244 Moreno Ln
Sugarloaf, CA 92386
$345,000
2 bd · 2 ba · 1,132 sqft · Listed 5d ago
View on Realtor.com →Year built
1979
Sqft
1,132
Lot sqft
3,751
HOA / mo
$0
Furnished
No
List date
2026-09-24T19:12:31.000000Z
Revenue
Annual revenue
$22,890
ADR
$182
Occupancy
34%
Cleaning fees (12 mo)
$5,487
Confidence
Low (44.58), 49 comps
Comp revenue range (p25 / median / p75)
TwinPines•Dogfriendly•Fire pit•private hot tub•
Cabin · 2 bd · 1 ba · sleeps 4 · 66 ft
Revenue $35,952ADR $174Occ ≈ 57%4.9★ (214)
Pet-friendly, cozy cabin with Hot Tub & Fire Pit
Cabin · 2 bd · 1 ba · sleeps 5 · 105 ft
Revenue $17,026ADR $362Occ ≈ 13%4.8★ (23)
Moreno pines cottage #2468
Vacation home · 2 bd · 1 ba · sleeps 4 · 384 ft
Revenue $34,096ADR $435Occ ≈ 21%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
FirePit • Speakeasy Cabin Vibes • Perfect Backyard Cabin | 2 bd · 2 ba · sleeps 6 | $23,228 | $245 | 26% | 5★ (50) | 20 ft | AirbnbVrbo |
TwinPines•Dogfriendly•Fire pit•private hot tub• Cabin | 2 bd · 1 ba · sleeps 4 | $35,952 | $174 | 57% | 4.9★ (214) | 66 ft | Airbnb |
Pet-friendly, cozy cabin with Hot Tub & Fire Pit Cabin | 2 bd · 1 ba · sleeps 5 | $17,026 | $362 | 13% | 4.8★ (23) | 105 ft | Airbnb |
Gambrel Cabin | Hot Tub & Fireplace Cabin | 2 bd · 1.5 ba · sleeps 6 | $28,485 | $267 | 29% | 4.2★ (6) | 118 ft | AirbnbVrboBooking |
5 Mi to Big Bear Lake: Pet-Friendly Gem Near Hikes Cabin | 2 bd · 1 ba · sleeps 6 | $18,337 | $196 | 26% | 4.8★ (46) | 151 ft | AirbnbVrboBooking |
Cozy Cabin in Big Bear, CA. House | 2 bd · 1 ba · sleeps 6 | $28,132 | $139 | 55% | 4.8★ (50) | 171 ft | AirbnbVrbo |
The Moreno Hideaway | Cozy Mountain Escape House | 2 bd · 1 ba · sleeps 6 | $20,863 | $189 | 30% | 4.5★ (18) | 187 ft | AirbnbVrbo |
Bright & Cozy Cabin w/ Fireplace & BBQ Cabin | 2 bd · 1 ba · sleeps 5 | $14,142 | $269 | 14% | 5★ (3) | 276 ft | AirbnbVrboBooking |
Moreno pines cottage #2468 Vacation home | 2 bd · 1 ba · sleeps 4 | $34,096 | $435 | 21% | — | 384 ft | Booking |
Little Pinecone Cabin Cabin | 2 bd · 1 ba · sleeps 6 | $8,266 | $290 | 8% | 4.9★ (10) | 397 ft | AirbnbVrbo |
Show all 50 comps
Cozy Paw Cabin sleeps 6-Spa
Cabin · 2 bd · 2 ba · sleeps 6 · 453 ft
Revenue $28,761ADR $218Occ ≈ 36%4.8★ (75)
⭐️Lofted Retreat⭐️ HBO, Boardgames, Nintendo & More!
