671 Stover Knob Trl
Cherry Log, GA 30522
$995,000
3 bd · 2.5 ba · 3,535 sqft · Listed 8d ago
View on Realtor.com →Year built
2008
Sqft
3,535
Lot sqft
270,508
HOA / mo
None
Furnished
Yes
List date
2026-09-19T20:57:42.000000Z
Revenue
Annual revenue
$53,782
ADR
$319
Occupancy
46%
Cleaning fees (12 mo)
$9,707
Confidence
Med (60.97), 34 comps
Comp revenue range (p25 / median / p75)
Serenity Lodge on the Creek
Vacation home · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $40,561ADR $283Occ ≈ 39%—
Treehouse Cabin w Mountain & River Views +Arcades +Hot Tub
Cabin · 3 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $60,429ADR $406Occ ≈ 41%5★ (9)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Rocky Ridge Escape- Mtn Views, Hot Tub, King Beds! House | 3 bd · 3.5 ba · sleeps 8 | $44,189 | $424 | 29% | 4.7★ (3) | 0.1 mi | AirbnbVrbo |
Serenity Lodge on the Creek Vacation home | 3 bd · 3 ba · sleeps 10 | $40,561 | $283 | 39% | — | 0.2 mi | Booking |
Serenity Lodge on the Creek- Pet Friendly, Hot Tub Cabin | 3 bd · 3 ba · sleeps 10 | $46,174 | $341 | 37% | 3.8★ (7) | 0.2 mi | AirbnbVrbo |
Water's Edge Vacation home | 3 bd · 3 ba · sleeps 8 | $68,577 | $369 | 51% | — | 0.2 mi | Booking |
Water's Edge- Pets OK, Creekfront, HotTub, Firepit Cabin | 3 bd · 3 ba · sleeps 8 | $67,545 | $390 | 47% | 4.9★ (18) | 0.2 mi | AirbnbVrbo |
Cabin w/ Breathtaking Views in Aska Adventure Area Cabin | 3 bd · 2 ba · sleeps 2 | $17,572 | $140 | 34% | — | 0.3 mi | AirbnbVrbo |
Treehouse Cabin w Mountain & River Views +Arcades +Hot Tub Cabin | 3 bd · 2 ba · sleeps 10 | $60,429 | $406 | 41% | 5★ (9) | 0.3 mi | Vrbo |
Yogi's Escape | $179 Off Your Stay! Cabin | 3 bd · 2 ba · sleeps 6 | $44,700 | $295 | 42% | 4.9★ (45) | 0.3 mi | AirbnbVrboBooking |
Yogi`s Retreat - Aska Adventure Area Cabin | 3 bd · 3.5 ba · sleeps 6 | $92,177 | $320 | 79% | 5★ (18) | 0.3 mi | AirbnbVrbo |
Riverbend Treehouse – River Views, Hot Tub, Arcade Treehouse | 3 bd · 2 ba · sleeps 10 | $88,103 | $383 | 63% | 5★ (197) | 0.3 mi | AirbnbVrboBooking |
Show all 34 comps
The Lst Shepherd - Game Nights, Hot Tub Soaks & Outdoor Fireside TV
Vacation home · 3 bd · 3 ba · sleeps 7 · 0.4 mi
Revenue $36,949ADR $225Occ ≈ 45%—
*Immaculate!* | Aska Area | 2 Fireplcs | Lrg Decks
Cabin · 3 bd · 3 ba · sleeps 6 · 0.5 mi
Revenue $33,954ADR $245Occ ≈ 38%5★ (62)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cozy Treehouse w/ stunning Aska views near Toccoa! Cabin | 3 bd · 3.5 ba · sleeps 6 | $47,229 | $317 | 41% | 5★ (179) | 0.3 mi | AirbnbVrbo |
Aska Adventure Cabin Cabin | 3 bd · 3 ba · sleeps 6 | $39,975 | $296 | 37% | 5★ (3) | 0.4 mi | AirbnbBooking |
A Starry Night - Relax in rustic luxury! Cabin | 3 bd · 3 ba · sleeps 6 | $90,956 | $376 | 66% | 5★ (25) | 0.4 mi | AirbnbVrboBooking |
High Hopes | $250 Off Your Stay! Cabin | 3 bd · 3 ba · sleeps 8 | $90,563 | $432 | 57% | 4.9★ (73) | 0.4 mi | AirbnbVrboBooking |
BUCKingham Palace- Pet Friendly, HotTub, Fireplace Cabin | 3 bd · 3 ba · sleeps 7 | $28,097 | $322 | 24% | 4.8★ (22) | 0.4 mi | AirbnbVrboBooking |
