117 Victoria Ln
Sugarloaf, CA 92386
$199,900
2 bd · 1 ba · 1,048 sqft · Listed 1d ago
View on Realtor.com →Year built
1980
Sqft
1,048
Lot sqft
5,349
HOA / mo
$0
Furnished
No
List date
2026-11-12T19:13:35.000000Z
Revenue
Annual revenue
$21,016
ADR
$172
Occupancy
33%
Cleaning fees (12 mo)
$5,236
Confidence
Low (37.67), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $17,946
MOUNTAIN DREAM LODGE
Cabin · 2 bd · 1.5 ba · sleeps 6 · 135 ft
Revenue $10,794ADR $245Occ ≈ 12%4.8★ (112)
Ultimate Racoon Retreat + Hot-Tub & BBQ!
Cabin · 2 bd · 1.5 ba · sleeps 7 · 325 ft
Revenue $1,237ADR $112Occ ≈ 3%—
Delisted
The Raccoon Retreat + Firepit + Spa + BBQ
Cabin · 2 bd · 1.5 ba · sleeps 7 · 407 ft
- Wifi
- Kitchen
- Washer
- Fireplace
Revenue $14,440ADR $132Occ ≈ 30%3.4★ (3)
The Racoon Getaway! + Hot-Tub & BBQ
Cabin · 2 bd · 1.5 ba · sleeps 7 · 459 ft
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $318ADR $159Occ ≈ 1%—
Romantic and Peaceful Escape with Hot Tub
Cabin · 2 bd · 1 ba · sleeps 4 · 489 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +3
Revenue $36,981ADR $198Occ ≈ 51%4.8★ (598)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear 2 Bedroom Cabin w/ Hot Tub and EV Charger Cabin
| 2 bd · 2 ba · sleeps 6 | $23,413 | $204 | 31% | 5★ (76) | 82 ft | AirbnbVrbo |
Mountain Dream Lodge Cabin
| 2 bd · 2 ba · sleeps 6 | $1,327 | $325 | 1% | — | 135 ft | AirbnbVrboBooking |
MOUNTAIN DREAM LODGE Cabin | 2 bd · 1.5 ba · sleeps 6 | $10,794 | $245 | 12% | 4.8★ (112) | 135 ft | Airbnb |
The Raccoon Retreat + Firepit + Spa + BBQ House
| 2 bd · 2 ba · sleeps 7 | $27,990 | $231 | 33% | 4.2★ (20) | 259 ft | AirbnbVrboBooking |
Ultimate Racoon Retreat + Hot-Tub & BBQ! Cabin | 2 bd · 1.5 ba · sleeps 7 | $1,237 | $112 | 3% | — | 325 ft | Delisted |
The Raccoon Retreat + Firepit + Spa + BBQ Cabin
| 2 bd · 1.5 ba · sleeps 7 | $14,440 | $132 | 30% | 3.4★ (3) | 407 ft | Airbnb |
Family Mountain Cabin-Dogs Welcome-Grill-Pines Cabin
| 2 bd · 1.5 ba · sleeps 6 | $11,293 | $228 | 14% | 5★ (213) | 427 ft | AirbnbVrbo |
Modern Mountain Cabin w/ EV Charger - Pets Welcome Cabin
| 2 bd · 1 ba · sleeps 6 | $19,217 | $221 | 24% | 4.9★ (78) | 440 ft | AirbnbVrboBooking |
The Racoon Getaway! + Hot-Tub & BBQ Cabin
| 2 bd · 1.5 ba · sleeps 7 | $318 | $159 | 1% | — | 459 ft | Airbnb |
Romantic and Peaceful Escape with Hot Tub Cabin
| 2 bd · 1 ba · sleeps 4 | $36,981 | $198 | 51% | 4.8★ (598) | 489 ft | Airbnb |
Show 38 more
Cozy Paw Cabin sleeps 6-Spa
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $29,688ADR $219Occ ≈ 37%4.8★ (82)
New! Bearadise ~ Fairytale Mountain Getaway
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $31,068ADR $222Occ ≈ 38%5★ (63)
Delisted
New! Bearadise ~ Fairytale Mountain Getaway
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $17,690ADR $152Occ ≈ 32%4.7★ (20)
Big Bear Cabin with Hot Tub!
