550 Pine Ln Lot 83
Sugarloaf, CA 92386
$269,000
2 bd · 1 ba · Listed 75d ago
View on Realtor.com →Year built
1973
Sqft
—
Lot sqft
5,000
HOA / mo
None
Furnished
Yes
List date
2026-08-30T14:19:36.000000Z
Revenue
Annual revenue
$22,183
ADR
$162
Occupancy
38%
Cleaning fees (12 mo)
$4,611
Confidence
Low (44.53), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $19,839
Cedar Cabin - Pets allowed/No Clean Fee
Cabin · 2 bd · 1.5 ba · sleeps 6 · 128 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $38,585ADR $214Occ ≈ 49%5★ (129)
The Good Time Cabin
Cabin · 2 bd · 1 ba · sleeps 7 · 299 ft
Revenue $18,156ADR $190Occ ≈ 26%4.7★ (157)
Delisted
Rustic retreat•Sleeps 6•Pet friendly
Cabin · 2 bd · 2 ba · sleeps 6 · 315 ft
Revenue $17,511ADR $208Occ ≈ 23%4.8★ (15)
Cozy Pines Getaway E*Bikes*Kayak* Firepit Table
Cabin · 2 bd · 1.5 ba · sleeps 6 · 315 ft
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $7,997ADR $123Occ ≈ 18%5★ (3)
5 minutes to Lake! Cozy cabin with Hot Tub!
Cabin · 2 bd · 1 ba · sleeps 5 · 328 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $31,274ADR $253Occ ≈ 34%4.9★ (52)
Navigate Stays Retro Big Bear Cabin Near Slopes
House · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $2,431ADR $179Occ ≈ 4%4★ (1)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cedar Cabin - Pets allowed/No Clean Fee Cabin
| 2 bd · 1.5 ba · sleeps 6 | $38,585 | $214 | 49% | 5★ (129) | 128 ft | Airbnb |
EV Charging, Spa, Kid and Pet Friendly Cabin
| 2 bd · 1 ba · sleeps 6 | $24,406 | $257 | 26% | 4.8★ (242) | 151 ft | AirbnbVrbo |
The Good Time Cabin Cabin | 2 bd · 1 ba · sleeps 7 | $18,156 | $190 | 26% | 4.7★ (157) | 299 ft | Delisted |
Rustic retreat•Sleeps 6•Pet friendly Cabin | 2 bd · 2 ba · sleeps 6 | $17,511 | $208 | 23% | 4.8★ (15) | 315 ft | Booking |
Cozy Pines Getaway E*Bikes*Kayak* Firepit Table Cabin
| 2 bd · 1.5 ba · sleeps 6 | $7,997 | $123 | 18% | 5★ (3) | 315 ft | Airbnb |
5 minutes to Lake! Cozy cabin with Hot Tub! Cabin
| 2 bd · 1 ba · sleeps 5 | $31,274 | $253 | 34% | 4.9★ (52) | 328 ft | Airbnb |
Modern, Electric Fireplace, Single Level, Laundry Cabin | 2 bd · 1 ba · sleeps 4 | $12,238 | $156 | 21% | 5★ (1) | 397 ft | AirbnbBooking |
Modern & Cozy Big Bear Cabin Nestled in the Woods Cabin
| 2 bd · 1 ba · sleeps 6 | $25,229 | $201 | 34% | 4.9★ (107) | 0.1 mi | AirbnbVrboBooking |
Navigate Stays Retro Big Bear Cabin Near Slopes House | 2 bd · 1 ba · sleeps 5 | $2,431 | $179 | 4% | 4★ (1) | 0.1 mi | Delisted |
Ski & Hike: Cozy Big Bear Retreat w/ Fireplace House
| 2 bd · 1 ba · sleeps 6 | $9,755 | $235 | 11% | — | 0.1 mi | AirbnbVrboBooking |
Show 35 more
Cubs Den
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $4,499ADR $209Occ ≈ 6%4.6★ (5)
Delisted
The Cedar House | Cozy & Modern Mountain Retreat
Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $34,547ADR $153Occ ≈ 62%5★ (235)
Enchanting Hideaway 3BR, 2BA Cabin!
House · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $12,700ADR $220Occ ≈ 16%5★ (11)
Delisted
Maple Comfort Reserve, 2BR near Lake & Trails, AC!
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $18,562ADR $172Occ ≈ 30%4.5★ (13)
The Sugar Shack with Hot Tub, Mountain Serenity
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +1
Revenue $20,437ADR $138Occ ≈ 41%4.8★ (520)
Serenity Cozy Cabin * Sled * Fireplace * Games
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $39,122ADR $5,270Occ ≈ 2%5★ (50)
Delisted
House of Butterfield
Vacation home · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $31,300ADR $214Occ ≈ 40%—
Vintage Cozy Cabin- Perfect for the Family-WiFi
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $1,384ADR $346Occ ≈ 1%4.8★ (9)
Charming Dog Friendly Cabin w/Cable, WiFi, & Central A/C - Close to Lake & Town
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $3,116ADR $122Occ ≈ 7%—
Delisted
Bearadise Cabin
Vacation home · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $27,068ADR $227Occ ≈ 33%4.5★ (1)
Sugarloaf Bear Paw 2B/1Ba, SPA, AC, BBQ, Views
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $26,680ADR $154Occ ≈ 47%5★ (126)
Casa Del Bosque
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $20,706ADR $0Occ ≈ —4.7★ (11)
Delisted
Modern Cabin with A/C, Fire Pit, BBQ & Foosball
Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $43,048ADR $203Occ ≈ 58%5★ (179)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cubs Den Cabin | 2 bd · 1 ba · sleeps 5 | $4,499 | $209 | 6% | 4.6★ (5) | 0.1 mi | Delisted |
Sugarloaf Cabin Sweet Cabin Cabin
| 2 bd · 1.5 ba · sleeps 5 | $16,284 | $148 | 30% | 4.9★ (274) | 0.1 mi | AirbnbVrbo |
Hot Tub, Fireplace, Barbecue, Fenced Yard! House | 2 bd · 1 ba · sleeps 6 | $14,143 | $257 | 15% | 4.7★ (6) | 0.1 mi | AirbnbBooking |
The Cedar House | Cozy & Modern Mountain Retreat Cabin
| 2 bd · 1 ba · sleeps 4 | $34,547 | $153 | 62% | 5★ (235) | 0.1 mi | Airbnb |
Big Bear Nature Escape! Cabin 7 Mi to Lake Cabin
| 2 bd · 2 ba · sleeps 6 | $5,061 | $263 | 5% | 5★ (1) | 0.1 mi | AirbnbVrboBooking |
Cozy Modern Cabin w/AC Hot Tub, Comfy Beds, Quiet Cabin
| 2 bd · 2 ba · sleeps 6 | $19,839 | $290 | 19% | 5★ (113) | 0.1 mi | AirbnbVrboBooking |
Enchanting Hideaway 3BR, 2BA Cabin! House | 2 bd · 2 ba · sleeps 6 | $12,700 | $220 | 16% | 5★ (11) | 0.1 mi | Delisted |
Maple Comfort Reserve, 2BR near Lake & Trails, AC! Cabin | 2 bd · 1 ba · sleeps 6 | $18,562 | $172 | 30% | 4.5★ (13) | 0.1 mi | Airbnb |
The Sugar Shack with Hot Tub, Mountain Serenity Cabin
| 2 bd · 1.5 ba · sleeps 4 | $20,437 | $138 | 41% | 4.8★ (520) | 0.2 mi | Airbnb |
Serenity Cozy Cabin * Sled * Fireplace * Games Cabin | 2 bd · 1 ba · sleeps 5 | $39,122 | $5,270 | 2% | 5★ (50) | 0.2 mi | Delisted |
House of Butterfield Vacation home | 2 bd · 2 ba · sleeps 6 | $31,300 | $214 | 40% | — | 0.2 mi | Booking |
Sugar Pine Escape + Hot-Tub & Forest Backyard! Cabin
| 2 bd · 1 ba · sleeps 6 | $29,951 | $157 | 52% | 4.6★ (17) | 0.2 mi | AirbnbVrboBooking |
Smart TV, Fenced Yard, Quiet Area Cabin
