572 Ponderosa Dr
Big Bear Lake, CA 92315
$775,000
4 bd · 3 ba · 2,130 sqft · Listed 1d ago
View on Realtor.com →Year built
1979
Sqft
2,130
Lot sqft
7,700
HOA / mo
None
Furnished
Yes
List date
2026-09-29T16:44:58.000000Z
Revenue
Annual revenue
$62,435
ADR
$534
Occupancy
32%
Cleaning fees (12 mo)
$9,577
Confidence
Low (41.67), 50 comps
Comp revenue range (p25 / median / p75)
Moose Creek Chalet-1237 by Big Bear Vacations
Vacation home · 4 bd · 2 ba · sleeps 9 · 0.1 mi
Revenue $77,646ADR $897Occ ≈ 24%3.5★ (2)
Amazing 4-bedroom cabin walking distance to Snow Summit. Pool table and hot tub.
Cabin · 4 bd · 2.5 ba · sleeps 10 · 0.1 mi
Revenue $1,422ADR $421Occ ≈ 1%—
Near Lake & Ski Resort | Hot Tub | Wi-Fi | Games
House · 4 bd · 2.5 ba · sleeps 10 · 0.1 mi
Revenue $75,127ADR $542Occ ≈ 38%4.4★ (68)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Summit Mountain Lodge Cabin | 4 bd · 2 ba · sleeps 10 | $30,042 | $1,022 | 8% | 4.6★ (5) | 16 ft | AirbnbVrboBooking |
Walk to Snow Summit!Game Room!Pet Friendly!HOTTUB! House | 4 bd · 2 ba · sleeps 9 | $42,462 | $385 | 30% | 4.7★ (40) | 259 ft | AirbnbVrbo |
Walk to Snow Summit | Hot Tub + Pool Table Cabin | 4 bd · 2 ba · sleeps 9 | $65,441 | $579 | 31% | 4.5★ (87) | 0.1 mi | AirbnbVrboBooking |
Moose Creek Chalet-1237 by Big Bear Vacations Vacation home | 4 bd · 2 ba · sleeps 9 | $77,646 | $897 | 24% | 3.5★ (2) | 0.1 mi | Booking |
Incredible New Lodge walking distance to Snow Summ Cabin | 4 bd · 3.5 ba · sleeps 12 | $32,258 | $578 | 15% | 4.5★ (61) | 0.1 mi | AirbnbVrboBooking |
Walk to Snow Summit | New Spa | Arcade | Fire Pit House | 4 bd · 2 ba · sleeps 7 | $8,112 | $333 | 7% | 5★ (8) | 0.1 mi | AirbnbVrbo |
Pet-friendly ski hausGame roomBBQBy Snow Summit Cabin | 4 bd · 3 ba · sleeps 12 | $64,289 | $604 | 29% | 4.5★ (22) | 0.1 mi | AirbnbVrboBooking |
Walk to Summit | Luxury 4B | Sleeps 14 | AC | EV House | 4 bd · 3.5 ba · sleeps 14 | $72,725 | $789 | 25% | 5★ (1) | 0.1 mi | AirbnbVrbo |
Amazing 4-bedroom cabin walking distance to Snow Summit. Pool table and hot tub. Cabin | 4 bd · 2.5 ba · sleeps 10 | $1,422 | $421 | 1% | — | 0.1 mi | Vrbo |
Near Lake & Ski Resort | Hot Tub | Wi-Fi | Games House | 4 bd · 2.5 ba · sleeps 10 | $75,127 | $542 | 38% | 4.4★ (68) | 0.1 mi | Airbnb |
Show all 50 comps
Moose-in' Around ~ Walk to Slopes Mountain Home with Private Hot Tub, Ski Locker & Playground
Vacation home · 4 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $57,077ADR $813Occ ≈ 19%—
Winter Park Cabin: Spacious + Games + Spa + Family
Cabin · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $93,184ADR $570Occ ≈ 45%5★ (100)
Pet-friendly home with private pool, foosball, doggy door, game room + more!