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $22,018ADR $388Occ ≈ 16%5★ (10)
Delisted
Pet friendly family cabin with game room
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $53,707ADR $204Occ ≈ 72%5★ (34)
TwinPines•Dogfriendly•Fire pit•private hot tub•
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $33,935ADR $178Occ ≈ 52%4.9★ (219)
Modern Mountain Cabin
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $33,437ADR $156Occ ≈ 59%4.8★ (136)
FirePit • Speakeasy Cabin Vibes • Perfect Backyard
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $24,385ADR $249Occ ≈ 27%5★ (50)
Pet-friendly, cozy cabin with Hot Tub & Fire Pit
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $17,487ADR $362Occ ≈ 13%4.8★ (23)
Delisted
Cozy Bear Cabin, 15% off 7days or more
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $30,573ADR $163Occ ≈ 51%5★ (220)
Rustic Retreat
Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $15,901ADR $103Occ ≈ 42%5★ (57)
Moreno pines cottage #2468
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $27,861ADR $771Occ ≈ 10%—
Cabin in Big Bear
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $30,294ADR $200Occ ≈ 41%5★ (58)
Cozy 2 Bedroom Cabin Getaway
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.3 mi
Revenue $7,849ADR $147Occ ≈ 15%5★ (61)
Delisted
Forest Cabin Lodge in Big Bear
House · 2 bd · 2 ba · sleeps 6 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $10,651ADR $285Occ ≈ 10%5★ (17)
The Moreno Hideaway- Indulge in a Winter Escape
House · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $6,868ADR $283Occ ≈ 7%4.8★ (16)
⭐️Lofted Retreat⭐️ HBO, Boardgames, Nintendo & More!
Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $23,151ADR $135Occ ≈ 47%5★ (278)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cozy Paw Cabin sleeps 6-Spa Cabin
| 2 bd · 2 ba · sleeps 6 | $29,688 | $219 | 37% | 4.8★ (82) | 0.1 mi | Airbnb |
New! Bearadise ~ Fairytale Mountain Getaway Cabin | 2 bd · 2 ba · sleeps 6 | $31,068 | $222 | 38% | 5★ (63) | 0.1 mi | Delisted |
Cozy 2 Bedroom house w/ Fireplac Gel Matt & 70' TV House
| 2 bd · 1 ba · sleeps 7 | $12,919 | $456 | 8% | 4★ (1) | 0.1 mi | AirbnbVrbo |
Bright & Cozy Cabin w/ Fireplace & BBQ Cabin
| 2 bd · 1 ba · sleeps 5 | $12,763 | $257 | 14% | 5★ (3) | 0.1 mi | AirbnbVrboBooking |
New! Bearadise ~ Fairytale Mountain Getaway Cabin | 2 bd · 2 ba · sleeps 6 | $17,690 | $152 | 32% | 4.7★ (20) | 0.1 mi | Airbnb |
Super Cute/Fenced/Pet Friendly/Walk 2 Park/Sleep 6 Cabin
| 2 bd · 1 ba · sleeps 6 | $4,044 | $404 | 3% | 5★ (24) | 0.1 mi | AirbnbVrboBooking |
Big Bear Cabin with Hot Tub! Cabin | 2 bd · 1 ba · sleeps 6 | $22,018 | $388 | 16% | 5★ (10) | 0.2 mi | Delisted |
Pet friendly family cabin with game room Cabin | 2 bd · 1 ba · sleeps 4 | $53,707 | $204 | 72% | 5★ (34) | 0.2 mi | Airbnb |
TwinPines•Dogfriendly•Fire pit•private hot tub• Cabin
| 2 bd · 1 ba · sleeps 4 | $33,935 | $178 | 52% | 4.9★ (219) | 0.2 mi | Airbnb |
Sugarloaf Retreat | Fenced Yard + Fireplace Cabin
| 2 bd · 1 ba · sleeps 4 | $12,028 | $229 | 14% | 3★ (4) | 0.2 mi | AirbnbVrboBooking |
Fall Cabin | Hot Tub, Fire Pit, Near Lake Stay Cabin
| 2 bd · 1 ba · sleeps 6 | $18,747 | $287 | 18% | 5★ (37) | 0.2 mi | AirbnbVrbo |
Misty Mountain Hideaway Cabin
