340 Santa Barbara Ave
Sugarloaf, CA 92386
$475,000
3 bd · 2 ba · Listed 2d ago
View on Realtor.com →Year built
2005
Sqft
—
Lot sqft
6,745
HOA / mo
None
Furnished
Yes
List date
2026-10-09T16:09:36.000000Z
Revenue
Annual revenue
$24,630
ADR
$251
Occupancy
27%
Cleaning fees (12 mo)
$4,720
Confidence
Low (31.82), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $20,554
Charming & Pet Friendly Cabin w/ a Fenced in Yard
House · 3 bd · 2 ba · sleeps 8 · 315 ft
Revenue $7,991ADR $1,224Occ ≈ 2%4.8★ (6)
Delisted
Inyo Treehouse, Spa with views
House · 3 bd · 2 ba · sleeps 8 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $20,139ADR $261Occ ≈ 21%5★ (12)
Big Dogs Den | Hot Tub+Pet Friendly+Fenced Yard
Cabin · 3 bd · 1.5 ba · sleeps 8 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $39,454ADR $215Occ ≈ 50%4.9★ (147)
Summer Special - Hiking Trails, Park, Golf, Garage
House · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $5,211ADR $184Occ ≈ 8%5★ (8)
3Bedroom 3Bathrooms 4beds
Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $9,195ADR $279Occ ≈ 9%4.7★ (3)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Whiskey Pines Cabin Cabin
| 3 bd · 2 ba · sleeps 6 | $10,364 | $267 | 11% | 4.9★ (41) | 131 ft | AirbnbVrbo |
Charming & Pet Friendly Cabin w/ a Fenced in Yard House | 3 bd · 2 ba · sleeps 8 | $7,991 | $1,224 | 2% | 4.8★ (6) | 315 ft | Delisted |
Inyo Treehouse, Spa with views House
| 3 bd · 2 ba · sleeps 8 | $20,139 | $261 | 21% | 5★ (12) | 0.1 mi | Airbnb |
Inyo Treehouse with Views & Spa Cabin | 3 bd · 2 ba · sleeps 10 | $66,085 | $355 | 51% | 5★ (166) | 0.2 mi | AirbnbBooking |
Big Dogs Den | Hot Tub+Pet Friendly+Fenced Yard Cabin
| 3 bd · 1.5 ba · sleeps 8 | $39,454 | $215 | 50% | 4.9★ (147) | 0.2 mi | Airbnb |
Summer Special - Hiking Trails, Park, Golf, Garage House
| 3 bd · 2 ba · sleeps 6 | $5,211 | $184 | 8% | 5★ (8) | 0.2 mi | Airbnb |
Bear’s Lair Cabin - Home away from Home! Cabin
| 3 bd · 2 ba · sleeps 8 | $34,212 | $282 | 33% | 5★ (99) | 0.3 mi | AirbnbVrbo |
Mountain Cabin-Spa-Fireplace-Walk to Forest! House
| 3 bd · 2 ba · sleeps 9 | $39,272 | $577 | 19% | 4.8★ (102) | 0.3 mi | AirbnbVrbo |
3Bedroom 3Bathrooms 4beds Cabin
| 3 bd · 3 ba · sleeps 8 | $9,195 | $279 | 9% | 4.7★ (3) | 0.3 mi | Airbnb |
Alpine Oasis | Luxury Cabin+Spa+Theater Room+A/C Cabin
| 3 bd · 2 ba · sleeps 6 | $30,157 | $584 | 14% | 5★ (22) | 0.3 mi | AirbnbVrbo |
