42537 Moonridge Rd
Big Bear Lake, CA 92315
$449,000
2 bd · 2 ba · 950 sqft · Listed 6d ago
View on Realtor.com →Year built
1979
Sqft
950
Lot sqft
950
HOA / mo
$275
Furnished
Yes
List date
2026-11-06T19:52:53.000000Z
Revenue
Annual revenue
$27,017
ADR
$203
Occupancy
36%
Cleaning fees (12 mo)
$6,093
Confidence
Low (45.11), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,146
Cabin in Big Bear <5 min to Zoo/Mt/Shops/Trails
Cabin · 2 bd · 2 ba · sleeps 5 · 125 ft
Revenue $38,058ADR $221Occ ≈ 47%4.8★ (194)
The Elm Chalet, Ski Slopes Nearby
Cabin · 2 bd · 1 ba · sleeps 5 · 318 ft
Revenue $30,556ADR $201Occ ≈ 42%4.6★ (12)
Big Bear Lake Moonridge Mountain Retreat
House · 2 bd · 1 ba · sleeps 4 · 430 ft
Revenue $27,514ADR $446Occ ≈ 17%5★ (6)
Moonridge 2/BR 2/BA / gas fire pit / private yard
Cabin · 2 bd · 2 ba · sleeps 5 · 433 ft
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $26,884ADR $166Occ ≈ 44%5★ (135)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cabin in Big Bear <5 min to Zoo/Mt/Shops/Trails Cabin | 2 bd · 2 ba · sleeps 5 | $38,058 | $221 | 47% | 4.8★ (194) | 125 ft | Airbnb |
AC •4minTo Village, Trails, Lake • BabyGear Cottage
| 2 bd · 2 ba · sleeps 5 | $47,104 | $247 | 52% | 5★ (263) | 187 ft | AirbnbVrbo |
Family Cabin with Jacuzzi & fenced in yard! House
| 2 bd · 1 ba · sleeps 4 | $41,696 | $262 | 44% | 5★ (148) | 233 ft | AirbnbVrbo |
Sleepy Hollow-Walk to CoffeeShop/Mountain Shuttle Cabin
| 2 bd · 1 ba · sleeps 5 | $30,441 | $297 | 28% | 4.6★ (12) | 315 ft | AirbnbVrboBooking |
The Elm Chalet, Ski Slopes Nearby Cabin | 2 bd · 1 ba · sleeps 5 | $30,556 | $201 | 42% | 4.6★ (12) | 318 ft | Airbnb |
The Outer Rim | Fireplace · Near Slopes Cabin
| 2 bd · 2 ba · sleeps 4 | $10,456 | $228 | 13% | 4.8★ (45) | 371 ft | AirbnbVrboBooking |
Brooklyn Outdoor Winter Dream | SPA, Near Trails House
| 2 bd · 1 ba · sleeps 6 | $7,256 | $222 | 9% | 5★ (5) | 371 ft | AirbnbVrboBooking |
Moonridge Retreat-Spa/BBQ/Blocks to Ski Resorts Cabin
| 2 bd · 2 ba · sleeps 5 | $51,131 | $176 | 80% | 5★ (468) | 423 ft | AirbnbVrbo |
Big Bear Lake Moonridge Mountain Retreat House | 2 bd · 1 ba · sleeps 4 | $27,514 | $446 | 17% | 5★ (6) | 430 ft | Airbnb |
Moonridge 2/BR 2/BA / gas fire pit / private yard Cabin
| 2 bd · 2 ba · sleeps 5 | $26,884 | $166 | 44% | 5★ (135) | 433 ft | Airbnb |
Show 38 more
Our Cabin in the Woods Log Cabin Retreat w/ Hot Tub
Vacation home · 2 bd · 2 ba · sleeps 5 · 463 ft
Revenue $58,658ADR $625Occ ≈ 26%5★ (2)
Firefly · WE LOVE DOGS | Hot Tub|EV Charger | LUX CABIN Getaway
Cabin · 2 bd · 1 ba · sleeps 6 · 495 ft
Revenue $15,061ADR $568Occ ≈ 7%5★
Delisted
Falcon's Den | Modern Cabin+HotTub+A/C
Cabin · 2 bd · 2 ba · sleeps 5 · 509 ft
Revenue $29,111ADR $547Occ ≈ 15%5★ (145)
Mountain Getaway-3beds & 2bath SuperHost
House · 2 bd · 2 ba · sleeps 5 · 518 ft
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $7,054ADR $226Occ ≈ 9%5★ (16)
Crimson Cottage in the heart of Moonridge
House · 2 bd · 1 ba · sleeps 5 · 522 ft
Revenue $19,801ADR $281Occ ≈ 19%5★ (2)
Delisted
The Cozy Farmhouse
House · 2 bd · 1.5 ba · sleeps 4 · 0.1 mi
Revenue $34,942ADR $193Occ ≈ 50%4.8★ (184)
Family Friendly cabin with Jacuzzi
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +2
Revenue $20,374ADR $179Occ ≈ 31%4.8★ (183)
Blue Moonridge Chalet
Cabin · 2 bd · 1.5 ba · sleeps 5 · 0.1 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +4
Revenue $10,656ADR $246Occ ≈ 12%4.9★ (12)
Cozy Cabin + Large Yard! Walk to Zoo & Ski Shuttle
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $26,882ADR $245Occ ≈ 30%5★ (100)
1.5 Miles to Bear Mtn: Red Cabin w/ Mountain View Deck & Wood Fireplace
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $31,058ADR $403Occ ≈ 21%—
Lazy Bear Barn #124
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $33,056ADR $432Occ ≈ 21%—
Creekside Cottage
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $13,914ADR $310Occ ≈ 12%4.9★ (42)
Shadow Ridge Chalet
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $34,867ADR $227Occ ≈ 42%4.9★ (27)
Family Cabin close to everything, fenced in yard!
