Year built
1920
Sqft
—
Lot sqft
—
HOA / mo
$29
Furnished
Yes
List date
2026-09-22T14:15:03.000000Z
Revenue
Annual revenue
$54,925
ADR
$392
Occupancy
38%
Cleaning fees (12 mo)
$9,867
Confidence
Low (43.2), 15 comps
Comp revenue range (p25 / median / p75)
Lakefront Fun | Scenic Deck, Fire Pit & Arcade
House · 3 bd · 2 ba · sleeps 8 · 0.5 mi
Revenue $83,409ADR $405Occ ≈ 56%5★ (71)
Eagles Landing Lodge
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.5 mi
Revenue $2,752ADR $550Occ ≈ 1%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bear Lodge: Lake and Trails!Ski Slope Views! House | 3 bd · 2.5 ba · sleeps 8 | $46,062 | $382 | 33% | 4.3★ (11) | 0.4 mi | AirbnbVrbo |
North Shore Retreat: Pool Table!Fire Pit!Hot Tub! House | 3 bd · 3.5 ba · sleeps 8 | $14,489 | $377 | 11% | 4.8★ (44) | 0.4 mi | AirbnbVrbo |
1 Sweet Retreat: Lake View! Fully Fenced! Hot Tub! House | 3 bd · 3 ba · sleeps 8 | $81,922 | $478 | 47% | 4.8★ (80) | 0.4 mi | AirbnbVrbo |
GorgeousViewsofBakersPond!A/C!SingleStory!HotTub! House | 3 bd · 2 ba · sleeps 8 | $13,016 | $387 | 9% | 5★ (5) | 0.5 mi | AirbnbVrbo |
Lakefront Fun | Scenic Deck, Fire Pit & Arcade House | 3 bd · 2 ba · sleeps 8 | $83,409 | $405 | 56% | 5★ (71) | 0.5 mi | Airbnb |
Log Home with Mountain Views! Gameroom! Firepit! House | 3 bd · 3 ba · sleeps 8 | $56,562 | $356 | 44% | 4.9★ (94) | 0.5 mi | AirbnbVrbo |
Eagles Landing Lodge Cabin | 3 bd · 2.5 ba · sleeps 8 | $2,752 | $550 | 1% | 5★ (1) | 0.5 mi | Airbnb |
Bear Manor - Your home away from home! House | 3 bd · 3.5 ba · sleeps 6 | $32,167 | $524 | 17% | 4.8★ (27) | 0.5 mi | AirbnbVrbo |
SkyLoft | Big Bear Lake View • Hot Tub • Game Room Cabin | 3 bd · 2 ba · sleeps 8 | $85,814 | $374 | 63% | 4.9★ (66) | 0.7 mi | AirbnbVrbo |
Fallen Leaf Castle Estate - Big Deck, AC & Games Cabin | 3 bd · 2 ba · sleeps 10 | $28,775 | $373 | 21% | 4.8★ (71) | 0.7 mi | AirbnbVrbo |
Show all 15 comps
Eagle Ridge Retreat| Hot Tub+A/C+Game Room+By Lake
Cabin · 3 bd · 2 ba · sleeps 9 · 0.7 mi
Revenue $89,836ADR $301Occ ≈ 82%4.9★ (425)
Fallen Leaf Hideaway Castle Estate
Vacation home · 3 bd · 2 ba · sleeps 10 · 0.7 mi
Revenue $37,090ADR $399Occ ≈ 25%3.6★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
1648-Eagle Ridge Views Cabin | 3 bd · 2.5 ba · sleeps 10 | $57,352 | $787 | 20% | 4.7★ (11) | 0.7 mi | AirbnbVrbo |
Eagle Ridge Retreat| Hot Tub+A/C+Game Room+By Lake Cabin | 3 bd · 2 ba · sleeps 9 | $89,836 | $301 | 82% | 4.9★ (425) | 0.7 mi | Airbnb |
Luxury Cabin Living: HotTub, Fire Pit, Game Room Cabin | 3 bd · 2.5 ba · sleeps 9 | $53,245 | $656 | 22% | 5★ (42) | 0.7 mi | AirbnbVrbo |
Fallen Leaf Hideaway Castle Estate Vacation home | 3 bd · 2 ba · sleeps 10 | $37,090 | $399 | 25% | 3.6★ (4) | 0.7 mi | Booking |
Eagle Ridge Views Log Cabin w/ Hot Tub + Games Cabin | 3 bd · 2.5 ba · sleeps 10 | $56,264 | $903 | 17% | 4.3★ (12) | 0.7 mi | AirbnbBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$54,925
NOI
$27,190
Cash flow /mo
$2,266
Cash needed
$504,400
Cash-on-cash (all cash)
5.4%