Show 37 more
8 Mi to Big Bear Lake: Family Home w/ Yard!
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $50,111ADR $263Occ ≈ 52%—
Hazel’s House
House · 3 bd · 1 ba · sleeps 6 · 0.3 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $6,333ADR $163Occ ≈ 11%5★ (3)
Almost new charming Cabin With 3 bedrooms 3Bath
Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $10,448ADR $299Occ ≈ 10%4.7★ (3)
Grandioso Pines
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.4 mi
Revenue $3,586ADR $896Occ ≈ 1%—
Cozy 2 BR cabin w/loft and arcade
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +4
Revenue $19,886ADR $154Occ ≈ 35%4.8★ (53)
Sugar Bear Chalet - Renovated Family Retreat at Big Bear
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $28,069ADR $366Occ ≈ 21%—
Sugar Bear Chalet #2559
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $26,609ADR $326Occ ≈ 22%—
Family Friendly for 8: Spa/Firepit/Patio + BBQ
House · 3 bd · 2 ba · sleeps 8 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $16,954ADR $375Occ ≈ 12%5★ (8)
NEW Peak Pursuit Spa, Dogs Ok, Sauna, Lrg Game Rm
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.4 mi
Revenue $50,158ADR $308Occ ≈ 45%0.5★ (1)
Palms to pines #1877
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $48,534ADR $493Occ ≈ 27%5★ (1)
Sugarloaf 4 Seasons 3bed/2bath W/Spa-No Pets
House · 3 bd · 2 ba · sleeps 8 · 0.4 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $20,554ADR $343Occ ≈ 16%4.9★ (9)
Spacious Gated Yard-EV Charger-Pets OK-3bed, 2bath
House · 3 bd · 2 ba · sleeps 10 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $20,312ADR $375Occ ≈ 15%4.8★ (12)
Arbor Eco Home | 3BR • Sauna • Fireplace • Luxe
House · 3 bd · 2.5 ba · sleeps 6 · 0.5 mi
Revenue $5,719ADR $133Occ ≈ 12%—
Delisted
Whiskey mountain lodge - 2028
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.5 mi
Revenue $20,306ADR $438Occ ≈ 13%—
Midcentury Modern A-Frame near the slopes
Cabin · 3 bd · 1.5 ba · sleeps 7 · 0.5 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $33,319ADR $151Occ ≈ 60%4.8★ (224)
Cozy Mountain Escape with fireplace & fenced yard!
House · 3 bd · 1 ba · sleeps 6 · 0.5 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $19,061ADR $185Occ ≈ 28%4.7★ (38)
Rutter Family Retreat - Big Bear Cozy Cottage
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.6 mi
Revenue $13,126ADR $486Occ ≈ 7%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Gingerbread House House | 3 bd · 2 ba · sleeps 9 | $23,780 | $431 | 15% | 5★ (27) | 0.3 mi | AirbnbBooking |
Mountain Escape - Minutes to Ski & Lake-EV Charger Cabin
| 3 bd · 2 ba · sleeps 6 | $8,037 | $264 | 8% | 4.8★ (66) | 0.3 mi | AirbnbVrbo |
Peaceful Mountain Retreat | Sugarbear Manor Cabin
| 3 bd · 1 ba · sleeps 6 | $27,235 | $205 | 36% | 5★ (40) | 0.3 mi | AirbnbVrbo |
8 Mi to Big Bear Lake: Family Home w/ Yard! Vacation home | 3 bd · 2 ba · sleeps 8 | $50,111 | $263 | 52% | — | 0.3 mi | Booking |
Hazel’s House House
| 3 bd · 1 ba · sleeps 6 | $6,333 | $163 | 11% | 5★ (3) | 0.3 mi | Airbnb |
Hot Tub • Fire Pit • Fenced Yard•Sunset Treehouse Cabin
| 3 bd · 1.5 ba · sleeps 6 | $44,219 | $288 | 42% | 5★ (415) | 0.3 mi | AirbnbVrbo |
Almost new charming Cabin With 3 bedrooms 3Bath Cabin
| 3 bd · 3 ba · sleeps 8 | $10,448 | $299 | 10% | 4.7★ (3) | 0.3 mi | Airbnb |
AC in a relaxing family retreat + a gameroom Cabin
| 3 bd · 3 ba · sleeps 8 | $58,935 | $247 | 65% | 5★ (70) | 0.4 mi | AirbnbVrbo |
Cabin A Good Time with Jacuzzi! Cabin
