575 St Moritz Dr
Big Bear Lake, CA 92315
$624,999
3 bd · 2 ba · Listed 9d ago
View on Realtor.com →Year built
2003
Sqft
—
Lot sqft
8,932
HOA / mo
None
Furnished
Yes
List date
2026-11-03T19:33:50.000000Z
Revenue
Annual revenue
$32,413
ADR
$348
Occupancy
26%
Cleaning fees (12 mo)
$5,393
Confidence
Low (32.86), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $26,250
Brownie Retreat: Walk to Snow Summit
House · 3 bd · 2 ba · sleeps 8 · 184 ft
Revenue $26,250ADR $318Occ ≈ 23%4.9★ (41)
Delisted
Walk to Snow Summit + game room, fire pit & spa!
House · 3 bd · 2 ba · sleeps 8 · 187 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $28,390ADR $546Occ ≈ 14%5★ (56)
Mountain adventure #1931
Vacation home · 3 bd · 2 ba · sleeps 7 · 223 ft
Revenue $57,039ADR $543Occ ≈ 29%3.5★ (1)
Remodeled Home! Walk to Snow Summit!
House · 3 bd · 2 ba · sleeps 6 · 233 ft
Revenue $6,831ADR $398Occ ≈ 5%4.9★ (28)
Delisted
Moose Creek Chalet-1237 by Big Bear Vacations
Vacation home · 3 bd · 2 ba · sleeps 9 · 236 ft
Revenue $82,687ADR $905Occ ≈ 25%3.5★ (2)
Brownie Retreat Walk-to-Summit Mountain Getaway for Snowboarders & Skiers
Vacation home · 3 bd · 3 ba · sleeps 7 · 253 ft
Revenue $43,760ADR $491Occ ≈ 24%0.5★ (1)
Brownie Resort | Your Walk-to-Summit Getaway| Family's Snowboarders Skiers
Vacation home · 3 bd · 3 ba · sleeps 7 · 253 ft
Revenue $45,217ADR $513Occ ≈ 24%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Rustic Cottage Near Snow Summit · Loft · Sleeps 8 Cabin
| 3 bd · 1.5 ba · sleeps 8 | $35,288 | $345 | 28% | 4.7★ (29) | 121 ft | AirbnbVrboBooking |
Brownie Retreat: Walk to Snow Summit House | 3 bd · 2 ba · sleeps 8 | $26,250 | $318 | 23% | 4.9★ (41) | 184 ft | Delisted |
Walk to Snow Summit + game room, fire pit & spa! House
| 3 bd · 2 ba · sleeps 8 | $28,390 | $546 | 14% | 5★ (56) | 187 ft | Airbnb |
Mountain adventure #1931 Vacation home | 3 bd · 2 ba · sleeps 7 | $57,039 | $543 | 29% | 3.5★ (1) | 223 ft | Booking |
Mountain Adventure Ski Haus w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 7 | $42,126 | $379 | 30% | 4.2★ (35) | 233 ft | AirbnbVrboBooking |
Remodeled Home! Walk to Snow Summit! House | 3 bd · 2 ba · sleeps 6 | $6,831 | $398 | 5% | 4.9★ (28) | 233 ft | Delisted |
Moose Creek Chalet-1237 by Big Bear Vacations Vacation home | 3 bd · 2 ba · sleeps 9 | $82,687 | $905 | 25% | 3.5★ (2) | 236 ft | Booking |
Paradise Slopes | Hot Tub | Game Room | By Slopes House
| 3 bd · 2 ba · sleeps 9 | $25,714 | $421 | 17% | 4.7★ (23) | 246 ft | AirbnbVrbo |
Brownie Retreat Walk-to-Summit Mountain Getaway for Snowboarders & Skiers Vacation home | 3 bd · 3 ba · sleeps 7 | $43,760 | $491 | 24% | 0.5★ (1) | 253 ft | Booking |
Brownie Resort | Your Walk-to-Summit Getaway| Family's Snowboarders Skiers Vacation home | 3 bd · 3 ba · sleeps 7 | $45,217 | $513 | 24% | — | 253 ft | Booking |
Show 37 more
Golden West Cottage #2581
Vacation home · 3 bd · 2 ba · sleeps 7 · 358 ft
Revenue $68,574ADR $582Occ ≈ 32%—
Golden West Cottage at Snow Summit - Walk to Lifts- Hot Tub- Foosball- Central Retreat-
Vacation home · 3 bd · 2 ba · sleeps 7 · 358 ft
Revenue $71,269ADR $603Occ ≈ 32%5★ (2)
Brownie's Den Ski Resort Townhouse at Big Bear
Vacation home · 3 bd · 2 ba · sleeps 6 · 364 ft
Revenue $27,480ADR $369Occ ≈ 20%—
RedDoorChalet
Cabin · 3 bd · 1.5 ba · sleeps 8 · 384 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $21,179ADR $255Occ ≈ 23%4.8★ (53)
