44388 Silver Pine Rd
Sugarloaf, CA 92386
$365,000
2 bd · 2 ba · Listed today
View on Realtor.com →Year built
1985
Sqft
—
Lot sqft
3,750
HOA / mo
None
Furnished
Yes
List date
2026-10-29T02:09:46.000000Z
Revenue
Annual revenue
$19,358
ADR
$187
Occupancy
28%
Cleaning fees (12 mo)
$4,389
Confidence
Low (39.13), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $17,638
Twin Pines | Cozy Big Bear Cabin w/ Hot Tub
Cabin · 2 bd · 1 ba · sleeps 6 · 98 ft
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $12,319ADR $167Occ ≈ 20%4.9★ (52)
Cozy Quiet Cabin Escape
House · 2 bd · 1.5 ba · sleeps 6 · 148 ft
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $26,559ADR $155Occ ≈ 47%4.9★ (107)
SandyBear Cabin! Open floor plan & covered patio!
Cabin · 2 bd · 2 ba · sleeps 5 · 338 ft
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $20,096ADR $248Occ ≈ 22%4.8★ (172)
2 Bedroom Cabin
Cabin · 2 bd · 2 ba · sleeps 8 · 459 ft
Revenue $14,467ADR $136Occ ≈ 29%4.9★ (9)
Delisted
The Eagles Nest Hot Tub BBQ Modern Retreat
Chalet · 2 bd · 1 ba · sleeps 4 · 463 ft
Revenue $24,783ADR $276Occ ≈ 25%3.5★ (1)
Newly Remodeled! PetsOK, Bikes,Firepit, Fooseball!
Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $32,404ADR $176Occ ≈ 50%4.8★ (110)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Ohana Pines Cabin Cabin
| 2 bd · 1 ba · sleeps 5 | $11,572 | $283 | 11% | 5★ (52) | 36 ft | AirbnbVrbo |
Twin Pines | Cozy Big Bear Cabin w/ Hot Tub Cabin
| 2 bd · 1 ba · sleeps 6 | $12,319 | $167 | 20% | 4.9★ (52) | 98 ft | Airbnb |
Cozy Quiet Cabin Escape House
| 2 bd · 1.5 ba · sleeps 6 | $26,559 | $155 | 47% | 4.9★ (107) | 148 ft | Airbnb |
SandyBear Cabin! Open floor plan & covered patio! Cabin
| 2 bd · 2 ba · sleeps 5 | $20,096 | $248 | 22% | 4.8★ (172) | 338 ft | Airbnb |
2 Bedroom Cabin Cabin | 2 bd · 2 ba · sleeps 8 | $14,467 | $136 | 29% | 4.9★ (9) | 459 ft | Delisted |
The Eagles Nest Hot Tub BBQ Modern Retreat Chalet | 2 bd · 1 ba · sleeps 4 | $24,783 | $276 | 25% | 3.5★ (1) | 463 ft | Booking |
Near Slopes & Shores: Pet-Friendly Sugarloaf Gem Cabin
| 2 bd · 1 ba · sleeps 6 | $20,143 | $211 | 26% | 4.8★ (37) | 0.1 mi | AirbnbVrboBooking |
Newly Remodeled! PetsOK, Bikes,Firepit, Fooseball! Cabin
| 2 bd · 1 ba · sleeps 4 | $32,404 | $176 | 50% | 4.8★ (110) | 0.1 mi | Airbnb |
Updated pet-friendly home with fenced yard deck House | 2 bd · 2 ba · sleeps 6 | $14,012 | $223 | 17% | 4.3★ (17) | 0.1 mi | AirbnbBooking |
Family Friendly w/Fenced Yard & Game Room Cabin | 2 bd · 2 ba · sleeps 6 | $18,010 | $292 | 17% | 5★ (23) | 0.1 mi | AirbnbBooking |
Show 39 more
Updated pet-friendly home with fenced yard, deck, near attractions and more!
House · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $3,514ADR $195Occ ≈ 5%—
Delisted
Updated pet-friendly home with fenced yard, deck, near attractions and more!
House · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $0ADR $0Occ ≈ —3★ (1)
Delisted
Cozy Modern Spa, AC, BBQ, Firepit
House · 2 bd · 1 ba · sleeps 5 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $49,455ADR $209Occ ≈ 65%4.8★ (165)
Private/Spacious Cabin near Big Bear
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.2 mi
Revenue $29,812ADR $214Occ ≈ 38%4.9★ (11)
Cozy Mountain Cabin | Relax | Hike | Lake Nearby
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $32,918ADR $166Occ ≈ 54%4.9★ (157)
Delisted
The Sugarloaf Shack is Cozy / Dog friendly!
