274 Kern Ave
Sugarloaf, CA 92386
$225,000
2 bd · 1 ba · 780 sqft · Listed today
View on Realtor.com →Year built
1973
Sqft
780
Lot sqft
4,748
HOA / mo
$0
Furnished
No
List date
2026-10-17T02:13:42.000000Z
Revenue
Annual revenue
$25,918
ADR
$179
Occupancy
40%
Cleaning fees (12 mo)
$5,912
Confidence
Med (56.35), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $22,853
Lil’, Cozy Cabin & Fireplace + Firepit + BBQ grill
Cabin · 2 bd · 1 ba · sleeps 6 · 282 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $8,009ADR $232Occ ≈ 9%4.8★ (14)
Winter Escape & Summer Getaway Cabin Big Bear
Cabin · 2 bd · 1 ba · sleeps 6 · 492 ft
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $28,868ADR $123Occ ≈ 64%4.8★ (151)
Raven's Nest: Peaceful Mountain Getaway
House · 2 bd · 1.5 ba · sleeps 6 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $36,735ADR $194Occ ≈ 52%4.8★ (136)
Sugarloaf Hideaway
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $20,312ADR $243Occ ≈ 23%4.8★ (42)
Resort feel 2 BR cabin w/Hot tub Big Bear Secluded
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +1
Revenue $28,306ADR $233Occ ≈ 33%4.8★ (107)
MtnMod! 2 Kings-Hot Tub-Fire Pit-Family Friendly
Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $51,554ADR $212Occ ≈ 67%5★ (285)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Lil’, Cozy Cabin & Fireplace + Firepit + BBQ grill Cabin
| 2 bd · 1 ba · sleeps 6 | $8,009 | $232 | 9% | 4.8★ (14) | 282 ft | Airbnb |
Cozy Red Cabin - Private Backyard with Hot Tub! Cabin | 2 bd · 2 ba · sleeps 5 | $41,702 | $119 | 96% | 4.8★ (8) | 443 ft | AirbnbBooking |
Winter Escape & Summer Getaway Cabin Big Bear Cabin
| 2 bd · 1 ba · sleeps 6 | $28,868 | $123 | 64% | 4.8★ (151) | 492 ft | Airbnb |
Riverside Retreat | Cozy Big Bear Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $22,676 | $153 | 41% | 5★ (33) | 495 ft | AirbnbVrbo |
Raven's Nest: Peaceful Mountain Getaway House
| 2 bd · 1.5 ba · sleeps 6 | $36,735 | $194 | 52% | 4.8★ (136) | 0.1 mi | Airbnb |
Ever Serene Cabin at Sugarloaf Cabin
| 2 bd · 1 ba · sleeps 4 | $10,470 | $61 | 47% | — | 0.1 mi | AirbnbVrbo |
Sugarloaf Hideaway Cabin
| 2 bd · 2 ba · sleeps 6 | $20,312 | $243 | 23% | 4.8★ (42) | 0.1 mi | Airbnb |
Resort feel 2 BR cabin w/Hot tub Big Bear Secluded Cabin
| 2 bd · 1 ba · sleeps 5 | $28,306 | $233 | 33% | 4.8★ (107) | 0.1 mi | Airbnb |
Cute, Cozy, Hot Tub Getaway, Fenced Yard Cabin
| 2 bd · 1 ba · sleeps 4 | $9,037 | $241 | 10% | 5★ (17) | 0.1 mi | AirbnbVrbo |
MtnMod! 2 Kings-Hot Tub-Fire Pit-Family Friendly Cabin
| 2 bd · 1 ba · sleeps 4 | $51,554 | $212 | 67% | 5★ (285) | 0.1 mi | Airbnb |
Show 38 more
Spacious 2 bedroom cabin / PET FRIENDLY Modernized
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $43,273ADR $166Occ ≈ 71%5★ (394)
Apres chalet #2364
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $41,426ADR $369Occ ≈ 31%—
The Sugarloaf Shack is Cozy / Dog friendly!
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $35,686ADR $155Occ ≈ 63%5★ (164)
Apres Chalet Retreat | Pet-Friendly Cottage | Hot Tub | Nature Escape
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $32,095ADR $304Occ ≈ 29%—
Cheerful-2 bedroom cabin with indoor fireplace
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $13,662ADR $173Occ ≈ 22%4.8★ (46)
Unique and Modern retreat: The Yellow Door Cabin
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $35,757ADR $243Occ ≈ 40%4.8★ (78)
Imperial Alpine Cabin | Forest Snow Escape
House · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $43,886ADR $283Occ ≈ 42%5★ (10)
Bear Forest Hideaway + 5 Bed's + Indoor Fireplace!
