610 St Moritz Dr
Big Bear Lake, CA 92315
$595,000
3 bd · 2 ba · Listed 7d ago
View on Realtor.com →Year built
2000
Sqft
—
Lot sqft
7,238
HOA / mo
None
Furnished
Yes
List date
2026-11-05T18:23:52.000000Z
Revenue
Annual revenue
$33,724
ADR
$337
Occupancy
27%
Cleaning fees (12 mo)
$6,357
Confidence
Low (41.6), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $29,482
Mountain Bear Chalet HotTub Pool Table Near Summit
Cabin · 3 bd · 2 ba · sleeps 8 · 246 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $52,532ADR $361Occ ≈ 40%4.2★ (5)
Big Red N The Pines Prime location/spacious rooms
Cabin · 3 bd · 2 ba · sleeps 6 · 315 ft
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $15,040ADR $316Occ ≈ 13%4.9★ (72)
Walk to Snow Summit + game room, fire pit & spa!
House · 3 bd · 2 ba · sleeps 8 · 367 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $29,102ADR $539Occ ≈ 15%5★ (58)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Walk to Snow Summit | Pool Table + Fireplace Cabin
| 3 bd · 2 ba · sleeps 9 | $24,419 | $385 | 17% | 4.8★ (42) | 125 ft | AirbnbVrboBooking |
Pet Friendly bungalow near slopesYardDeckBBQ House | 3 bd · 1.5 ba · sleeps 6 | $43,080 | $204 | 58% | 4.7★ (10) | 220 ft | AirbnbBooking |
Mountain Bear Chalet HotTub Pool Table Near Summit Cabin
| 3 bd · 2 ba · sleeps 8 | $52,532 | $361 | 40% | 4.2★ (5) | 246 ft | Vrbo |
Mountain Bear Chalet HotTub Pool Table Near Summit Cabin
| 3 bd · 2 ba · sleeps 8 | $52,966 | $391 | 37% | 4.7★ (58) | 256 ft | AirbnbVrboBooking |
Big Red N The Pines Prime location/spacious rooms Cabin
| 3 bd · 2 ba · sleeps 6 | $15,040 | $316 | 13% | 4.9★ (72) | 315 ft | Airbnb |
Hidden Gem, Hot tub, Close to Summit Mtn Trails Cabin
| 3 bd · 2 ba · sleeps 6 | $4,452 | $291 | 4% | 5★ (5) | 318 ft | AirbnbVrbo |
Happy Trails: Hot Tub! Pool Table! Yard! BBQ! House
| 3 bd · 2 ba · sleeps 8 | $52,782 | $284 | 51% | 4.5★ (122) | 331 ft | AirbnbVrbo |
Papa's Villa: Pool Table!Propane BBQ!Pet Friendly! House
| 3 bd · 2 ba · sleeps 8 | $47,861 | $311 | 42% | 4.8★ (161) | 351 ft | AirbnbVrbo |
Walk to Snow Summit + game room, fire pit & spa! House
| 3 bd · 2 ba · sleeps 8 | $29,102 | $539 | 15% | 5★ (58) | 367 ft | Airbnb |
Mountain Adventure Ski Haus w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 7 | $45,092 | $365 | 34% | 4.2★ (36) | 371 ft | AirbnbVrboBooking |
Show 36 more
Mountain adventure #1931
Vacation home · 3 bd · 2 ba · sleeps 7 · 400 ft
Revenue $60,970ADR $525Occ ≈ 32%3.5★ (1)
Walk to Summit, Spa, Foosball Spacious and Central
Cabin · 3 bd · 2.5 ba · sleeps 8 · 410 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +5
Revenue $12,990ADR $408Occ ≈ 9%4.8★ (45)
RedDoorChalet
Cabin · 3 bd · 1.5 ba · sleeps 8 · 440 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $21,481ADR $179Occ ≈ 33%4.8★ (53)
Casa Makim-Walk to Slopes, Hot Tub, Fireplace, Jet Tub, BBQ
Vacation home · 3 bd · 2 ba · sleeps 8 · 440 ft
Revenue $25,437ADR $305Occ ≈ 23%—
Remodeled Home! Walk to Snow Summit!
