42507 Gold Rush Dr
Big Bear Lake, CA 92315
$1,099,000
4 bd · 3 ba · 2,321 sqft · Listed 26d ago
View on Realtor.com →Year built
2024
Sqft
2,321
Lot sqft
7,200
HOA / mo
$0
Furnished
No
List date
2026-09-03T18:17:55.000000Z
Revenue
Annual revenue
$51,807
ADR
$567
Occupancy
25%
Cleaning fees (12 mo)
$8,562
Confidence
Low (43), 50 comps
Comp revenue range (p25 / median / p75)
Welcome To Bear Family at Big Bear Lake
House · 4 bd · 4 ba · sleeps 16 · 230 ft
Revenue $30,490ADR $625Occ ≈ 13%4.8★ (7)
Upscale log cabin with gourmet kitchen, fireplace, minutes away from attractions
Cabin · 4 bd · 3 ba · sleeps 11 · 459 ft
Revenue $5,934ADR $456Occ ≈ 4%4.9★ (54)
Upscale log cabin with gourmet kitchen, fireplace, minutes away from attractions
Cabin · 4 bd · 3 ba · sleeps 11 · 459 ft
Revenue $9,645ADR $567Occ ≈ 5%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Get in my Yeti, Game room, 4 bed 3 bath, Pets! House | 4 bd · 2.5 ba · sleeps 14 | $13,321 | $442 | 8% | 5★ (6) | 144 ft | AirbnbVrbo |
Custom Log Style Cabin! Foosball! Decks! House | 4 bd · 3 ba · sleeps 12 | $26,349 | $537 | 13% | 5★ (9) | 164 ft | AirbnbVrbo |
Welcome To Bear Family at Big Bear Lake House | 4 bd · 4 ba · sleeps 16 | $30,490 | $625 | 13% | 4.8★ (7) | 230 ft | Airbnb |
Upscale log cabin with gourmet kitchen, fireplace, minutes away from attractions Cabin | 4 bd · 3 ba · sleeps 11 | $5,934 | $456 | 4% | 4.9★ (54) | 459 ft | Vrbo |
Upscale log cabin with gourmet kitchen, fireplace, minutes away from attractions Cabin | 4 bd · 3 ba · sleeps 11 | $9,645 | $567 | 5% | — | 459 ft | Vrbo |
Hot Tub + Game Room w/ Pool Table + Barbecue Cabin | 4 bd · 3 ba · sleeps 11 | $49,295 | $620 | 22% | 4.7★ (49) | 499 ft | AirbnbVrboBooking |
Zen Retreat | Spa, Epic Games & Basketball Court House | 4 bd · 3.5 ba · sleeps 8 | $67,696 | $733 | 25% | 5★ (58) | 512 ft | AirbnbVrboBooking |
5-Star! Hot Tub Game room! Close Slopes & Lake JC Cabin | 4 bd · 3 ba · sleeps 11 | $34,164 | $840 | 11% | 4.8★ (113) | 0.1 mi | AirbnbVrboBooking |
Bernard by AvantStay | Luxurious Cabin w/ Hot Tub Cabin | 4 bd · 3 ba · sleeps 14 | $77,198 | $666 | 32% | 4.7★ (141) | 0.1 mi | AirbnbVrboBooking |
Hidden Bridge ~ Deck & Hot Tub near the Village House | 4 bd · 3 ba · sleeps 11 | $6,140 | $401 | 4% | 4.8★ (4) | 0.1 mi | AirbnbVrboBooking |
Show all 50 comps
Whispering Pines Big Bear Lake - Ultra-Modern Luxury Log Cabin Retreat - Hot Tub
Vacation home · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $99,422ADR $1,344Occ ≈ 20%—
Cabin in Big Bear Lake
House · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $20,861ADR $1,043Occ ≈ 5%5★ (4)
Blue Pine House
House · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $42,282ADR $639Occ ≈ 18%5★ (11)
Glass Peak #350
Vacation home · 4 bd · 4 ba · sleeps 12 · 0.2 mi
Revenue $12,249ADR $707Occ ≈ 5%—
Austin's Bear Mountain Lodge
Chalet · 4 bd · 3 ba · sleeps 16 · 0.2 mi
Revenue $66,832ADR $1,054Occ ≈ 17%5★ (138)
Beautiful Big Bear Mountain Lake Escape!