| 3 bd · 2 ba · sleeps 6 | $13,666 | $253 | 15% | 4.8★ (34) | 0.4 mi | AirbnbVrbo |
Grandioso Pines Vacation home | 3 bd · 3 ba · sleeps 8 | $3,586 | $896 | 1% | — | 0.4 mi | Booking |
Cozy 2 BR cabin w/loft and arcade Cabin
| 3 bd · 2 ba · sleeps 6 | $19,886 | $154 | 35% | 4.8★ (53) | 0.4 mi | Airbnb |
Sugar Bear Chalet - Renovated Family Retreat at Big Bear Vacation home | 3 bd · 2 ba · sleeps 8 | $28,069 | $366 | 21% | — | 0.4 mi | Booking |
Sugar Bear Chalet #2559 Vacation home | 3 bd · 2 ba · sleeps 8 | $26,609 | $326 | 22% | — | 0.4 mi | Booking |
Sugar Bear Modern Relaxing Family Retreat w/ Games Cabin
| 3 bd · 2 ba · sleeps 8 | $16,879 | $398 | 12% | 4.6★ (5) | 0.4 mi | AirbnbVrbo |
Big Bear Cabin Directly Across Forest Trails Cabin
| 3 bd · 3 ba · sleeps 8 | $7,355 | $563 | 4% | 5★ (7) | 0.4 mi | AirbnbVrbo |
Family Friendly for 8: Spa/Firepit/Patio + BBQ House
| 3 bd · 2 ba · sleeps 8 | $16,954 | $375 | 12% | 5★ (8) | 0.4 mi | Airbnb |
NEW Peak Pursuit Spa, Dogs Ok, Sauna, Lrg Game Rm Vacation home | 3 bd · 2 ba · sleeps 7 | $50,158 | $308 | 45% | 0.5★ (1) | 0.4 mi | Booking |
Navigate Stays Cozy Cabin Near Slopes, Lake & Trai House | 3 bd · 1 ba · sleeps 6 | $13,577 | $282 | 13% | 4.8★ (14) | 0.4 mi | AirbnbBooking |
Pet-Friendly Big Bear Cabin w/Huge Fenced Yard House
| 3 bd · 2 ba · sleeps 8 | $20,837 | $276 | 21% | 4.8★ (29) | 0.4 mi | AirbnbVrbo |
Cozy, Renovated Cabin Near Trails & Slopes House
| 3 bd · 2 ba · sleeps 8 | $15,721 | $254 | 17% | 4.8★ (135) | 0.4 mi | AirbnbVrbo |
Palms to Pines-Mins to Activities- Palms to Pines Cabin
| 3 bd · 2 ba · sleeps 8 | $20,157 | $333 | 17% | 4.6★ (26) | 0.4 mi | AirbnbVrboBooking |
Palms to pines #1877 Vacation home | 3 bd · 2 ba · sleeps 8 | $48,534 | $493 | 27% | 5★ (1) | 0.4 mi | Booking |
7 Mi to Big Bear Mountain Resort: Winter Getaway! House
| 3 bd · 2 ba · sleeps 10 | $25,712 | $252 | 28% | 4.8★ (20) | 0.4 mi | AirbnbVrboBooking |
Sugarloaf 4 Seasons 3bed/2bath W/Spa-No Pets House
| 3 bd · 2 ba · sleeps 8 | $20,554 | $343 | 16% | 4.9★ (9) | 0.4 mi | Airbnb |
Family Cabin there's always coffee and pancakes House
| 3 bd · 1.5 ba · sleeps 6 | $21,456 | $198 | 30% | 5★ (24) | 0.4 mi | AirbnbVrbo |
Spacious Gated Yard-EV Charger-Pets OK-3bed, 2bath House
| 3 bd · 2 ba · sleeps 10 | $20,312 | $375 | 15% | 4.8★ (12) | 0.4 mi | Airbnb |
Arbor Eco Home | 3BR • Sauna • Fireplace • Luxe House | 3 bd · 2.5 ba · sleeps 6 | $5,719 | $133 | 12% | — | 0.5 mi | Delisted |
PineDenCabin | A/C+EV Charger+Arcade+Spa+FirePit Cabin
| 3 bd · 2 ba · sleeps 8 | $50,087 | $465 | 30% | 4.8★ (104) | 0.5 mi | AirbnbVrboBooking |
Peak Pursuit | Spa, Dogs Ok, Sauna, Lrg Game Rm! Cabin
| 3 bd · 2.5 ba · sleeps 8 | $72,575 | $283 | 70% | 4.8★ (61) | 0.5 mi | AirbnbVrboBooking |
Whiskey mountain lodge - 2028 Vacation home | 3 bd · 2 ba · sleeps 7 | $20,306 | $438 | 13% | — | 0.5 mi | Booking |
𓍊𝓣𝓱𝓮 𝓜𝓾𝓼𝓱𝓻𝓸𝓸𝓶 𝓒𝓸𝓽𝓽𝓪𝓰𝓮𓍊 Cottage
| 3 bd · 2 ba · sleeps 6 | $10,859 | $285 | 10% | 4★ (4) | 0.5 mi | AirbnbVrbo |
Whiskey Mountain Lodge at Big Bear w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 7 | $20,944 | $442 | 13% | 4.5★ (20) | 0.5 mi | AirbnbVrboBooking |
Midcentury Modern A-Frame near the slopes Cabin
| 3 bd · 1.5 ba · sleeps 7 | $33,319 | $151 | 60% | 4.8★ (224) | 0.5 mi | Airbnb |
Cozy & Spacious Mountain Home Retreat House
| 3 bd · 2 ba · sleeps 8 | $33,255 | $218 | 42% | 4.9★ (106) | 0.5 mi | AirbnbVrbo |
Cozy Mountain Escape with fireplace & fenced yard! House
