214 Pine Ln
Sugarloaf, CA 92386
$357,000
3 bd · 2 ba · Listed 1d ago
View on Realtor.com →Year built
1964
Sqft
—
Lot sqft
4,750
HOA / mo
None
Furnished
Yes
List date
2026-10-14T23:24:02.000000Z
Revenue
Annual revenue
$24,166
ADR
$209
Occupancy
32%
Cleaning fees (12 mo)
$5,873
Confidence
Low (37.3), 47 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $19,222
Gray Bear Cabin
Cabin · 3 bd · 1 ba · sleeps 6 · 509 ft
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $17,581ADR $167Occ ≈ 29%5★ (23)
The Sunrise Summit near Big Bear Lake
House · 3 bd · 1 ba · sleeps 6 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $20,684ADR $367Occ ≈ 15%5★ (27)
Sugarloafing ~ Dog-friendly cabin with hot tub
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $48,417ADR $557Occ ≈ 24%—
Sugarloaf Vacation Rental ~ 7 Mi to Big Bear Lake!
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $12,133ADR $193Occ ≈ 17%2.5★ (1)
Cozy Big Bear 3 bedrm Home w/Delux Master & Firepl
House · 3 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $18,756ADR $270Occ ≈ 19%4.6★ (40)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Storybook Chalet: WiFi, Fireplace Cabin | 3 bd · 1 ba · sleeps 7 | $32,242 | $172 | 51% | 4.8★ (508) | 52 ft | AirbnbVrbo |
Sugarloaf | 3BR +Fenced Yard + Walk to Park Chalet
| 3 bd · 1.5 ba · sleeps 6 | $15,209 | $241 | 17% | 4.2★ (8) | 190 ft | AirbnbVrboBooking |
Cozy Spruce Cabin | Pet-Friendly | 3 Fireplaces Cabin
| 3 bd · 2 ba · sleeps 8 | $32,515 | $258 | 35% | 4.7★ (66) | 282 ft | AirbnbVrboBooking |
The Cozyville Cabin: Quiet Getaway, Built 2019 Cabin | 3 bd · 2 ba · sleeps 6 | $37,007 | $190 | 53% | 5★ (293) | 404 ft | AirbnbVrbo |
Gray Bear Cabin Cabin
| 3 bd · 1 ba · sleeps 6 | $17,581 | $167 | 29% | 5★ (23) | 509 ft | Airbnb |
The Sunrise Summit near Big Bear Lake House
| 3 bd · 1 ba · sleeps 6 | $20,684 | $367 | 15% | 5★ (27) | 0.2 mi | Airbnb |
Sugarloafing ~ Dog-friendly cabin with hot tub Cabin | 3 bd · 2 ba · sleeps 8 | $48,417 | $557 | 24% | — | 0.2 mi | Airbnb |
Sugarloaf Vacation Rental ~ 7 Mi to Big Bear Lake! Cabin
| 3 bd · 1.5 ba · sleeps 6 | $12,985 | $213 | 17% | 4.3★ (32) | 0.2 mi | AirbnbVrbo |
Sugarloaf Vacation Rental ~ 7 Mi to Big Bear Lake! Vacation home | 3 bd · 2 ba · sleeps 6 | $12,133 | $193 | 17% | 2.5★ (1) | 0.2 mi | Booking |
Cozy Big Bear 3 bedrm Home w/Delux Master & Firepl House | 3 bd · 2 ba · sleeps 9 | $18,756 | $270 | 19% | 4.6★ (40) | 0.2 mi | Delisted |
Show 34 more
Sage Cabin | Sleeps 8 | Hot Tub
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $1,537ADR $251Occ ≈ 2%5★ (3)
Sugar Pines Chalet! Hiking, skiiing & mtn biking!
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $2,379ADR $223Occ ≈ 3%5★ (77)
Delisted
6 person cabin/Ac/games/wifi/BBQ/Deck/FirePit/hike
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $13,116ADR $364Occ ≈ 10%4.9★ (42)
Last Minute Summer Getaway!BBQ,Games,FUN, AC, RELAX 15 min from Big Bear Lake
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $19,382ADR $421Occ ≈ 13%5★ (1)
Midcentury Modern A-Frame near the slopes
Cabin · 3 bd · 1.5 ba · sleeps 7 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $33,319ADR $151Occ ≈ 60%4.8★ (224)
Almost Bearadise
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $6,342ADR $885Occ ≈ 2%5★ (2)
Delisted
Cozy Mountain Escape with fireplace & fenced yard!
