42540 Cedar Ave
Big Bear Lake, CA 92315
$379,999
2 bd · 1 ba · 660 sqft · Listed 1d ago
View on Realtor.com →Year built
1962
Sqft
660
Lot sqft
5,001
HOA / mo
$0
Furnished
No
List date
2026-10-27T17:53:39.000000Z
Revenue
Annual revenue
$25,811
ADR
$242
Occupancy
29%
Cleaning fees (12 mo)
$6,154
Confidence
Low (50.22), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $22,627
Cozy 2BR/2BA Log Home: Fenced Yard, Gas Fireplace & Walk to Lake
Vacation home · 2 bd · 2 ba · sleeps 4 · 72 ft
Revenue $34,217ADR $443Occ ≈ 21%—
Willow Retreat: 2 Bdr - Hot Tub - Forest
Cabin · 2 bd · 1 ba · sleeps 4 · 135 ft
Revenue $16,440ADR $264Occ ≈ 17%5★ (19)
Moonridge Cottage at Bear Mountain Resort w/ Hot Tub
Vacation home · 2 bd · 1 ba · sleeps 4 · 151 ft
Revenue $52,083ADR $519Occ ≈ 27%3.5★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
< 3 Mi to Lake: 'Goldilodge' Big Bear Lake Cabin Cabin | 2 bd · 2 ba · sleeps 5 | $22,627 | $202 | 31% | 4.8★ (69) | 49 ft | AirbnbVrboBooking |
Cozy 2BR/2BA Log Home: Fenced Yard, Gas Fireplace & Walk to Lake Vacation home | 2 bd · 2 ba · sleeps 4 | $34,217 | $443 | 21% | — | 72 ft | Booking |
Cedar Pines Log Cabin | Pet Friendly + BBQ Cabin | 2 bd · 2 ba · sleeps 4 | $20,376 | $352 | 16% | 4.3★ (57) | 75 ft | AirbnbVrboBooking |
Moonridge Cottage at Bear Mountain Resort w/ Spa Cabin | 2 bd · 1 ba · sleeps 4 | $36,412 | $393 | 25% | 4.4★ (67) | 98 ft | AirbnbVrboBooking |
Cedar Chalet-2bed-1bath/Bear Mtn House | 2 bd · 1 ba · sleeps 4 | $12,920 | $221 | 16% | 5★ (13) | 102 ft | AirbnbVrbo |
Willow Retreat: 2 Bdr - Hot Tub - Forest Cabin | 2 bd · 1 ba · sleeps 4 | $16,440 | $264 | 17% | 5★ (19) | 135 ft | Airbnb |
Moonridge Cottage at Bear Mountain Resort w/ Hot Tub Vacation home | 2 bd · 1 ba · sleeps 4 | $52,083 | $519 | 27% | 3.5★ (4) | 151 ft | Booking |
COZY 2BR 2BA CABIN & SPA MINS 2 MOST ATTRACTIONS Cabin | 2 bd · 2 ba · sleeps 4 | $26,153 | $211 | 34% | 4.8★ (431) | 226 ft | AirbnbVrbo |
Bear Mountain Cabin#2299 Cabin | 2 bd · 1 ba · sleeps 5 | $14,906 | $516 | 8% | 5★ (4) | 233 ft | AirbnbVrbo |
Treehouse Cabin | Fireplace · Near Slopes Cabin
| 2 bd · 2 ba · sleeps 5 | $21,256 | $225 | 26% | 4.8★ (23) | 256 ft | AirbnbVrboBooking |
Show 37 more
*Cozy Bear Mountain Cabin*Minutes to Hike/Ski/Golf
Cabin · 2 bd · 1 ba · sleeps 5 · 279 ft
Revenue $19,615ADR $539Occ ≈ 10%4.3★ (18)
Oktoberfest! #Hot Tub #BBQ #Fireplace #Hike #Zoo
Cabin · 2 bd · 2 ba · sleeps 6 · 384 ft
Revenue $25,033ADR $208Occ ≈ 33%4.9★ (232)
Bear Dancer/Storybook Cabin/Close to Ski Resorts
Cabin · 2 bd · 1 ba · sleeps 4 · 404 ft
Revenue $16,112ADR $353Occ ≈ 13%4.8★ (57)
National Forest View Chalet: Hot Tub, A/C & BBQ
Cabin · 2 bd · 2 ba · sleeps 5 · 420 ft
Revenue $40,784ADR $265Occ ≈ 42%4.9★ (50)
Forest View Chalet in Big Bear Lake
Vacation home · 2 bd · 2 ba · sleeps 5 · 430 ft
Revenue $48,004ADR $279Occ ≈ 47%—
Blue Moonridge Chalet
Cabin · 2 bd · 1.5 ba · sleeps 5 · 486 ft
- A/C
- Free parking
- Wifi
- Kitchen
- +4
Revenue $10,680ADR $246Occ ≈ 12%4.9★ (12)
Chalet Hal | Steps from the National Forest
Cabin · 2 bd · 1 ba · sleeps 5 · 489 ft