| 2 bd · 1 ba · sleeps 6 | $36,390 | $180 | 55% | 4.9★ (673) | 0.2 mi | AirbnbVrbo |
Little Pinecone Cabin Cabin
| 2 bd · 1 ba · sleeps 6 | $7,016 | $262 | 7% | 4.9★ (10) | 0.2 mi | AirbnbVrbo |
Modern Mountain Cabin Cabin
| 2 bd · 1 ba · sleeps 6 | $33,437 | $156 | 59% | 4.8★ (136) | 0.2 mi | Airbnb |
FirePit • Speakeasy Cabin Vibes • Perfect Backyard Cabin | 2 bd · 2 ba · sleeps 6 | $24,385 | $249 | 27% | 5★ (50) | 0.2 mi | Airbnb |
Big Bear Pine Haven Cabin: Hot Tub Games Cabin
| 2 bd · 1.5 ba · sleeps 8 | $43,942 | $146 | 82% | 4.8★ (62) | 0.2 mi | AirbnbVrboBooking |
5 Mi to Lake & Skiing! All-Season Big Bear Base House
| 2 bd · 2 ba · sleeps 7 | $2,706 | $154 | 5% | — | 0.2 mi | AirbnbBooking |
Sugar Bear Lodge Cabin
| 2 bd · 1 ba · sleeps 6 | $31,814 | $186 | 47% | 5★ (77) | 0.2 mi | AirbnbVrboBooking |
Pet-friendly, cozy cabin with Hot Tub & Fire Pit Cabin | 2 bd · 1 ba · sleeps 5 | $17,487 | $362 | 13% | 4.8★ (23) | 0.2 mi | Delisted |
5 Mi to Big Bear Lake: Pet-Friendly Gem Near Hikes Cabin
| 2 bd · 1 ba · sleeps 6 | $18,201 | $198 | 25% | 4.8★ (48) | 0.2 mi | AirbnbVrboBooking |
Hot Tub + Fenced Yard + Fireplace Cabin
| 2 bd · 1.5 ba · sleeps 6 | $28,857 | $261 | 30% | 4.2★ (6) | 0.2 mi | AirbnbVrboBooking |
The Moreno Hideaway | Cozy Mountain Escape House
| 2 bd · 1 ba · sleeps 6 | $25,645 | $166 | 42% | 4.6★ (19) | 0.2 mi | AirbnbVrbo |
Cozy Cabin in Big Bear, CA. House
| 2 bd · 1 ba · sleeps 6 | $28,225 | $135 | 57% | 4.8★ (51) | 0.2 mi | AirbnbVrbo |
*Serene Deck*Near Sports Park*FREE Snacks Cabin
| 2 bd · 2 ba · sleeps 6 | $15,652 | $161 | 27% | 4.7★ (38) | 0.2 mi | AirbnbVrbo |
Near Lakes & Skiing: Cozy Sugarloaf Cabin w/ Yard Cabin | 2 bd · 1 ba · sleeps 6 | $7,090 | $152 | 13% | 1★ (1) | 0.2 mi | AirbnbVrboBooking |
Cozy Bear Cabin, 15% off 7days or more Cabin
| 2 bd · 1 ba · sleeps 4 | $30,573 | $163 | 51% | 5★ (220) | 0.2 mi | Airbnb |
Rustic Retreat Cabin
| 2 bd · 2 ba · sleeps 4 | $15,901 | $103 | 42% | 5★ (57) | 0.2 mi | Airbnb |
Moreno pines cottage #2468 Vacation home | 2 bd · 1 ba · sleeps 4 | $27,861 | $771 | 10% | — | 0.2 mi | Booking |
Cabin in Big Bear Cabin | 2 bd · 1 ba · sleeps 5 | $30,294 | $200 | 41% | 5★ (58) | 0.3 mi | Airbnb |
Sugarloaf | Fireplace + Trails + Pets Cabin
| 2 bd · 1 ba · sleeps 4 | $6,993 | $197 | 10% | 3.9★ (27) | 0.3 mi | AirbnbVrboBooking |
Cozy 2 Bedroom Cabin Getaway Cabin | 2 bd · 1.5 ba · sleeps 6 | $7,849 | $147 | 15% | 5★ (61) | 0.3 mi | Delisted |
Cozy Mountain Cabin w/ Fireplace & Deck Cabin
| 2 bd · 1 ba · sleeps 4 | $10,050 | $168 | 16% | 5★ (3) | 0.3 mi | AirbnbVrboBooking |
Forest Cabin Lodge in Big Bear House
| 2 bd · 2 ba · sleeps 6 | $10,651 | $285 | 10% | 5★ (17) | 0.3 mi | Airbnb |
The Moreno Hideaway- Indulge in a Winter Escape House | 2 bd · 1 ba · sleeps 6 | $6,868 | $283 | 7% | 4.8★ (16) | 0.3 mi | Airbnb |
Pet-friendly Woodland Escape - Sugar Pine Hollow House
| 2 bd · 1 ba · sleeps 4 | $32,644 | $128 | 70% | 4.8★ (239) | 0.3 mi | AirbnbVrbo |
⭐️Lofted Retreat⭐️ HBO, Boardgames, Nintendo & More! Cabin
| 2 bd · 1 ba · sleeps 6 | $23,151 | $135 | 47% | 5★ (278) | 0.3 mi | Airbnb |
Newly remodeled: Cozy Mozy Cabin Cabin
| 2 bd · 2 ba · sleeps 8 | $11,401 | $433 | 7% | 4.8★ (67) | 0.3 mi | AirbnbVrbo |
