43850 Yosemite Dr
Big Bear Lake, CA 92315
$639,100
4 bd · 2.5 ba · 1,494 sqft · Listed 51d ago
View on Realtor.com →Year built
1989
Sqft
1,494
Lot sqft
10,398
HOA / mo
$0
Furnished
No
List date
2026-09-23T16:43:51.000000Z
Revenue
Annual revenue
$43,593
ADR
$470
Occupancy
25%
Cleaning fees (12 mo)
$7,803
Confidence
Low (37.11), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $39,848
Big Bear Luxury Cabin Retreat*View*BBQ*Ping Pong
House · 4 bd · 3.5 ba · sleeps 11 · 246 ft
Revenue $21,670ADR $641Occ ≈ 9%4.4★ (8)
CabinHotTubSaunaLakeViewFirePlaceBBQPoolTable5B2B
Cabin · 4 bd · 2 ba · sleeps 9 · 338 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $24,704ADR $251Occ ≈ 27%4.8★ (22)
The Dome - Game Room with Bar & Pool Table, Sauna, WiFi
House · 4 bd · 2.5 ba · sleeps 10 · 453 ft
Revenue $6,476ADR $635Occ ≈ 3%5★ (1)
Delisted
Fallon Crest: Unbelievable View 5 mins to Slopes
House · 4 bd · 3 ba · sleeps 10 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +4
Revenue $84,620ADR $553Occ ≈ 42%5★ (62)
SPA & SKI SLOPE VIEWS! DUAL MASTER & 2 KING BEDS, WET BAR, EV CHARGER, REMODELED
House · 4 bd · 3 ba · sleeps 12 · 0.2 mi
Revenue $33,839ADR $627Occ ≈ 15%4.3★ (9)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Luxury Cabin Retreat*View*BBQ*Ping Pong House | 4 bd · 3.5 ba · sleeps 11 | $21,670 | $641 | 9% | 4.4★ (8) | 246 ft | Airbnb |
Minutes From Bear Mtn! Hot Tub! Gameroom! House
| 4 bd · 2 ba · sleeps 9 | $63,720 | $438 | 40% | 4.8★ (67) | 322 ft | AirbnbVrbo |
CabinHotTubSaunaLakeViewFirePlaceBBQPoolTable5B2B Cabin
| 4 bd · 2 ba · sleeps 9 | $24,704 | $251 | 27% | 4.8★ (22) | 338 ft | Airbnb |
CabinLakeViewHotTubSaunaPoolTable70”TVDirectTV5B2B Cabin
| 4 bd · 2 ba · sleeps 9 | $22,299 | $260 | 23% | — | 338 ft | AirbnbVrbo |
Fireside Mountain Escape Hot Tub, Fireplace House
| 4 bd · 3 ba · sleeps 10 | $92,433 | $550 | 46% | 4.6★ (38) | 345 ft | AirbnbVrboBooking |
Near Bear Mtn! A/C! Spa! Ski Slope Views! House
| 4 bd · 3 ba · sleeps 10 | $56,916 | $380 | 41% | 4.8★ (70) | 443 ft | AirbnbVrbo |
The Dome - Game Room with Bar & Pool Table, Sauna, WiFi House | 4 bd · 2.5 ba · sleeps 10 | $6,476 | $635 | 3% | 5★ (1) | 453 ft | Delisted |
Whistling Woods. Hot Tub, Views & Game Room House
| 4 bd · 3 ba · sleeps 13 | $49,058 | $703 | 19% | 4.8★ (49) | 0.1 mi | AirbnbVrbo |
Fallon Crest: Unbelievable View 5 mins to Slopes House
| 4 bd · 3 ba · sleeps 10 | $84,620 | $553 | 42% | 5★ (62) | 0.2 mi | Airbnb |
SPA & SKI SLOPE VIEWS! DUAL MASTER & 2 KING BEDS, WET BAR, EV CHARGER, REMODELED House | 4 bd · 3 ba · sleeps 12 | $33,839 | $627 | 15% | 4.3★ (9) | 0.2 mi | Delisted |
Show 22 more
Fully Remodeled * Spacious * Slope Views * Wet bar
Chalet · 4 bd · 2.5 ba · sleeps 12 · 0.2 mi
Revenue $39,847ADR $642Occ ≈ 17%4.5★ (7)
Delisted
Private Hot Tub * Spacious * Slope Views * Wet bar
Cabin · 4 bd · 2.5 ba · sleeps 10 · 0.2 mi
Revenue $8,364ADR $487Occ ≈ 5%—
Delisted
Large Pet Friendly Mountain CabinHot Tub
House · 4 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $16,926ADR $372Occ ≈ 12%—
Delisted
Pet Friendly Hot Tub Home located In the coveted Upper Moonridge Neighborhood!
