285 Santa Clara Blvd
Big Bear Lake, CA 92315
$999,000
3 bd · 2 ba · 2,008 sqft · Listed today
View on Realtor.com →Year built
2002
Sqft
2,008
Lot sqft
8,255
HOA / mo
$0
Furnished
No
List date
2026-10-20T09:44:29.000000Z
Revenue
Annual revenue
$34,606
ADR
$338
Occupancy
28%
Cleaning fees (12 mo)
$7,173
Confidence
Low (22.91), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,566
Fox and Bears Relaxing Retreat at Big Bear Lake
Vacation home · 3 bd · 3 ba · sleeps 10 · 207 ft
Revenue $89,269ADR $1,161Occ ≈ 21%—
Rustic Retreat at Big Bear - Spacious Family Chalet
Vacation home · 3 bd · 3 ba · sleeps 9 · 348 ft
Revenue $41,754ADR $1,129Occ ≈ 10%—
Charming Log- Cabin SPA, Game Room, 5 min to slope
House · 3 bd · 2 ba · sleeps 8 · 371 ft
Revenue $5,826ADR $320Occ ≈ 5%3.6★ (3)
Chalet Ski Haven | Spa, Fire Pit, Pets, Crib, BBQ
House · 3 bd · 2.5 ba · sleeps 8 · 377 ft
Revenue $31,939ADR $403Occ ≈ 22%4.5★ (17)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub Cabin w/ Game Loft, Fireplace + Deck Cabin | 3 bd · 2 ba · sleeps 8 | $15,282 | $290 | 14% | 5★ (8) | 174 ft | AirbnbVrbo |
Fox and Bears Relaxing Retreat at Big Bear Lake Vacation home | 3 bd · 3 ba · sleeps 10 | $89,269 | $1,161 | 21% | — | 207 ft | Booking |
Relaxing 3BR Escape | Hot Tub + Pet Friendly! BBQ! House
| 3 bd · 2 ba · sleeps 8 | $41,508 | $250 | 45% | 4.8★ (108) | 279 ft | AirbnbVrbo |
Tioga Hideaway:PetFriendly!Spa!Firepit!Fenced!AC! House
| 3 bd · 2 ba · sleeps 7 | $37,627 | $294 | 35% | 4.8★ (64) | 295 ft | AirbnbVrbo |
Log Cabin, Hot Tub, Foosball, Fenced Yard Cabin | 3 bd · 2 ba · sleeps 10 | $32,813 | $468 | 19% | 4.5★ (17) | 312 ft | AirbnbBooking |
Rustic Retreat at Big Bear - Spacious Retreat Cabin
| 3 bd · 3 ba · sleeps 9 | $15,402 | $448 | 9% | 4.4★ (10) | 345 ft | AirbnbVrboBooking |
Log home with spaShuffleboardGamesBBQBy slopes Cabin | 3 bd · 2 ba · sleeps 8 | $49,164 | $432 | 31% | 4.8★ (45) | 345 ft | AirbnbBooking |
Rustic Retreat at Big Bear - Spacious Family Chalet Vacation home | 3 bd · 3 ba · sleeps 9 | $41,754 | $1,129 | 10% | — | 348 ft | Booking |
Charming Log- Cabin SPA, Game Room, 5 min to slope House | 3 bd · 2 ba · sleeps 8 | $5,826 | $320 | 5% | 3.6★ (3) | 371 ft | Airbnb |
Chalet Ski Haven | Spa, Fire Pit, Pets, Crib, BBQ House | 3 bd · 2.5 ba · sleeps 8 | $31,939 | $403 | 22% | 4.5★ (17) | 377 ft | Vrbo |
Show 38 more
Caramel Cabin: Propane Grill! Central Location!
House · 3 bd · 2 ba · sleeps 6 · 446 ft
Revenue $7,041ADR $229Occ ≈ 8%4.7★ (102)
Delisted
Fabulous, Fun Big Bear Log Home has King Suite, Game Room, Hot Tub and Fire-Pit!
Cabin · 3 bd · 2 ba · sleeps 8 · 459 ft
Revenue $13,925ADR $366Occ ≈ 10%—
Delisted
Fabulous, Fun Big Bear Log Home has King Suite, Game Room, Hot Tub and Fire-Pit!
Cabin · 3 bd · 2 ba · sleeps 8 · 459 ft
Revenue $5,370ADR $312Occ ≈ 5%4.5★ (2)
Delisted
Big Bear Cabin • Hot Tub + Firepit • Near Slopes
Cabin · 3 bd · 2 ba · sleeps 9 · 505 ft
Revenue $6,973ADR $350Occ ≈ 5%—
Delisted
Caramel Cabin: Outdoor Hot Tub! Fenced Backyard!