ROE (yr 1)
8.3%
Cap rate
5.6%
DSCR
—
Year-1 write-off
$134,080
Year-1 tax shield @ 32%
$42,906
Year-1 return on equity
- Cash flow (annual)$27,190
- Principal paydown (n/a, cash)$0
- Appreciation at%$14,550
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$10,985
- Platform fees (3% of revenue)$1,648
- Maintenance / capex (5% of revenue)$2,746
- Utilities & supplies$4,200
- HOA$348
- Property tax$6,063
- Insurance (STR-rated)$2,474
Cash needed to close
- Purchase price (all cash)$485,000
- Closing costs (4.0%)$19,400
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$42,906
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$468,000
Short-life (5/15-yr)
$133,000 · 28%
Year-1 deduction
$134,000
Year-1 tax shield @ 32%
$43,000
Land 4% (county tax record, assessed value split) · building $335,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1920, 3 bd / 2.5 ba, furnished, listing features (deck, fireplace, flooring types, appliance list, septic).
IRS-guide safe-harbor floor: $77,000 in year 1 (16% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,500
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.88 allocation
- $9,400
Kitchen countertopsdefault
$8,200 new × 40% good × 2.88 allocation
- $3,800
Decorative trimdefault
$3,300 new × 40% good × 2.88 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.88 allocation
- $1,400
Shelvingdefault
$1,200 new × 40% good × 2.88 allocation
- $5,500
Window coverings (19)default
$4,800 new × 40% good × 2.88 allocation
- $14,100
Carpet, vinyl & laminate (100% of floors)listing
$12,200 new × 40% good × 2.88 allocation
- $8,900
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 2.88 allocation
- $5,400
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 2.88 allocation
- $5,800
Appliances (range, refrigerator, washer)listing
$5,000 new × 40% good × 2.88 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $13,000
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.88 allocation
- $12,500
Landscaping (typical)default
$8,700 new × 50% good × 2.88 allocation
- $2,700
Patiosdefault
$1,900 new × 50% good × 2.88 allocation
- $30,800
Decks & porches (attached)listing
$21,400 new × 50% good × 2.88 allocation
- $237,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 2.88 allocation
- $24,600
Building plumbing & fixturesdefault
$21,400 new × 40% good × 2.88 allocation
- $24,600
Building electrical & lightingdefault
$21,400 new × 40% good × 2.88 allocation
- $24,700
HVACdefault
$21,400 new × 40% good × 2.88 allocation
- $6,100
Fireplaces (2)listing
$5,300 new × 40% good × 2.88 allocation
- $17,300
Septic systemlisting
$12,000 new × 50% good × 2.88 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $73,900 | $59,100 | $1,100 | $134,100 |
| 2 | $0 | $0 | $8,600 | $8,600 |
| 3 | $0 | $0 | $8,600 | $8,600 |
| 4 | $0 | $0 | $8,600 | $8,600 |
| 5 | $0 | $0 | $8,600 | $8,600 |
| 6+ | $0 | $0 | $299,500 | $299,500 |
| Total | $73,900 | $59,100 | $335,000 | $468,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.