115 Sunset Ln
Sugarloaf, CA 92386
$399,000
3 bd · 2 ba · Listed 57d ago
View on Realtor.com →Year built
1979
Sqft
—
Lot sqft
5,000
HOA / mo
None
Furnished
Yes
List date
2026-09-17T17:20:51.000000Z
Revenue
Annual revenue
$21,070
ADR
$243
Occupancy
24%
Cleaning fees (12 mo)
$5,412
Confidence
Low (39.43), 46 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $18,566
Almost new charming Cabin With 3 bedrooms 3Bath
Cabin · 3 bd · 3 ba · sleeps 8 · 0.1 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $10,439ADR $299Occ ≈ 10%4.7★ (3)
Boujee Bear Cabin
House · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $16,799ADR $0Occ ≈ —4.8★ (20)
Delisted
Cozy Mountain Escape with fireplace & fenced yard!
House · 3 bd · 1 ba · sleeps 6 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $19,632ADR $191Occ ≈ 28%4.7★ (36)
Almost Bearadise
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $6,342ADR $885Occ ≈ 2%5★ (2)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
7 Mi to Big Bear Mountain Resort: Winter Getaway! House
| 3 bd · 2 ba · sleeps 10 | $25,655 | $254 | 28% | 4.8★ (19) | 16 ft | AirbnbVrboBooking |
Cozy, Renovated Cabin Near Trails & Slopes House
| 3 bd · 2 ba · sleeps 8 | $12,899 | $256 | 14% | 4.8★ (135) | 59 ft | AirbnbVrbo |
Big Bear Cabin Directly Across Forest Trails Cabin
| 3 bd · 3 ba · sleeps 8 | $7,327 | $563 | 4% | 5★ (7) | 249 ft | AirbnbVrbo |
Almost new charming Cabin With 3 bedrooms 3Bath Cabin
| 3 bd · 3 ba · sleeps 8 | $10,439 | $299 | 10% | 4.7★ (3) | 0.1 mi | Airbnb |
Pet-Friendly Big Bear Cabin w/Huge Fenced Yard House
| 3 bd · 2 ba · sleeps 8 | $20,479 | $267 | 21% | 4.8★ (29) | 0.1 mi | AirbnbVrbo |
Big Bear Cabin with Hot Tub and Arcade | Sleeps 9 House
| 3 bd · 2 ba · sleeps 6 | $21,267 | $203 | 29% | 4.8★ (33) | 0.1 mi | AirbnbVrboBooking |
Boujee Bear Cabin House | 3 bd · 2 ba · sleeps 7 | $16,799 | $0 | — | 4.8★ (20) | 0.1 mi | Delisted |
Cozy Mountain Escape with fireplace & fenced yard! House
| 3 bd · 1 ba · sleeps 6 | $19,632 | $191 | 28% | 4.7★ (36) | 0.1 mi | Airbnb |
Cozy & Spacious Mountain Home Retreat House
| 3 bd · 2 ba · sleeps 8 | $32,731 | $217 | 41% | 4.9★ (106) | 0.1 mi | AirbnbVrbo |
Almost Bearadise Cabin | 3 bd · 2 ba · sleeps 6 | $6,342 | $885 | 2% | 5★ (2) | 0.1 mi | Delisted |
Show 36 more
Last Minute Summer Getaway!BBQ,Games,FUN, AC, RELAX 15 min from Big Bear Lake
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $19,243ADR $421Occ ≈ 13%5★ (1)
6 person cabin/Ac/games/wifi/BBQ/Deck/FirePit/hike
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $12,046ADR $365Occ ≈ 9%4.9★ (42)
Midcentury Modern A-Frame near the slopes
Cabin · 3 bd · 1.5 ba · sleeps 7 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $33,474ADR $139Occ ≈ 66%4.8★ (222)
Sugar Bear Chalet #2559
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $21,514ADR $323Occ ≈ 18%—
Sugar Bear Chalet - Renovated Family Retreat at Big Bear
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $22,354ADR $363Occ ≈ 17%—
Sugar Pines Chalet! Hiking, skiiing & mtn biking!