Cabin · 2 bd · 1.5 ba · sleeps 8 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $18,425ADR $274Occ ≈ 18%5★ (62)
Meadow at Moonridge - Vintage Modern Cabin Hot Tub
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi
Revenue $47,712ADR $177Occ ≈ 74%4.8★ (203)
Delisted
Hot Tub, Great Yard & Deck, Prime Location
House · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $20,354ADR $246Occ ≈ 23%4.8★ (15)
The Cedar Villa~Pets OK
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $15,117ADR $253Occ ≈ 16%5★ (28)
Treehouse Cabin | Fireplace · Near Slopes
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
- Wifi
- Kitchen
- Washer
- Fireplace
Revenue $22,503ADR $203Occ ≈ 30%4.8★
Moonridge Cottage at Bear Mountain Resort w/ Hot Tub
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $52,415ADR $570Occ ≈ 25%3.5★ (4)
TreeBear Bird House
House · 2 bd · 2 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $13,907ADR $236Occ ≈ 16%5★ (7)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Our Cabin in the Woods Log Cabin Retreat w/ Hot Tub Vacation home | 2 bd · 2 ba · sleeps 5 | $58,658 | $625 | 26% | 5★ (2) | 463 ft | Booking |
Our Cabin in the Woods Log Cabin w/ Hot Tub/Skiing Cabin
| 2 bd · 2 ba · sleeps 5 | $25,789 | $367 | 19% | 4.8★ (17) | 466 ft | AirbnbVrboBooking |
Powder Paradise Cabin
| 2 bd · 2 ba · sleeps 5 | $3,119 | $236 | 4% | 5★ (6) | 479 ft | AirbnbVrbo |
Craftsman Hideaway ~ Cabin with EV Charger Cabin
| 2 bd · 1 ba · sleeps 5 | $17,148 | $647 | 7% | — | 479 ft | AirbnbVrbo |
SPA | EV Charger | WE LOVE DOGS | LUX CABIN Escape Cabin | 2 bd · 1 ba · sleeps 6 | $41,658 | $348 | 33% | 5★ (135) | 495 ft | AirbnbBooking |
Firefly · WE LOVE DOGS | Hot Tub|EV Charger | LUX CABIN Getaway Cabin | 2 bd · 1 ba · sleeps 6 | $15,061 | $568 | 7% | 5★ | 495 ft | Delisted |
Falcon's Den | Modern Cabin+HotTub+A/C Cabin | 2 bd · 2 ba · sleeps 5 | $29,111 | $547 | 15% | 5★ (145) | 509 ft | Airbnb |
Mountain Getaway-3beds & 2bath SuperHost House
| 2 bd · 2 ba · sleeps 5 | $7,054 | $226 | 9% | 5★ (16) | 518 ft | Airbnb |
Crimson Cottage in the heart of Moonridge House | 2 bd · 1 ba · sleeps 5 | $19,801 | $281 | 19% | 5★ (2) | 522 ft | Delisted |
The Cozy Farmhouse House | 2 bd · 1.5 ba · sleeps 4 | $34,942 | $193 | 50% | 4.8★ (184) | 0.1 mi | Airbnb |
Bearadise Cottage-Hot Tub- Foosball- Golf/Ski Area Cabin
| 2 bd · 1 ba · sleeps 4 | $39,048 | $462 | 23% | 4★ (24) | 0.1 mi | AirbnbVrboBooking |
Lower Moonridge | Fireplace + Fire Pit House
| 2 bd · 2 ba · sleeps 4 | $14,932 | $216 | 19% | 4.8★ (6) | 0.1 mi | AirbnbVrboBooking |
Family Friendly cabin with Jacuzzi Cabin
| 2 bd · 1 ba · sleeps 5 | $20,374 | $179 | 31% | 4.8★ (183) | 0.1 mi | Airbnb |
HOT TUB!Close to Bear Mountain, Golf Course & Zoo! House
| 2 bd · 2 ba · sleeps 5 | $26,765 | $214 | 34% | 4.8★ (51) | 0.1 mi | AirbnbVrbo |
Moonridge Chalet | Walk to Ski Shuttle + Zoo - TSC House | 2 bd · 3 ba · sleeps 7 | $10,142 | $420 | 7% | 3.8★ (4) | 0.1 mi | AirbnbBooking |