House · 4 bd · 3.5 ba · sleeps 11 · 0.2 mi
Revenue $14,075ADR $456Occ ≈ 8%4.5★ (4)
Pet-friendly home with private pool, foosball, doggy door, game room + more!
House · 4 bd · 3.5 ba · sleeps 11 · 0.2 mi
Revenue $20,658ADR $493Occ ≈ 11%—
Walk to Snow Summit-Hot Tub-AC-EV Charger-Fire Pit
House · 4 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $13,451ADR $349Occ ≈ 11%5★ (2)
Walk to Snow Summit, Hot Tub, AC, Tesla Charger & Fire Pit, Evergreen Cabin
House · 4 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $58,403ADR $1,068Occ ≈ 15%4.8★ (4)
Dog-friendly ski haven with game room, BBQ, short walk to Snow Summit ski resort
Cabin · 4 bd · 3 ba · sleeps 12 · 0.2 mi
Revenue $19,876ADR $544Occ ≈ 10%—
Big Bear St Anton | Hot Tub
House · 4 bd · 4 ba · sleeps 13 · 0.2 mi
Revenue $100,257ADR $1,667Occ ≈ 16%4.9★ (8)
Arlberg Village Haus #2571
Vacation home · 4 bd · 4 ba · sleeps 13 · 0.2 mi
Revenue $108,028ADR $973Occ ≈ 30%5★ (1)
Arlberg Village Haus Game Room Walk to the Slopes
Vacation home · 4 bd · 4 ba · sleeps 13 · 0.2 mi
Revenue $87,698ADR $835Occ ≈ 29%5★ (1)
2 units + Hot Tub+ Walk to Summit+ Pet Friendly
Cabin · 4 bd · 2 ba · sleeps 12 · 0.2 mi
Revenue $104,919ADR $471Occ ≈ 61%4.9★ (24)
Summit + Luxury + Spa + EVcharger + Single Story
Cabin · 4 bd · 3 ba · sleeps 11 · 0.2 mi
Revenue $45,724ADR $724Occ ≈ 17%5★ (83)
Slope Side Getaway at Big Bear - Central Duplex Retreat Chalet
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $15,637ADR $677Occ ≈ 6%—
Slope Side Getaway #2526
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $13,837ADR $728Occ ≈ 5%—
Steps to Slopes Luxury New Built 4 Bedroom Home
House · 4 bd · 4 ba · sleeps 14 · 0.2 mi
Revenue $67,875ADR $1,143Occ ≈ 16%—
172 - Summit Grand Sanctuary South
Vacation home · 4 bd · 4 ba · sleeps 14 · 0.2 mi
Revenue $53,365ADR $628Occ ≈ 23%—
171 - Summit Grand Sanctuary North
Vacation home · 4 bd · 4 ba · sleeps 14 · 0.2 mi
Revenue $72,002ADR $751Occ ≈ 26%—
On Snow Summit Blvd. Perfect location for Slopes or Bike Park. Fireplace, Slope
House · 4 bd · 3.5 ba · sleeps 14 · 0.2 mi
Revenue $21,390ADR $1,018Occ ≈ 6%5★
Steps to Slopes Luxury New Built 4 Bedroom Home. On Snow Summit Blvd. Perfect lo
House · 4 bd · 4 ba · sleeps 14 · 0.2 mi
Revenue $21,568ADR $952Occ ≈ 6%5★
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Snow Summit Dome Home. Walk to Snow Summit. HotTub House | 4 bd · 3 ba · sleeps 12 | $48,951 | $596 | 23% | 4.7★ (51) | 0.1 mi | AirbnbVrbo |
Walk to Snow Summit | Luxury 4BR | Hot Tub | AC House | 4 bd · 3.5 ba · sleeps 14 | $73,241 | $785 | 26% | 5★ (1) | 0.1 mi | AirbnbVrbo |
On Snow Summit - Perfect location for Slopes House | 4 bd · 3.5 ba · sleeps 14 | $110,827 | $961 | 32% | 5★ (2) | 0.1 mi | AirbnbVrbo |
Moose-in' Around ~ Walk to Slopes Mountain Home with Private Hot Tub, Ski Locker & Playground Vacation home | 4 bd · 2 ba · sleeps 7 | $57,077 | $813 | 19% | — | 0.1 mi | Booking |