| 2 bd · 1 ba · sleeps 6 | $5,270 | $215 | 7% | 4.3★ (13) | 0.2 mi | AirbnbVrboBooking |
Oakwood Cottage Big Bear - Cozy Sugarloaf Mountain Cabin | 2 bd · 1 ba · sleeps 4 | $11,825 | $308 | 11% | 3★ (1) | 0.2 mi | AirbnbBooking |
Pet Friendly | Foosball | Fire Pit | BBQ| WiFi Cabin
| 2 bd · 1 ba · sleeps 4 | $32,086 | $137 | 64% | 4.8★ (175) | 0.2 mi | AirbnbVrbo |
Hot tub | BBQ | Pet Friendly | Gated Cabin
| 2 bd · 1 ba · sleeps 5 | $22,090 | $187 | 32% | 4.8★ (170) | 0.2 mi | AirbnbVrbo |
Pet Friendly, Large Fenced Yard, Fireplace Cabin | 2 bd · 2 ba · sleeps 6 | $34,139 | $198 | 47% | 4.2★ (5) | 0.2 mi | AirbnbBooking |
Vintage Cozy Cabin- Perfect for the Family-WiFi Cabin | 2 bd · 1 ba · sleeps 6 | $1,384 | $346 | 1% | 4.8★ (9) | 0.2 mi | Airbnb |
Cozy 2-bed Cabin in Big Bear, 10 Mins from Lake Cabin
| 2 bd · 1 ba · sleeps 6 | $14,174 | $265 | 15% | 4.9★ (22) | 0.2 mi | AirbnbVrbo |
TOP RATED Boho Mountain Cabin: Pet-Friendly! Apartment
| 2 bd · 1.5 ba · sleeps 6 | $36,295 | $256 | 39% | 4.9★ (205) | 0.2 mi | AirbnbVrbo |
7 Mi to Ski Resorts: Dog-Friendly Sugarloaf Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $32,977 | $136 | 66% | 5★ (5) | 0.2 mi | AirbnbVrboBooking |
Charming Dog Friendly Cabin w/Cable, WiFi, & Central A/C - Close to Lake & Town Cabin | 2 bd · 1 ba · sleeps 6 | $3,116 | $122 | 7% | — | 0.2 mi | Delisted |
BEST VALUE BIG BEAR-QUIET-COZY-PET FRIENDLY WIFI Cottage
| 2 bd · 1 ba · sleeps 6 | $16,106 | $137 | 32% | 4.8★ (332) | 0.2 mi | AirbnbVrbo |
Bearadise Cabin Vacation home | 2 bd · 2 ba · sleeps 6 | $27,068 | $227 | 33% | 4.5★ (1) | 0.2 mi | Booking |
New Cozy Forest Cabin BBQ Fireplace Private Clean Cabin | 2 bd · 1 ba · sleeps 6 | $36,482 | $161 | 62% | 4.9★ (62) | 0.2 mi | AirbnbBooking |
Bearadise Cabin A/C heating system pet friendly Cabin
| 2 bd · 2 ba · sleeps 6 | $30,078 | $265 | 31% | 5★ (252) | 0.2 mi | AirbnbVrbo |
Sagewood Cabin -Dog Friendly + Fenced Yard Cabin
| 2 bd · 1.5 ba · sleeps 6 | $12,182 | $285 | 12% | 4.9★ (27) | 0.2 mi | AirbnbVrbo |
Big Bear Sugarloaf House House
| 2 bd · 1.5 ba · sleeps 6 | $6,558 | $239 | 8% | 5★ (1) | 0.2 mi | AirbnbVrbo |
Sugarloaf Bear Paw 2B/1Ba, SPA, AC, BBQ, Views Cabin
| 2 bd · 1 ba · sleeps 6 | $26,680 | $154 | 47% | 5★ (126) | 0.2 mi | Airbnb |
Serene Cabin Surrounded by the National Forest Cabin
| 2 bd · 1 ba · sleeps 6 | $28,093 | $250 | 31% | 4.9★ (290) | 0.2 mi | AirbnbVrbo |
Casa Del Bosque Cabin | 2 bd · 2 ba · sleeps 6 | $20,706 | $0 | — | 4.7★ (11) | 0.3 mi | Delisted |
Charming 1950s Western Cabin | Dog-Friendly Stay Cabin
| 2 bd · 1 ba · sleeps 4 | $25,830 | $157 | 45% | 4.9★ (49) | 0.3 mi | AirbnbBooking |
Casa Del Bosque (House in the Woods) pet friendly Cabin
| 2 bd · 2 ba · sleeps 6 | $9,217 | $219 | 12% | 5★ (88) | 0.3 mi | AirbnbVrbo |
Modern Cabin with A/C, Fire Pit, BBQ & Foosball Cabin
| 2 bd · 1 ba · sleeps 4 | $43,048 | $203 | 58% | 5★ (179) | 0.3 mi | Airbnb |
Romantic Forest Cabin | Walk to Trails | Deck+ BBQ Cabin
| 2 bd · 1 ba · sleeps 5 | $11,545 | $143 | 22% | 4.7★ (130) | 0.3 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium
Est. revenue
$22,183
NOI