Revenue $29,094ADR $337Occ ≈ 24%5★ (137)
Family Friendly cabin with Jacuzzi
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +2
Revenue $26,119ADR $180Occ ≈ 40%4.8★ (183)
Vintage Charm by Bear Mountain, AC, walk to zoo
House · 2 bd · 1.5 ba · sleeps 4 · 0.1 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $11,236ADR $181Occ ≈ 17%4.9★ (19)
Crimson Cottage in the heart of Moonridge
House · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $16,802ADR $270Occ ≈ 17%5★ (2)
Delisted
Firefly · WE LOVE DOGS | Hot Tub|EV Charger | LUX CABIN Getaway
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $21,576ADR $387Occ ≈ 15%5★
Delisted
Our Cabin in the Woods Log Cabin Retreat w/ Hot Tub
Vacation home · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $54,979ADR $578Occ ≈ 26%5★ (2)
The Cozy Farmhouse
House · 2 bd · 1.5 ba · sleeps 4 · 0.2 mi
Revenue $35,710ADR $191Occ ≈ 51%4.8★ (184)
Big Bear Lake Moonridge Mountain Retreat
House · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $22,479ADR $446Occ ≈ 14%5★ (6)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cedar Pines w/ spa, near Big Bear Mountain & Zoo Cabin | 2 bd · 1 ba · sleeps 4 | $41,292 | $225 | 50% | 4.7★ (18) | 262 ft | AirbnbBooking |
*Cozy Bear Mountain Cabin*Minutes to Hike/Ski/Golf Cabin | 2 bd · 1 ba · sleeps 5 | $19,615 | $539 | 10% | 4.3★ (18) | 279 ft | Airbnb |
Fireplace + BBQ + Near Slopes, Lake, & Village Cabin | 2 bd · 1 ba · sleeps 5 | $10,888 | $213 | 14% | 4.7★ (51) | 348 ft | AirbnbVrboBooking |
Good Old Times Cabin Cabin
| 2 bd · 1.5 ba · sleeps 5 | $17,544 | $254 | 19% | 5★ (9) | 367 ft | AirbnbVrbo |
1 Mi to Snow Summit: Big Bear Lake Cabin! Cabin
| 2 bd · 1 ba · sleeps 5 | $36,897 | $207 | 49% | 4.8★ (56) | 377 ft | AirbnbVrboBooking |
Oktoberfest! #Hot Tub #BBQ #Fireplace #Hike #Zoo Cabin | 2 bd · 2 ba · sleeps 6 | $25,033 | $208 | 33% | 4.9★ (232) | 384 ft | Airbnb |
Forest Views, Hot Tub, Walk to Moonridge, A/C Cabin | 2 bd · 2 ba · sleeps 5 | $42,778 | $276 | 42% | 5★ (3) | 384 ft | AirbnbVrbo |
Cozy & Pet Friendly Stay at The Willow Bungalow House | 2 bd · 2 ba · sleeps 4 | $29,741 | $166 | 49% | 4.8★ (274) | 397 ft | AirbnbVrbo |
Bear Dancer/Storybook Cabin/Close to Ski Resorts Cabin | 2 bd · 1 ba · sleeps 4 | $16,112 | $353 | 13% | 4.8★ (57) | 404 ft | Airbnb |
Near Bear Mtn | Fireplace + Pac-Man Arcade Cabin | 2 bd · 2 ba · sleeps 5 | $11,564 | $267 | 12% | 4.7★ (21) | 404 ft | AirbnbVrboBooking |
Backs to Nat'l Forest | Walk to Bear Mtn Cabin | 2 bd · 1 ba · sleeps 4 | $8,551 | $218 | 11% | 4.3★ (11) | 417 ft | AirbnbVrboBooking |
National Forest View Chalet: Hot Tub, A/C & BBQ Cabin | 2 bd · 2 ba · sleeps 5 | $40,784 | $265 | 42% | 4.9★ (50) | 420 ft | Airbnb |
Forest View Chalet in Big Bear Lake Vacation home | 2 bd · 2 ba · sleeps 5 | $48,004 | $279 | 47% | — | 430 ft | Booking |
Blue Moonridge Chalet Cabin
| 2 bd · 1.5 ba · sleeps 5 | $10,680 | $246 | 12% | 4.9★ (12) | 486 ft | Airbnb |
Chalet Hal | Steps from the National Forest Cabin | 2 bd · 1 ba · sleeps 5 | $29,094 | $337 | 24% | 5★ (137) | 489 ft | Airbnb |