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $35,686ADR $155Occ ≈ 63%5★ (164)
Big Bear/Sugarloaf 2br 1ba house fenced backyard
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $11,715ADR $155Occ ≈ 21%4.8★ (77)
Delisted
Cozy Mountain Cabin | Relax | Hike | Lake Nearby
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $518ADR $259Occ ≈ 1%5★ (3)
Cozy cabin mountain getaway
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $21,759ADR $150Occ ≈ 40%4.9★ (131)
Sandy's Place - Walk to hiking trails, Cal King
House · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $2,521ADR $205Occ ≈ 3%4.3★ (3)
Cozy, Romantic Mountain Cabin surrounded by trees.
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $5,759ADR $200Occ ≈ 8%5★ (29)
Mountain Getaway#2183
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.3 mi
Revenue $23,401ADR $866Occ ≈ 7%—
Adorable Sugarloaf Mountain Getaway in Big Bear
Vacation home · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $31,966ADR $956Occ ≈ 9%—
MtnMod! 2 Kings-Hot Tub-Fire Pit-Family Friendly
Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $51,554ADR $212Occ ≈ 67%5★ (285)
Between-the-Pines Cozy Cabin
Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $12,293ADR $339Occ ≈ 10%5★ (25)
Cozy Cabin Retreat
Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $17,638ADR $198Occ ≈ 24%4.5★ (741)
Cheerful-2 bedroom cabin with indoor fireplace
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $13,662ADR $173Occ ≈ 22%4.8★ (46)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Updated pet-friendly home with fenced yard, deck, near attractions and more! House | 2 bd · 2 ba · sleeps 6 | $3,514 | $195 | 5% | — | 0.1 mi | Delisted |
Encanto - 2BR/1BA/WiFi/Fireplace/Deck/Barbecue Chalet
| 2 bd · 1 ba · sleeps 6 | $14,017 | $280 | 14% | 5★ (2) | 0.1 mi | AirbnbVrbo |
Gnome Charm, 2 bedroom. Avail for 2026 ski season. Cabin
| 2 bd · 1 ba · sleeps 4 | $8,074 | $87 | 25% | 5★ (82) | 0.1 mi | AirbnbVrbo |
Updated pet-friendly home with fenced yard, deck, near attractions and more! House | 2 bd · 2 ba · sleeps 6 | $0 | $0 | — | 3★ (1) | 0.1 mi | Delisted |
Cozy Modern Spa, AC, BBQ, Firepit House
| 2 bd · 1 ba · sleeps 5 | $49,455 | $209 | 65% | 4.8★ (165) | 0.2 mi | Airbnb |
Cute Cozy Comfort Cabin, 1 Night Free! Cabin
| 2 bd · 1.5 ba · sleeps 6 | $11,089 | $228 | 13% | 4.2★ (6) | 0.2 mi | AirbnbVrbo |
Private/Spacious Cabin near Big Bear Cabin | 2 bd · 1.5 ba · sleeps 4 | $29,812 | $214 | 38% | 4.9★ (11) | 0.2 mi | Airbnb |
Cozy Mountain Cabin | Relax | Hike | Lake Nearby Cabin | 2 bd · 1 ba · sleeps 6 | $32,918 | $166 | 54% | 4.9★ (157) | 0.2 mi | Delisted |
Cozy Rustic Cottage in Sugarloaf Cabin
| 2 bd · 2 ba · sleeps 4 | $15,588 | $186 | 23% | 4.7★ (14) | 0.2 mi | AirbnbVrbo |
6 Mi-to Lake,Shops,Slopes+Dog Friendly+Fenced Yard Cabin
| 2 bd · 2 ba · sleeps 6 | $23,149 | $186 | 34% | 5★ (63) | 0.2 mi | AirbnbVrbo |
Sugarloaf | Fireplace + Fenced Yard Cabin
| 2 bd · 1 ba · sleeps 6 | $15,252 | $235 | 18% | 4.5★ (42) | 0.2 mi | AirbnbVrboBooking |
Cozy Cabin Retreat, 6 Beds w/ hot tub, remodeled Cabin
| 2 bd · 1 ba · sleeps 6 | $6,417 | $332 | 5% | 4.8★ (13) | 0.2 mi | AirbnbVrbo |
Cute and Cozy Cottage- Big Bear Retreat Cabin | 2 bd · 2 ba · sleeps 4 | $15,570 | $967 | 4% | 3★ (5) | 0.2 mi | AirbnbBooking |
