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Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium

41935 Switzerland Dr Unit 113

41935 Switzerland Dr Unit 113

Big Bear Lake, CA 92315

$406,000

2 bd · 2 ba · Listed today

View on Realtor.com →
Negative cash flow

Year built

1971

Sqft

—

Lot sqft

572

HOA / mo

$360

Furnished

Yes

List date

2026-10-15T00:50:26.000000Z

Revenue

Annual revenue

$22,220

ADR

$231

Occupancy

26%

Cleaning fees (12 mo)

$4,969

Confidence

Low (43.43), 49 comps

Comp revenue range (p25 / median / p75)

$10,076$19,275$27,073

Median revenue of shown comps: $19,275

  • Fully Renovated - Base of Snow Summit Ski Resort!

    Townhouse · 2 bd · 2 ba · sleeps 5 · 36 ft

    • Free parking
    • Wifi
    • Kitchen
    • Washer
    • +1

    Revenue $22,244ADR $212Occ ≈ 29%4.9★ (136)

    AirbnbVrbo

  • Summer Monthly Stay Special|Escape the Heat

    Townhouse · 2 bd · 2 ba · sleeps 5 · 36 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $27,222ADR $159Occ ≈ 47%4.8★ (151)

    AirbnbVrboBooking

  • Summit View Basecamp Ski Haus Condo Big Bear Lake

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 36 ft

    Revenue $37,334ADR $501Occ ≈ 20%4.8★ (39)

    AirbnbBooking

  • Switzerland Slopes Basecamp Ski Condo at Summit

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 36 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $43,575ADR $436Occ ≈ 27%4.6★ (54)

    AirbnbVrboBooking

  • Private Hot Tub, BBQ, walk 2 lift Massage Chair

    Townhouse · 2 bd · 2 ba · sleeps 5 · 102 ft

    • Hot tub
    • Free parking
    • Pets OK
    • Wifi
    • +5

    Revenue $34,836ADR $319Occ ≈ 30%4.8★ (427)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 37

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 115 ft

    • Free parking
    • Wifi
    • Kitchen

    Revenue $9,101ADR $272Occ ≈ 9%4.8★ (7)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 02

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 115 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $16,570ADR $255Occ ≈ 18%4.8★ (5)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 125

    Townhouse · 2 bd · 2 ba · sleeps 6 · 115 ft

    Revenue $540ADR $180Occ ≈ 1%—

    AirbnbVrbo

  • Switzerland Summit Condo- Cozy Base Camp Chalet

    Apartment · 2 bd · 2 ba · sleeps 5 · 115 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $27,505ADR $386Occ ≈ 20%4.4★ (5)

    AirbnbVrbo

  • Walk to slopes | 2BR | Balcony | Washer/Dryer

    Townhouse · 2 bd · 2 ba · sleeps 5 · 144 ft

    Revenue $23,411ADR $389Occ ≈ 16%4.3★ (24)

    AirbnbBooking

Show 39 more
  • Escape For All Seasons Unit 16

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 161 ft

    • Free parking
    • Wifi
    • Kitchen
    • Washer
    • +1

    Revenue $11,863ADR $286Occ ≈ 11%4.8★ (22)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 21

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 187 ft

    • Free parking
    • Wifi
    • Kitchen
    • Washer
    • +2

    Revenue $11,010ADR $252Occ ≈ 12%4.7★ (21)

    AirbnbVrbo

  • Steps to Slopes: Cozy Big Bear Retreat Long-term

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 190 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +3

    Revenue $27,073ADR $303Occ ≈ 24%4.9★ (71)

    AirbnbVrboBooking

  • Condo steps from Snow Summit!

