1600 My Mountain Rd
Morganton, GA 30560
$499,000
3 bd · 3 ba · 3,100 sqft · Listed 1d ago
View on Realtor.com →Year built
1994
Sqft
3,100
Lot sqft
118,048
HOA / mo
None
Furnished
Yes
List date
2026-10-01T18:37:59.000000Z
Revenue
Annual revenue
$41,848
ADR
$251
Occupancy
46%
Cleaning fees (12 mo)
$8,141
Confidence
Med (56.05), 46 comps
Comp revenue range (p25 / median / p75)
Sounds of Silence | No Pet Fees | Sleeps 8 | Mountain Views | Paved Roads
Cabin · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $53,069ADR $269Occ ≈ 54%4.9★ (27)
Beautiful all season's view of the Blue Ridge Mountains.
Cabin · 3 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $55,361ADR $194Occ ≈ 78%5★ (346)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Epic Sunset Views Hot Tub Pet Friendly Blue Ridge Cabin | 3 bd · 3 ba · sleeps 8 | $29,937 | $327 | 25% | 4.8★ (62) | 489 ft | AirbnbVrboBooking |
Whiskey Rocks | $179 Off Your Stay! Cabin | 3 bd · 4 ba · sleeps 8 | $79,443 | $370 | 59% | 4.9★ (104) | 0.1 mi | AirbnbVrboBooking |
Glass Cabin Retreat w/ Hot Tub, Sauna + Epic Views House | 3 bd · 3 ba · sleeps 10 | $40,028 | $380 | 29% | 5★ (15) | 0.1 mi | AirbnbVrboBooking |
Mountain Views, Fenced Yard, Pets ok, Blue Ridge Cabin | 3 bd · 3 ba · sleeps 6 | $35,430 | $319 | 30% | 4.9★ (86) | 0.2 mi | AirbnbVrboBooking |
Close to Blue Ridge | Games | Hot Tub | Fire Pit Cabin | 3 bd · 3 ba · sleeps 8 | $36,727 | $262 | 38% | 4.8★ (12) | 0.2 mi | AirbnbVrboBooking |
Sounds of Silence | No Pet Fees | Sleeps 8 | Mountain Views | Paved Roads Cabin | 3 bd · 3 ba · sleeps 8 | $53,069 | $269 | 54% | 4.9★ (27) | 0.2 mi | Vrbo |
Amazing View, Blue Ridge, Pet Friendly, Hot Tub Cabin | 3 bd · 3 ba · sleeps 6 | $44,561 | $304 | 40% | 5★ (54) | 0.2 mi | AirbnbVrboBooking |
Blue Ridge, Mountain View, Swing Bed, Cozy Cabin | 3 bd · 2 ba · sleeps 6 | $8,981 | $258 | 10% | 4.8★ (42) | 0.2 mi | AirbnbVrboBooking |
Beautiful all season's view of the Blue Ridge Mountains. Cabin | 3 bd · 2 ba · sleeps 4 | $55,361 | $194 | 78% | 5★ (346) | 0.2 mi | Vrbo |
Luxe-Modern & Private: Hot Tub, MTN Views, FirePit House | 3 bd · 3.5 ba · sleeps 8 | $79,580 | $409 | 53% | 5★ (34) | 0.2 mi | AirbnbVrbo |
Show all 46 comps
Hawk's Ridge - Beautiful Westward Facing Views
House · 3 bd · 2.5 ba · sleeps 8 · 0.4 mi
Revenue $54,037ADR $262Occ ≈ 57%5★ (50)
Blue Ridge's Enchanted Cottage
Cabin · 3 bd · 3 ba · sleeps 10 · 0.6 mi
Revenue $27,750ADR $216Occ ≈ 35%5★ (358)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cloudwalker- Views, Hot Tub, Outdoor Fireplace Cabin | 3 bd · 3 ba · sleeps 8 | $67,343 | $421 | 44% | 4.5★ (15) | 0.3 mi | AirbnbVrboBooking |
