance / capex (5% of revenue)$1,309
- Utilities & supplies$4,200
- HOA$156
- Property tax$9,738
- Insurance (STR-rated)$3,973
Cash needed to close
- Down payment (25%)$194,750
- Closing costs (4.0%)$31,160
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$41,576
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$625,000
Short-life (5/15-yr)
$129,000 · 21%
Year-1 deduction
$130,000
Year-1 tax shield @ 32%
$42,000
Land 20% (county tax record, assessed value split) · building $495,000 over 39 years
Based on: 1,662 sq ft, built 1989, 3 bd / 3 ba, furnished, listing features (deck, patio, fence, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $81,000 in year 1 (13% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $19,600
Kitchen cabinetsdefault
$9,400 new × 40% good × 5.20 allocation
- $20,100
Kitchen countertops (stone)listing
$9,700 new × 40% good × 5.20 allocation
- $6,000
Decorative trimdefault
$2,900 new × 40% good × 5.20 allocation
- $900
Mirrorsdefault
$500 new × 40% good × 5.20 allocation
- $2,500
Shelvingdefault
$1,200 new × 40% good × 5.20 allocation
- $8,800
Window coverings (17)default
$4,300 new × 40% good × 5.20 allocation
- $22,200
Carpet, vinyl & laminate (100% of floors)listing
$10,700 new × 40% good × 5.20 allocation
- $15,300
Kitchen & laundry equipment plumbingdefault
$7,300 new × 40% good × 5.20 allocation
- $9,200
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 40% good × 5.20 allocation
- $16,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 5.20 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $374,100
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$179,900 new × 40% good × 5.20 allocation
- $38,800
Building plumbing & fixturesdefault
$18,700 new × 40% good × 5.20 allocation
- $38,100
Building electrical & lightingdefault
$18,300 new × 40% good × 5.20 allocation
- $38,900
HVACdefault
$18,700 new × 40% good × 5.20 allocation
- $5,500
Fireplacelisting
$2,600 new × 40% good × 5.20 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $129,400 | $0 | $500 | $129,900 |
| 2 | $0 | $0 | $12,700 | $12,700 |
| 3 | $0 | $0 | $12,700 | $12,700 |
| 4 | $0 | $0 | $12,700 | $12,700 |
| 5 | $0 | $0 | $12,700 | $12,700 |
| 6+ | $0 | $0 | $444,100 | $444,100 |
| Total | $129,400 | $0 | $495,400 | $624,800 |
The building's share of the price ($617,000) is 5.2x our depreciated replacement cost of the home ($119,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.