Walk to Snow Summit! Hot Tub! Game Room! Backyard! House | 4 bd · 3.5 ba · sleeps 9 | $52,943 | $331 | 44% | 4.7★ (79) | 0.1 mi | AirbnbVrbo |
Brownie Bear Cabin w/ Spa, Walk to Snow Summit Cabin | 4 bd · 3 ba · sleeps 11 | $73,226 | $591 | 34% | 5★ (170) | 0.1 mi | AirbnbVrbo |
Family Time @ Breckenridge Cabin | 4 bd · 2 ba · sleeps 9 | $20,249 | $318 | 17% | 5★ (164) | 0.2 mi | AirbnbVrbo |
Winter Park Cabin: Spacious + Games + Spa + Family Cabin | 4 bd · 3 ba · sleeps 10 | $93,184 | $570 | 45% | 5★ (100) | 0.2 mi | Airbnb |
Walk to Snow Summit | Game Room | Pets House | 4 bd · 3.5 ba · sleeps 11 | $31,489 | $387 | 22% | — | 0.2 mi | AirbnbVrbo |
Pet-friendly home with private pool, foosball, doggy door, game room + more! House | 4 bd · 3.5 ba · sleeps 11 | $14,075 | $456 | 8% | 4.5★ (4) | 0.2 mi | Vrbo |
Pet-friendly home with private pool, foosball, doggy door, game room + more! House | 4 bd · 3.5 ba · sleeps 11 | $20,658 | $493 | 11% | — | 0.2 mi | Vrbo |
Winterpark Cabin | Hot Tub + Game Room | Near Snow Cabin | 4 bd · 3 ba · sleeps 10 | $56,239 | $549 | 28% | 4.9★ (28) | 0.2 mi | AirbnbVrboBooking |
Summit Lake Haus | Game Room, Close to Snow Summit House | 4 bd · 3 ba · sleeps 12 | $5,028 | $326 | 4% | 5★ (2) | 0.2 mi | AirbnbVrboBooking |
Walk to Snow Summit-Hot Tub-AC-EV Charger-Fire Pit House | 4 bd · 2 ba · sleeps 7 | $13,451 | $349 | 11% | 5★ (2) | 0.2 mi | Airbnb |
Ski Snow Summit, pvt HotTub, Pets Free Tesla Charg House | 4 bd · 2 ba · sleeps 7 | $15,927 | $324 | 13% | 4.8★ (47) | 0.2 mi | AirbnbVrbo |
Walk to Snow Summit, Hot Tub, AC, Tesla Charger & Fire Pit, Evergreen Cabin House | 4 bd · 2 ba · sleeps 7 | $58,403 | $1,068 | 15% | 4.8★ (4) | 0.2 mi | Vrbo |
Dog-friendly ski haven with game room, BBQ, short walk to Snow Summit ski resort Cabin | 4 bd · 3 ba · sleeps 12 | $19,876 | $544 | 10% | — | 0.2 mi | Vrbo |
Evergreen Retreat- A walk to Snow Summit W/Spa! House | 4 bd · 2 ba · sleeps 11 | $49,621 | $1,179 | 12% | 4.7★ (89) | 0.2 mi | AirbnbVrbo |
Lazy Bear Lodge by AvantStay | Mins to Snow Summit House | 4 bd · 2.5 ba · sleeps 12 | $83,376 | $0 | — | 5★ (68) | 0.2 mi | AirbnbVrboBooking |
Huge Chalet below Snow Summit. Walk/MTB to lifts House | 4 bd · 2 ba · sleeps 10 | $45,364 | $386 | 32% | 4.9★ (245) | 0.2 mi | AirbnbVrbo |
A 4 Bedroom, Modern Mountain Home House | 4 bd · 2 ba · sleeps 9 | $40,834 | $463 | 24% | 5★ (119) | 0.2 mi | AirbnbVrbo |
Central Air Conditioning • Spa • Fire Pit Cabin | 4 bd · 2 ba · sleeps 9 | $85,315 | $528 | 44% | 5★ (31) | 0.2 mi | AirbnbVrbo |
Winterset Inn: Shuffleboard!Pool Table!Hot Tub! House | 4 bd · 3 ba · sleeps 13 | $76,062 | $616 | 34% | 4.5★ (29) | 0.2 mi | AirbnbVrbo |
Big Bear Lodge on St Anton House | 4 bd · 4 ba · sleeps 13 | $67,807 | $738 | 25% | 4.7★ (3) | 0.2 mi | AirbnbVrbo |