Blue Moonridge Chalet Cabin
| 2 bd · 1.5 ba · sleeps 5 | $10,656 | $246 | 12% | 4.9★ (12) | 0.1 mi | Airbnb |
BigBear Lake Cabin 3 min to Bear & Summit Mountain Cabin
| 2 bd · 1 ba · sleeps 4 | $25,831 | $181 | 39% | 5★ (89) | 0.1 mi | AirbnbVrbo |
Cozy Cabin + Large Yard! Walk to Zoo & Ski Shuttle Cabin | 2 bd · 1 ba · sleeps 5 | $26,882 | $245 | 30% | 5★ (100) | 0.1 mi | Airbnb |
5 Min to LAKE * EV Charge* Sled Hill * Fenced Cabin
| 2 bd · 1 ba · sleeps 5 | $17,049 | $251 | 19% | 4.9★ (167) | 0.1 mi | AirbnbVrbo |
1 Mi to Big Bear Mtn! Pet-Friendly, Walkable Cabin Cabin
| 2 bd · 1 ba · sleeps 6 | $1,592 | $199 | 2% | 5★ (3) | 0.1 mi | AirbnbVrboBooking |
🐻 The Golden Cabin 🌲 Cabin
| 2 bd · 1 ba · sleeps 6 | $12,656 | $180 | 19% | 4.8★ (93) | 0.1 mi | AirbnbVrbo |
1.5 Miles to Bear Mtn: Red Cabin w/ Mountain View Deck & Wood Fireplace Vacation home | 2 bd · 2 ba · sleeps 4 | $31,058 | $403 | 21% | — | 0.2 mi | Booking |
Lazy Bear Barn #124 Vacation home | 2 bd · 1 ba · sleeps 4 | $33,056 | $432 | 21% | — | 0.2 mi | Booking |
Ski-Side Red Cabin: Deck, Fireplace & King Bed Cabin
| 2 bd · 1.5 ba · sleeps 4 | $7,934 | $511 | 4% | — | 0.2 mi | AirbnbVrbo |
Creekside Cottage Cabin
| 2 bd · 1 ba · sleeps 4 | $13,914 | $310 | 12% | 4.9★ (42) | 0.2 mi | Airbnb |
Cozy Moonridge R&R*Golf/Ski/Zoo/Hike Retreat Cabin Cabin | 2 bd · 1 ba · sleeps 4 | $27,007 | $260 | 28% | 4.3★ (14) | 0.2 mi | AirbnbBooking |
Shadow Ridge Chalet Cabin
| 2 bd · 1 ba · sleeps 4 | $34,867 | $227 | 42% | 4.9★ (27) | 0.2 mi | Airbnb |
Family Cabin close to everything, fenced in yard! Cabin
| 2 bd · 1.5 ba · sleeps 8 | $18,425 | $274 | 18% | 5★ (62) | 0.2 mi | Airbnb |
Meadow at Moonridge - Vintage Modern Cabin Hot Tub Cabin | 2 bd · 1.5 ba · sleeps 6 | $47,712 | $177 | 74% | 4.8★ (203) | 0.2 mi | Delisted |
Hot Tub, Great Yard & Deck, Prime Location House
| 2 bd · 1 ba · sleeps 4 | $20,354 | $246 | 23% | 4.8★ (15) | 0.2 mi | Airbnb |
The Cedar Villa~Pets OK Cabin
| 2 bd · 1 ba · sleeps 4 | $15,117 | $253 | 16% | 5★ (28) | 0.2 mi | Airbnb |
MoonridgeMile: Enjoy Skiing,Hiking,Hot Tub,AC/Heat House
| 2 bd · 1 ba · sleeps 4 | $10,662 | $369 | 8% | 5★ (27) | 0.2 mi | AirbnbVrbo |
Treehouse Cabin | Fireplace · Near Slopes Cabin
| 2 bd · 2 ba · sleeps 5 | $22,503 | $203 | 30% | 4.8★ | 0.2 mi | Vrbo |
Treehouse Cabin | Fireplace · Near Slopes Cabin
| 2 bd · 2 ba · sleeps 5 | $21,686 | $201 | 30% | 4.8★ (24) | 0.2 mi | AirbnbVrboBooking |
Walk to Alpine Zoo | Hot Tub + Fireplace Cabin
| 2 bd · 1 ba · sleeps 4 | $14,193 | $223 | 17% | 4.5★ (19) | 0.2 mi | AirbnbBooking |
1 Mi to Snow Summit: Big Bear Lake Cabin! Cabin
| 2 bd · 1 ba · sleeps 5 | $35,497 | $204 | 48% | 4.8★ (56) | 0.2 mi | AirbnbVrboBooking |
Moonridge Cottage at Bear Mountain Resort w/ Hot Tub Vacation home | 2 bd · 1 ba · sleeps 4 | $52,415 | $570 | 25% | 3.5★ (4) | 0.2 mi | Booking |
TreeBear Bird House House
| 2 bd · 2 ba · sleeps 6 | $13,907 | $236 | 16% | 5★ (7) | 0.2 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$27,017