    Apartment · 2 bd · 2 ba · sleeps 6 · 194 ft

    Revenue $23,817ADR $200Occ ≈ 33%5★ (8)

    Airbnb

  • Escape For All Seasons Unit 30

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 197 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $9,448ADR $258Occ ≈ 10%3.9★ (9)

    AirbnbVrboBooking

  • Ski Haus - Steps to the Bike Park at Snow Summit

    Apartment · 2 bd · 2 ba · sleeps 5 · 200 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $24,982ADR $245Occ ≈ 28%5★ (31)

    Airbnb

  • Escape For All Seasons Unit 57

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 213 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $10,076ADR $282Occ ≈ 10%4.2★ (20)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 49

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 243 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $6,891ADR $253Occ ≈ 7%4.2★ (13)

    AirbnbVrboBooking

  • Retreat at Snow Summit:Condo!Walk to Snow Summit!

    House · 2 bd · 2 ba · sleeps 5 · 256 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $22,548ADR $222Occ ≈ 28%4.9★ (64)

    AirbnbVrbo

  • Ski-In/Ski-Out | Snow Summit + Fireplace

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 256 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $19,275ADR $367Occ ≈ 14%4.9★ (16)

    AirbnbVrboBooking

  • Slopeside Getaway:Convenient Walk to Snow Summit!

    House · 2 bd · 2.5 ba · sleeps 5 · 259 ft

    • Wifi
    • Kitchen
    • Fireplace

    Revenue $17,101ADR $253Occ ≈ 19%4.8★ (32)

    AirbnbVrbo

  • Escape For All Season Unit 34

    Townhouse · 2 bd · 2 ba · sleeps 6 · 276 ft

    • Wifi
    • Kitchen

    Revenue $7,690ADR $226Occ ≈ 9%4.9★ (6)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 21

    Vacation home · 2 bd · 2 ba · sleeps 5 · 276 ft

    Revenue $5,517ADR $290Occ ≈ 5%—

    Booking

  • Snow Summit Base Escape – Stylish & Fun

    Cabin · 2 bd · 2 ba · sleeps 5 · 315 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +1

    Revenue $11,726ADR $331Occ ≈ 10%5★ (56)

    Airbnb

  • Cloud 9 Cabin- Park free! Walk to Snow Summit!

    Townhouse · 2 bd · 2 ba · sleeps 6 · 322 ft

    • A/C
    • Free parking
    • Pets OK
    • Wifi
    • +3

    Revenue $27,220ADR $221Occ ≈ 34%4.9★ (125)

    Airbnb

  • Escape For All Seasons Unit 03

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 325 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $9,210ADR $263Occ ≈ 10%4.4★ (22)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 05

    Townhouse · 2 bd · 2 ba · sleeps 5 · 325 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $15,537ADR $273Occ ≈ 16%5★ (2)

    AirbnbVrboBooking

  • 5 STAR RATED TOWNHOUSE NEXT TO SNOW SUMMIT ADVENTURE PARK - WALK TO SKI LIFTS

    House · 2 bd · 2 ba · sleeps 6 · 328 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $23,963ADR $188Occ ≈ 35%4.9★ (287)

    Vrbo

  • Ski In, Ski Out to Snow Summit!!

    Townhouse · 2 bd · 2 ba · sleeps 5 · 331 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $7,654ADR $255Occ ≈ 8%4.7★ (208)

    AirbnbVrbo

  • Escape For All Seasons Unit 26

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 338 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $19,583ADR $268Occ ≈ 20%4.8★ (27)

    AirbnbVrboBooking

  • Ski In & Ski Out @ Snow Summit! 2.5 Bed 2 Bath

    Townhouse · 2 bd · 2 ba · sleeps 6 · 367 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $10,485ADR $276Occ ≈ 10%4.8★ (61)

    Airbnb

  • Updated Cabin at Base of Snow Summit!