House · 4 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $4,164ADR $374Occ ≈ 3%5★ (2)
Delisted
Cascade Escape in Moonridge with sauna & jacuzzi
House · 4 bd · 3 ba · sleeps 12 · 0.2 mi
Revenue $19,964ADR $599Occ ≈ 9%4.3★ (15)
Delisted
Unique Dome House in Moonridge w/ Pool Table
House · 4 bd · 3.5 ba · sleeps 10 · 0.2 mi
Revenue $8,813ADR $456Occ ≈ 5%—
Rocky Top Retreat:Near Bear Mtn!HotTub!Pool Table!
House · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $61,739ADR $498Occ ≈ 34%4.5★ (70)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Fully Remodeled * Spacious * Slope Views * Wet bar Chalet | 4 bd · 2.5 ba · sleeps 12 | $39,847 | $642 | 17% | 4.5★ (7) | 0.2 mi | Delisted |
Private Hot Tub * Spacious * Slope Views * Wet bar Cabin | 4 bd · 2.5 ba · sleeps 10 | $8,364 | $487 | 5% | — | 0.2 mi | Delisted |
Cozy cabin by Bear Mountain w/ hot tub House
| 4 bd · 2.5 ba · sleeps 10 | $10,774 | $482 | 6% | 5★ (12) | 0.2 mi | AirbnbVrboBooking |
Northwoods Cabin: Fireplace! Pool Table! Dogs OK! House
| 4 bd · 3 ba · sleeps 10 | $53,238 | $354 | 41% | 4.8★ (115) | 0.2 mi | AirbnbVrbo |
Hot Tub, Near Bear Mt, Lake Views, Dog Yard, AC Cabin
| 4 bd · 3 ba · sleeps 10 | $34,409 | $665 | 14% | 4.9★ (70) | 0.2 mi | AirbnbVrbo |
The Mystic Moonridge Cabin Retreat! Cabin
| 4 bd · 2 ba · sleeps 10 | $38,555 | $353 | 30% | 5★ (135) | 0.2 mi | AirbnbVrbo |
Large Pet Friendly Mountain CabinHot Tub House | 4 bd · 2 ba · sleeps 10 | $39,849 | $433 | 25% | 3.9★ (18) | 0.2 mi | AirbnbBooking |
Large Pet Friendly Mountain CabinHot Tub House | 4 bd · 2 ba · sleeps 10 | $16,926 | $372 | 12% | — | 0.2 mi | Delisted |
Pet Friendly Hot Tub Home located In the coveted Upper Moonridge Neighborhood! House | 4 bd · 2 ba · sleeps 10 | $4,164 | $374 | 3% | 5★ (2) | 0.2 mi | Delisted |
Updated Home w/ Views, Spa, Sauna, Billiards+more House
| 4 bd · 3.5 ba · sleeps 10 | $58,420 | $733 | 22% | 5★ (123) | 0.2 mi | AirbnbVrbo |
Cascade Escape in Moonridge with sauna & jacuzzi House | 4 bd · 3 ba · sleeps 12 | $19,964 | $599 | 9% | 4.3★ (15) | 0.2 mi | Delisted |
Unique Dome House in Moonridge w/ Pool Table House | 4 bd · 3.5 ba · sleeps 10 | $8,813 | $456 | 5% | — | 0.2 mi | Booking |
Designer Chalet | Sauna, Fireplace & Mountain view Cabin
| 4 bd · 3.5 ba · sleeps 12 | $63,966 | $572 | 31% | 4.8★ (63) | 0.2 mi | AirbnbVrboBooking |
Alpine Experience!Hot Tub!Pet Friendly!Central AC! House
| 4 bd · 2 ba · sleeps 10 | $53,815 | $420 | 35% | 5★ (27) | 0.3 mi | AirbnbVrbo |
Big bear good life cabin Cabin
| 4 bd · 3 ba · sleeps 10 | $6,822 | $763 | 2% | 4.4★ (29) | 0.3 mi | AirbnbVrbo |
Dawson Summit-Modern Elegant Cabin w/Hot Tub+VIEWS Cabin
| 4 bd · 2.5 ba · sleeps 11 | $68,979 | $683 | 28% | 5★ (84) | 0.3 mi | AirbnbVrbo |
Gorgeous Views! 4 BR LUX Home! HOT TUB! Gameroom! House
| 4 bd · 3.5 ba · sleeps 13 | $53,138 | $523 | 28% | 4.8★ (14) | 0.3 mi | AirbnbVrbo |
Rocky Top Retreat:Near Bear Mtn!HotTub!Pool Table! House | 4 bd · 3 ba · sleeps 11 | $61,739 | $498 | 34% | 4.5★ (70) | 0.3 mi | Airbnb |
Big Bear Ski Chalet - Walk to Slopes & Hot Tub House
| 4 bd · 3 ba · sleeps 11 | $641 | $320 | 1% | — | 0.3 mi | AirbnbVrbo |
Luxury Big Bear Home | Game Room, Modern House
| 4 bd · 2.5 ba · sleeps 10 | $51,977 | $669 | 21% | 4.9★ (8) | 0.3 mi | AirbnbVrboBooking |
Game Room, Hot Tub, Views, Jetted bathtub. BBQ. House
| 4 bd · 3 ba · sleeps 10 | $76,379 | $499 | 42% | 4.9★ (251) | 0.4 mi | AirbnbVrbo |