House · 4 bd · 4 ba · sleeps 11 · 0.2 mi
Revenue $14,402ADR $600Occ ≈ 7%5★ (35)
Big Bear White Skies #674
Vacation home · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $94,181ADR $1,070Occ ≈ 24%—
Big Bear White Skies ~ Fantastic cabin with fireplace, game room, mountain view, & hot tub
Vacation home · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $71,841ADR $933Occ ≈ 21%—
Sacred Stone Retreat #2506
Vacation home · 4 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $69,213ADR $1,179Occ ≈ 16%—
Fox & Bears Retreat#2190
Vacation home · 4 bd · 3 ba · sleeps 10 · 0.3 mi
Revenue $79,000ADR $1,289Occ ≈ 17%—
Fox and Bears Relaxing Retreat at Big Bear Lake
Vacation home · 4 bd · 3 ba · sleeps 10 · 0.3 mi
Revenue $80,351ADR $1,161Occ ≈ 19%—
035 - Fox Pines Retreat - Big Bear Getaway
Vacation home · 4 bd · 2 ba · sleeps 10 · 0.4 mi
Revenue $31,711ADR $385Occ ≈ 23%4.2★ (4)
Soulshine Cabin - New Gorgeous Luxury Cabin!
Cabin · 4 bd · 3 ba · sleeps 10 · 0.4 mi
Revenue $52,524ADR $699Occ ≈ 21%5★ (62)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Upscale cabin with gourmet kitchenFireplaceAcre lo Cabin | 4 bd · 3 ba · sleeps 11 | $52,482 | $620 | 23% | 4.8★ (17) | 0.1 mi | AirbnbVrboBooking |
Whispering Pines Big Bear Lake - Ultra-Modern Luxury Log Cabin Retreat - Hot Tub Vacation home | 4 bd · 3 ba · sleeps 10 | $99,422 | $1,344 | 20% | — | 0.2 mi | Booking |
Whispering Pines Big Bear Cabin w/ Hot Tub + Games Cabin | 4 bd · 3 ba · sleeps 10 | $71,768 | $1,257 | 16% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Cabin in Big Bear Lake House | 4 bd · 3 ba · sleeps 10 | $20,861 | $1,043 | 5% | 5★ (4) | 0.2 mi | Airbnb |
Blue Pine House House | 4 bd · 3 ba · sleeps 10 | $42,282 | $639 | 18% | 5★ (11) | 0.2 mi | Airbnb |
Bear Necessities. New. Modern. Spa. Perfect. Pet F House | 4 bd · 3 ba · sleeps 10 | $49,668 | $373 | 36% | 4.9★ (24) | 0.2 mi | AirbnbVrbo |
Panoramic Views! Pool Table! BBQ! Decks! Cable TV! House | 4 bd · 3 ba · sleeps 10 | $50,726 | $430 | 32% | 4.8★ (63) | 0.2 mi | AirbnbVrbo |
Foxy Farm Ranch, guest house, minigolf, hot tub House | 4 bd · 4 ba · sleeps 12 | $61,886 | $789 | 21% | 4.8★ (13) | 0.2 mi | AirbnbVrboBooking |
Pegasus Luxe Mnt Retreat Stunning Views & Hot Tub Cabin | 4 bd · 2.5 ba · sleeps 8 | $134,463 | $583 | 63% | 4.8★ (48) | 0.2 mi | AirbnbVrboBooking |
Glass Peak #350 Vacation home | 4 bd · 4 ba · sleeps 12 | $12,249 | $707 | 5% | — | 0.2 mi | Booking |
Austin's Bear Mountain Lodge Chalet | 4 bd · 3 ba · sleeps 16 | $66,832 | $1,054 | 17% | 5★ (138) | 0.2 mi | Airbnb |
Beautiful Big Bear Mountain Lake Escape! House | 4 bd · 4 ba · sleeps 11 | $14,402 | $600 | 7% | 5★ (35) | 0.2 mi | Airbnb |
Hot Tub, Game Room, Deck Views | Penticton Lodge Cabin | 4 bd · 4 ba · sleeps 12 | $70,504 | $689 | 28% | 4.9★ (78) | 0.3 mi | AirbnbVrboBooking |
Big Bear White Skies – Family Cabin with Hot Tub, Cabin | 4 bd · 3 ba · sleeps 11 | $45,144 | $783 | 16% | 4.7★ (6) | 0.3 mi | AirbnbVrboBooking |
Big Bear White Skies #674 Vacation home | 4 bd · 3 ba · sleeps 11 | $94,181 | $1,070 | 24% | — | 0.3 mi | Booking |
Big Bear White Skies ~ Fantastic cabin with fireplace, game room, mountain view, & hot tub Vacation home | 4 bd · 3 ba · sleeps 11 | $71,841 | $933 | 21% | — | 0.3 mi | Booking |