Casa Del Bosque (House in the Woods) pet friendly Cabin
| 2 bd · 2 ba · sleeps 6 | $9,213 | $237 | 11% | 5★ (88) | 0.3 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium
Est. revenue
$21,016
NOI
$7,713
Cash flow /mo
-$443
Cash needed
$73,971
Cash-on-cash
-7.2%
ROE (yr 1)
2.7%
Cap rate
3.9%
DSCR
0.59
Year-1 write-off
$59,084
Year-1 tax shield @ 32%
$18,907
Year-1 return on equity
- Cash flow (annual)-$5,313
- Principal paydown$1,288
- Appreciation at%$5,997
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,203
- Platform fees (3% of revenue)$630
- Maintenance / capex (5% of revenue)$1,051
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,499
- Insurance (STR-rated)$1,019
Cash needed to close
- Down payment (25%)$49,975
- Closing costs (4.0%)$7,996
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$18,907
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$153,000
Short-life (5/15-yr)
$43,000 · 28%
Year-1 deduction
$59,000
Year-1 tax shield @ 32%
$19,000
Land 23% (county tax record, assessed value split) · building $110,000 over 39 years · new furniture $16,000
Based on: 1,048 sq ft, built 1980, 2 bd / 1 ba, unfurnished, listing features (fireplace).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $46,000 in year 1 (19% short-life, $15,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $5,800
Kitchen cabinetsdefault
$8,100 new × 40% good × 1.79 allocation
- $4,700
Kitchen countertopsdefault
$6,600 new × 40% good × 1.79 allocation
- $1,300
Decorative trimdefault
$1,800 new × 40% good × 1.79 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 1.79 allocation
- $600
Shelvingdefault
$900 new × 40% good × 1.79 allocation
- $1,800
Window coverings (10)default
$2,500 new × 40% good × 1.79 allocation
- $1,900
Carpet, vinyl & laminate (40% of floors)default
$2,700 new × 40% good × 1.79 allocation
- $4,500
Kitchen & laundry equipment plumbingdefault
$6,300 new × 40% good × 1.79 allocation
- $2,700
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 1.79 allocation
- $5,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.79 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $6,000
Paving: driveway & walks (paved)default
$6,700 new × 50% good × 1.79 allocation
- $5,800
Landscaping (typical)default
$6,500 new × 50% good × 1.79 allocation
- $900
Patiosdefault
$1,000 new × 50% good × 1.79 allocation
- $900
Decks & porches (attached)default
$1,000 new × 50% good × 1.79 allocation
- $81,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$113,500 new × 40% good × 1.79 allocation
- $8,400
Building plumbing & fixturesdefault
$11,700 new × 40% good × 1.79 allocation
- $7,600
Building electrical & lightingdefault
$10,600 new × 40% good × 1.79 allocation
- $8,400
HVACdefault
$11,800 new × 40% good × 1.79 allocation
- $2,900
Hardwood & tile floorsdefault
$4,000 new × 40% good × 1.79 allocation
- $1,900
Fireplacelisting
$2,600 new × 40% good × 1.79 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $45,300 | $13,600 | $100 | $59,100 |
| 2 | $0 | $0 | $2,800 | $2,800 |
| 3 | $0 | $0 | $2,800 | $2,800 |
| 4 | $0 | $0 | $2,800 | $2,800 |
| 5 | $0 | $0 | $2,800 | $2,800 |
| 6+ | $0 | $0 | $98,900 | $98,900 |
| Total | $45,300 | $13,600 | $110,300 | $169,300 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.