House · 3 bd · 1 ba · sleeps 6 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $19,061ADR $185Occ ≈ 28%4.7★ (38)
Sugar Bear Chalet #2559
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $26,609ADR $326Occ ≈ 22%—
Sugar Bear Chalet - Renovated Family Retreat at Big Bear
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $28,069ADR $366Occ ≈ 21%—
Spacious Gated Yard-EV Charger-Pets OK-3bed, 2bath
House · 3 bd · 2 ba · sleeps 10 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $20,312ADR $375Occ ≈ 15%4.8★ (12)
Sugarbear Cabin
Cabin · 3 bd · 3 ba · sleeps 8 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $27,609ADR $290Occ ≈ 26%5★ (10)
BIG Marines Retreat, pet friendly & Man cave
House · 3 bd · 1.5 ba · sleeps 7 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $9,792ADR $330Occ ≈ 8%5★ (18)
NEW Peak Pursuit Spa, Dogs Ok, Sauna, Lrg Game Rm
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.4 mi
Revenue $50,158ADR $308Occ ≈ 45%0.5★ (1)
Cozy Cabin / AC /Hot Tub /Fenced Yard /EV Charger
Cabin · 3 bd · 1 ba · sleeps 8 · 0.5 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $23,826ADR $255Occ ≈ 26%4.2★ (11)
Modern Big Bear Cabin w Game Room, Big Fenced Yard
House · 3 bd · 2.5 ba · sleeps 8 · 0.5 mi
Revenue $49,422ADR $269Occ ≈ 50%5★ (88)
Fun Family Mountain Home
House · 3 bd · 2 ba · sleeps 8 · 0.5 mi
Revenue $18,198ADR $222Occ ≈ 22%4.8★ (232)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cabina Nera: Luxe 3BR Mountain Haven AC/Hot Tub Cabin
| 3 bd · 2 ba · sleeps 7 | $24,130 | $385 | 17% | 4.9★ (47) | 0.2 mi | AirbnbVrbo |
Sage Cabin | Sleeps 8 | Hot Tub Cabin
| 3 bd · 2 ba · sleeps 8 | $1,537 | $251 | 2% | 5★ (3) | 0.2 mi | Airbnb |
Sugar Pines Chalet! Hiking, skiiing & mtn biking! House | 3 bd · 2 ba · sleeps 8 | $2,379 | $223 | 3% | 5★ (77) | 0.2 mi | Delisted |
6 person cabin/Ac/games/wifi/BBQ/Deck/FirePit/hike Cabin
| 3 bd · 2 ba · sleeps 6 | $13,116 | $364 | 10% | 4.9★ (42) | 0.2 mi | Airbnb |
Last Minute Summer Getaway!BBQ,Games,FUN, AC, RELAX 15 min from Big Bear Lake Cabin
| 3 bd · 2 ba · sleeps 8 | $19,382 | $421 | 13% | 5★ (1) | 0.2 mi | Vrbo |
Midcentury Modern A-Frame near the slopes Cabin
| 3 bd · 1.5 ba · sleeps 7 | $33,319 | $151 | 60% | 4.8★ (224) | 0.3 mi | Airbnb |
Hot Tub/Fenced yard/walking distance to dog park Cabin | 3 bd · 1 ba · sleeps 6 | $1,170 | $390 | 1% | 4.8★ (47) | 0.3 mi | AirbnbVrbo |
Almost Bearadise Cabin | 3 bd · 2 ba · sleeps 6 | $6,342 | $885 | 2% | 5★ (2) | 0.3 mi | Delisted |
𓍊𝓣𝓱𝓮 𝓜𝓾𝓼𝓱𝓻𝓸𝓸𝓶 𝓒𝓸𝓽𝓽𝓪𝓰𝓮𓍊 Cottage
| 3 bd · 2 ba · sleeps 6 | $10,859 | $285 | 10% | 4★ (4) | 0.3 mi | AirbnbVrbo |
Cozy & Spacious Mountain Home Retreat House
| 3 bd · 2 ba · sleeps 8 | $33,255 | $218 | 42% | 4.9★ (106) | 0.3 mi | AirbnbVrbo |
Cozy Mountain Escape with fireplace & fenced yard! House
| 3 bd · 1 ba · sleeps 6 | $19,061 | $185 | 28% | 4.7★ (38) | 0.3 mi | Airbnb |
Log Cabin, Dual Masters, Fireplace, Foosball Cabin | 3 bd · 3 ba · sleeps 8 | $17,239 | $459 | 10% | 4.8★ (5) | 0.3 mi | AirbnbBooking |