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $16,554ADR $376Occ ≈ 12%4.7★ (11)
RETRO FOREST CABIN, TRAILS, DOGS WELCOME!
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.2 mi
Revenue $21,165ADR $240Occ ≈ 24%4.8★ (27)
Delisted
Cozy cabin mountain getaway
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $21,759ADR $150Occ ≈ 40%4.9★ (131)
Cozy Cabin Retreat
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $17,638ADR $198Occ ≈ 24%4.5★ (741)
Sunset Chalet
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
Revenue $14,262ADR $155Occ ≈ 25%5★ (64)
Private/Spacious Cabin near Big Bear
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.2 mi
Revenue $29,812ADR $214Occ ≈ 38%4.9★ (11)
Big Bear/Sugarloaf 2br 1ba house fenced backyard
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $11,715ADR $155Occ ≈ 21%4.8★ (77)
Delisted
Serene cozy hideaway with private forest
Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $14,542ADR $229Occ ≈ 17%4.7★ (47)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Spacious 2 bedroom cabin / PET FRIENDLY Modernized Cabin
| 2 bd · 1 ba · sleeps 6 | $43,273 | $166 | 71% | 5★ (394) | 0.2 mi | Airbnb |
Apres chalet #2364 Vacation home | 2 bd · 1 ba · sleeps 4 | $41,426 | $369 | 31% | — | 0.2 mi | Booking |
The Sugarloaf Shack is Cozy / Dog friendly! Cabin
| 2 bd · 1 ba · sleeps 5 | $35,686 | $155 | 63% | 5★ (164) | 0.2 mi | Airbnb |
Apres Chalet Retreat | Pet-Friendly Cottage | Hot Tub | Nature Escape Vacation home | 2 bd · 2 ba · sleeps 4 | $32,095 | $304 | 29% | — | 0.2 mi | Booking |
Cozy Modern Cabin | Hot Tub | FirePit | Mini Golf Cabin
| 2 bd · 1 ba · sleeps 6 | $38,718 | $299 | 35% | 4.7★ (39) | 0.2 mi | AirbnbVrbo |
King bed | Hot Tub | Wood Fireplace | Sleep 6 Cabin
| 2 bd · 1 ba · sleeps 6 | $16,905 | $197 | 24% | 4.9★ (73) | 0.2 mi | AirbnbVrboBooking |
Apres Chalet at Big Bear- Log Cabin Retreat w/ Spa Cabin
| 2 bd · 1.5 ba · sleeps 4 | $27,052 | $335 | 22% | 4.7★ (22) | 0.2 mi | AirbnbVrbo |
Cheerful-2 bedroom cabin with indoor fireplace Cabin
| 2 bd · 1.5 ba · sleeps 6 | $13,662 | $173 | 22% | 4.8★ (46) | 0.2 mi | Airbnb |
Unique and Modern retreat: The Yellow Door Cabin Cabin
| 2 bd · 2 ba · sleeps 6 | $35,757 | $243 | 40% | 4.8★ (78) | 0.2 mi | Airbnb |
Romantic Retreat, Hot Tub Gazebo, Unique Decor Cabin
| 2 bd · 1 ba · sleeps 6 | $24,048 | $253 | 26% | 5★ (66) | 0.2 mi | AirbnbVrbo |
Log Cab-Inn | Authentic w/ Modern Luxuries & Spa! Cabin
| 2 bd · 1 ba · sleeps 4 | $40,409 | $248 | 45% | 5★ (241) | 0.2 mi | AirbnbVrbo |
Imperial Alpine Cabin | Forest Snow Escape House | 2 bd · 1 ba · sleeps 5 | $43,886 | $283 | 42% | 5★ (10) | 0.2 mi | Airbnb |
Bear Forest Hideaway + 5 Bed's + Indoor Fireplace! Cabin | 2 bd · 1 ba · sleeps 4 | $16,554 | $376 | 12% | 4.7★ (11) | 0.2 mi | Booking |
Cozy 4U 2 Bedroom Modern Cabin with Outdoor Forest Cabin
| 2 bd · 1 ba · sleeps 4 | $11,667 | $186 | 17% | 4.8★ (56) | 0.2 mi | AirbnbVrbo |
Petite Retreat - cozy 2 bedroom cabin with hot tub Cabin
| 2 bd · 1 ba · sleeps 4 | $44,089 | $256 | 47% | 5★ (195) | 0.2 mi | AirbnbVrbo |