    Cabin · 2 bd · 2 ba · sleeps 6 · 381 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $11,963ADR $440Occ ≈ 7%5★ (29)

    Airbnb

  • Oso Rentals House-Snow Summit

    Townhouse · 2 bd · 2 ba · sleeps 5 · 390 ft

    • Free parking
    • Wifi
    • Kitchen

    Revenue $1,926ADR $222Occ ≈ 2%5★ (2)

    AirbnbVrbo

  • Escape For All Seasons Unit 70

    Condominium (condo) · 2 bd · 2.5 ba · sleeps 5 · 400 ft

    Revenue $26,104ADR $164Occ ≈ 44%4★ (7)

    AirbnbBooking

  • Qs Ski House Condo by Big Bear Vacations

    Vacation home · 2 bd · 2 ba · sleeps 6 · 404 ft

    Revenue $7,361ADR $128Occ ≈ 16%—

    Booking

  • clean. cabin close to Snow summit and the village

    Cabin · 2 bd · 1 ba · sleeps 5 · 407 ft

    Revenue $17,979ADR $254Occ ≈ 19%4.8★ (19)

    Airbnb

  • Escape For All Seasons Unit 104

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 410 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $12,541ADR $250Occ ≈ 14%4.5★ (15)

    AirbnbVrboBooking

  • Escape For All Seasons Unit 52

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 427 ft

    Revenue $5,534ADR $275Occ ≈ 6%4.8★ (12)

    Airbnb

  • Cozy condo at the base of Snow Summit

    Apartment · 2 bd · 2 ba · sleeps 6 · 436 ft

    • Free parking
    • Wifi
    • Kitchen
    • Washer
    • +1

    Revenue $26,633ADR $275Occ ≈ 27%5★ (6)

    AirbnbVrbo

  • Steps Away from Mountain Biking and the Village

    House · 2 bd · 1.5 ba · sleeps 5 · 466 ft

    Revenue $29,799ADR $225Occ ≈ 36%5★ (34)

    Delisted

  • Escape For All Seasons Unit 60

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 469 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace
    • +1

    Revenue $10,099ADR $245Occ ≈ 11%4.6★ (13)

    AirbnbVrboBooking

  • Basecamp Snow Summit Lookout from Deck & Pets

    Cabin · 2 bd · 1.5 ba · sleeps 5 · 469 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $31,650ADR $259Occ ≈ 33%5★ (76)

    AirbnbVrboBooking

  • Lake Escape | Fireplace, BBQ, Views, Pets OK!

    Cabin · 2 bd · 1.5 ba · sleeps 7 · 469 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +3

    Revenue $34,807ADR $154Occ ≈ 62%4.7★ (199)

    AirbnbVrbo

  • Relaxing Lake Paradise I Walk to Summit-Mtn views

    Cabin · 2 bd · 1.5 ba · sleeps 5 · 495 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +3

    Revenue $29,253ADR $165Occ ≈ 49%4.8★ (450)

    AirbnbVrbo

  • Steps Away from Snow Summit Ski Resort

    Condominium (condo) · 2 bd · 1.5 ba · sleeps 5 · 495 ft

    • Free parking
    • Wifi
    • Kitchen
    • Washer
    • +1

    Revenue $3,423ADR $341Occ ≈ 3%5★ (2)

    AirbnbVrbo

  • Steps to Snow Summit.Fireplace. Fenced yard.BBQ

    House · 2 bd · 1 ba · sleeps 6 · 505 ft

    Revenue $36,484ADR $302Occ ≈ 33%4.9★ (445)

    Airbnb

  • Walk to Snow Summit! Cabin Near Chairlift/Shuttle

    Cabin · 2 bd · 2 ba · sleeps 6 · 512 ft

    Revenue $36,601ADR $290Occ ≈ 35%4.8★ (89)

    AirbnbBooking

  • Slopeside Cabin A - Walk to Lifts | Parking

    Apartment · 2 bd · 1 ba · sleeps 4 · 522 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +1

    Revenue $24,801ADR $225Occ ≈ 30%4.8★ (113)

    AirbnbVrboBooking

  • Steps from Summit Ski Lifts! Private Hot Tub!