Escape to Adventure: Mountain Cabin Holidays in Big Bear Lake
Cabin · 3 bd · 2 ba · sleeps 8 · 430 ft
- Wifi
- Kitchen
- Washer
- Fireplace
Revenue $960ADR $320Occ ≈ 1%—
Big Red N The Pines Prime location/spacious rooms
Cabin · 3 bd · 2 ba · sleeps 6 · 430 ft
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $13,708ADR $315Occ ≈ 12%4.9★ (72)
Buttercup #2508
Vacation home · 3 bd · 2 ba · sleeps 8 · 466 ft
Revenue $13,571ADR $437Occ ≈ 9%—
Casa Makim-Walk to Slopes, Hot Tub, Fireplace, Jet Tub, BBQ
Vacation home · 3 bd · 2 ba · sleeps 8 · 525 ft
Revenue $22,707ADR $305Occ ≈ 20%—
Prime Location! Walking to Summit Mountain
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $39,971ADR $447Occ ≈ 24%5★ (74)
Walk to Summit, Spa, Foosball Spacious and Central
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +5
Revenue $13,438ADR $423Occ ≈ 9%4.8★ (44)
The Gridiron
House · 3 bd · 2 ba · sleeps 7 · 0.1 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $11,640ADR $533Occ ≈ 6%5★ (3)
Walking to Lake + Slope • Charming Big Bear Cabin
House · 3 bd · 2.5 ba · sleeps 6 · 0.1 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $5,701ADR $271Occ ≈ 6%—
Snow Summit Getaway - Walk to Snow Summit + Slope Views
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $10,802ADR $280Occ ≈ 11%4.7★ (6)
Hundred Acre Wood - Walk to Snow Summit.
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $13,175ADR $298Occ ≈ 12%4.8★ (59)
Delisted
DeCarlo House Big Bear Lake
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $2,381ADR $0Occ ≈ —5★ (1)
Delisted
Walk toSlopes, Arcade, Games, Fireplace, BBQ, Deck
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $19,969ADR $293Occ ≈ 19%4.8★ (56)
Delisted
Spacious Cabin, walking distance to Snow Summit
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Free parking
- Wifi
- Kitchen
Revenue $8,979ADR $317Occ ≈ 8%5★ (7)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Walk to Snow Summit - Brownie B House | 3 bd · 2.5 ba · sleeps 6 | $25,241 | $196 | 35% | 4.8★ (31) | 256 ft | AirbnbBooking |
Brownie Retreat | Walk to Summit Ski Resort Cabin
| 3 bd · 2.5 ba · sleeps 7 | $19,857 | $483 | 11% | 1★ (1) | 269 ft | AirbnbVrboBooking |
Brownie Resort | Your Walk-to-Summit Ski Resort Cabin
| 3 bd · 3 ba · sleeps 7 | $20,611 | $615 | 9% | 5★ (1) | 269 ft | AirbnbVrboBooking |
Golden West Cottage #2581 Vacation home | 3 bd · 2 ba · sleeps 7 | $68,574 | $582 | 32% | — | 358 ft | Booking |
Golden West Cottage at Snow Summit - Walk to Lifts- Hot Tub- Foosball- Central Retreat- Vacation home | 3 bd · 2 ba · sleeps 7 | $71,269 | $603 | 32% | 5★ (2) | 358 ft | Booking |
Brownie's Den Ski Resort Townhouse at Big Bear Vacation home | 3 bd · 2 ba · sleeps 6 | $27,480 | $369 | 20% | — | 364 ft | Booking |
Walk to Snow Summit | Pool Table + Fireplace Cabin
| 3 bd · 2 ba · sleeps 9 | $24,419 | $385 | 17% | 4.8★ (42) | 367 ft | AirbnbVrboBooking |
RedDoorChalet Cabin
| 3 bd · 1.5 ba · sleeps 8 | $21,179 | $255 | 23% | 4.8★ (53) | 384 ft | Airbnb |
Pet Friendly bungalow near slopesYardDeckBBQ House | 3 bd · 1.5 ba · sleeps 6 | $46,209 | $203 | 62% | 4.7★ (10) | 394 ft | AirbnbBooking |
Log Cabin Walk to the Summit, Hot Tub Cabin
| 3 bd · 2 ba · sleeps 10 | $17,863 | $354 | 14% | 4.8★ (45) | 410 ft | AirbnbVrbo |
Escape to Adventure: Mountain Cabin Holidays in Big Bear Lake Cabin
| 3 bd · 2 ba · sleeps 8 | $960 | $320 | 1% | — | 430 ft | Vrbo |
