20330 OH 374
South Bloomingville, OH 43152
$875,000
3 bd · 2 ba · 1,312 sqft · Listed today
View on Realtor.com →Year built
2021
Sqft
1,312
Lot sqft
863,795
HOA / mo
$0
Furnished
No
List date
2026-10-05T11:27:20.000000Z
Revenue
Annual revenue
$88,288
ADR
$439
Occupancy
55%
Cleaning fees (12 mo)
$10,084
Confidence
Low (35.25), 7 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $70,246
3 BR Hocking Hills home with brand new hot tub
House · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $40,835ADR $294Occ ≈ 38%5★ (67)
Getaway Cabins-Above The Rest
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $68,295ADR $347Occ ≈ 54%4.8★ (62)
Inn the Pines
House · 3 bd · 2.5 ba · sleeps 6 · 0.5 mi
Revenue $25,750ADR $337Occ ≈ 21%4.8★ (15)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
The Rohe Block | Hocking Hills, Luxury Cabin Cabin | 3 bd · 2.5 ba · sleeps 8 | $76,004 | $454 | 46% | 4.9★ (241) | 525 ft | AirbnbVrbo |
3 BR Hocking Hills home with brand new hot tub House | 3 bd · 2 ba · sleeps 6 | $40,835 | $294 | 38% | 5★ (67) | 0.1 mi | Airbnb |
Idyll Reserve 2 | Main House - luxe Hocking Hills House | 3 bd · 2.5 ba · sleeps 8 | $178,868 | $643 | 76% | 5★ (114) | 0.2 mi | AirbnbVrbo |
Idyll Reserve 3 | The Cabin - pet friendly! Cabin | 3 bd · 2 ba · sleeps 10 | $150,927 | $637 | 65% | 5★ (108) | 0.2 mi | AirbnbVrbo |
Getaway Cabins-Above The Rest Cabin | 3 bd · 2 ba · sleeps 6 | $68,295 | $347 | 54% | 4.8★ (62) | 0.3 mi | Airbnb |
Bright + Cozy Cottage | 2 Miles to Old Man's Cave! Cabin | 3 bd · 1 ba · sleeps 7 | $70,246 | $364 | 53% | 5★ (106) | 0.3 mi | AirbnbVrbo |
Inn the Pines House | 3 bd · 2.5 ba · sleeps 6 | $25,750 | $337 | 21% | 4.8★ (15) | 0.5 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$88,288
NOI
$48,386
Cash flow /mo
-$797
Cash needed
$273,250
Cash-on-cash
-3.5%
ROE (yr 1)
8.1%
Cap rate
5.5%
DSCR
0.83
Year-1 write-off
$160,241
Year-1 tax shield @ 32%
$51,277
Year-1 return on equity
- Cash flow (annual)-$9,563
- Principal paydown$5,450
- Appreciation at%$26,250
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$17,658
- Platform fees (3% of revenue)$2,649
- Maintenance / capex (5% of revenue)$4,414
- Utilities & supplies$4,200
- HOA$0
- Property tax$3,894
- Insurance (STR-rated)$7,088
Cash needed to close
- Down payment (25%)$218,750
- Closing costs (4.0%)$35,000
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$51,277
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$564,000
Short-life (5/15-yr)
$140,000 · 25%
Year-1 deduction
$160,000
Year-1 tax shield @ 32%
$51,000
Land 35% (county tax record, market value split) · building $424,000 over 39 years · new furniture $20,000
Based on: 1,312 sq ft, built 2021, 3 bd / 2 ba, unfurnished, listing features (hot tub, deck, patio, fireplace, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $98,000 in year 1 (14% short-life, $31,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $16,100
Kitchen cabinetsdefault
$8,700 new × 80% good × 2.32 allocation
- $13,200
Kitchen countertopsdefault
$7,100 new × 80% good × 2.32 allocation
- $4,300
Decorative trimdefault
$2,300 new × 80% good × 2.32 allocation
- $400
Mirrorsdefault
$300 new × 58% good × 2.32 allocation
- $2,200
Shelvingdefault
$1,200 new × 80% good × 2.32 allocation
- $3,800
Window coverings (13)default
$3,300 new × 50% good × 2.32 allocation
- $4,600
Carpet, vinyl & laminate (40% of floors)default
$3,400 new × 58% good × 2.32 allocation
- $14,100
Kitchen & laundry equipment plumbingdefault
$6,800 new × 90% good × 2.32 allocation
- $8,500
Kitchen, laundry & data equipment electricaldefault
$4,100 new × 90% good × 2.32 allocation
- $5,300
Appliances (microwave, dishwasher, refrigerator)listing
$3,900 new × 58% good × 2.32 allocation
- $10,500
Hot tub (freestanding)listing
$9,000 new × 50% good × 2.32 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $14,000
Paving: driveway & walks (paved)default
$7,500 new × 80% good × 2.32 allocation
- $6,700
Landscaping (minimal)listing
$3,600 new × 80% good × 2.32 allocation
- $11,000
Patioslisting
$5,900 new × 80% good × 2.32 allocation
- $25,700
Decks & porches (attached)listing
$14,800 new × 75% good × 2.32 allocation
- $302,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$141,900 new × 92% good × 2.32 allocation
- $30,800
Building plumbing & fixturesdefault
$14,700 new × 90% good × 2.32 allocation
- $29,100
Building electrical & lightingdefault
$13,900 new × 90% good × 2.32 allocation
- $25,700
HVACdefault
$14,800 new × 75% good × 2.32 allocation
- $9,400
Hardwood & tile floorsdefault
$5,100 new × 80% good × 2.32 allocation
- $4,900
Fireplacelisting
$2,600 new × 80% good × 2.32 allocation
- $22,300
Septic systemlisting
$12,000 new × 80% good × 2.32 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $102,400 | $57,300 | $500 | $160,200 |
| 2 | $0 | $0 | $10,900 | $10,900 |
| 3 | $0 | $0 | $10,900 | $10,900 |
| 4 | $0 | $0 | $10,900 | $10,900 |
| 5 | $0 | $0 | $10,900 | $10,900 |
| 6+ | $0 | $0 | $380,200 | $380,200 |
| Total | $102,400 | $57,300 | $424,200 | $584,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Hocking County STR ordinance pending (annual permit, inspection, $1M liability insurance, driveway standards). Steep/gravel driveways are a cost risk.