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $2,379ADR $223Occ ≈ 3%5★ (77)
Delisted
Cozy Cabin with beautiful porch close to town
Cabin · 3 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $17,375ADR $0Occ ≈ —4.9★ (73)
Delisted
3Bedroom 3Bathrooms 4beds
Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $10,011ADR $282Occ ≈ 10%4.7★ (3)
Cozy Big Bear 3 bedrm Home w/Delux Master & Firepl
House · 3 bd · 2 ba · sleeps 9 · 0.3 mi
Revenue $19,102ADR $270Occ ≈ 19%4.6★ (40)
Delisted
Sage Cabin | Sleeps 8 | Hot Tub
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $874ADR $265Occ ≈ 1%5★ (2)
Sugarloaf Vacation Rental ~ 7 Mi to Big Bear Lake!
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $12,045ADR $193Occ ≈ 17%2.5★ (1)
The Sunrise Summit near Big Bear Lake
House · 3 bd · 1 ba · sleeps 6 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $20,225ADR $367Occ ≈ 15%5★ (27)
Charming & Pet Friendly Cabin w/ a Fenced in Yard
House · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $7,991ADR $1,224Occ ≈ 2%4.8★ (6)
Delisted
Gray Bear Cabin
Cabin · 3 bd · 1 ba · sleeps 6 · 0.4 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $18,029ADR $167Occ ≈ 30%5★ (23)
Spacious Gated Yard-EV Charger-Pets OK-3bed, 2bath
House · 3 bd · 2 ba · sleeps 10 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $19,377ADR $380Occ ≈ 14%4.8★ (12)
Sugarloafing ~ Dog-friendly cabin with hot tub
Cabin · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $47,794ADR $557Occ ≈ 24%—
NEW Peak Pursuit Spa, Dogs Ok, Sauna, Lrg Game Rm
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.4 mi
Revenue $46,307ADR $311Occ ≈ 41%0.5★ (1)
Big Dogs Den | Hot Tub+Pet Friendly+Fenced Yard
Cabin · 3 bd · 1.5 ba · sleeps 8 · 0.4 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $37,969ADR $216Occ ≈ 48%4.9★ (143)
Family Friendly for 8: Spa/Firepit/Patio + BBQ
House · 3 bd · 2 ba · sleeps 8 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $16,070ADR $375Occ ≈ 12%5★ (8)
BIG Marines Retreat, pet friendly & Man cave
House · 3 bd · 1.5 ba · sleeps 7 · 0.5 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $10,023ADR $327Occ ≈ 8%5★ (18)
Whiskey mountain lodge - 2028
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.5 mi
Revenue $19,787ADR $439Occ ≈ 12%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Spa• Fire Pit • Fully Fenced Yard• Stargazing Cabin
| 3 bd · 1.5 ba · sleeps 6 | $42,700 | $290 | 40% | 5★ (411) | 0.1 mi | AirbnbVrbo |
Bear’s Lair Cabin - Home away from Home! Cabin
| 3 bd · 2 ba · sleeps 8 | $33,421 | $281 | 33% | 5★ (99) | 0.2 mi | AirbnbVrbo |
Last Minute Summer Getaway!BBQ,Games,FUN, AC, RELAX 15 min from Big Bear Lake Cabin
| 3 bd · 2 ba · sleeps 8 | $19,243 | $421 | 13% | 5★ (1) | 0.2 mi | Vrbo |
6 person cabin/Ac/games/wifi/BBQ/Deck/FirePit/hike Cabin
| 3 bd · 2 ba · sleeps 6 | $12,046 | $365 | 9% | 4.9★ (42) | 0.2 mi | Airbnb |
Midcentury Modern A-Frame near the slopes Cabin
| 3 bd · 1.5 ba · sleeps 7 | $33,474 | $139 | 66% | 4.8★ (222) | 0.2 mi | Airbnb |
Sugar Bear Modern Relaxing Family Retreat w/ Games Cabin
| 3 bd · 2 ba · sleeps 8 | $16,483 | $418 | 11% | 4.6★ (5) | 0.2 mi | AirbnbVrbo |
Sugar Bear Chalet #2559 Vacation home | 3 bd · 2 ba · sleeps 8 | $21,514 | $323 | 18% | — | 0.2 mi | Booking |
Sugar Bear Chalet - Renovated Family Retreat at Big Bear Vacation home | 3 bd · 2 ba · sleeps 8 | $22,354 | $363 | 17% | — | 0.2 mi | Booking |