Pet Friendly! Single Level! Pool Table! Hot Tub! House | 4 bd · 3.5 ba · sleeps 14 | $74,021 | $628 | 32% | 4.8★ (163) | 0.3 mi | AirbnbVrbo |
Stork and Bear Cabin: Luxury! Pool Table! House | 4 bd · 3 ba · sleeps 14 | $31,284 | $688 | 12% | 4.8★ (50) | 0.3 mi | AirbnbVrbo |
LUX Custom Log Cabin! Movie Theater/Game Room! House | 4 bd · 2.5 ba · sleeps 14 | $61,609 | $665 | 25% | 4.8★ (55) | 0.3 mi | AirbnbVrbo |
Modern Chalet, Hot Tub, Near the Lake & Slopes-SSR House | 4 bd · 2 ba · sleeps 12 | $926 | $463 | 1% | 5★ (3) | 0.3 mi | AirbnbVrbo |
Modern Luxury Retreat w/ Hot Tub at Big Bear Lake Chalet | 4 bd · 2 ba · sleeps 10 | $52,138 | $702 | 20% | 3★ (3) | 0.3 mi | AirbnbVrboBooking |
Sacred Stone Retreat #2506 Vacation home | 4 bd · 2 ba · sleeps 10 | $69,213 | $1,179 | 16% | — | 0.3 mi | Booking |
EV Charger, Hot Tub, VIEW Close 2 Slopes & Zoo JOL Cabin | 4 bd · 2.5 ba · sleeps 8 | $74,256 | $580 | 35% | 4.8★ (41) | 0.3 mi | AirbnbVrboBooking |
Starlight Chalet-4b4b/near slope/Game Rm/EV charge Cabin | 4 bd · 4 ba · sleeps 12 | $21,669 | $1,031 | 6% | 5★ (77) | 0.3 mi | AirbnbVrbo |
Fox and Bears Relaxing Retreat at Big Bear Lake Cabin | 4 bd · 3 ba · sleeps 10 | $46,225 | $740 | 17% | 4.2★ (10) | 0.3 mi | AirbnbVrbo |
Fox & Bears Retreat#2190 Vacation home | 4 bd · 3 ba · sleeps 10 | $79,000 | $1,289 | 17% | — | 0.3 mi | Booking |
Fox and Bears Relaxing Retreat at Big Bear Lake Vacation home | 4 bd · 3 ba · sleeps 10 | $80,351 | $1,161 | 19% | — | 0.3 mi | Booking |
Mountaintop Destination House | 4 bd · 4 ba · sleeps 16 | $59,026 | $562 | 29% | 4.8★ (87) | 0.3 mi | AirbnbVrbo |
Ideal Location! Home theatre, spa, games & EV plug Cabin | 4 bd · 2.5 ba · sleeps 12 | $115,050 | $700 | 45% | 5★ (94) | 0.3 mi | AirbnbVrbo |
Great Location! Gourmet Kitchen, HotTub, Fireplace House | 4 bd · 3 ba · sleeps 13 | $38,111 | $594 | 18% | 4.9★ (82) | 0.3 mi | AirbnbVrbo |
OSO CABIN * Hot Tub * BBQ * Open Floor Plan House | 4 bd · 3 ba · sleeps 11 | $52,956 | $650 | 22% | 5★ (208) | 0.3 mi | AirbnbVrbo |
Prime Big Bear Location! Pool Table! Foosball! House | 4 bd · 3 ba · sleeps 10 | $2,607 | $434 | 2% | — | 0.3 mi | AirbnbVrbo |
Snowcrest Lux Family Game Retreat, Hot Tub & EV Cabin | 4 bd · 2 ba · sleeps 10 | $41,030 | $490 | 23% | 5★ (52) | 0.3 mi | AirbnbVrboBooking |
Central Fox Farm Location! HOT TUB! Pet Friendly! House | 4 bd · 2.5 ba · sleeps 11 | $57,201 | $427 | 37% | 4.8★ (48) | 0.3 mi | AirbnbVrbo |
Game Room! BIG! 2750 sqft Close to Lake/Slopes TEA Cabin | 4 bd · 3 ba · sleeps 10 | $61,012 | $543 | 31% | 4.5★ (75) | 0.3 mi | AirbnbVrboBooking |
HUGE! Hot Tub! Game Room Close to Lake/Slopes ZEN Cabin | 4 bd · 2.5 ba · sleeps 13 | $54,886 | $713 | 21% | 4.8★ (44) | 0.3 mi | AirbnbVrboBooking |
035 - Fox Pines Retreat - Big Bear Getaway Vacation home | 4 bd · 2 ba · sleeps 10 | $31,711 | $385 | 23% | 4.2★ (4) | 0.4 mi | Booking |
Starlight Retreat by AvantStay | Incredible Views Cabin | 4 bd · 3.5 ba · sleeps 12 | $39,321 | $736 | 15% | 4.8★ (27) | 0.4 mi | AirbnbVrboBooking |
Soulshine Cabin - New Gorgeous Luxury Cabin! Cabin | 4 bd · 3 ba · sleeps 10 | $52,524 | $699 | 21% | 5★ (62) | 0.4 mi | Airbnb |
3 Mins to the Lake! • Updated 4BDR | Avalon Pines Cabin | 4 bd · 2 ba · sleeps 8 | $46,705 | $371 | 34% | 4.8★ (71) | 0.4 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$51,807
NOI
$15,407