Blue Ridge Bliss - Hot tub, lush views, and games! Cabin | 3 bd · 3 ba · sleeps 6 | $50,362 | $319 | 43% | 4.5★ (22) | 0.3 mi | AirbnbVrboBooking |
Pet Friendly | Hot Tub | Family Fun Chalet w Views Chalet | 3 bd · 3 ba · sleeps 12 | $53,180 | $242 | 60% | 5★ (169) | 0.3 mi | AirbnbVrbo |
Cabin Sweet Cabin | Hot Tub•Game Room•Dog Friendly House | 3 bd · 2 ba · sleeps 6 | $44,714 | $285 | 43% | 5★ (22) | 0.3 mi | AirbnbVrboBooking |
Views, Pet Friendly, Hot Tub, Fire Pit, 10% Disc Cabin | 3 bd · 3 ba · sleeps 6 | $24,121 | $289 | 23% | 4.7★ (7) | 0.3 mi | AirbnbVrboBooking |
Cabin Sweet Cabin- Pet Friendly, HotTub. Fireplace Cabin | 3 bd · 2 ba · sleeps 6 | $22,710 | $194 | 32% | 4.5★ (12) | 0.3 mi | AirbnbVrboBooking |
Lux 3BR Mountain Cabin | Hot Tub + Fire Pit! Cabin | 3 bd · 3 ba · sleeps 8 | $44,115 | $301 | 40% | 5★ (34) | 0.3 mi | AirbnbVrboBooking |
Hemptown Hideway Cabin | 3 bd · 3 ba · sleeps 8 | $25,112 | $294 | 23% | 4.7★ (16) | 0.4 mi | AirbnbVrboBooking |
Secluded Cabin w/ Hot Tub & Game Room Cabin | 3 bd · 3 ba · sleeps 6 | $38,221 | $311 | 34% | 4.8★ (49) | 0.4 mi | AirbnbVrboBooking |
Hawk's Ridge - Beautiful Westward Facing Views House | 3 bd · 2.5 ba · sleeps 8 | $54,037 | $262 | 57% | 5★ (50) | 0.4 mi | Airbnb |
True North Cabin | 3 bd · 2.5 ba · sleeps 6 | $24,469 | $304 | 22% | 5★ (75) | 0.4 mi | Airbnb |
Mtn Views, Game Room, Dogs Welcome, Fenced Yard. Cabin | 3 bd · 2 ba · sleeps 6 | $43,988 | $227 | 53% | 5★ (158) | 0.4 mi | AirbnbVrbo |
Spacious Blue Ridge cabin w/amazing mountain views Cabin | 3 bd · 2.5 ba · sleeps 8 | $31,720 | $284 | 31% | 4.8★ (43) | 0.4 mi | AirbnbVrbo |
Blue Ridge Mountain View, Full Wall of Windows Cabin | 3 bd · 2.5 ba · sleeps 6 | $22,612 | $377 | 16% | 5★ (2) | 0.4 mi | AirbnbVrboBooking |
Hot Tub & Scenic Mountain Views, Game Room Cabin | 3 bd · 3.5 ba · sleeps 8 | $73,978 | $294 | 69% | 5★ (50) | 0.4 mi | AirbnbVrbo |
Cabin Fever- Pet Friendly, Secluded, Fireplace Cabin | 3 bd · 3 ba · sleeps 6 | $33,674 | $346 | 27% | 4.7★ (3) | 0.4 mi | AirbnbVrboBooking |
Blue Ridge Hot Tub Pet Friendly Game Room Cabin | 3 bd · 3 ba · sleeps 6 | $24,688 | $310 | 22% | 4.9★ (129) | 0.5 mi | AirbnbVrboBooking |
Sunrise-View, Hot Tub, Game Room, Fire Pit Cabin | 3 bd · 3 ba · sleeps 6 | $28,349 | $251 | 31% | 5★ (14) | 0.6 mi | AirbnbVrbo |
HavenView - pets, private, view, near Blue Ridge Cabin | 3 bd · 2 ba · sleeps 6 | $35,365 | $255 | 38% | 5★ (15) | 0.6 mi | AirbnbVrbo |
Babbling Brook -Outdoor Living at its Best Cabin | 3 bd · 3 ba · sleeps 6 | $37,877 | $218 | 48% | 5★ (31) | 0.6 mi | AirbnbVrboBooking |
Cabin on Water Scenic Fly Fishing Firepit Games Cabin | 3 bd · 2 ba · sleeps 6 | $30,144 | $250 | 33% | 5★ (64) | 0.6 mi | AirbnbVrboBooking |