Bear Escapes II: Affordable Luxury Cabin Big Bear Cabin
| 2 bd · 1 ba · sleeps 5 | $19,722 | $195 | 28% | 5★ (70) | 0.2 mi | AirbnbVrboBooking |
8 Mi to Big Bear Lake: Cabin w/ Deck & Fireplace Cabin
| 2 bd · 1.5 ba · sleeps 6 | $23,164 | $205 | 31% | 5★ (35) | 0.2 mi | AirbnbVrboBooking |
The Library Lodge | Fenced Yard | Hot Tub | Cabin Cabin
| 2 bd · 1 ba · sleeps 6 | $30,356 | $131 | 63% | 4.8★ (164) | 0.2 mi | AirbnbVrbo |
Cozy Modern Cabin | Hot Tub | FirePit | Mini Golf Cabin
| 2 bd · 1 ba · sleeps 6 | $38,718 | $299 | 35% | 4.7★ (39) | 0.2 mi | AirbnbVrbo |
The Sugarloaf Shack is Cozy / Dog friendly! Cabin
| 2 bd · 1 ba · sleeps 5 | $35,686 | $155 | 63% | 5★ (164) | 0.2 mi | Airbnb |
King bed | Hot Tub | Wood Fireplace | Sleep 6 Cabin
| 2 bd · 1 ba · sleeps 6 | $16,905 | $197 | 24% | 4.9★ (73) | 0.2 mi | AirbnbVrboBooking |
Big Bear/Sugarloaf 2br 1ba house fenced backyard Cabin | 2 bd · 1 ba · sleeps 4 | $11,715 | $155 | 21% | 4.8★ (77) | 0.2 mi | Delisted |
Cozy Mountain Cabin | Relax | Hike | Lake Nearby Cabin
| 2 bd · 1 ba · sleeps 6 | $518 | $259 | 1% | 5★ (3) | 0.2 mi | Airbnb |
Cozy cabin mountain getaway Cabin
| 2 bd · 1 ba · sleeps 6 | $21,759 | $150 | 40% | 4.9★ (131) | 0.2 mi | Airbnb |
Cozy Cabin-EV Charging, Hot Tub & Fireplace Cabin
| 2 bd · 1 ba · sleeps 6 | $18,334 | $214 | 23% | 4.8★ (86) | 0.2 mi | AirbnbVrbo |
Sandy's Place - Walk to hiking trails, Cal King House
| 2 bd · 1 ba · sleeps 6 | $2,521 | $205 | 3% | 4.3★ (3) | 0.2 mi | Airbnb |
Mountain Tree House *W/Fireplace, BBQ, Fire-pit* Cabin
| 2 bd · 1 ba · sleeps 6 | $19,225 | $221 | 24% | 4.8★ (99) | 0.2 mi | AirbnbVrbo |
Cozy, Romantic Mountain Cabin surrounded by trees. Cabin
| 2 bd · 1 ba · sleeps 5 | $5,759 | $200 | 8% | 5★ (29) | 0.2 mi | Airbnb |
Sugarloaf Cabin + Fenced Yard + Fire Pit Cabin
| 2 bd · 1 ba · sleeps 4 | $9,514 | $202 | 13% | 4.8★ (22) | 0.2 mi | AirbnbVrboBooking |
Romantic Retreat, Hot Tub Gazebo, Unique Decor Cabin
| 2 bd · 1 ba · sleeps 6 | $24,048 | $253 | 26% | 5★ (66) | 0.2 mi | AirbnbVrbo |
Pops Bear Cabin (Pub, Firepit, BBQ, Games & More) Cabin
| 2 bd · 1 ba · sleeps 6 | $43,847 | $186 | 65% | 5★ (242) | 0.2 mi | AirbnbVrbo |
Adorable Sugarloaf Mountain Getaway in Big Bear Cabin
| 2 bd · 1 ba · sleeps 6 | $6,707 | $246 | 7% | 4.2★ (7) | 0.3 mi | AirbnbVrboBooking |
Mountain Getaway#2183 Vacation home | 2 bd · 1 ba · sleeps 4 | $23,401 | $866 | 7% | — | 0.3 mi | Booking |
Adorable Sugarloaf Mountain Getaway in Big Bear Vacation home | 2 bd · 1 ba · sleeps 6 | $31,966 | $956 | 9% | — | 0.3 mi | Booking |
Sunset Point A Modern A-Frame Cabin
| 2 bd · 2 ba · sleeps 6 | $15,731 | $203 | 21% | 5★ (56) | 0.3 mi | AirbnbVrbo |
MtnMod! 2 Kings-Hot Tub-Fire Pit-Family Friendly Cabin
| 2 bd · 1 ba · sleeps 4 | $51,554 | $212 | 67% | 5★ (285) | 0.3 mi | Airbnb |
Between-the-Pines Cozy Cabin Cabin
| 2 bd · 1 ba · sleeps 6 | $12,293 | $339 | 10% | 5★ (25) | 0.3 mi | Airbnb |
Ever Serene Cabin at Sugarloaf Cabin
| 2 bd · 1 ba · sleeps 4 | $10,470 | $61 | 47% | — | 0.3 mi | AirbnbVrbo |
Cozy Cabin Retreat Cabin
| 2 bd · 1 ba · sleeps 4 | $17,638 | $198 | 24% | 4.5★ (741) | 0.3 mi | Airbnb |
Cheerful-2 bedroom cabin with indoor fireplace Cabin
| 2 bd · 1.5 ba · sleeps 6 | $13,662 | $173 | 22% | 4.8★ (46) | 0.3 mi | Airbnb |