House · 3 bd · 2 ba · sleeps 6 · 482 ft
Revenue $6,708ADR $398Occ ≈ 5%4.9★ (28)
Delisted
The Gridiron
House · 3 bd · 2 ba · sleeps 7 · 482 ft
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $11,657ADR $533Occ ≈ 6%5★ (3)
Brownie Resort | Your Walk-to-Summit Getaway| Family's Snowboarders Skiers
Vacation home · 3 bd · 3 ba · sleeps 7 · 499 ft
Revenue $49,764ADR $507Occ ≈ 27%—
Brownie Retreat Walk-to-Summit Mountain Getaway for Snowboarders & Skiers
Vacation home · 3 bd · 3 ba · sleeps 7 · 499 ft
Revenue $47,836ADR $483Occ ≈ 27%0.5★ (1)
Golden West Cottage #2581
Vacation home · 3 bd · 2 ba · sleeps 7 · 515 ft
Revenue $73,320ADR $574Occ ≈ 35%—
Prime Location! Walking to Summit Mountain
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $38,687ADR $432Occ ≈ 25%5★ (74)
Golden West Cottage at Snow Summit - Walk to Lifts- Hot Tub- Foosball- Central Retreat-
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $74,857ADR $622Occ ≈ 33%5★ (2)
Brownie's Den Ski Resort Townhouse at Big Bear
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $29,862ADR $373Occ ≈ 22%—
Brownie Retreat: Walk to Snow Summit
House · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $26,317ADR $311Occ ≈ 23%4.9★ (41)
Delisted
Hundred Acre Wood - Walk to Snow Summit.
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $12,093ADR $300Occ ≈ 11%4.8★ (59)
Delisted
Spacious Cabin, walking distance to Snow Summit
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Free parking
- Wifi
- Kitchen
Revenue $8,999ADR $317Occ ≈ 8%5★ (7)
Walk toSlopes, Arcade, Games, Fireplace, BBQ, Deck
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $19,236ADR $300Occ ≈ 18%4.8★ (56)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Rustic Cottage Near Snow Summit · Loft · Sleeps 8 Cabin
| 3 bd · 1.5 ba · sleeps 8 | $34,041 | $347 | 27% | 4.7★ (29) | 377 ft | AirbnbVrboBooking |
Mountain adventure #1931 Vacation home | 3 bd · 2 ba · sleeps 7 | $60,970 | $525 | 32% | 3.5★ (1) | 400 ft | Booking |
Walk 2 Trails+Hot Tub+Grill+Pacman+Shuffleboard+EV Cabin
| 3 bd · 2 ba · sleeps 6 | $31,127 | $500 | 17% | 5★ (21) | 410 ft | AirbnbVrbo |
Walk to Summit, Spa, Foosball Spacious and Central Cabin
| 3 bd · 2.5 ba · sleeps 8 | $12,990 | $408 | 9% | 4.8★ (45) | 410 ft | Airbnb |
RedDoorChalet Cabin
| 3 bd · 1.5 ba · sleeps 8 | $21,481 | $179 | 33% | 4.8★ (53) | 440 ft | Airbnb |
Casa Makim-Walk to Slopes, Hot Tub, Fireplace, Jet Tub, BBQ Vacation home | 3 bd · 2 ba · sleeps 8 | $25,437 | $305 | 23% | — | 440 ft | Booking |
Remodeled Home! Walk to Snow Summit! House | 3 bd · 2 ba · sleeps 6 | $6,708 | $398 | 5% | 4.9★ (28) | 482 ft | Delisted |
The Gridiron House
| 3 bd · 2 ba · sleeps 7 | $11,657 | $533 | 6% | 5★ (3) | 482 ft | Airbnb |
Paradise Slopes | Hot Tub | Game Room | By Slopes House
| 3 bd · 2 ba · sleeps 9 | $25,903 | $410 | 17% | 4.7★ (23) | 495 ft | AirbnbVrbo |
Four Happy Bears•Walk to Summit•Single Story•Spa House
| 3 bd · 2 ba · sleeps 6 | $28,095 | $376 | 20% | 4.8★ (167) | 499 ft | AirbnbVrbo |
Brownie Resort | Your Walk-to-Summit Getaway| Family's Snowboarders Skiers Vacation home | 3 bd · 3 ba · sleeps 7 | $49,764 | $507 | 27% | — | 499 ft | Booking |
Brownie Retreat Walk-to-Summit Mountain Getaway for Snowboarders & Skiers Vacation home | 3 bd · 3 ba · sleeps 7 | $47,836 | $483 | 27% | 0.5★ (1) | 499 ft | Booking |