Big Red N The Pines Prime location/spacious rooms Cabin
| 3 bd · 2 ba · sleeps 6 | $13,708 | $315 | 12% | 4.9★ (72) | 430 ft | Airbnb |
Mountain Bear Chalet HotTub Pool Table Near Summit Cabin
| 3 bd · 2 ba · sleeps 8 | $53,063 | $395 | 37% | 4.7★ (62) | 440 ft | AirbnbVrboBooking |
Four Happy Bears•Walk to Summit•Single Story•Spa House
| 3 bd · 2 ba · sleeps 6 | $26,466 | $396 | 18% | 4.8★ (165) | 456 ft | AirbnbVrbo |
Happy Trails: Hot Tub! Pool Table! Yard! BBQ! House
| 3 bd · 2 ba · sleeps 8 | $51,165 | $302 | 46% | 4.5★ (121) | 459 ft | AirbnbVrbo |
Buttercup #2508 Vacation home | 3 bd · 2 ba · sleeps 8 | $13,571 | $437 | 9% | — | 466 ft | Booking |
Modern Cabin w/ Game Room 5 Min walk to Ski House
| 3 bd · 3 ba · sleeps 7 | $65,357 | $320 | 56% | 4.9★ (54) | 466 ft | AirbnbVrboBooking |
Cute Escape, Walk to Summit Mtn Slopes/Hiking Townhouse
| 3 bd · 2 ba · sleeps 6 | $2,474 | $315 | 2% | 4.5★ (2) | 472 ft | AirbnbVrbo |
Buttercup at Snow Summit - Relaxing Resort Haus Condominium (condo)
| 3 bd · 2 ba · sleeps 8 | $11,540 | $411 | 8% | 4.8★ (5) | 479 ft | AirbnbVrboBooking |
Hidden Gem, Hot tub, Close to Summit Mtn Trails Cabin
| 3 bd · 2 ba · sleeps 6 | $3,596 | $293 | 3% | 5★ (4) | 522 ft | AirbnbVrbo |
Casa Makim-Walk to Slopes, Hot Tub, Fireplace, Jet Tub, BBQ Vacation home | 3 bd · 2 ba · sleeps 8 | $22,707 | $305 | 20% | — | 525 ft | Booking |
Papa's Villa: Pool Table!Propane BBQ!Pet Friendly! House
| 3 bd · 2 ba · sleeps 8 | $49,430 | $316 | 43% | 4.8★ (160) | 0.1 mi | AirbnbVrbo |
Prime Location! Walking to Summit Mountain Cabin
| 3 bd · 2 ba · sleeps 8 | $39,971 | $447 | 24% | 5★ (74) | 0.1 mi | Airbnb |
Walk to Summit, Spa, Foosball Spacious and Central Cabin
| 3 bd · 2.5 ba · sleeps 8 | $13,438 | $423 | 9% | 4.8★ (44) | 0.1 mi | Airbnb |
The Gridiron House
| 3 bd · 2 ba · sleeps 7 | $11,640 | $533 | 6% | 5★ (3) | 0.1 mi | Airbnb |
Pet Friendly! Close to Snow Summit,Lake & Village! House
| 3 bd · 2 ba · sleeps 9 | $39,560 | $299 | 36% | 4.8★ (28) | 0.1 mi | AirbnbVrbo |
Luxury Town Home! Walk to Summit! Hot Tub! House
| 3 bd · 2.5 ba · sleeps 8 | $33,119 | $270 | 34% | 4.7★ (134) | 0.1 mi | AirbnbVrbo |
Walking to Lake + Slope • Charming Big Bear Cabin House
| 3 bd · 2.5 ba · sleeps 6 | $5,701 | $271 | 6% | — | 0.1 mi | Airbnb |
Walk 2 Trails+Hot Tub+Grill+Pacman+Shuffleboard+EV Cabin
| 3 bd · 2 ba · sleeps 6 | $29,718 | $520 | 16% | 5★ (20) | 0.1 mi | AirbnbVrbo |
Stunning Cabin By Snow Summit!! Dogs Welcome Cabin
| 3 bd · 2.5 ba · sleeps 10 | $48,890 | $522 | 26% | 4.8★ (266) | 0.1 mi | AirbnbVrbo |
Harmony Haus: Hot Tub! Pool Table! Barbecue! House
| 3 bd · 3 ba · sleeps 10 | $45,647 | $380 | 33% | 4.7★ (152) | 0.1 mi | AirbnbVrbo |
Snow Summit Getaway - Walk to Snow Summit + Slope Views Vacation home | 3 bd · 2 ba · sleeps 7 | $10,802 | $280 | 11% | 4.7★ (6) | 0.1 mi | Booking |
Hundred Acre Wood - Walk to Snow Summit. Cabin | 3 bd · 2 ba · sleeps 6 | $13,175 | $298 | 12% | 4.8★ (59) | 0.1 mi | Delisted |
DeCarlo House Big Bear Lake Cabin | 3 bd · 2 ba · sleeps 8 | $2,381 | $0 | — | 5★ (1) | 0.1 mi | Delisted |
Cozy Family Cabin - Walk to Snow Summit! Hot Tub! Cabin
| 3 bd · 2 ba · sleeps 6 | $29,885 | $371 | 22% | 5★ (31) | 0.1 mi | AirbnbVrbo |
Walk toSlopes, Arcade, Games, Fireplace, BBQ, Deck Cabin | 3 bd · 2 ba · sleeps 8 | $19,969 | $293 | 19% | 4.8★ (56) | 0.2 mi | Delisted |
Spacious Cabin, walking distance to Snow Summit Cabin
