42676 LA Placida Ave
Big Bear Lake, CA 92315
$479,000
3 bd · 2 ba · 1,060 sqft · Listed 3d ago
View on Realtor.com →Year built
1964
Sqft
1,060
Lot sqft
5,000
HOA / mo
None
Furnished
Yes
List date
2026-11-09T23:16:46.000000Z
Revenue
Annual revenue
$29,174
ADR
$351
Occupancy
23%
Cleaning fees (12 mo)
$6,646
Confidence
Med (55.93), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $27,445
Walk to Bear Mtn Shuttle with Hot Tub and Arcade
Chalet · 3 bd · 2 ba · sleeps 6 · 7 ft
- Hot tub
- Wifi
- Kitchen
- Washer
- +2
Revenue $29,805ADR $406Occ ≈ 20%4.6★ (7)
Knotty Bear Resort Cabin at Big Bear- Hot Tub- Games
Vacation home · 3 bd · 2 ba · sleeps 10 · 184 ft
Revenue $52,444ADR $660Occ ≈ 22%—
Walk to Zoo, Shuttle+Firepit+Slopes+Fireplace, BBQ
Cabin · 3 bd · 2 ba · sleeps 6 · 413 ft
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $16,897ADR $269Occ ≈ 17%4.9★ (20)
Private LUX Cabin |SPA | EV Charger | Fenced Yard
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $20,666ADR $419Occ ≈ 14%5★ (2)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Walk to Bear Mtn Shuttle with Hot Tub and Arcade Chalet
| 3 bd · 2 ba · sleeps 6 | $29,805 | $406 | 20% | 4.6★ (7) | 7 ft | Vrbo |
Walk to Bear Mtn Shuttle with Hot Tub and Arcade Chalet
| 3 bd · 2 ba · sleeps 6 | $24,239 | $387 | 17% | 4.8★ (66) | 20 ft | AirbnbVrbo |
Knotty Bear Resort Cabin at Big Bear- Hot Tub- Games Vacation home | 3 bd · 2 ba · sleeps 10 | $52,444 | $660 | 22% | — | 184 ft | Booking |
Rusty Bear Lodge/Gazebo/Playground/Moonridge/Zoo Cabin
| 3 bd · 2.5 ba · sleeps 9 | $34,506 | $566 | 17% | 5★ (108) | 200 ft | AirbnbVrbo |
Knotty Bear Resort Cabin at Big Bear-Hot Tub-Games Cabin | 3 bd · 2 ba · sleeps 10 | $57,664 | $426 | 37% | 5★ (10) | 246 ft | AirbnbBooking |
Hot Tub + Fenced Yard | Lower Moonridge House
| 3 bd · 2 ba · sleeps 7 | $26,707 | $317 | 23% | 5★ (3) | 272 ft | AirbnbVrboBooking |
Mushroom Mountain Chalet | Private Sauna & Jacuzzi Chalet
| 3 bd · 2 ba · sleeps 7 | $27,259 | $162 | 46% | 4.5★ (40) | 276 ft | AirbnbVrbo |
Walk to Zoo, Shuttle+Firepit+Slopes+Fireplace, BBQ Cabin
| 3 bd · 2 ba · sleeps 6 | $16,897 | $269 | 17% | 4.9★ (20) | 413 ft | Airbnb |
SPA | EV Charger | Fenced Yard | LUX CABIN Getaway Cabin | 3 bd · 2 ba · sleeps 6 | $30,435 | $480 | 17% | 4.8★ (78) | 0.1 mi | AirbnbBooking |
Private LUX Cabin |SPA | EV Charger | Fenced Yard Cabin | 3 bd · 2 ba · sleeps 6 | $20,666 | $419 | 14% | 5★ (2) | 0.1 mi | Airbnb |
Show 24 more
Spacious 3 BR-Amazing Location-Close to Everything
Cabin · 3 bd · 1 ba · sleeps 9 · 0.1 mi
Revenue $45,331ADR $462Occ ≈ 27%4.8★ (18)
Spa ~ Walk to Zoo! ~ Howler Lodge
House · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $30,272ADR $267Occ ≈ 31%4.8★ (33)
Beautiful 3-Bedroom home
House · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $24,291ADR $335Occ ≈ 20%5★ (101)
Hobbit House in Big Bear ~ Cozy & historic cabin with Wi-Fi & hot tub
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $27,674ADR $425Occ ≈ 18%—
Peregrine Palace ~ Renovated Cabin w/ Private Hot Tub & Deck - Near Snow Summit & Bear Mountain
Vacation home · 3 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $28,258ADR $941Occ ≈ 8%4.5★ (2)
Modern home with king suitePool tableDogs OK
House · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $41,195ADR $476Occ ≈ 24%4.7★ (17)
Modern and spacious home with king suite, pool table, and more! Pet-Friendly
House · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $16,529ADR $452Occ ≈ 10%4.2★ (11)
Modern and spacious home with king suite, pool table, and more! Pet-Friendly
House · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $6,419ADR $411Occ ≈ 4%3★ (2)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Moonshine Cabin Cabin | 3 bd · 2 ba · sleeps 6 | $18,228 | $189 | 26% | — | 0.1 mi | AirbnbBooking |
Hot Tub + Fenced Yard | Across from Alpine Zoo House
| 3 bd · 2 ba · sleeps 6 | $27,617 | $347 | 22% | 4.8★ (20) | 0.1 mi | AirbnbVrboBooking |
Unbearably Cozy - Close to Bear Mtn. & Alpine Zoo House
| 3 bd · 1.5 ba · sleeps 6 | $26,288 | $284 | 25% | 4.7★ (55) | 0.1 mi | AirbnbVrbo |
Spacious 3 BR-Amazing Location-Close to Everything Cabin | 3 bd · 1 ba · sleeps 9 | $45,331 | $462 | 27% | 4.8★ (18) | 0.1 mi | Booking |
Green Canoe Cabin at Moonridge w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $28,687 | $456 | 17% | 4.7★ (39) | 0.1 mi | AirbnbVrboBooking |
Spa ~ Walk to Zoo! ~ Howler Lodge House
| 3 bd · 2 ba · sleeps 6 | $30,272 | $267 | 31% | 4.8★ (33) | 0.1 mi | Airbnb |
Beautiful 3-Bedroom home House
| 3 bd · 2 ba · sleeps 6 | $24,291 | $335 | 20% | 5★ (101) | 0.1 mi | Airbnb |
Big Bear Cedar House
| 3 bd · 1 ba · sleeps 6 | $16,398 | $292 | 15% | 4.8★ (18) | 0.2 mi | AirbnbVrbo |
Hobbit House in Big Bear ~ Cozy & historic cabin with Wi-Fi & hot tub Vacation home | 3 bd · 2 ba · sleeps 6 | $27,674 | $425 | 18% | — | 0.2 mi | Booking |
Hobbit House in Big Bear ~ Cozy & historic cabin Cabin
| 3 bd · 2 ba · sleeps 6 | $27,273 | $822 | 9% | 3.5★ (2) | 0.2 mi | AirbnbVrboBooking |
Beautiful Views! Master Suite! Hot Tub! Pets OK! House
| 3 bd · 2.5 ba · sleeps 9 | $37,961 | $308 | 34% | 4.7★ (138) | 0.2 mi | AirbnbVrbo |
Peregrine Palace ~ Renovated Cabin w/ Private Hot Tub & Deck - Near Snow Summit & Bear Mountain Vacation home | 3 bd · 2 ba · sleeps 9 | $28,258 | $941 | 8% | 4.5★ (2) | 0.2 mi | Booking |
Peregrine Palace ~ Renovated Cabin w/ Private Hot Cabin
| 3 bd · 2 ba · sleeps 9 | $11,974 | $492 | 7% | 4.7★ (3) | 0.2 mi | AirbnbVrboBooking |
Ama House -Luxury Custom Cabin, Open Concept Views Cabin
| 3 bd · 2.5 ba · sleeps 6 | $4,449 | $844 | 1% | 5★ (36) | 0.2 mi | AirbnbVrbo |
High Score Winter MTN Views, Fam Fun Games & SPA Cabin
| 3 bd · 3 ba · sleeps 8 | $45,284 | $295 | 42% | 4.8★ (56) | 0.2 mi | AirbnbVrbo |
Close to Slopes, Pet Friendly, Fenced Yard Cabin | 3 bd · 2 ba · sleeps 6 | $23,504 | $213 | 30% | 4.8★ (6) | 0.2 mi | AirbnbBooking |
Modern home with king suitePool tableDogs OK House | 3 bd · 3 ba · sleeps 10 | $41,195 | $476 | 24% | 4.7★ (17) | 0.2 mi | Airbnb |
Modern and spacious home with king suite, pool table, and more! Pet-Friendly House | 3 bd · 3 ba · sleeps 10 | $16,529 | $452 | 10% | 4.2★ (11) | 0.2 mi | Booking |
Modern and spacious home with king suite, pool table, and more! Pet-Friendly House | 3 bd · 3 ba · sleeps 10 | $6,419 | $411 | 4% | 3★ (2) | 0.2 mi | Delisted |
Mountain View, Private Deck, Cozy 2 story cabin Cabin
| 3 bd · 2 ba · sleeps 6 | $11,560 | $406 | 8% | 4.8★ (50) | 0.2 mi | AirbnbVrbo |
Stepping Back in Time: Near Hiking & Biking Trails House
| 3 bd · 2 ba · sleeps 6 | $22,320 | $218 | 28% | 4.3★ (31) | 0.2 mi | AirbnbVrbo |
Walk to Slopes 2-Unit Family Compound Pet Friendly Cabin
| 3 bd · 3 ba · sleeps 9 | $40,316 | $482 | 23% | 4.2★ (8) | 0.2 mi | AirbnbVrboBooking |
Cedar & Snow Cabin-Cozy+Modern+Spa+Fire Pit+Slopes House