Hot Tub | Walk to Trails + Alpine Zoo Cabin | 2 bd · 1 ba · sleeps 5 | $12,275 | $246 | 14% | 4.3★ (51) | 489 ft | AirbnbBooking |
Family Friendly cabin with Jacuzzi Cabin
| 2 bd · 1 ba · sleeps 5 | $26,119 | $180 | 40% | 4.8★ (183) | 0.1 mi | Airbnb |
Cozy Moonridge R&R*Golf/Ski/Zoo/Hike Retreat Cabin Cabin | 2 bd · 1 ba · sleeps 4 | $25,767 | $264 | 27% | 4.3★ (14) | 0.1 mi | AirbnbBooking |
Vintage Charm by Bear Mountain, AC, walk to zoo House
| 2 bd · 1.5 ba · sleeps 4 | $11,236 | $181 | 17% | 4.9★ (19) | 0.1 mi | Airbnb |
Lower Moonridge | Fireplace + Fire Pit House | 2 bd · 2 ba · sleeps 4 | $13,576 | $215 | 17% | 4.8★ (6) | 0.1 mi | AirbnbVrboBooking |
Hot Tub | Walk to Trails + Alpine Zoo Cabin
| 2 bd · 1 ba · sleeps 4 | $14,488 | $227 | 17% | 4.5★ (19) | 0.1 mi | AirbnbBooking |
Bearadise Cottage-Hot Tub- Foosball- Golf/Ski Area Cabin
| 2 bd · 1 ba · sleeps 4 | $38,364 | $489 | 21% | 4★ (22) | 0.1 mi | AirbnbVrboBooking |
Cozy Cabin Close to Slopes, Walk to Shuttle Cabin
| 2 bd · 2 ba · sleeps 4 | $17,606 | $205 | 24% | 4.9★ (369) | 0.1 mi | AirbnbVrbo |
Cozy 2 Bedroom Cabin with Fireplace and Hot Tub Cabin | 2 bd · 2 ba · sleeps 6 | $21,846 | $204 | 29% | 4.8★ (12) | 0.1 mi | AirbnbVrbo |
Happy Fox - A/C- Spa - Karaoke - We Love Dogs! Cabin
| 2 bd · 1 ba · sleeps 4 | $51,414 | $303 | 46% | 5★ (300) | 0.1 mi | AirbnbVrbo |
BigBear Lake Cabin 3 min to Bear & Summit Mountain Cabin
| 2 bd · 1 ba · sleeps 4 | $23,696 | $183 | 35% | 5★ (86) | 0.1 mi | AirbnbVrbo |
Storybook Whimsy Cottage Near Slopes/Village & Spa Cottage | 2 bd · 1 ba · sleeps 4 | $24,813 | $181 | 38% | 4.8★ (192) | 0.1 mi | AirbnbVrboBooking |
Crimson Cottage in the heart of Moonridge House | 2 bd · 1 ba · sleeps 5 | $16,802 | $270 | 17% | 5★ (2) | 0.1 mi | Delisted |
Retreat To The Mountains/Modern/2Bed/2Bath Cabin
| 2 bd · 2 ba · sleeps 6 | $39,167 | $212 | 51% | 4.9★ (189) | 0.1 mi | AirbnbVrbo |
SPA | EV Charger | WE LOVE DOGS | LUX CABIN Escape Cabin | 2 bd · 1 ba · sleeps 6 | $45,293 | $344 | 36% | 5★ (135) | 0.1 mi | AirbnbBooking |
Firefly · WE LOVE DOGS | Hot Tub|EV Charger | LUX CABIN Getaway Cabin | 2 bd · 1 ba · sleeps 6 | $21,576 | $387 | 15% | 5★ | 0.1 mi | Delisted |
Our Cabin in the Woods Log Cabin w/ Hot Tub/Skiing Cabin | 2 bd · 2 ba · sleeps 5 | $25,609 | $430 | 16% | 4.8★ (17) | 0.1 mi | AirbnbVrboBooking |
Craftsman Hideaway ~ Cabin with EV Charger Cabin | 2 bd · 1 ba · sleeps 5 | $19,641 | $647 | 8% | — | 0.2 mi | AirbnbVrbo |
Our Cabin in the Woods Log Cabin Retreat w/ Hot Tub Vacation home | 2 bd · 2 ba · sleeps 5 | $54,979 | $578 | 26% | 5★ (2) | 0.2 mi | Booking |
The Cozy Farmhouse House | 2 bd · 1.5 ba · sleeps 4 | $35,710 | $191 | 51% | 4.8★ (184) | 0.2 mi | Airbnb |
Big Bear Lake Moonridge Mountain Retreat House | 2 bd · 1 ba · sleeps 4 | $22,479 | $446 | 14% | 5★ (6) | 0.2 mi | Airbnb |
Brooklyn Outdoor Dream | SPA, Firepit, Near Trails House
| 2 bd · 1 ba · sleeps 6 | $6,085 | $221 | 8% | 5★ (5) | 0.2 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$25,811
NOI
$8,266
Cash flow /mo
-$1,416
Cash needed
$126,200
Cash-on-cash
-13.5%
ROE (yr 1)
-2.6%
Cap rate
2.2%
DSCR
0.33
Year-1 write-off