Dog Friendly Cabin + Fenced Backyard! No Pet Fees! Cabin
| 2 bd · 1 ba · sleeps 6 | $30,134 | $208 | 40% | 5★ (93) | 0.3 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$19,358
NOI
$3,861
Cash flow /mo
$322
Cash needed
$379,600
Cash-on-cash (all cash)
1.0%
ROE (yr 1)
3.9%
Cap rate
1.1%
DSCR
—
Year-1 write-off
$92,230
Year-1 tax shield @ 32%
$29,514
Year-1 return on equity
- Cash flow (annual)$3,861
- Principal paydown (n/a, cash)$0
- Appreciation at%$10,950
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$3,872
- Platform fees (3% of revenue)$581
- Maintenance / capex (5% of revenue)$968
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,129
- Insurance (STR-rated)$1,862
Cash needed to close
- Purchase price (all cash)$365,000
- Closing costs (4.0%)$14,600
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$29,514
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$296,000
Short-life (5/15-yr)
$92,000 · 31%
Year-1 deduction
$92,000
Year-1 tax shield @ 32%
$30,000
Land 19% (county tax record, assessed value split) · building $204,000 over 39 years
Based on: ~1,400 sq ft (from beds), built 1985, 2 bd / 2 ba, furnished, listing features (deck, fireplace, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $53,000 in year 1 (18% short-life, $17,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,800
Kitchen cabinetsdefault
$8,900 new × 40% good × 2.47 allocation
- $7,200
Kitchen countertopsdefault
$7,300 new × 40% good × 2.47 allocation
- $2,400
Decorative trimdefault
$2,500 new × 40% good × 2.47 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.47 allocation
- $900
Shelvingdefault
$900 new × 40% good × 2.47 allocation
- $3,500
Window coverings (14)default
$3,500 new × 40% good × 2.47 allocation
- $3,600
Carpet, vinyl & laminate (40% of floors)default
$3,600 new × 40% good × 2.47 allocation
- $6,800
Kitchen & laundry equipment plumbingdefault
$6,900 new × 40% good × 2.47 allocation
- $4,100
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 40% good × 2.47 allocation
- $8,000
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 2.47 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $9,600
Paving: driveway & walks (paved)default
$7,800 new × 50% good × 2.47 allocation
- $9,200
Landscaping (typical)default
$7,500 new × 50% good × 2.47 allocation
- $1,700
Patiosdefault
$1,400 new × 50% good × 2.47 allocation
- $19,500
Decks & porches (attached)listing
$15,800 new × 50% good × 2.47 allocation
- $150,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$151,800 new × 40% good × 2.47 allocation
- $15,600
Building plumbing & fixturesdefault
$15,700 new × 40% good × 2.47 allocation
- $14,900
Building electrical & lightingdefault
$15,000 new × 40% good × 2.47 allocation
- $15,600
HVACdefault
$15,800 new × 40% good × 2.47 allocation
- $5,400
Hardwood & tile floorsdefault
$5,400 new × 40% good × 2.47 allocation
- $2,600
Fireplacelisting
$2,600 new × 40% good × 2.47 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $52,000 | $40,000 | $200 | $92,200 |
| 2 | $0 | $0 | $5,200 | $5,200 |
| 3 | $0 | $0 | $5,200 | $5,200 |
| 4 | $0 | $0 | $5,200 | $5,200 |
| 5 | $0 | $0 | $5,200 | $5,200 |
| 6+ | $0 | $0 | $183,100 | $183,100 |
| Total | $52,000 | $40,000 | $204,200 | $296,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.