Serene Mountain Cottage Cottage
| 2 bd · 1 ba · sleeps 6 | $23,030 | $0 | — | 5★ (60) | 0.2 mi | AirbnbVrboBooking |
Bear Escapes II: Affordable Luxury Cabin Big Bear Cabin
| 2 bd · 1 ba · sleeps 5 | $19,722 | $195 | 28% | 5★ (70) | 0.2 mi | AirbnbVrboBooking |
Private Modern Cabin Surrounded by Pines w/ Views House
| 2 bd · 1 ba · sleeps 4 | $21,799 | $194 | 31% | 5★ (134) | 0.2 mi | AirbnbVrbo |
Sugarloaf | Fireplace + Fenced Yard Cabin
| 2 bd · 1 ba · sleeps 6 | $15,252 | $235 | 18% | 4.5★ (42) | 0.2 mi | AirbnbVrboBooking |
RETRO FOREST CABIN, TRAILS, DOGS WELCOME! Cabin | 2 bd · 1.5 ba · sleeps 4 | $21,165 | $240 | 24% | 4.8★ (27) | 0.2 mi | Delisted |
Navigate Stays Woodsy Hideaway Cozy & Nostalgic House | 2 bd · 1.5 ba · sleeps 6 | $29,811 | $286 | 29% | 4.6★ (26) | 0.2 mi | AirbnbBooking |
Clean Cute Cabin-Jacuzzi, aircon, Wi-Fi, Parking Cabin
| 2 bd · 1 ba · sleeps 4 | $25,493 | $218 | 32% | 5★ (172) | 0.2 mi | AirbnbVrbo |
Cozy cabin mountain getaway Cabin
| 2 bd · 1 ba · sleeps 6 | $21,759 | $150 | 40% | 4.9★ (131) | 0.2 mi | Airbnb |
6 Mi-to Lake,Shops,Slopes+Dog Friendly+Fenced Yard Cabin
| 2 bd · 2 ba · sleeps 6 | $23,149 | $186 | 34% | 5★ (63) | 0.2 mi | AirbnbVrbo |
Good View Peaks! Cabin
| 2 bd · 1 ba · sleeps 6 | $40,768 | $191 | 58% | 4.9★ (52) | 0.2 mi | AirbnbVrbo |
Big Bear Cozy Cot W/ EV Charger House
| 2 bd · 1 ba · sleeps 4 | $21,475 | $209 | 28% | 5★ (27) | 0.2 mi | AirbnbVrboBooking |
Cozy Cabin Retreat Cabin
| 2 bd · 1 ba · sleeps 4 | $17,638 | $198 | 24% | 4.5★ (741) | 0.2 mi | Airbnb |
Cozy Cabin-EV Charging, Hot Tub & Fireplace Cabin
| 2 bd · 1 ba · sleeps 6 | $18,334 | $214 | 23% | 4.8★ (86) | 0.2 mi | AirbnbVrbo |
Cute and Cozy Cottage- Big Bear Retreat Cabin | 2 bd · 2 ba · sleeps 4 | $15,570 | $967 | 4% | 3★ (5) | 0.2 mi | AirbnbBooking |
Sunset Chalet Cabin
| 2 bd · 1 ba · sleeps 6 | $14,262 | $155 | 25% | 5★ (64) | 0.2 mi | Airbnb |
Rustic Big Bear Cabin • A/C • Pet Friendly Cabin
| 2 bd · 1 ba · sleeps 6 | $15,297 | $154 | 27% | 5★ (17) | 0.2 mi | AirbnbVrbo |
8 Mi to Big Bear Lake: Cabin w/ Deck & Fireplace Cabin
| 2 bd · 1.5 ba · sleeps 6 | $23,164 | $205 | 31% | 5★ (35) | 0.2 mi | AirbnbVrboBooking |
Private/Spacious Cabin near Big Bear Cabin | 2 bd · 1.5 ba · sleeps 4 | $29,812 | $214 | 38% | 4.9★ (11) | 0.2 mi | Airbnb |
Big Bear/Sugarloaf 2br 1ba house fenced backyard Cabin | 2 bd · 1 ba · sleeps 4 | $11,715 | $155 | 21% | 4.8★ (77) | 0.2 mi | Delisted |
September Special - EV Charger, Spa, Pet Friendly Cabin
| 2 bd · 1 ba · sleeps 4 | $32,756 | $219 | 41% | 4.8★ (130) | 0.2 mi | AirbnbVrbo |
Serene cozy hideaway with private forest Cabin
| 2 bd · 1 ba · sleeps 4 | $14,542 | $229 | 17% | 4.7★ (47) | 0.3 mi | Airbnb |
Mountain Tree House *W/Fireplace, BBQ, Fire-pit* Cabin
| 2 bd · 1 ba · sleeps 6 | $19,225 | $221 | 24% | 4.8★ (99) | 0.3 mi | AirbnbVrbo |
Encanto - 2BR/1BA/WiFi/Fireplace/Deck/Barbecue Chalet
| 2 bd · 1 ba · sleeps 6 | $14,017 | $280 | 14% | 5★ (2) | 0.3 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$25,918
NOI