Sugar Pines Chalet! Hiking, skiiing & mtn biking! House | 3 bd · 2 ba · sleeps 8 | $2,379 | $223 | 3% | 5★ (77) | 0.2 mi | Delisted |
Mountain Escape - Minutes to Ski & Lake-EV Charger Cabin
| 3 bd · 2 ba · sleeps 6 | $7,402 | $271 | 7% | 4.8★ (66) | 0.2 mi | AirbnbVrbo |
𓍊𝓣𝓱𝓮 𝓜𝓾𝓼𝓱𝓻𝓸𝓸𝓶 𝓒𝓸𝓽𝓽𝓪𝓰𝓮𓍊 Cottage
| 3 bd · 2 ba · sleeps 6 | $3,057 | $382 | 2% | 4★ (4) | 0.2 mi | AirbnbVrbo |
Cozy Cabin with beautiful porch close to town Cabin | 3 bd · 2 ba · sleeps 9 | $17,375 | $0 | — | 4.9★ (73) | 0.2 mi | Delisted |
3Bedroom 3Bathrooms 4beds Cabin
| 3 bd · 3 ba · sleeps 8 | $10,011 | $282 | 10% | 4.7★ (3) | 0.3 mi | Airbnb |
Cabina Nera: Luxe 3BR Mountain Haven AC/Hot Tub Cabin
| 3 bd · 2 ba · sleeps 7 | $24,728 | $383 | 18% | 4.9★ (46) | 0.3 mi | AirbnbVrbo |
Cozy Big Bear 3 bedrm Home w/Delux Master & Firepl House | 3 bd · 2 ba · sleeps 9 | $19,102 | $270 | 19% | 4.6★ (40) | 0.3 mi | Delisted |
Sage Cabin | Sleeps 8 | Hot Tub Cabin
| 3 bd · 2 ba · sleeps 8 | $874 | $265 | 1% | 5★ (2) | 0.3 mi | Airbnb |
Sugarloaf Vacation Rental ~ 7 Mi to Big Bear Lake! Vacation home | 3 bd · 2 ba · sleeps 6 | $12,045 | $193 | 17% | 2.5★ (1) | 0.4 mi | Booking |
Sugarloaf Vacation Rental ~ 7 Mi to Big Bear Lake! Cabin
| 3 bd · 1.5 ba · sleeps 6 | $12,454 | $215 | 16% | 4.3★ (31) | 0.4 mi | AirbnbVrbo |
The Sunrise Summit near Big Bear Lake House
| 3 bd · 1 ba · sleeps 6 | $20,225 | $367 | 15% | 5★ (27) | 0.4 mi | Airbnb |
Charming & Pet Friendly Cabin w/ a Fenced in Yard House | 3 bd · 2 ba · sleeps 8 | $7,991 | $1,224 | 2% | 4.8★ (6) | 0.4 mi | Delisted |
Mountain Cabin-Spa-Fireplace-Walk to Forest! House
| 3 bd · 2 ba · sleeps 9 | $38,496 | $582 | 18% | 4.8★ (102) | 0.4 mi | AirbnbVrbo |
Gray Bear Cabin Cabin
| 3 bd · 1 ba · sleeps 6 | $18,029 | $167 | 30% | 5★ (23) | 0.4 mi | Airbnb |
Cozy Spruce Cabin | Pet-Friendly | 3 Fireplaces Cabin
| 3 bd · 2 ba · sleeps 8 | $32,975 | $257 | 35% | 4.7★ (66) | 0.4 mi | AirbnbVrboBooking |
Cabin A Good Time with Jacuzzi! Cabin
| 3 bd · 2 ba · sleeps 6 | $13,666 | $253 | 15% | 4.8★ (33) | 0.4 mi | AirbnbVrbo |
Spacious Gated Yard-EV Charger-Pets OK-3bed, 2bath House
| 3 bd · 2 ba · sleeps 10 | $19,377 | $380 | 14% | 4.8★ (12) | 0.4 mi | Airbnb |
Big Bear Gingerbread House House | 3 bd · 2 ba · sleeps 9 | $29,382 | $309 | 26% | 5★ (27) | 0.4 mi | AirbnbBooking |
Sugarloafing ~ Dog-friendly cabin with hot tub Cabin | 3 bd · 2 ba · sleeps 8 | $47,794 | $557 | 24% | — | 0.4 mi | Airbnb |
NEW Peak Pursuit Spa, Dogs Ok, Sauna, Lrg Game Rm Vacation home | 3 bd · 2 ba · sleeps 7 | $46,307 | $311 | 41% | 0.5★ (1) | 0.4 mi | Booking |
Smart TV, BBQ, Fenced Yard Chalet
| 3 bd · 1.5 ba · sleeps 6 | $17,911 | $244 | 20% | 4.2★ (8) | 0.4 mi | AirbnbVrboBooking |
Whiskey Pines Cabin Cabin
| 3 bd · 2 ba · sleeps 6 | $9,870 | $270 | 10% | 4.9★ (41) | 0.4 mi | AirbnbVrbo |
Big Dogs Den | Hot Tub+Pet Friendly+Fenced Yard Cabin
| 3 bd · 1.5 ba · sleeps 8 | $37,969 | $216 | 48% | 4.9★ (143) | 0.4 mi | Airbnb |
Highland Oaks Retreat Cottage w/ Hot Tub Cabin
| 3 bd · 1.5 ba · sleeps 6 | $35,907 | $367 | 27% | 4.3★ (13) | 0.4 mi | AirbnbVrboBooking |
Family Friendly for 8: Spa/Firepit/Patio + BBQ House
| 3 bd · 2 ba · sleeps 8 | $16,070 | $375 | 12% | 5★ (8) | 0.4 mi | Airbnb |
" Highland Hideaway, pets ok sleeps 8. Cabin