House · 3 bd · 2 ba · sleeps 6 · 525 ft
Revenue $2,711ADR $159Occ ≈ 5%3.8★ (4)
Northern Retreat: Sleeps 10 & Forest Views
House · 3 bd · 3 ba · sleeps 10 · 0.1 mi
Revenue $83,873ADR $422Occ ≈ 54%4.8★ (88)
Cozy Farmhouse Cabin Close to Resorts
House · 3 bd · 3 ba · sleeps 10 · 0.1 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $39,631ADR $388Occ ≈ 28%5★ (280)
Cozy Bear Lodge. 4 minute drive to skiing/biking!
Cabin · 3 bd · 3 ba · sleeps 9 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $4,328ADR $318Occ ≈ 4%5★ (7)
Stylish 3-Bedroom Retreat in Big Bear
House · 3 bd · 2 ba · sleeps 9 · 0.1 mi
Revenue $17,478ADR $421Occ ≈ 11%4.6★ (33)
Paramount Paradise
Vacation home · 3 bd · 2 ba · sleeps 9 · 0.1 mi
Revenue $30,529ADR $327Occ ≈ 26%4.1★ (35)
Rancho Pines I Juniper, Skiing + Lake + Hot Tub
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +1
Revenue $57,749ADR $262Occ ≈ 60%5★ (438)
The Mountain Treehouse
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $14,697ADR $414Occ ≈ 10%—
Big Bear central A/C, hot tub, games, fire pit
Cabin · 3 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $24,563ADR $386Occ ≈ 17%5★ (26)
Little cubs cabin #1986
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $27,710ADR $461Occ ≈ 16%—
A pice of heaven Cabin
House · 3 bd · 2.5 ba · sleeps 7 · 0.2 mi
Revenue $1,632ADR $816Occ ≈ 1%—
Gameroom w/Pool Table and 3 TV's! Custom Log Home!
House · 3 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $6,654ADR $246Occ ≈ 7%—
Grizzly Gambrel - A Modern Mountain Getaway!
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $57,427ADR $329Occ ≈ 48%5★ (227)
Spacious Family Cabin! Game Room and Fireplace!
Cabin · 3 bd · 3 ba · sleeps 8 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $25,527ADR $411Occ ≈ 17%4.9★ (52)
Luxe Ski Getaway | Spa, Fire Pit, Pets, Crib, BBQ
House · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
- Hot tub
- Pool
- Free parking
- Pets OK
- +6
Revenue $5,716ADR $740Occ ≈ 2%4.8★ (136)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
A-Frame in Moonridge, Big Bear Lake - A/C, Hot Tub House
| 3 bd · 3 ba · sleeps 7 | $16,089 | $256 | 17% | 4.8★ (15) | 390 ft | AirbnbVrbo |
Hot Tub + Foosball & Air Hockey • Big Bear Cabin
| 3 bd · 2 ba · sleeps 9 | $12,293 | $313 | 11% | 4.8★ (5) | 410 ft | AirbnbVrboBooking |
Caramel Cabin: Propane Grill! Central Location! House | 3 bd · 2 ba · sleeps 6 | $7,041 | $229 | 8% | 4.7★ (102) | 446 ft | Delisted |
Cozy Cabin Minutes Away from Slopes/Lake/Downtown Cabin
| 3 bd · 2 ba · sleeps 7 | $14,904 | $340 | 12% | 5★ (62) | 453 ft | AirbnbVrbo |
Grizzly Lodge - mountain + lake escape Cabin
| 3 bd · 2 ba · sleeps 8 | $58,928 | $296 | 55% | 4.8★ (133) | 453 ft | AirbnbVrbo |
Fabulous, Fun Big Bear Log Home has King Suite, Game Room, Hot Tub and Fire-Pit! Cabin | 3 bd · 2 ba · sleeps 8 | $13,925 | $366 | 10% | — | 459 ft | Delisted |
Fabulous, Fun Big Bear Log Home has King Suite, Game Room, Hot Tub and Fire-Pit! Cabin | 3 bd · 2 ba · sleeps 8 | $5,370 | $312 | 5% | 4.5★ (2) | 459 ft | Delisted |
Getaway to Woodsy Glam, Hot Tub, Firepit Deck Cabin
| 3 bd · 3 ba · sleeps 9 | $25,864 | $370 | 19% | 5★ (99) | 459 ft | AirbnbVrbo |
Cozy Pines-Mountain Retreat | Hot Tub, Fenced Yard House
| 3 bd · 2 ba · sleeps 8 | $31,992 | $433 | 20% | 5★ (57) | 476 ft | AirbnbVrbo |
Mellow Mountain Ski Views, Hot Tub, & Bball House
| 3 bd · 2 ba · sleeps 6 | $47,781 | $267 | 49% | 5★ (51) | 495 ft | AirbnbVrbo |
HOT TUB! Pool Table! Close to Snow Summit! House