Big Bear St Anton | Hot Tub House | 4 bd · 4 ba · sleeps 13 | $100,257 | $1,667 | 16% | 4.9★ (8) | 0.2 mi | Airbnb |
Arlberg Village Haus #2571 Vacation home | 4 bd · 4 ba · sleeps 13 | $108,028 | $973 | 30% | 5★ (1) | 0.2 mi | Booking |
Arlberg Village Haus Game Room Walk to the Slopes Vacation home | 4 bd · 4 ba · sleeps 13 | $87,698 | $835 | 29% | 5★ (1) | 0.2 mi | Booking |
2 units + Hot Tub+ Walk to Summit+ Pet Friendly Cabin | 4 bd · 2 ba · sleeps 12 | $104,919 | $471 | 61% | 4.9★ (24) | 0.2 mi | Airbnb |
Summit + Luxury + Spa + EVcharger + Single Story Cabin | 4 bd · 3 ba · sleeps 11 | $45,724 | $724 | 17% | 5★ (83) | 0.2 mi | Airbnb |
Arlberg Village Haus | Hot Tub | Game Room | Ski Cabin | 4 bd · 4 ba · sleeps 13 | $70,617 | $777 | 25% | 4.2★ (4) | 0.2 mi | AirbnbVrbo |
Slope Side Getaway at Big Bear - Central Duplex Retreat Chalet Vacation home | 4 bd · 2 ba · sleeps 8 | $15,637 | $677 | 6% | — | 0.2 mi | Booking |
Slope Side Getaway #2526 Vacation home | 4 bd · 2 ba · sleeps 8 | $13,837 | $728 | 5% | — | 0.2 mi | Booking |
Slope Side Getaway at Big Bear - Central Duplex Re Cabin | 4 bd · 2 ba · sleeps 8 | $17,258 | $709 | 7% | 5★ (1) | 0.2 mi | AirbnbVrbo |
Pet-friendly home with private poolFoosballGames House | 4 bd · 3.5 ba · sleeps 11 | $49,327 | $588 | 23% | 4.5★ (39) | 0.2 mi | AirbnbVrboBooking |
Steps to Slopes Luxury New Built 4 Bedroom Home House | 4 bd · 4 ba · sleeps 14 | $67,875 | $1,143 | 16% | — | 0.2 mi | Vrbo |
172 - Summit Grand Sanctuary South Vacation home | 4 bd · 4 ba · sleeps 14 | $53,365 | $628 | 23% | — | 0.2 mi | Booking |
171 - Summit Grand Sanctuary North Vacation home | 4 bd · 4 ba · sleeps 14 | $72,002 | $751 | 26% | — | 0.2 mi | Booking |
On Snow Summit Blvd. Perfect location for Slopes or Bike Park. Fireplace, Slope House | 4 bd · 3.5 ba · sleeps 14 | $21,390 | $1,018 | 6% | 5★ | 0.2 mi | Vrbo |
Steps to Slopes Luxury New Built 4 Bedroom Home. On Snow Summit Blvd. Perfect lo House | 4 bd · 4 ba · sleeps 14 | $21,568 | $952 | 6% | 5★ | 0.2 mi | Vrbo |
Steps to Slopes Luxury New Built 4 Bedroom Home House | 4 bd · 3.5 ba · sleeps 14 | $113,178 | $1,172 | 26% | 4.6★ (5) | 0.2 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$62,435
NOI
$28,276
Cash flow /mo
-$1,820
Cash needed
$224,750
Cash-on-cash
-9.7%
ROE (yr 1)
2.9%
Cap rate
3.6%
DSCR
0.56
Year-1 write-off
$195,857
Year-1 tax shield @ 32%
$62,674
Year-1 return on equity
- Cash flow (annual)-$21,839
- Principal paydown$5,071
- Appreciation at%$23,250
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$12,487
- Platform fees (3% of revenue)$1,873
- Maintenance / capex (5% of revenue)$3,122
- Utilities & supplies$4,200
- HOA$0
- Property tax$10,035
- Insurance (STR-rated)$3,953
Cash needed to close
- Down payment (25%)$193,750
- Closing costs (4.0%)$31,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$62,674