$7,441
Cash flow /mo
-$841
Cash needed
$78,010
Cash-on-cash
-12.9%
ROE (yr 1)
-0.4%
Cap rate
2.8%
DSCR
0.42
Year-1 write-off
$67,053
Year-1 tax shield @ 32%
$21,457
Year-1 return on equity
- Cash flow (annual)-$10,088
- Principal paydown$1,733
- Appreciation at%$8,070
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,437
- Platform fees (3% of revenue)$665
- Maintenance / capex (5% of revenue)$1,109
- Utilities & supplies$4,200
- HOA$0
- Property tax$3,363
- Insurance (STR-rated)$1,372
Cash needed to close
- Down payment (25%)$67,250
- Closing costs (4.0%)$10,760
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$21,457
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$211,000
Short-life (5/15-yr)
$66,000 · 31%
Year-1 deduction
$67,000
Year-1 tax shield @ 32%
$21,000
Land 22% (county tax record, assessed value split) · building $144,000 over 39 years
Based on: ~1,400 sq ft (from beds), built 1973, 2 bd / 1 ba, furnished, listing features (deck, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $39,000 in year 1 (18% short-life, $13,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $6,300
Kitchen cabinetsdefault
$8,900 new × 40% good × 1.77 allocation
- $5,100
Kitchen countertopsdefault
$7,300 new × 40% good × 1.77 allocation
- $1,700
Decorative trimdefault
$2,500 new × 40% good × 1.77 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 1.77 allocation
- $600
Shelvingdefault
$900 new × 40% good × 1.77 allocation
- $2,500
Window coverings (14)default
$3,500 new × 40% good × 1.77 allocation
- $4,200
Carpet, vinyl & laminate (67% of floors)listing
$6,000 new × 40% good × 1.77 allocation
- $4,900
Kitchen & laundry equipment plumbingdefault
$6,900 new × 40% good × 1.77 allocation
- $3,000
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 40% good × 1.77 allocation
- $2,800
Appliances (range, refrigerator)listing
$4,000 new × 40% good × 1.77 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $6,900
Paving: driveway & walks (paved)default
$7,800 new × 50% good × 1.77 allocation
- $6,600
Landscaping (typical)default
$7,500 new × 50% good × 1.77 allocation
- $1,200
Patiosdefault
$1,400 new × 50% good × 1.77 allocation
- $13,900
Decks & porches (attached)listing
$15,800 new × 50% good × 1.77 allocation
- $107,500
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$151,900 new × 40% good × 1.77 allocation
- $11,100
Building plumbing & fixturesdefault
$15,700 new × 40% good × 1.77 allocation
- $10,600
Building electrical & lightingdefault
$15,000 new × 40% good × 1.77 allocation
- $11,200
HVACdefault
$15,800 new × 40% good × 1.77 allocation
- $2,100
Hardwood & tile floorsdefault
$3,000 new × 40% good × 1.77 allocation
- $1,900
Fireplacelisting
$2,600 new × 40% good × 1.77 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $37,700 | $28,600 | $800 | $67,100 |
| 2 | $0 | $0 | $3,700 | $3,700 |
| 3 | $0 | $0 | $3,700 | $3,700 |
| 4 | $0 | $0 | $3,700 | $3,700 |
| 5 | $0 | $0 | $3,700 | $3,700 |
| 6+ | $0 | $0 | $128,800 | $128,800 |
| Total | $37,700 | $28,600 | $144,400 | $210,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.