Cash flow /mo
-$4,638
Cash needed
$341,710
Cash-on-cash
-16.3%
ROE (yr 1)
-4.5%
Cap rate
1.4%
DSCR
0.22
Year-1 write-off
$248,465
Year-1 tax shield @ 32%
$79,509
Year-1 return on equity
- Cash flow (annual)-$55,658
- Principal paydown$7,192
- Appreciation at%$32,970
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$10,361
- Platform fees (3% of revenue)$1,554
- Maintenance / capex (5% of revenue)$2,590
- Utilities & supplies$4,200
- HOA$0
- Property tax$13,738
- Insurance (STR-rated)$5,605
Cash needed to close
- Down payment (25%)$274,750
- Closing costs (4.0%)$43,960
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$79,509
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$926,000
Short-life (5/15-yr)
$223,000 · 24%
Year-1 deduction
$248,000
Year-1 tax shield @ 32%
$80,000
Land 16% (county tax record, assessed value split) · building $703,000 over 39 years · new furniture $23,000
Based on: 2,321 sq ft, built 2024, 4 bd / 3 ba, unfurnished, listing features (deck, fence, fireplace, stone counters, flooring types, appliance list).
IRS-guide safe-harbor floor: $143,000 in year 1 (13% short-life, $46,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $21,600
Kitchen cabinetsdefault
$10,900 new × 92% good × 2.15 allocation
- $22,000
Kitchen countertops (stone)listing
$11,100 new × 92% good × 2.15 allocation
- $8,000
Decorative trimdefault
$4,100 new × 92% good × 2.15 allocation
- $800
Mirrorsdefault
$500 new × 83% good × 2.15 allocation
- $3,000
Shelvingdefault
$1,500 new × 92% good × 2.15 allocation
- $9,900
Window coverings (23)default
$5,800 new × 80% good × 2.15 allocation
- $13,400
Carpet, vinyl & laminate (50% of floors)listing
$7,500 new × 83% good × 2.15 allocation
- $17,500
Kitchen & laundry equipment plumbingdefault
$8,500 new × 96% good × 2.15 allocation
- $10,600
Kitchen, laundry & data equipment electricaldefault
$5,100 new × 96% good × 2.15 allocation
- $10,900
Appliances (range, microwave, dishwasher, disposal, refrigerator)listing
$6,100 new × 83% good × 2.15 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $19,800
Paving: driveway & walks (paved)default
$10,000 new × 92% good × 2.15 allocation
- $19,000
Landscaping (typical)default
$9,600 new × 92% good × 2.15 allocation
- $4,500
Patiosdefault
$2,300 new × 92% good × 2.15 allocation
- $50,600
Decks & porches (attached)listing
$26,100 new × 90% good × 2.15 allocation
- $11,600
Fencinglisting
$6,000 new × 90% good × 2.15 allocation
- $523,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$251,700 new × 97% good × 2.15 allocation
- $54,000
Building plumbing & fixturesdefault
$26,100 new × 96% good × 2.15 allocation
- $55,100
Building electrical & lightingdefault
$26,700 new × 96% good × 2.15 allocation
- $50,600
HVACdefault
$26,100 new × 90% good × 2.15 allocation
- $14,800
Hardwood & tile floorsdefault
$7,500 new × 92% good × 2.15 allocation
- $5,200
Fireplacelisting
$2,600 new × 92% good × 2.15 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $140,700 | $105,500 | $2,300 | $248,500 |
| 2 | $0 | $0 | $18,000 | $18,000 |
| 3 | $0 | $0 | $18,000 | $18,000 |
| 4 | $0 | $0 | $18,000 | $18,000 |
| 5 | $0 | $0 | $18,000 | $18,000 |
| 6+ | $0 | $0 | $628,800 | $628,800 |
| Total | $140,700 | $105,500 | $703,100 | $949,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.