| 3 bd · 2 ba · sleeps 6 | $8,979 | $317 | 8% | 5★ (7) | 0.2 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$32,413
NOI
$9,075
Cash flow /mo
-$2,660
Cash needed
$181,250
Cash-on-cash
-17.6%
ROE (yr 1)
-5.1%
Cap rate
1.5%
DSCR
0.22
Year-1 write-off
$129,987
Year-1 tax shield @ 32%
$41,596
Year-1 return on equity
- Cash flow (annual)-$31,925
- Principal paydown$3,970
- Appreciation at%$18,750
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,483
- Platform fees (3% of revenue)$972
- Maintenance / capex (5% of revenue)$1,621
- Utilities & supplies$4,200
- HOA$0
- Property tax$9,783
- Insurance (STR-rated)$3,187
Cash needed to close
- Down payment (25%)$156,250
- Closing costs (4.0%)$25,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$41,596
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$502,000
Short-life (5/15-yr)
$130,000 · 26%
Year-1 deduction
$130,000
Year-1 tax shield @ 32%
$42,000
Land 20% (county tax record, assessed value split) · building $372,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 2003, 3 bd / 2 ba, furnished, listing features (hot tub, deck, patio, fence, fireplace, stone counters, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $83,000 in year 1 (16% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,100
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.29 allocation
- $9,300
Kitchen countertops (stone)listing
$10,200 new × 40% good × 2.29 allocation
- $3,000
Decorative trimdefault
$3,300 new × 40% good × 2.29 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.29 allocation
- $1,100
Shelvingdefault
$1,200 new × 40% good × 2.29 allocation
- $4,300
Window coverings (19)default
$4,800 new × 40% good × 2.29 allocation
- $4,500
Carpet, vinyl & laminate (40% of floors)default
$4,900 new × 40% good × 2.29 allocation
- $9,600
Kitchen & laundry equipment plumbingdefault
$7,800 new × 54% good × 2.29 allocation
- $5,800
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 54% good × 2.29 allocation
- $5,200
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 40% good × 2.29 allocation
- $8,200
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.29 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $10,300
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.29 allocation
- $9,900
Landscaping (typical)default
$8,700 new × 50% good × 2.29 allocation
- $9,800
Patioslisting
$8,600 new × 50% good × 2.29 allocation
- $24,400
Decks & porches (attached)listing
$21,400 new × 50% good × 2.29 allocation
- $6,900
Fencinglisting
$6,000 new × 50% good × 2.29 allocation
- $290,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 62% good × 2.29 allocation
- $26,400
Building plumbing & fixturesdefault
$21,400 new × 54% good × 2.29 allocation
- $26,400
Building electrical & lightingdefault
$21,400 new × 54% good × 2.29 allocation
- $19,600
HVACdefault
$21,400 new × 40% good × 2.29 allocation
- $6,700
Hardwood & tile floorsdefault
$7,300 new × 40% good × 2.29 allocation
- $2,400
Fireplacelisting
$2,600 new × 40% good × 2.29 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $68,300 | $61,300 | $400 | $130,000 |
| 2 | $0 | $0 | $9,500 | $9,500 |
| 3 | $0 | $0 | $9,500 | $9,500 |
| 4 | $0 | $0 | $9,500 | $9,500 |
| 5 | $0 | $0 | $9,500 | $9,500 |
| 6+ | $0 | $0 | $333,500 | $333,500 |
| Total | $68,300 | $61,300 | $372,000 | $501,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.