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$622,000
Short-life (5/15-yr)
$194,000 · 31%
Year-1 deduction
$196,000
Year-1 tax shield @ 32%
$63,000
Land 20% (county tax record, assessed value split) · building $428,000 over 39 years
Based on: 2,130 sq ft, built 1979, 4 bd / 3 ba, furnished, listing features (hot tub, deck, fence, game room, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $120,000 in year 1 (19% short-life, $38,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,500
Kitchen cabinetsdefault
$10,500 new × 40% good × 3.47 allocation
- $11,900
Kitchen countertopsdefault
$8,600 new × 40% good × 3.47 allocation
- $5,200
Decorative trimdefault
$3,700 new × 40% good × 3.47 allocation
- $600
Mirrorsdefault
$500 new × 40% good × 3.47 allocation
- $2,100
Shelvingdefault
$1,500 new × 40% good × 3.47 allocation
- $7,300
Window coverings (21)default
$5,300 new × 40% good × 3.47 allocation
- $19,000
Carpet, vinyl & laminate (100% of floors)listing
$13,700 new × 40% good × 3.47 allocation
- $11,300
Kitchen & laundry equipment plumbingdefault
$8,100 new × 40% good × 3.47 allocation
- $6,800
Kitchen, laundry & data equipment electricaldefault
$4,900 new × 40% good × 3.47 allocation
- $3,500
Appliances (range, microwave)listing
$2,500 new × 40% good × 3.47 allocation
- $12,500
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.47 allocation
- $9,200
Furniture conveyed with the sale (used)listing
$23,000 new × 40% good · out of the price
- $2,400
Game-room equipment (used)listing
$6,000 new × 40% good · out of the price
- $16,600
Paving: driveway & walks (paved)default
$9,600 new × 50% good × 3.47 allocation
- $16,000
Landscaping (typical)default
$9,200 new × 50% good × 3.47 allocation
- $3,600
Patiosdefault
$2,100 new × 50% good × 3.47 allocation
- $41,600
Decks & porches (attached)listing
$24,000 new × 50% good × 3.47 allocation
- $10,400
Fencinglisting
$6,000 new × 50% good × 3.47 allocation
- $320,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$230,800 new × 40% good × 3.47 allocation
- $33,300
Building plumbing & fixturesdefault
$24,000 new × 40% good × 3.47 allocation
- $33,700
Building electrical & lightingdefault
$24,300 new × 40% good × 3.47 allocation
- $33,300
HVACdefault
$24,000 new × 40% good × 3.47 allocation
- $7,300
Fireplaces (2)listing
$5,300 new × 40% good × 3.47 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $106,300 | $88,200 | $1,400 | $195,900 |
| 2 | $0 | $0 | $11,000 | $11,000 |
| 3 | $0 | $0 | $11,000 | $11,000 |
| 4 | $0 | $0 | $11,000 | $11,000 |
| 5 | $0 | $0 | $11,000 | $11,000 |
| 6+ | $0 | $0 | $382,600 | $382,600 |
| Total | $106,300 | $88,200 | $427,800 | $622,300 |
The building's share of the price ($611,000) is 3.5x our depreciated replacement cost of the home ($176,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.