Big Bear Large 4bd-Hot Tub-Pool table-Pets-views House
| 4 bd · 3 ba · sleeps 10 | $40,285 | $430 | 26% | 4.8★ (291) | 0.4 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$43,593
NOI
$16,897
Cash flow /mo
$1,408
Cash needed
$687,664
Cash-on-cash (all cash)
2.5%
ROE (yr 1)
5.2%
Cap rate
2.6%
DSCR
—
Year-1 write-off
$197,070
Year-1 tax shield @ 32%
$63,062
Year-1 return on equity
- Cash flow (annual)$16,897
- Principal paydown (n/a, cash)$0
- Appreciation at%$19,173
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,719
- Platform fees (3% of revenue)$1,308
- Maintenance / capex (5% of revenue)$2,180
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,989
- Insurance (STR-rated)$3,259
Cash needed to close
- Purchase price (all cash)$639,100
- Closing costs (4.0%)$25,564
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$63,062
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$511,000
Short-life (5/15-yr)
$173,000 · 34%
Year-1 deduction
$197,000
Year-1 tax shield @ 32%
$63,000
Land 20% (county tax record, assessed value split) · building $338,000 over 39 years · new furniture $23,000
Based on: 1,494 sq ft, built 1989, 4 bd / 2.5 ba, unfurnished, listing features (hot tub, deck, patio, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $131,000 in year 1 (21% short-life, $42,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,400
Kitchen cabinetsdefault
$9,100 new × 40% good × 3.95 allocation
- $11,700
Kitchen countertopsdefault
$7,400 new × 40% good × 3.95 allocation
- $4,100
Decorative trimdefault
$2,600 new × 40% good × 3.95 allocation
- $500
Mirrorsdefault
$300 new × 40% good × 3.95 allocation
- $2,400
Shelvingdefault
$1,500 new × 40% good × 3.95 allocation
- $5,900
Window coverings (15)default
$3,800 new × 40% good × 3.95 allocation
- $15,200
Carpet, vinyl & laminate (100% of floors)listing
$9,600 new × 40% good × 3.95 allocation
- $11,200
Kitchen & laundry equipment plumbingdefault
$7,100 new × 40% good × 3.95 allocation
- $6,800
Kitchen, laundry & data equipment electricaldefault
$4,300 new × 40% good × 3.95 allocation
- $9,000
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 40% good × 3.95 allocation
- $14,200
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.95 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $15,800
Paving: driveway & walks (paved)listing
$8,000 new × 50% good × 3.95 allocation
- $15,200
Landscaping (typical)default
$7,700 new × 50% good × 3.95 allocation
- $13,300
Patioslisting
$6,700 new × 50% good × 3.95 allocation
- $33,200
Decks & porches (attached)listing
$16,800 new × 50% good × 3.95 allocation
- $255,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$161,400 new × 40% good × 3.95 allocation
- $26,500
Building plumbing & fixturesdefault
$16,800 new × 40% good × 3.95 allocation
- $25,600
Building electrical & lightingdefault
$16,200 new × 40% good × 3.95 allocation
- $26,600
HVACdefault
$16,800 new × 40% good × 3.95 allocation
- $4,200
Fireplacelisting
$2,600 new × 40% good × 3.95 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $118,400 | $77,600 | $1,100 | $197,100 |
| 2 | $0 | $0 | $8,700 | $8,700 |
| 3 | $0 | $0 | $8,700 | $8,700 |
| 4 | $0 | $0 | $8,700 | $8,700 |
| 5 | $0 | $0 | $8,700 | $8,700 |
| 6+ | $0 | $0 | $302,500 | $302,500 |
| Total | $118,400 | $77,600 | $338,300 | $534,300 |
The building's share of the price ($511,000) is 4.0x our depreciated replacement cost of the home ($129,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.