| 3 bd · 1 ba · sleeps 6 | $19,061 | $185 | 28% | 4.7★ (38) | 0.5 mi | Airbnb |
Rutter Family Retreat - Big Bear Cozy Cottage Vacation home | 3 bd · 2 ba · sleeps 8 | $13,126 | $486 | 7% | — | 0.6 mi | Booking |
Rutter Family Retreat - Big Bear Cozy Cottage Cabin | 3 bd · 2 ba · sleeps 8 | $24,351 | $612 | 11% | 3★ (2) | 0.6 mi | AirbnbBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$24,630
NOI
$5,886
Cash flow /mo
$491
Cash needed
$494,000
Cash-on-cash (all cash)
1.2%
ROE (yr 1)
4.1%
Cap rate
1.2%
DSCR
—
Year-1 write-off
$90,664
Year-1 tax shield @ 32%
$29,012
Year-1 return on equity
- Cash flow (annual)$5,886
- Principal paydown (n/a, cash)$0
- Appreciation at%$14,250
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,926
- Platform fees (3% of revenue)$739
- Maintenance / capex (5% of revenue)$1,232
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,938
- Insurance (STR-rated)$2,423
Cash needed to close
- Purchase price (all cash)$475,000
- Closing costs (4.0%)$19,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$29,012
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$408,000
Short-life (5/15-yr)
$90,000 · 22%
Year-1 deduction
$91,000
Year-1 tax shield @ 32%
$29,000
Land 14% (county tax record, assessed value split) · building $318,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 2005, 3 bd / 2 ba, furnished, listing features (deck, fence, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $54,000 in year 1 (13% short-life, $17,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,300
Kitchen cabinetsdefault
$10,000 new × 40% good × 1.83 allocation
- $6,000
Kitchen countertopsdefault
$8,200 new × 40% good × 1.83 allocation
- $2,400
Decorative trimdefault
$3,300 new × 40% good × 1.83 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.83 allocation
- $900
Shelvingdefault
$1,200 new × 40% good × 1.83 allocation
- $3,500
Window coverings (19)default
$4,800 new × 40% good × 1.83 allocation
- $8,200
Kitchen & laundry equipment plumbingdefault
$7,800 new × 58% good × 1.83 allocation
- $5,000
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 58% good × 1.83 allocation
- $5,900
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 1.83 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $8,300
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 1.83 allocation
- $8,000
Landscaping (typical)default
$8,700 new × 50% good × 1.83 allocation
- $1,700
Patiosdefault
$1,900 new × 50% good × 1.83 allocation
- $19,600
Decks & porches (attached)listing
$21,400 new × 50% good × 1.83 allocation
- $5,500
Fencinglisting
$6,000 new × 50% good × 1.83 allocation
- $245,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 65% good × 1.83 allocation
- $22,700
Building plumbing & fixturesdefault
$21,400 new × 58% good × 1.83 allocation
- $22,700
Building electrical & lightingdefault
$21,400 new × 58% good × 1.83 allocation
- $15,700
HVACdefault
$21,400 new × 40% good × 1.83 allocation
- $9,000
Hardwood & tile floorsdefault
$12,200 new × 40% good × 1.83 allocation
- $1,900
Fireplacelisting
$2,600 new × 40% good × 1.83 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $47,300 | $43,100 | $300 | $90,700 |
| 2 | $0 | $0 | $8,100 | $8,100 |
| 3 | $0 | $0 | $8,100 | $8,100 |
| 4 | $0 | $0 | $8,100 | $8,100 |
| 5 | $0 | $0 | $8,100 | $8,100 |
| 6+ | $0 | $0 | $284,700 | $284,700 |
| Total | $47,300 | $43,100 | $317,600 | $407,900 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.