The Lst Shepherd - Game Nights, Hot Tub Soaks & Outdoor Fireside TV Vacation home | 3 bd · 3 ba · sleeps 7 | $36,949 | $225 | 45% | — | 0.4 mi | Booking |
Pet-Friendly Aska Adventure Cabin Cabin | 3 bd · 2 ba · sleeps 6 | $32,352 | $163 | 54% | 5★ (168) | 0.4 mi | AirbnbVrboBooking |
The Lost Shepherd - Soothing Soaks & Scenic Vistas Cabin | 3 bd · 3 ba · sleeps 7 | $50,720 | $310 | 45% | 4.8★ (18) | 0.4 mi | AirbnbVrbo |
Aska's Cozy Corner Cabin Cabin | 3 bd · 3 ba · sleeps 6 | $42,550 | $206 | 57% | 5★ (52) | 0.5 mi | AirbnbVrboBooking |
*Immaculate!* | Aska Area | 2 Fireplcs | Lrg Decks Cabin | 3 bd · 3 ba · sleeps 6 | $33,954 | $245 | 38% | 5★ (62) | 0.5 mi | Airbnb |
15% Off Summer Sale—Discount Already Applied! Cabin | 3 bd · 3.5 ba · sleeps 6 | $59,517 | $247 | 66% | 4.8★ (19) | 0.6 mi | AirbnbVrboBooking |
Aska Timber Lodge | Blue Ridge, GA Cabin | 3 bd · 3 ba · sleeps 8 | $16,743 | $443 | 10% | 5★ (1) | 0.6 mi | AirbnbVrbo |
Aska Escape Lodge | Close to Family Fun, Game Room Cabin | 3 bd · 3 ba · sleeps 6 | $31,558 | $546 | 16% | 4.9★ (38) | 0.6 mi | AirbnbVrbo |
Deer Trails Cabin - Blue Ridge Ga- Aska Cabin | 3 bd · 3 ba · sleeps 6 | $49,213 | $327 | 41% | 4.6★ (11) | 0.6 mi | AirbnbVrboBooking |
Altitude Adjustment | Cherry Log, Ga Cabin | 3 bd · 3 ba · sleeps 6 | $62,097 | $445 | 38% | 4.7★ (37) | 0.6 mi | AirbnbVrbo |
Bear Claw Cabin- Fireplaces, Outdoor Living, Views Cabin | 3 bd · 3 ba · sleeps 6 | $50,864 | $373 | 37% | 4.8★ (14) | 0.7 mi | AirbnbVrboBooking |
Aska Pines- Pets OK, HotTub, Firepit, Air Hockey Cabin | 3 bd · 3 ba · sleeps 6 | $60,002 | $349 | 47% | 4.5★ (11) | 0.7 mi | AirbnbVrboBooking |
Bella Vista-Outdoor Livingroom/Hot Tub/Starlink Cabin | 3 bd · 3 ba · sleeps 8 | $53,781 | $242 | 61% | 4.9★ (104) | 0.7 mi | AirbnbVrbo |
Misty Mtn Hideaway| Soak + Stargaze w/ Epic Views Cabin | 3 bd · 3 ba · sleeps 8 | $80,344 | $349 | 63% | 4.8★ (121) | 0.7 mi | AirbnbVrboBooking |
Piece of Paradise~Hot Tub~Pool Table~2 King Master Cabin | 3 bd · 3 ba · sleeps 10 | $36,703 | $243 | 41% | 4.8★ (121) | 0.7 mi | AirbnbVrbo |
At the End of the Road. Toccoa River Front Cabin | 3 bd · 2 ba · sleeps 8 | $57,285 | $339 | 46% | 4.9★ (101) | 0.7 mi | AirbnbVrbo |
Riverside Hideaway | $229 Off Your Stay! Cabin | 3 bd · 3 ba · sleeps 8 | $82,045 | $410 | 55% | 4.8★ (112) | 0.7 mi | AirbnbVrboBooking |
Rivermac on the Toccoa River House | 3 bd · 3 ba · sleeps 6 | $69,828 | $383 | 50% | 5★ (238) | 0.8 mi | AirbnbVrbo |
Toccoa Riverfront Cabin•2 Decks & Firepit•Sleeps 8 Cabin | 3 bd · 2.5 ba · sleeps 8 | $33,939 | $302 | 31% | 5★ (47) | 0.8 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$53,782
NOI
$20,952
Cash flow /mo
-$3,616
Cash needed
$288,550
Cash-on-cash
-15.0%
ROE (yr 1)
-2.4%
Cap rate
2.1%
DSCR
0.33
Year-1 write-off
$154,912
Year-1 tax shield @ 32%
$49,572
Year-1 return on equity
- Cash flow (annual)-$43,388
- Principal paydown$6,511
- Appreciation at%$29,850
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$10,756