    House · 2 bd · 2 ba · sleeps 5 · 0.1 mi

    Revenue $19,882ADR $307Occ ≈ 18%4.7★ (33)

    Airbnb

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management
Term

Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium

Est. revenue

$22,220

NOI

$942

Cash flow /mo

-$2,188

Cash needed

$117,740

Cash-on-cash

-22.3%

ROE (yr 1)

-9.9%

Cap rate

0.2%

DSCR

0.03

Year-1 write-off

$92,617

Year-1 tax shield @ 32%

$29,638

Year-1 return on equity

  • Cash flow (annual)-$26,253
  • Principal paydown$2,469
  • Appreciation at%$12,180
ROE-9.9%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$4,444
  • Platform fees (3% of revenue)$667
  • Maintenance / capex (5% of revenue)$1,111
  • Utilities & supplies$4,200
  • HOA$4,320
  • Property tax$5,833
  • Insurance (STR-rated)$2,071

Cash needed to close

  • Down payment (25%)$101,500
  • Closing costs (4.0%)$16,240
  • Furnishing (conveyed with the sale)$0

Tax savings if the STR loophole applies

  • Tax shield @ 32%$29,638

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$329,000

Short-life (5/15-yr)

$92,000 · 28%

Year-1 deduction

$93,000

Year-1 tax shield @ 32%

$30,000

Land 19% (county tax record, assessed value split) · building $237,000 over 39 years

Based on: ~1,400 sq ft (from beds), built 1971, 2 bd / 2 ba, furnished, listing features (fireplace, flooring types, appliance list).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $67,000 in year 1 (20% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$65,900
  • Kitchen cabinetsdefault

    $8,900 new × 40% good × 2.95 allocation

    $10,500
  • Kitchen countertopsdefault

    $7,300 new × 40% good × 2.95 allocation

    $8,600
  • Decorative trimdefault

    $2,500 new × 40% good × 2.95 allocation

    $2,900
  • Mirrorsdefault

    $300 new × 40% good × 2.95 allocation

    $400
  • Shelvingdefault

    $900 new × 40% good × 2.95 allocation

    $1,100
  • Window coverings (14)default

    $3,500 new × 40% good × 2.95 allocation

    $4,100
  • Carpet, vinyl & laminate (100% of floors)listing

    $9,000 new × 40% good × 2.95 allocation

    $10,600
  • Kitchen & laundry equipment plumbingdefault

    $6,900 new × 40% good × 2.95 allocation

    $8,100
  • Kitchen, laundry & data equipment electricaldefault

    $4,200 new × 40% good × 2.95 allocation

    $4,900
  • Appliances (range, microwave, dishwasher, disposal, refrigerator, washer)listing

    $7,100 new × 40% good × 2.95 allocation

    $8,400
  • Furniture conveyed with the sale (used)listing

    $16,000 new × 40% good · out of the price

    $6,400
15-year land improvements$26,500
  • Paving: driveway & walks (paved)default

    $7,800 new × 50% good × 2.95 allocation

    $11,400
  • Landscaping (typical)default

    $7,500 new × 50% good × 2.95 allocation

    $11,000
  • Patiosdefault

    $1,400 new × 50% good × 2.95 allocation

    $2,000
  • Decks & porches (attached)default

    $1,400 new × 50% good × 2.95 allocation

    $2,000
Building, 39-year$236,800
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $151,800 new × 40% good × 2.95 allocation

    $178,900
  • Building plumbing & fixturesdefault

    $15,700 new × 40% good × 2.95 allocation

    $18,500
  • Building electrical & lightingdefault

    $15,000 new × 40% good × 2.95 allocation

    $17,700
  • HVACdefault

    $15,800 new × 40% good × 2.95 allocation

    $18,600
  • Fireplacelisting

    $2,600 new × 40% good × 2.95 allocation

    $3,100

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$65,900$26,500$300$92,600
2$0$0$6,100$6,100
3$0$0$6,100$6,100
4$0$0$6,100$6,100
5$0$0$6,100$6,100
6+$0$0$212,300$212,300
Total$65,900$26,500$236,800$329,200

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.