| 3 bd · 1 ba · sleeps 8 | $11,021 | $428 | 7% | 4.2★ (5) | 0.5 mi | AirbnbVrbo |
BIG Marines Retreat, pet friendly & Man cave House
| 3 bd · 1.5 ba · sleeps 7 | $10,023 | $327 | 8% | 5★ (18) | 0.5 mi | Airbnb |
Whiskey mountain lodge - 2028 Vacation home | 3 bd · 2 ba · sleeps 7 | $19,787 | $439 | 12% | — | 0.5 mi | Booking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium
Est. revenue
$21,070
NOI
$4,547
Cash flow /mo
-$1,788
Cash needed
$115,710
Cash-on-cash
-18.5%
ROE (yr 1)
-6.0%
Cap rate
1.1%
DSCR
0.17
Year-1 write-off
$98,247
Year-1 tax shield @ 32%
$31,439
Year-1 return on equity
- Cash flow (annual)-$21,453
- Principal paydown$2,570
- Appreciation at%$11,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,214
- Platform fees (3% of revenue)$632
- Maintenance / capex (5% of revenue)$1,054
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,850
- Insurance (STR-rated)$2,035
Cash needed to close
- Down payment (25%)$99,750
- Closing costs (4.0%)$15,960
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$31,439
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$321,000
Short-life (5/15-yr)
$98,000 · 30%
Year-1 deduction
$98,000
Year-1 tax shield @ 32%
$31,000
Land 20% (county tax record, assessed value split) · building $223,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1979, 3 bd / 2 ba, furnished, listing features (deck, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $58,000 in year 1 (18% short-life, $18,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,200
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.05 allocation
- $6,700
Kitchen countertopsdefault
$8,200 new × 40% good × 2.05 allocation
- $2,700
Decorative trimdefault
$3,300 new × 40% good × 2.05 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 2.05 allocation
- $1,000
Shelvingdefault
$1,200 new × 40% good × 2.05 allocation
- $3,900
Window coverings (19)default
$4,800 new × 40% good × 2.05 allocation
- $10,000
Carpet, vinyl & laminate (100% of floors)listing
$12,200 new × 40% good × 2.05 allocation
- $6,300
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 2.05 allocation
- $3,800
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 2.05 allocation
- $5,000
Appliances (range, microwave, dishwasher, disposal, refrigerator)listing
$6,100 new × 40% good × 2.05 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $9,200
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.05 allocation
- $8,900
Landscaping (typical)default
$8,700 new × 50% good × 2.05 allocation
- $1,900
Patiosdefault
$1,900 new × 50% good × 2.05 allocation
- $21,900
Decks & porches (attached)listing
$21,400 new × 50% good × 2.05 allocation
- $168,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 2.05 allocation
- $17,500
Building plumbing & fixturesdefault
$21,400 new × 40% good × 2.05 allocation
- $17,500
Building electrical & lightingdefault
$21,400 new × 40% good × 2.05 allocation
- $17,500
HVACdefault
$21,400 new × 40% good × 2.05 allocation
- $2,200
Fireplacelisting
$2,600 new × 40% good × 2.05 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $55,600 | $41,900 | $700 | $98,200 |
| 2 | $0 | $0 | $5,700 | $5,700 |
| 3 | $0 | $0 | $5,700 | $5,700 |
| 4 | $0 | $0 | $5,700 | $5,700 |
| 5 | $0 | $0 | $5,700 | $5,700 |
| 6+ | $0 | $0 | $199,600 | $199,600 |
| Total | $55,600 | $41,900 | $223,200 | $320,800 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.