| 3 bd · 2 ba · sleeps 6 | $31,086 | $321 | 27% | 5★ (26) | 0.2 mi | AirbnbVrbo |
Cabin' A Good Time: Renovated Cozy A-Frame Cabin + Hot Tub Cabin
| 3 bd · 1 ba · sleeps 6 | $31,156 | $218 | 39% | 5★ (232) | 0.2 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$29,174
NOI
$9,093
Cash flow /mo
-$1,861
Cash needed
$138,910
Cash-on-cash
-16.1%
ROE (yr 1)
-3.5%
Cap rate
1.9%
DSCR
0.29
Year-1 write-off
$146,286
Year-1 tax shield @ 32%
$46,812
Year-1 return on equity
- Cash flow (annual)-$22,329
- Principal paydown$3,043
- Appreciation at%$14,370
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,835
- Platform fees (3% of revenue)$875
- Maintenance / capex (5% of revenue)$1,459
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,282
- Insurance (STR-rated)$2,443
Cash needed to close
- Down payment (25%)$119,750
- Closing costs (4.0%)$19,160
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$46,812
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$385,000
Short-life (5/15-yr)
$146,000 · 38%
Year-1 deduction
$146,000
Year-1 tax shield @ 32%
$47,000
Land 20% (county tax record, assessed value split) · building $239,000 over 39 years
Based on: 1,060 sq ft, built 1964, 3 bd / 2 ba, furnished, listing features (hot tub, deck, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $94,000 in year 1 (24% short-life, $30,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,800
Kitchen cabinetsdefault
$8,100 new × 40% good × 3.94 allocation
- $10,500
Kitchen countertopsdefault
$6,600 new × 40% good × 3.94 allocation
- $2,900
Decorative trimdefault
$1,900 new × 40% good × 3.94 allocation
- $500
Mirrorsdefault
$300 new × 40% good × 3.94 allocation
- $1,900
Shelvingdefault
$1,200 new × 40% good × 3.94 allocation
- $4,300
Window coverings (11)default
$2,800 new × 40% good × 3.94 allocation
- $10,800
Carpet, vinyl & laminate (100% of floors)listing
$6,800 new × 40% good × 3.94 allocation
- $10,000
Kitchen & laundry equipment plumbingdefault
$6,300 new × 40% good × 3.94 allocation
- $6,000
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 3.94 allocation
- $12,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 3.94 allocation
- $14,200
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.94 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $13,300
Paving: driveway & walks (paved)default
$6,700 new × 50% good × 3.94 allocation
- $12,800
Landscaping (typical)default
$6,500 new × 50% good × 3.94 allocation
- $2,100
Patiosdefault
$1,000 new × 50% good × 3.94 allocation
- $23,500
Decks & porches (attached)listing
$11,900 new × 50% good × 3.94 allocation
- $180,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$114,300 new × 40% good × 3.94 allocation
- $18,700
Building plumbing & fixturesdefault
$11,900 new × 40% good × 3.94 allocation
- $16,900
Building electrical & lightingdefault
$10,700 new × 40% good × 3.94 allocation
- $18,800
HVACdefault
$11,900 new × 40% good × 3.94 allocation
- $4,100
Fireplacelisting
$2,600 new × 40% good × 3.94 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $94,400 | $51,600 | $300 | $146,300 |
| 2 | $0 | $0 | $6,100 | $6,100 |
| 3 | $0 | $0 | $6,100 | $6,100 |
| 4 | $0 | $0 | $6,100 | $6,100 |
| 5 | $0 | $0 | $6,100 | $6,100 |
| 6+ | $0 | $0 | $214,000 | $214,000 |
| Total | $94,400 | $51,600 | $238,700 | $384,800 |
The building's share of the price ($377,000) is 3.9x our depreciated replacement cost of the home ($96,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.