Tranquility OTB-Pool, Game Room,5 min Blue Ridge Cabin | 3 bd · 2.5 ba · sleeps 6 | $12,872 | $189 | 19% | 4.8★ (5) | 0.6 mi | AirbnbVrbo |
Blue Ridge's Enchanted Cottage Cabin | 3 bd · 3 ba · sleeps 10 | $27,750 | $216 | 35% | 5★ (358) | 0.6 mi | Airbnb |
Stunning Views~Hot Tub~Games~Fireplace~DogFriendly House | 3 bd · 3 ba · sleeps 7 | $50,366 | $333 | 41% | 5★ (27) | 0.6 mi | AirbnbVrboBooking |
Twig Hollow-Hot tub, fire pit, dog friendly, view Cabin | 3 bd · 3 ba · sleeps 6 | $25,432 | $269 | 26% | 5★ (7) | 0.6 mi | AirbnbVrbo |
Creekside-Secluded-Firepit-Games Cabin | 3 bd · 2.5 ba · sleeps 6 | $64,325 | $246 | 72% | 5★ (237) | 0.6 mi | AirbnbVrboBooking |
Mountain View, Hot Tub, Game Room, Good Roads Cabin | 3 bd · 3 ba · sleeps 6 | $33,027 | $309 | 29% | 5★ (8) | 0.6 mi | AirbnbVrboBooking |
Stunning long-range mountain views / paved access Cabin | 3 bd · 3 ba · sleeps 8 | $38,361 | $253 | 42% | 5★ (267) | 0.7 mi | AirbnbVrbo |
Stunning Views, Pet Friendly, Blue Ridge, Hot Tub Cabin | 3 bd · 3.5 ba · sleeps 6 | $38,919 | $294 | 36% | 5★ (9) | 0.7 mi | AirbnbVrboBooking |
Mountain Views-Hot Tub-Games-Pool & Foosball House | 3 bd · 3 ba · sleeps 8 | $33,624 | $348 | 26% | 4.8★ (12) | 0.7 mi | AirbnbVrbo |
My Mountain Lookout- Screen Deck, Views, Billiards Cabin | 3 bd · 3 ba · sleeps 9 | $28,305 | $326 | 24% | 4.7★ (18) | 0.7 mi | AirbnbVrboBooking |
My Mountain Retreat- King Beds, Game Room, Views Cabin | 3 bd · 3 ba · sleeps 10 | $33,545 | $296 | 31% | 4.7★ (8) | 0.7 mi | AirbnbVrbo |
Moonlight Dreams Stay House | 3 bd · 3 ba · sleeps 6 | $5,061 | $202 | 7% | 4.8★ (81) | 0.7 mi | AirbnbVrboBooking |
Breathtaking mountain view in a peaceful setting Cabin | 3 bd · 2 ba · sleeps 6 | $24,087 | $180 | 37% | 5★ (32) | 0.8 mi | AirbnbVrbo |
Near Blue Ridge, Fire Pit, Paved Roads, Game Room Cabin | 3 bd · 3 ba · sleeps 8 | $23,774 | $297 | 22% | 5★ (4) | 0.8 mi | AirbnbVrboBooking |
Amazing Mountain View, Blue Ridge, Hot Tub, Deck Cabin | 3 bd · 2 ba · sleeps 6 | $42,089 | $286 | 40% | 5★ (72) | 0.8 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$41,848
NOI
$18,260
Cash flow /mo
-$1,232
Cash needed
$144,710
Cash-on-cash
-10.2%
ROE (yr 1)
2.3%
Cap rate
3.7%
DSCR
0.55
Year-1 write-off
$79,969
Year-1 tax shield @ 32%
$25,590
Year-1 return on equity
- Cash flow (annual)-$14,787
- Principal paydown$3,108
- Appreciation at%$14,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,370
- Platform fees (3% of revenue)$1,255
- Maintenance / capex (5% of revenue)$2,092
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,356
- Insurance (STR-rated)$5,314
Cash needed to close
- Down payment (25%)$124,750
- Closing costs (4.0%)$19,960