$10,838
Cash flow /mo
-$353
Cash needed
$81,250
Cash-on-cash
-5.2%
ROE (yr 1)
4.8%
Cap rate
4.8%
DSCR
0.72
Year-1 write-off
$72,329
Year-1 tax shield @ 32%
$23,145
Year-1 return on equity
- Cash flow (annual)-$4,233
- Principal paydown$1,368
- Appreciation at%$6,750
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,184
- Platform fees (3% of revenue)$778
- Maintenance / capex (5% of revenue)$1,296
- Utilities & supplies$4,200
- HOA$0
- Property tax$3,449
- Insurance (STR-rated)$1,148
Cash needed to close
- Down payment (25%)$56,250
- Closing costs (4.0%)$9,000
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$23,145
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$180,000
Short-life (5/15-yr)
$56,000 · 31%
Year-1 deduction
$72,000
Year-1 tax shield @ 32%
$23,000
Land 20% (county tax record, assessed value split) · building $124,000 over 39 years · new furniture $16,000
Based on: 780 sq ft, built 1973, 2 bd / 1 ba, unfurnished, listing features (fence, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $54,000 in year 1 (21% short-life, $17,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,000
Kitchen cabinetsdefault
$7,500 new × 40% good × 2.66 allocation
- $6,500
Kitchen countertopsdefault
$6,100 new × 40% good × 2.66 allocation
- $1,500
Decorative trimdefault
$1,400 new × 40% good × 2.66 allocation
- $200
Mirrorsdefault
$200 new × 40% good × 2.66 allocation
- $1,000
Shelvingdefault
$900 new × 40% good × 2.66 allocation
- $2,100
Window coverings (8)default
$2,000 new × 40% good × 2.66 allocation
- $6,200
Kitchen & laundry equipment plumbingdefault
$5,800 new × 40% good × 2.66 allocation
- $3,800
Kitchen, laundry & data equipment electricaldefault
$3,500 new × 40% good × 2.66 allocation
- $1,900
Appliances (range)listing
$1,800 new × 40% good × 2.66 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $7,700
Paving: driveway & walks (paved)default
$5,800 new × 50% good × 2.66 allocation
- $7,400
Landscaping (typical)default
$5,600 new × 50% good × 2.66 allocation
- $1,000
Patiosdefault
$800 new × 50% good × 2.66 allocation
- $1,000
Decks & porches (attached)default
$800 new × 50% good × 2.66 allocation
- $8,000
Fencinglisting
$6,000 new × 50% good × 2.66 allocation
- $89,500
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$84,200 new × 40% good × 2.66 allocation
- $9,200
Building plumbing & fixturesdefault
$8,700 new × 40% good × 2.66 allocation
- $7,600
Building electrical & lightingdefault
$7,200 new × 40% good × 2.66 allocation
- $9,300
HVACdefault
$8,800 new × 40% good × 2.66 allocation
- $5,300
Hardwood & tile floorsdefault
$5,000 new × 40% good × 2.66 allocation
- $2,800
Fireplacelisting
$2,600 new × 40% good × 2.66 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $47,100 | $25,100 | $100 | $72,300 |
| 2 | $0 | $0 | $3,200 | $3,200 |
| 3 | $0 | $0 | $3,200 | $3,200 |
| 4 | $0 | $0 | $3,200 | $3,200 |
| 5 | $0 | $0 | $3,200 | $3,200 |
| 6+ | $0 | $0 | $111,000 | $111,000 |
| Total | $47,100 | $25,100 | $123,800 | $196,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.