Cozy Family Cabin - Walk to Snow Summit! Hot Tub! Cabin
| 3 bd · 2 ba · sleeps 6 | $29,032 | $374 | 21% | 5★ (32) | 505 ft | AirbnbVrbo |
Walk to Snow Summit - Brownie B House | 3 bd · 2.5 ba · sleeps 6 | $23,582 | $186 | 35% | 4.8★ (31) | 505 ft | AirbnbBooking |
Golden West Cottage #2581 Vacation home | 3 bd · 2 ba · sleeps 7 | $73,320 | $574 | 35% | — | 515 ft | Booking |
Brownie Retreat | Walk to Summit Ski Resort Cabin
| 3 bd · 2.5 ba · sleeps 7 | $19,847 | $483 | 11% | 1★ (1) | 515 ft | AirbnbVrboBooking |
Brownie Resort | Walk-to-Ski Getaway, Sleeps 7 Cabin
| 3 bd · 3 ba · sleeps 7 | $21,855 | $583 | 10% | 5★ (1) | 515 ft | AirbnbVrboBooking |
Golden West Cottage at Snow Summit - Walk to Lifts Cabin
| 3 bd · 2 ba · sleeps 7 | $45,013 | $560 | 22% | 4.5★ (4) | 525 ft | AirbnbVrbo |
Buttercup #2508 House
| 3 bd · 2 ba · sleeps 8 | $9,565 | $531 | 5% | — | 0.1 mi | AirbnbBooking |
Prime Location! Walking to Summit Mountain Cabin
| 3 bd · 2 ba · sleeps 8 | $38,687 | $432 | 25% | 5★ (74) | 0.1 mi | Airbnb |
Buttercup at Snow Summit - Relaxing Resort Haus Condominium (condo)
| 3 bd · 2 ba · sleeps 8 | $11,268 | $411 | 8% | 4.8★ (5) | 0.1 mi | AirbnbVrboBooking |
Golden West Cottage at Snow Summit - Walk to Lifts- Hot Tub- Foosball- Central Retreat- Vacation home | 3 bd · 2 ba · sleeps 7 | $74,857 | $622 | 33% | 5★ (2) | 0.1 mi | Booking |
Brownie's Den Ski Resort Townhouse at Big Bear Vacation home | 3 bd · 2 ba · sleeps 6 | $29,862 | $373 | 22% | — | 0.1 mi | Booking |
Cute Escape, Walk to Summit Mtn Slopes/Hiking Townhouse
| 3 bd · 2 ba · sleeps 6 | $3,555 | $277 | 4% | 4.5★ (2) | 0.1 mi | AirbnbVrbo |
Brownie Retreat: Walk to Snow Summit House | 3 bd · 2 ba · sleeps 8 | $26,317 | $311 | 23% | 4.9★ (41) | 0.1 mi | Delisted |
Pet Friendly! Close to Snow Summit,Lake & Village! House
| 3 bd · 2 ba · sleeps 9 | $40,929 | $300 | 37% | 4.8★ (30) | 0.1 mi | AirbnbVrbo |
Modern Cabin w/ Game Room 5 Min walk to Ski House
| 3 bd · 3 ba · sleeps 7 | $71,591 | $277 | 71% | 4.9★ (59) | 0.1 mi | AirbnbVrboBooking |
Harmony Haus: Hot Tub! Pool Table! Barbecue! House
| 3 bd · 3 ba · sleeps 10 | $46,899 | $381 | 34% | 4.7★ (155) | 0.1 mi | AirbnbVrbo |
Stunning Cabin By Snow Summit!! Dogs Welcome Cabin
| 3 bd · 2.5 ba · sleeps 10 | $49,692 | $523 | 26% | 4.8★ (266) | 0.1 mi | AirbnbVrbo |
Hundred Acre Wood - Walk to Snow Summit. Cabin | 3 bd · 2 ba · sleeps 6 | $12,093 | $300 | 11% | 4.8★ (59) | 0.1 mi | Delisted |
Log Cabin Walk to the Summit, Hot Tub Cabin
| 3 bd · 2 ba · sleeps 10 | $16,642 | $351 | 13% | 4.8★ (45) | 0.1 mi | AirbnbVrbo |
Majestic Sky Basecamp Ski Haus Retreat- Spa- Games Cabin
| 3 bd · 2 ba · sleeps 10 | $56,803 | $562 | 28% | 4.7★ (33) | 0.1 mi | AirbnbVrboBooking |
Spacious Cabin, walking distance to Snow Summit Cabin
| 3 bd · 2 ba · sleeps 6 | $8,999 | $317 | 8% | 5★ (7) | 0.1 mi | Airbnb |
Walk toSlopes, Arcade, Games, Fireplace, BBQ, Deck Cabin | 3 bd · 2 ba · sleeps 8 | $19,236 | $300 | 18% | 4.8★ (56) | 0.1 mi | Delisted |
2 Blocks From Snow Summit! Pet Friendly! Foosball! House
| 3 bd · 2 ba · sleeps 8 | $31,564 | $220 | 39% | 4.8★ (60) | 0.1 mi | AirbnbVrbo |
Lux Log Cabin Walk to Snow Summit! Hot Tub! Pets! House