NOI
$4,723
Cash flow /mo
$394
Cash needed
$466,960
Cash-on-cash (all cash)
1.0%
ROE (yr 1)
3.9%
Cap rate
1.1%
DSCR
—
Year-1 write-off
$81,173
Year-1 tax shield @ 32%
$25,975
Year-1 return on equity
- Cash flow (annual)$4,723
- Principal paydown (n/a, cash)$0
- Appreciation at%$13,470
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,403
- Platform fees (3% of revenue)$811
- Maintenance / capex (5% of revenue)$1,351
- Utilities & supplies$4,200
- HOA$3,300
- Property tax$5,613
- Insurance (STR-rated)$2,290
Cash needed to close
- Purchase price (all cash)$449,000
- Closing costs (4.0%)$17,960
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$25,975
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$360,000
Short-life (5/15-yr)
$81,000 · 22%
Year-1 deduction
$81,000
Year-1 tax shield @ 32%
$26,000
Land 20% (county tax record, assessed value split) · building $280,000 over 39 years
Based on: 950 sq ft, built 1979, 2 bd / 2 ba, furnished, listing features (deck, patio, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $43,000 in year 1 (12% short-life, $14,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $15,900
Kitchen cabinetsdefault
$7,900 new × 40% good × 5.03 allocation
- $16,200
Kitchen countertops (stone)listing
$8,100 new × 40% good × 5.03 allocation
- $3,300
Decorative trimdefault
$1,700 new × 40% good × 5.03 allocation
- $600
Mirrorsdefault
$300 new × 40% good × 5.03 allocation
- $1,800
Shelvingdefault
$900 new × 40% good × 5.03 allocation
- $5,000
Window coverings (10)default
$2,500 new × 40% good × 5.03 allocation
- $6,200
Carpet, vinyl & laminate (50% of floors)listing
$3,100 new × 40% good × 5.03 allocation
- $12,300
Kitchen & laundry equipment plumbingdefault
$6,100 new × 40% good × 5.03 allocation
- $7,500
Kitchen, laundry & data equipment electricaldefault
$3,700 new × 40% good × 5.03 allocation
- $5,600
Appliances (range, dishwasher)listing
$2,800 new × 40% good × 5.03 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $206,500
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$102,600 new × 40% good × 5.03 allocation
- $21,400
Building plumbing & fixturesdefault
$10,600 new × 40% good × 5.03 allocation
- $18,700
Building electrical & lightingdefault
$9,300 new × 40% good × 5.03 allocation
- $21,500
HVACdefault
$10,700 new × 40% good × 5.03 allocation
- $6,200
Hardwood & tile floorsdefault
$3,100 new × 40% good × 5.03 allocation
- $5,300
Fireplacelisting
$2,600 new × 40% good × 5.03 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $80,900 | $0 | $300 | $81,200 |
| 2 | $0 | $0 | $7,200 | $7,200 |
| 3 | $0 | $0 | $7,200 | $7,200 |
| 4 | $0 | $0 | $7,200 | $7,200 |
| 5 | $0 | $0 | $7,200 | $7,200 |
| 6+ | $0 | $0 | $250,600 | $250,600 |
| Total | $80,900 | $0 | $279,600 | $360,500 |
The building's share of the price ($354,000) is 5.0x our depreciated replacement cost of the home ($70,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.