| 3 bd · 3 ba · sleeps 9 | $48,827 | $317 | 42% | 4.7★ (139) | 499 ft | AirbnbVrbo |
Big Bear Cabin • Hot Tub + Firepit • Near Slopes Cabin | 3 bd · 2 ba · sleeps 9 | $6,973 | $350 | 5% | — | 505 ft | Delisted |
Caramel Cabin: Outdoor Hot Tub! Fenced Backyard! House | 3 bd · 2 ba · sleeps 6 | $2,711 | $159 | 5% | 3.8★ (4) | 525 ft | Airbnb |
Paramount Escape-Close to everything+ Universal EV House
| 3 bd · 2 ba · sleeps 9 | $9,648 | $148 | 18% | 4.8★ (8) | 525 ft | AirbnbVrboBooking |
Mountain Escape House
| 3 bd · 2 ba · sleeps 7 | $29,884 | $303 | 27% | 4.7★ (77) | 0.1 mi | AirbnbVrbo |
NAMU CABIN • Modern Chic Design • Spa & Gameroom House
| 3 bd · 2 ba · sleeps 8 | $37,220 | $354 | 29% | 5★ (102) | 0.1 mi | AirbnbVrboBooking |
House Paramount Paradise Close to everything EV Ch House
| 3 bd · 2 ba · sleeps 9 | $8,371 | $228 | 10% | 5★ (4) | 0.1 mi | AirbnbVrbo |
Central A/C! Hot Tub! Firepit! Fenced Yard! House | 3 bd · 2 ba · sleeps 8 | $8,268 | $290 | 8% | 5★ (5) | 0.1 mi | AirbnbVrbo |
Northern Retreat: Sleeps 10 & Forest Views House | 3 bd · 3 ba · sleeps 10 | $83,873 | $422 | 54% | 4.8★ (88) | 0.1 mi | Airbnb |
Cozy Farmhouse Cabin Close to Resorts House
| 3 bd · 3 ba · sleeps 10 | $39,631 | $388 | 28% | 5★ (280) | 0.1 mi | Airbnb |
Cozy Bear Lodge. 4 minute drive to skiing/biking! Cabin
| 3 bd · 3 ba · sleeps 9 | $4,328 | $318 | 4% | 5★ (7) | 0.1 mi | Airbnb |
Cute! Cozy! Hot Tub! Close to Lake & Slopes! RV8 Cabin
| 3 bd · 2 ba · sleeps 7 | $8,770 | $401 | 6% | 4.5★ (74) | 0.1 mi | AirbnbVrboBooking |
Gameroom w/Pool Table and 3 TV's! Custom Log Home! House | 3 bd · 2 ba · sleeps 9 | $33,191 | $245 | 37% | 5★ (6) | 0.1 mi | AirbnbVrbo |
Stylish 3-Bedroom Retreat in Big Bear House | 3 bd · 2 ba · sleeps 9 | $17,478 | $421 | 11% | 4.6★ (33) | 0.1 mi | Airbnb |
Paramount Paradise Vacation home | 3 bd · 2 ba · sleeps 9 | $30,529 | $327 | 26% | 4.1★ (35) | 0.1 mi | Booking |
Rancho Pines I Juniper, Skiing + Lake + Hot Tub Cabin
| 3 bd · 1.5 ba · sleeps 6 | $57,749 | $262 | 60% | 5★ (438) | 0.2 mi | Airbnb |
The Mountain Treehouse Vacation home | 3 bd · 2 ba · sleeps 6 | $14,697 | $414 | 10% | — | 0.2 mi | Booking |
Big Bear central A/C, hot tub, games, fire pit Cabin | 3 bd · 2 ba · sleeps 10 | $24,563 | $386 | 17% | 5★ (26) | 0.2 mi | Airbnb |
Cozy cabin + Game Loft! Close to slopes & stores. Cabin
| 3 bd · 2 ba · sleeps 7 | $43,789 | $303 | 40% | 5★ (206) | 0.2 mi | AirbnbVrbo |
Fox Farm Little Cubs*Foosball*Hot Tub*Central Home Cabin
| 3 bd · 2 ba · sleeps 7 | $24,568 | $349 | 19% | 4.5★ (39) | 0.2 mi | AirbnbVrboBooking |
Little cubs cabin #1986 Vacation home | 3 bd · 2 ba · sleeps 7 | $27,710 | $461 | 16% | — | 0.2 mi | Booking |
A pice of heaven Cabin House | 3 bd · 2.5 ba · sleeps 7 | $1,632 | $816 | 1% | — | 0.2 mi | Airbnb |
Gameroom w/Pool Table and 3 TV's! Custom Log Home! House | 3 bd · 2 ba · sleeps 9 | $6,654 | $246 | 7% | — | 0.2 mi | Airbnb |
Spacious 3 bedroom, Hot Tub, Pool Table, fireplace Cabin
| 3 bd · 2.5 ba · sleeps 10 | $18,617 | $492 | 10% | 3.2★ (8) | 0.2 mi | AirbnbVrboBooking |
Pet Friendly + Hot Tub + Close to Lake Cabin
| 3 bd · 2 ba · sleeps 7 | $19,145 | $313 | 17% | 4.5★ (2) | 0.2 mi | AirbnbVrbo |
Grizzly Gambrel - A Modern Mountain Getaway! Cabin
| 3 bd · 2 ba · sleeps 6 | $57,427 | $329 | 48% | 5★ (227) | 0.2 mi | Airbnb |
Spacious Family Cabin! Game Room and Fireplace! Cabin
| 3 bd · 3 ba · sleeps 8 | $25,527 | $411 | 17% | 4.9★ (52) | 0.2 mi | Airbnb |
Luxe Ski Getaway | Spa, Fire Pit, Pets, Crib, BBQ House