| 3 bd · 3 ba · sleeps 8 | $67,709 | $444 | 42% | 5★ (80) | 0.1 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$33,724
NOI
$10,502
Cash flow /mo
-$2,378
Cash needed
$172,550
Cash-on-cash
-16.5%
ROE (yr 1)
-4.0%
Cap rate
1.8%
DSCR
0.27
Year-1 write-off
$127,798
Year-1 tax shield @ 32%
$40,895
Year-1 return on equity
- Cash flow (annual)-$28,530
- Principal paydown$3,780
- Appreciation at%$17,850
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,745
- Platform fees (3% of revenue)$1,012
- Maintenance / capex (5% of revenue)$1,686
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,438
- Insurance (STR-rated)$3,035
Cash needed to close
- Down payment (25%)$148,750
- Closing costs (4.0%)$23,800
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$40,895
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$507,000
Short-life (5/15-yr)
$127,000 · 25%
Year-1 deduction
$128,000
Year-1 tax shield @ 32%
$41,000
Land 15% (county tax record, assessed value split) · building $379,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 2000, 3 bd / 2 ba, furnished, listing features (deck, game room, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $77,000 in year 1 (15% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,300
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.58 allocation
- $8,400
Kitchen countertopsdefault
$8,200 new × 40% good × 2.58 allocation
- $3,400
Decorative trimdefault
$3,300 new × 40% good × 2.58 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.58 allocation
- $1,200
Shelvingdefault
$1,200 new × 40% good × 2.58 allocation
- $4,900
Window coverings (19)default
$4,800 new × 40% good × 2.58 allocation
- $12,600
Carpet, vinyl & laminate (100% of floors)listing
$12,200 new × 40% good × 2.58 allocation
- $9,600
Kitchen & laundry equipment plumbingdefault
$7,800 new × 48% good × 2.58 allocation
- $5,800
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 48% good × 2.58 allocation
- $7,600
Appliances (range, dishwasher, disposal, refrigerator, washer, dryer)listing
$7,400 new × 40% good × 2.58 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $2,400
Game-room equipment (used)listing
$6,000 new × 40% good · out of the price
- $11,700
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.58 allocation
- $11,200
Landscaping (typical)default
$8,700 new × 50% good × 2.58 allocation
- $2,400
Patiosdefault
$1,900 new × 50% good × 2.58 allocation
- $27,600
Decks & porches (attached)listing
$21,400 new × 50% good × 2.58 allocation
- $301,500
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 57% good × 2.58 allocation
- $26,500
Building plumbing & fixturesdefault
$21,400 new × 48% good × 2.58 allocation
- $26,500
Building electrical & lightingdefault
$21,400 new × 48% good × 2.58 allocation
- $22,100
HVACdefault
$21,400 new × 40% good × 2.58 allocation
- $2,700
Fireplacelisting
$2,600 new × 40% good × 2.58 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $74,500 | $52,900 | $400 | $127,800 |
| 2 | $0 | $0 | $9,700 | $9,700 |
| 3 | $0 | $0 | $9,700 | $9,700 |
| 4 | $0 | $0 | $9,700 | $9,700 |
| 5 | $0 | $0 | $9,700 | $9,700 |
| 6+ | $0 | $0 | $340,000 | $340,000 |
| Total | $74,500 | $52,900 | $379,300 | $506,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.