$131,600
Year-1 tax shield @ 32%
$42,112
Year-1 return on equity
- Cash flow (annual)-$16,996
- Principal paydown$2,348
- Appreciation at%$11,400
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,162
- Platform fees (3% of revenue)$774
- Maintenance / capex (5% of revenue)$1,291
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,762
- Insurance (STR-rated)$1,938
Cash needed to close
- Down payment (25%)$95,000
- Closing costs (4.0%)$15,200
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$42,112
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$304,000
Short-life (5/15-yr)
$115,000 · 38%
Year-1 deduction
$132,000
Year-1 tax shield @ 32%
$42,000
Land 20% (county tax record, assessed value split) · building $189,000 over 39 years · new furniture $16,000
Based on: 660 sq ft, built 1962, 2 bd / 1 ba, unfurnished, listing features (deck, fireplace).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $84,000 in year 1 (22% short-life, $27,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,100
Kitchen cabinetsdefault
$7,200 new × 40% good × 4.88 allocation
- $11,600
Kitchen countertopsdefault
$5,900 new × 40% good × 4.88 allocation
- $2,300
Decorative trimdefault
$1,200 new × 40% good × 4.88 allocation
- $300
Mirrorsdefault
$200 new × 40% good × 4.88 allocation
- $1,800
Shelvingdefault
$900 new × 40% good × 4.88 allocation
- $3,400
Window coverings (7)default
$1,800 new × 40% good × 4.88 allocation
- $3,300
Carpet, vinyl & laminate (40% of floors)default
$1,700 new × 40% good × 4.88 allocation
- $11,000
Kitchen & laundry equipment plumbingdefault
$5,600 new × 40% good × 4.88 allocation
- $6,700
Kitchen, laundry & data equipment electricaldefault
$3,400 new × 40% good × 4.88 allocation
- $15,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 4.88 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $13,000
Paving: driveway & walks (paved)listing
$5,300 new × 50% good × 4.88 allocation
- $12,500
Landscaping (typical)default
$5,100 new × 50% good × 4.88 allocation
- $1,600
Patiosdefault
$700 new × 50% good × 4.88 allocation
- $18,100
Decks & porches (attached)listing
$7,400 new × 50% good × 4.88 allocation
- $138,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$71,100 new × 40% good × 4.88 allocation
- $14,300
Building plumbing & fixturesdefault
$7,300 new × 40% good × 4.88 allocation
- $11,000
Building electrical & lightingdefault
$5,600 new × 40% good × 4.88 allocation
- $14,500
HVACdefault
$7,400 new × 40% good × 4.88 allocation
- $5,000
Hardwood & tile floorsdefault
$2,500 new × 40% good × 4.88 allocation
- $5,100
Fireplacelisting
$2,600 new × 40% good × 4.88 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $86,200 | $45,200 | $200 | $131,600 |
| 2 | $0 | $0 | $4,800 | $4,800 |
| 3 | $0 | $0 | $4,800 | $4,800 |
| 4 | $0 | $0 | $4,800 | $4,800 |
| 5 | $0 | $0 | $4,800 | $4,800 |
| 6+ | $0 | $0 | $169,100 | $169,100 |
| Total | $86,200 | $45,200 | $188,600 | $320,000 |
The building's share of the price ($304,000) is 4.9x our depreciated replacement cost of the home ($62,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.