| 3 bd · 2.5 ba · sleeps 8 | $5,716 | $740 | 2% | 4.8★ (136) | 0.2 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$34,606
NOI
$4,632
Cash flow /mo
-$5,190
Cash needed
$309,210
Cash-on-cash
-20.1%
ROE (yr 1)
-8.5%
Cap rate
0.5%
DSCR
0.07
Year-1 write-off
$219,733
Year-1 tax shield @ 32%
$70,315
Year-1 return on equity
- Cash flow (annual)-$62,283
- Principal paydown$6,075
- Appreciation at%$29,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,921
- Platform fees (3% of revenue)$1,038
- Maintenance / capex (5% of revenue)$1,730
- Utilities & supplies$4,200
- HOA$0
- Property tax$12,488
- Insurance (STR-rated)$5,095
Cash needed to close
- Down payment (25%)$249,750
- Closing costs (4.0%)$39,960
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$70,315
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$799,000
Short-life (5/15-yr)
$200,000 · 25%
Year-1 deduction
$220,000
Year-1 tax shield @ 32%
$70,000
Land 20% (county tax record, assessed value split) · building $600,000 over 39 years · new furniture $20,000
Based on: 2,008 sq ft, built 2002, 3 bd / 2 ba, unfurnished, listing features (hot tub, deck, patio, fence, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $145,000 in year 1 (16% short-life, $46,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,700
Kitchen cabinetsdefault
$10,200 new × 40% good × 3.61 allocation
- $12,100
Kitchen countertopsdefault
$8,300 new × 40% good × 3.61 allocation
- $5,100
Decorative trimdefault
$3,500 new × 40% good × 3.61 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.61 allocation
- $1,700
Shelvingdefault
$1,200 new × 40% good × 3.61 allocation
- $7,200
Window coverings (20)default
$5,000 new × 40% good × 3.61 allocation
- $12,400
Carpet, vinyl & laminate (67% of floors)listing
$8,600 new × 40% good × 3.61 allocation
- $14,900
Kitchen & laundry equipment plumbingdefault
$7,900 new × 52% good × 3.61 allocation
- $9,000
Kitchen, laundry & data equipment electricaldefault
$4,800 new × 52% good × 3.61 allocation
- $8,200
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 40% good × 3.61 allocation
- $13,000
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.61 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $16,800
Paving: driveway & walks (paved)default
$9,300 new × 50% good × 3.61 allocation
- $16,100
Landscaping (typical)default
$8,900 new × 50% good × 3.61 allocation
- $16,300
Patioslisting
$9,000 new × 50% good × 3.61 allocation
- $40,800
Decks & porches (attached)listing
$22,600 new × 50% good × 3.61 allocation
- $10,800
Fencinglisting
$6,000 new × 50% good × 3.61 allocation
- $471,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$217,900 new × 60% good × 3.61 allocation
- $42,400
Building plumbing & fixturesdefault
$22,600 new × 52% good × 3.61 allocation
- $42,700
Building electrical & lightingdefault
$22,700 new × 52% good × 3.61 allocation
- $32,700
HVACdefault
$22,600 new × 40% good × 3.61 allocation
- $6,200
Hardwood & tile floorsdefault
$4,300 new × 40% good × 3.61 allocation
- $3,800
Fireplacelisting
$2,600 new × 40% good × 3.61 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $118,300 | $100,800 | $600 | $219,700 |
| 2 | $0 | $0 | $15,400 | $15,400 |
| 3 | $0 | $0 | $15,400 | $15,400 |
| 4 | $0 | $0 | $15,400 | $15,400 |
| 5 | $0 | $0 | $15,400 | $15,400 |
| 6+ | $0 | $0 | $537,500 | $537,500 |
| Total | $118,300 | $100,800 | $599,600 | $818,700 |
The building's share of the price ($799,000) is 3.6x our depreciated replacement cost of the home ($221,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.