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $22,730ADR $132Occ ≈ 47%5★ (270)
Cozy Bear Cabin, 15% off 7days or more
Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $29,512ADR $170Occ ≈ 48%5★ (217)
The Raccoon Retreat + Firepit + Spa + BBQ
House · 2 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $25,411ADR $211Occ ≈ 33%4.4★ (17)
Summer Cabin | Hot Tub, Fire Pit, Near Lake Stay
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $13,909ADR $315Occ ≈ 12%5★ (24)
Romantic and Peaceful Escape with Hot Tub
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $37,691ADR $193Occ ≈ 54%4.8★ (583)
NEW Cozy Pines Cottage and Fire pit
Vacation home · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $26,402ADR $230Occ ≈ 31%—
Log Cabin on the Mountain: A 1964 Vintage Classic
Cabin · 2 bd · 1 ba · sleeps 3 · 0.2 mi
Revenue $8,801ADR $100Occ ≈ 24%4.7★ (49)
Cozy, romantic cabin-12 minutes 2 ski resorts/lake
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $24,215ADR $168Occ ≈ 39%5★ (110)
Cozy 2 Bedroom Cabin Getaway
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi
Revenue $8,459ADR $147Occ ≈ 16%5★ (61)
Starry Pines Cabin - Deck, Firepit & Jacuzzi
House · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $46,126ADR $201Occ ≈ 63%5★ (69)
Our Hideaway is your hideaway
House · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $14,592ADR $145Occ ≈ 28%4.8★ (33)
Cozy Cabin Rental with an Indoor Fireplace in Big Bear City, California
Vacation home · 2 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $44,935ADR $423Occ ≈ 29%—
Modern Comfort in the Mountains
House · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $928ADR $185Occ ≈ 1%—
The Sugar Nugget Chalet
Chalet · 2 bd · 1.5 ba · sleeps 5 · 0.2 mi
Revenue $1,702ADR $262Occ ≈ 2%5★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Sugar Bear Lodge Cabin | 2 bd · 1 ba · sleeps 6 | $32,374 | $177 | 50% | 5★ (73) | 446 ft | AirbnbVrboBooking |
Cozy Paw Cabin sleeps 6-Spa Cabin | 2 bd · 2 ba · sleeps 6 | $28,761 | $218 | 36% | 4.8★ (75) | 453 ft | Airbnb |
Hot tub,EV,Ebikes,SUP boards,Kayaks, Cabin | 2 bd · 2.5 ba · sleeps 6 | $32,648 | $276 | 32% | 5★ (247) | 522 ft | AirbnbVrbo |
The Moreno Hideaway- Indulge in a Winter Escape House | 2 bd · 1 ba · sleeps 6 | $7,181 | $298 | 7% | 4.8★ (16) | 0.1 mi | AirbnbVrbo |
Cozy 2 Bedroom house w/ Fireplac Gel Matt & 70' TV House | 2 bd · 1 ba · sleeps 7 | $10,955 | $496 | 6% | 4★ (1) | 0.1 mi | AirbnbVrbo |
Pet-friendly Woodland Escape - Sugar Pine Hollow House | 2 bd · 1 ba · sleeps 4 | $32,989 | $131 | 69% | 4.8★ (231) | 0.1 mi | AirbnbVrbo |
⭐️Lofted Retreat⭐️ HBO, Boardgames, Nintendo & More! Cabin | 2 bd · 1 ba · sleeps 6 | $22,730 | $132 | 47% | 5★ (270) | 0.1 mi | Airbnb |
5 Mi to Lake & Skiing! All-Season Big Bear Base House | 2 bd · 2 ba · sleeps 7 | $1,956 | $146 | 4% | — | 0.1 mi | AirbnbBooking |
Rustic Retreat Cabin | 2 bd · 2 ba · sleeps 4 | $18,633 | $103 | 50% | 5★ (57) | 0.1 mi | Airbnb |
Cozy Bear Cabin, 15% off 7days or more Cabin | 2 bd · 1 ba · sleeps 4 | $29,512 | $170 | 48% | 5★ (217) | 0.1 mi | Airbnb |
The Raccoon Retreat + Firepit + Spa + BBQ House | 2 bd · 2 ba · sleeps 7 | $25,411 | $211 | 33% | 4.4★ (17) | 0.1 mi | Airbnb |
Family Mountain Cabin-Dogs Welcome-Grill-Pines Cabin | 2 bd · 1.5 ba · sleeps 6 | $12,804 | $216 | 16% | 5★ (210) | 0.1 mi | AirbnbVrbo |