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$25,590
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$443,000
Short-life (5/15-yr)
$80,000 · 18%
Year-1 deduction
$80,000
Year-1 tax shield @ 32%
$26,000
Land 11% (county tax record, market value split) · building $364,000 over 39 years
Based on: 3,100 sq ft, built 1994, 3 bd / 3 ba, furnished, listing features (hot tub, fireplace, stone counters, flooring types, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $55,000 in year 1 (12% short-life, $18,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,600
Kitchen cabinetsdefault
$12,600 new × 40% good × 1.70 allocation
- $8,700
Kitchen countertops (stone)listing
$12,900 new × 40% good × 1.70 allocation
- $3,700
Decorative trimdefault
$5,400 new × 40% good × 1.70 allocation
- $300
Mirrorsdefault
$500 new × 40% good × 1.70 allocation
- $800
Shelvingdefault
$1,200 new × 40% good × 1.70 allocation
- $5,300
Window coverings (31)default
$7,800 new × 40% good × 1.70 allocation
- $2,700
Carpet, vinyl & laminate (20% of floors)listing
$4,000 new × 40% good × 1.70 allocation
- $6,700
Kitchen & laundry equipment plumbingdefault
$9,800 new × 40% good × 1.70 allocation
- $4,000
Kitchen, laundry & data equipment electricaldefault
$5,900 new × 40% good × 1.70 allocation
- $5,200
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 1.70 allocation
- $6,100
Hot tub (freestanding)listing
$9,000 new × 40% good × 1.70 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $9,800
Paving: driveway & walks (paved)default
$11,500 new × 50% good × 1.70 allocation
- $4,700
Landscaping (minimal)listing
$5,600 new × 50% good × 1.70 allocation
- $2,600
Patiosdefault
$3,100 new × 50% good × 1.70 allocation
- $2,600
Decks & porches (attached)default
$3,100 new × 50% good × 1.70 allocation
- $267,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$337,100 new × 47% good × 1.70 allocation
- $23,700
Building plumbing & fixturesdefault
$35,000 new × 40% good × 1.70 allocation
- $24,800
Building electrical & lightingdefault
$36,600 new × 40% good × 1.70 allocation
- $23,700
HVACdefault
$34,900 new × 40% good × 1.70 allocation
- $10,800
Hardwood & tile floorsdefault
$16,000 new × 40% good × 1.70 allocation
- $3,600
Fireplaces (2)listing
$5,300 new × 40% good × 1.70 allocation
- $10,200
Septic systemlisting
$12,000 new × 50% good × 1.70 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $59,900 | $19,700 | $400 | $80,000 |
| 2 | $0 | $0 | $9,300 | $9,300 |
| 3 | $0 | $0 | $9,300 | $9,300 |
| 4 | $0 | $0 | $9,300 | $9,300 |
| 5 | $0 | $0 | $9,300 | $9,300 |
| 6+ | $0 | $0 | $326,100 | $326,100 |
| Total | $59,900 | $19,700 | $363,800 | $443,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.