- Platform fees (3% of revenue)$1,613
- Maintenance / capex (5% of revenue)$2,689
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,974
- Insurance (STR-rated)$10,597
Cash needed to close
- Down payment (25%)$248,750
- Closing costs (4.0%)$39,800
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$49,572
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$903,000
Short-life (5/15-yr)
$153,000 · 17%
Year-1 deduction
$155,000
Year-1 tax shield @ 32%
$50,000
Land 9% (county tax record, market value split) · building $750,000 over 39 years
Based on: 3,535 sq ft, built 2008, 3 bd / 2.5 ba, furnished, listing features (deck, game room, fireplace, flooring types, appliance list, septic).
IRS-guide safe-harbor floor: $85,000 in year 1 (9% short-life, $27,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,600
Kitchen cabinetsdefault
$13,500 new × 40% good × 2.14 allocation
- $9,500
Kitchen countertopsdefault
$11,100 new × 40% good × 2.14 allocation
- $5,300
Decorative trimdefault
$6,200 new × 40% good × 2.14 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.14 allocation
- $1,000
Shelvingdefault
$1,200 new × 40% good × 2.14 allocation
- $7,500
Window coverings (35)default
$8,800 new × 40% good × 2.14 allocation
- $6,500
Carpet, vinyl & laminate (33% of floors)listing
$7,600 new × 40% good × 2.14 allocation
- $14,400
Kitchen & laundry equipment plumbingdefault
$10,500 new × 64% good × 2.14 allocation
- $8,700
Kitchen, laundry & data equipment electricaldefault
$6,400 new × 64% good × 2.14 allocation
- $5,400
Appliances (microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$6,300 new × 40% good × 2.14 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $2,400
Game-room equipment (used)listing
$6,000 new × 40% good · out of the price
- $13,200
Paving: driveway & walks (paved)default
$12,300 new × 50% good × 2.14 allocation
- $12,700
Landscaping (typical)default
$11,900 new × 50% good × 2.14 allocation
- $3,700
Patiosdefault
$3,500 new × 50% good × 2.14 allocation
- $42,500
Decks & porches (attached)listing
$39,800 new × 50% good × 2.14 allocation
- $576,100
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$384,800 new × 70% good × 2.14 allocation
- $54,600
Building plumbing & fixturesdefault
$39,900 new × 64% good × 2.14 allocation
- $57,600
Building electrical & lightingdefault
$42,100 new × 64% good × 2.14 allocation
- $34,100
HVACdefault
$39,800 new × 40% good × 2.14 allocation
- $13,000
Hardwood & tile floorsdefault
$15,200 new × 40% good × 2.14 allocation
- $2,300
Fireplacelisting
$2,600 new × 40% good × 2.14 allocation
- $12,800
Septic systemlisting
$12,000 new × 50% good × 2.14 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $80,400 | $72,100 | $2,400 | $154,900 |
| 2 | $0 | $0 | $19,200 | $19,200 |
| 3 | $0 | $0 | $19,200 | $19,200 |
| 4 | $0 | $0 | $19,200 | $19,200 |
| 5 | $0 | $0 | $19,200 | $19,200 |
| 6+ | $0 | $0 | $671,100 | $671,100 |
| Total | $80,400 | $72,100 | $750,400 | $903,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.