Summer Cabin | Hot Tub, Fire Pit, Near Lake Stay Cabin | 2 bd · 1 ba · sleeps 6 | $13,909 | $315 | 12% | 5★ (24) | 0.1 mi | Airbnb |
Romantic and Peaceful Escape with Hot Tub Cabin | 2 bd · 1 ba · sleeps 4 | $37,691 | $193 | 54% | 4.8★ (583) | 0.2 mi | Airbnb |
MOUNTAIN DREAM LODGE Cabin | 2 bd · 1.5 ba · sleeps 6 | $10,794 | $245 | 12% | 4.8★ (112) | 0.2 mi | AirbnbVrbo |
Mountain Dream Lodge Cabin | 2 bd · 2 ba · sleeps 6 | $706 | $353 | 1% | — | 0.2 mi | AirbnbVrboBooking |
Big Bear 2 Bedroom Cabin w/ Hot Tub and EV Charger Cabin | 2 bd · 2 ba · sleeps 6 | $23,278 | $205 | 31% | 5★ (76) | 0.2 mi | AirbnbVrbo |
Big Bear Pine Haven Cabin: Hot Tub Games Cabin | 2 bd · 1.5 ba · sleeps 8 | $44,102 | $151 | 80% | 4.8★ (58) | 0.2 mi | AirbnbVrboBooking |
Chalet Style Cabin, Foosball, Smart TV, BBQ, Deck House | 2 bd · 1.5 ba · sleeps 4 | $8,816 | $246 | 10% | 4.5★ (14) | 0.2 mi | AirbnbVrboBooking |
Our Nest with GameRoom, BBQ & EV Charger! Cabin | 2 bd · 2.5 ba · sleeps 6 | $13,987 | $252 | 15% | 4.8★ (37) | 0.2 mi | AirbnbVrbo |
NEW Cozy Pines Cottage W Hot Tub & Fire pit! House | 2 bd · 1 ba · sleeps 6 | $27,874 | $260 | 29% | 4.8★ (81) | 0.2 mi | AirbnbVrboBooking |
NEW Cozy Pines Cottage and Fire pit Vacation home | 2 bd · 1 ba · sleeps 6 | $26,402 | $230 | 31% | — | 0.2 mi | Booking |
Log Cabin on the Mountain: A 1964 Vintage Classic Cabin | 2 bd · 1 ba · sleeps 3 | $8,801 | $100 | 24% | 4.7★ (49) | 0.2 mi | Airbnb |
Cozy, romantic cabin-12 minutes 2 ski resorts/lake Cabin | 2 bd · 1 ba · sleeps 4 | $24,215 | $168 | 39% | 5★ (110) | 0.2 mi | Airbnb |
Starry Pines Cabin- Deck, Firepit, & Wildlife Cabin | 2 bd · 1 ba · sleeps 4 | $25,742 | $0 | — | 5★ (14) | 0.2 mi | AirbnbVrbo |
Cozy 2 Bedroom Cabin Getaway Cabin | 2 bd · 1.5 ba · sleeps 6 | $8,459 | $147 | 16% | 5★ (61) | 0.2 mi | Airbnb |
Starry Pines Cabin - Deck, Firepit & Jacuzzi House | 2 bd · 1 ba · sleeps 4 | $46,126 | $201 | 63% | 5★ (69) | 0.2 mi | Airbnb |
Cozy retreat with a dreamy starlit jacuzzi Cabin | 2 bd · 1 ba · sleeps 4 | $35,860 | $179 | 55% | 4.8★ (106) | 0.2 mi | AirbnbVrbo |
Our Hideaway is your hideaway House | 2 bd · 1 ba · sleeps 5 | $14,592 | $145 | 28% | 4.8★ (33) | 0.2 mi | Airbnb |
Cabin in Sugarloaf, Smart TV, Deck, Fenced Yard, B Cabin | 2 bd · 1 ba · sleeps 5 | $22,513 | $135 | 46% | 4.8★ (5) | 0.2 mi | AirbnbVrboBooking |
Modern Mountain Cabin w/ EV Charger - Pets Welcome Cabin | 2 bd · 1 ba · sleeps 6 | $16,855 | $230 | 20% | 4.9★ (74) | 0.2 mi | AirbnbVrboBooking |
Cozy Cabin Rental with an Indoor Fireplace in Big Bear City, California Vacation home | 2 bd · 2 ba · sleeps 8 | $44,935 | $423 | 29% | — | 0.2 mi | Booking |
Cabin in Big Bear Cabin | 2 bd · 1 ba · sleeps 5 | $28,157 | $182 | 42% | 5★ (58) | 0.2 mi | AirbnbVrbo |
Near Lakes & Skiing: Cozy Sugarloaf Cabin w/ Yard Cabin | 2 bd · 1 ba · sleeps 6 | $7,207 | $160 | 12% | 3.5★ (9) | 0.2 mi | AirbnbVrboBooking |
Wonderful Wabash House | 2 bd · 2 ba · sleeps 6 | $21,242 | $224 | 26% | 4.9★ (38) | 0.2 mi | AirbnbBooking |
Modern Comfort in the Mountains House | 2 bd · 2 ba · sleeps 6 | $928 | $185 | 1% | — | 0.2 mi | Vrbo |
Casa Del Bosque (House in the Woods) pet friendly Cabin | 2 bd · 2 ba · sleeps 6 | $9,217 | $219 | 12% | 5★ (88) | 0.2 mi | AirbnbVrbo |
The Sugar Nugget Chalet Chalet | 2 bd · 1.5 ba · sleeps 5 | $1,702 | $262 | 2% | 5★ (4) | 0.2 mi | Airbnb |
Casa Del Bosque Cabin | 2 bd · 2 ba · sleeps 6 | $20,706 | $0 | — | 4.7★ (11) | 0.2 mi | Airbnb |