Walk to Snow Play Cabin w/ Hot Tub, Arcade, & Fire House
| 3 bd · 2 ba · sleeps 6 | $22,636 | $203 | 31% | 4.8★ (36) | 0.3 mi | AirbnbVrboBooking |
Pet-Friendly Big Bear Cabin w/Huge Fenced Yard House
| 3 bd · 2 ba · sleeps 8 | $20,837 | $276 | 21% | 4.8★ (29) | 0.4 mi | AirbnbVrbo |
Custom Home Mins from lake with hot tub spa House
| 3 bd · 2.5 ba · sleeps 6 | $23,229 | $205 | 31% | 5★ (160) | 0.4 mi | AirbnbVrbo |
Sugar Bear Modern Relaxing Family Retreat w/ Games Cabin
| 3 bd · 2 ba · sleeps 8 | $16,879 | $398 | 12% | 4.6★ (5) | 0.4 mi | AirbnbVrbo |
Sugar Bear Chalet #2559 Vacation home | 3 bd · 2 ba · sleeps 8 | $26,609 | $326 | 22% | — | 0.4 mi | Booking |
Sugar Bear Chalet - Renovated Family Retreat at Big Bear Vacation home | 3 bd · 2 ba · sleeps 8 | $28,069 | $366 | 21% | — | 0.4 mi | Booking |
Highland Oaks Retreat Cottage w/ Hot Tub Cabin
| 3 bd · 1.5 ba · sleeps 6 | $36,054 | $347 | 28% | 4.3★ (14) | 0.4 mi | AirbnbVrboBooking |
" Oktoberfest” pets ok, spa, sleeps 8. Cabin
| 3 bd · 1 ba · sleeps 8 | $11,218 | $428 | 7% | 4.2★ (5) | 0.4 mi | AirbnbVrbo |
Spacious Gated Yard-EV Charger-Pets OK-3bed, 2bath House
| 3 bd · 2 ba · sleeps 10 | $20,312 | $375 | 15% | 4.8★ (12) | 0.4 mi | Airbnb |
Sugarbear Cabin Cabin
| 3 bd · 3 ba · sleeps 8 | $27,609 | $290 | 26% | 5★ (10) | 0.4 mi | Airbnb |
BIG Marines Retreat, pet friendly & Man cave House
| 3 bd · 1.5 ba · sleeps 7 | $9,792 | $330 | 8% | 5★ (18) | 0.4 mi | Airbnb |
Cheerful vintage cabin with modern amenities. House
| 3 bd · 2 ba · sleeps 8 | $14,539 | $350 | 11% | 5★ (34) | 0.4 mi | AirbnbVrbo |
Cozy, Renovated Cabin Near Trails & Slopes House
| 3 bd · 2 ba · sleeps 8 | $15,721 | $254 | 17% | 4.8★ (135) | 0.4 mi | AirbnbVrbo |
Hot Tub, Air Hockey, Shuffle Board, Fire Pit Cabin | 3 bd · 1 ba · sleeps 8 | $27,711 | $421 | 18% | 4.5★ (12) | 0.4 mi | AirbnbBooking |
7 Mi to Big Bear Mountain Resort: Winter Getaway! House
| 3 bd · 2 ba · sleeps 10 | $25,712 | $252 | 28% | 4.8★ (20) | 0.4 mi | AirbnbVrboBooking |
NEW Peak Pursuit Spa, Dogs Ok, Sauna, Lrg Game Rm Vacation home | 3 bd · 2 ba · sleeps 7 | $50,158 | $308 | 45% | 0.5★ (1) | 0.4 mi | Booking |
Cozy Cabin / AC /Hot Tub /Fenced Yard /EV Charger Cabin
| 3 bd · 1 ba · sleeps 8 | $23,826 | $255 | 26% | 4.2★ (11) | 0.5 mi | Airbnb |
Pine Lodge Chalet - Games Rm, Hot Tub, Dogs OK Cabin | 3 bd · 2.5 ba · sleeps 8 | $336 | $301 | 0% | — | 0.5 mi | AirbnbVrbo |
Family Cabin | Large Fenced Yard Retreat Cabin
| 3 bd · 3 ba · sleeps 9 | $18,079 | $470 | 11% | 3.8★ (4) | 0.5 mi | AirbnbVrboBooking |
Hot Tub + Game Room: Group Getaway in Big Bear! House
| 3 bd · 1 ba · sleeps 8 | $12,400 | $311 | 11% | — | 0.5 mi | AirbnbVrboBooking |
Modern Big Bear Cabin w Game Room, Big Fenced Yard House | 3 bd · 2.5 ba · sleeps 8 | $49,422 | $269 | 50% | 5★ (88) | 0.5 mi | Airbnb |
Fun Family Mountain Home House | 3 bd · 2 ba · sleeps 8 | $18,198 | $222 | 22% | 4.8★ (232) | 0.5 mi | Delisted |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium
Est. revenue
$24,166
NOI
$7,452
Cash flow /mo
-$1,372
Cash needed
$103,530
Cash-on-cash
-15.9%
ROE (yr 1)
-3.5%
Cap rate
2.1%
DSCR
0.31
Year-1 write-off
$80,282
Year-1 tax shield @ 32%
$25,690
Year-1 return on equity
- Cash flow (annual)-$16,461
- Principal paydown$2,171
- Appreciation at%$10,710
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,833
- Platform fees (3% of revenue)$725
- Maintenance / capex (5% of revenue)$1,208
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,463
- Insurance (STR-rated)$1,821
Cash needed to close
- Down payment (25%)$89,250
- Closing costs (4.0%)$14,280
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$25,690
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$302,000
Short-life (5/15-yr)
$80,000 · 26%
Year-1 deduction
$80,000
Year-1 tax shield @ 32%
$26,000
Land 16% (county tax record, assessed value split) · building $222,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1964, 3 bd / 2 ba, furnished, listing features (patio, fence, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $59,000 in year 1 (19% short-life, $19,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,800
Kitchen cabinetsdefault
$10,000 new × 40% good × 1.97 allocation
- $8,000
Kitchen countertops (stone)listing
$10,200 new × 40% good × 1.97 allocation
- $2,600
Decorative trimdefault
$3,300 new × 40% good × 1.97 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.97 allocation
- $900
Shelvingdefault
$1,200 new × 40% good × 1.97 allocation
- $3,700
Window coverings (19)default
$4,800 new × 40% good × 1.97 allocation
- $6,100
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 1.97 allocation
- $3,700
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 1.97 allocation
- $5,500
Appliances (range, dishwasher, refrigerator, washer, dryer)listing
$7,000 new × 40% good × 1.97 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $8,900
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 1.97 allocation
- $8,500
Landscaping (typical)default
$8,700 new × 50% good × 1.97 allocation
- $8,400
Patioslisting
$8,600 new × 50% good × 1.97 allocation
- $1,800
Decks & porches (attached)default
$1,900 new × 50% good × 1.97 allocation
- $5,900
Fencinglisting
$6,000 new × 50% good × 1.97 allocation
- $162,100
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 1.97 allocation
- $16,800
Building plumbing & fixturesdefault
$21,400 new × 40% good × 1.97 allocation
- $16,800
Building electrical & lightingdefault
$21,400 new × 40% good × 1.97 allocation
- $16,800
HVACdefault
$21,400 new × 40% good × 1.97 allocation
- $9,600
Hardwood & tile floorsdefault
$12,200 new × 40% good × 1.97 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $46,500 | $33,600 | $200 | $80,300 |
| 2 | $0 | $0 | $5,700 | $5,700 |
| 3 | $0 | $0 | $5,700 | $5,700 |
| 4 | $0 | $0 | $5,700 | $5,700 |
| 5 | $0 | $0 | $5,700 | $5,700 |
| 6+ | $0 | $0 | $199,100 | $199,100 |
| Total | $46,500 | $33,600 | $222,100 | $302,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.