The Raccoon Retreat + Firepit + Spa + BBQ Cabin | 2 bd · 1.5 ba · sleeps 7 | $23,782 | $177 | 37% | 2.9★ (4) | 0.2 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$22,890
NOI
$6,726
Cash flow /mo
$561
Cash needed
$374,800
Cash-on-cash (all cash)
1.8%
ROE (yr 1)
4.6%
Cap rate
1.9%
DSCR
—
Year-1 write-off
$106,264
Year-1 tax shield @ 32%
$34,004
Year-1 return on equity
- Cash flow (annual)$6,726
- Principal paydown (n/a, cash)$0
- Appreciation at%$10,350
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,578
- Platform fees (3% of revenue)$687
- Maintenance / capex (5% of revenue)$1,145
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,313
- Insurance (STR-rated)$1,760
Cash needed to close
- Purchase price (all cash)$345,000
- Closing costs (4.0%)$13,800
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$34,004
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$276,000
Short-life (5/15-yr)
$90,000 · 32%
Year-1 deduction
$106,000
Year-1 tax shield @ 32%
$34,000
Land 20% (county tax record, assessed value split) · building $186,000 over 39 years · new furniture $16,000
Based on: 1,132 sq ft, built 1979, 2 bd / 2 ba, unfurnished, listing features (deck, fence, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $68,000 in year 1 (19% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,200
Kitchen cabinetsdefault
$8,300 new × 40% good × 2.79 allocation
- $7,600
Kitchen countertopsdefault
$6,800 new × 40% good × 2.79 allocation
- $2,200
Decorative trimdefault
$2,000 new × 40% good × 2.79 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.79 allocation
- $1,000
Shelvingdefault
$900 new × 40% good × 2.79 allocation
- $3,100
Window coverings (11)default
$2,800 new × 40% good × 2.79 allocation
- $2,700
Carpet, vinyl & laminate (33% of floors)listing
$2,400 new × 40% good × 2.79 allocation
- $7,200
Kitchen & laundry equipment plumbingdefault
$6,400 new × 40% good × 2.79 allocation
- $4,300
Kitchen, laundry & data equipment electricaldefault
$3,900 new × 40% good × 2.79 allocation
- $5,200
Appliances (range, microwave, refrigerator)listing
$4,700 new × 40% good × 2.79 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $9,700
Paving: driveway & walks (paved)listing
$7,000 new × 50% good × 2.79 allocation
- $9,400
Landscaping (typical)default
$6,700 new × 50% good × 2.79 allocation
- $1,600
Patiosdefault
$1,100 new × 50% good × 2.79 allocation
- $17,800
Decks & porches (attached)listing
$12,700 new × 50% good × 2.79 allocation
- $8,400
Fencinglisting
$6,000 new × 50% good × 2.79 allocation
- $136,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$122,500 new × 40% good × 2.79 allocation
- $14,100
Building plumbing & fixturesdefault
$12,700 new × 40% good × 2.79 allocation
- $13,000
Building electrical & lightingdefault
$11,600 new × 40% good × 2.79 allocation
- $14,200
HVACdefault
$12,800 new × 40% good × 2.79 allocation
- $5,400
Hardwood & tile floorsdefault
$4,900 new × 40% good × 2.79 allocation
- $2,900
Fireplacelisting
$2,600 new × 40% good × 2.79 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $58,900 | $46,800 | $600 | $106,300 |
| 2 | $0 | $0 | $4,800 | $4,800 |
| 3 | $0 | $0 | $4,800 | $4,800 |
| 4 | $0 | $0 | $4,800 | $4,800 |
| 5 | $0 | $0 | $4,800 | $4,800 |
| 6+ | $0 | $0 | $166,600 | $166,600 |
| Total | $58,900 | $46,800 | $186,300 | $292,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.