72 Gibbs Trl
Mineral Bluff, GA 30559
$599,000
3 bd · 3 ba · 2,520 sqft · Listed today
View on Realtor.com →Year built
2012
Sqft
2,520
Lot sqft
62,291
HOA / mo
None
Furnished
No
List date
2026-10-28T11:39:17.000000Z
Revenue
Annual revenue
$39,057
ADR
$267
Occupancy
40%
Cleaning fees (12 mo)
$7,280
Confidence
Med (52.34), 27 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $37,997
Beautiful cabin w/mountain views - 3bdrms/2 baths, rec room, wrap around porch
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $9,961ADR $233Occ ≈ 12%5★ (3)
Delisted
Knotty Dreams
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $28,021ADR $292Occ ≈ 26%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Amazing Serenity Wood Cabin
| 3 bd · 3 ba · sleeps 6 | $14,514 | $272 | 15% | 4.7★ (56) | 282 ft | AirbnbVrboBooking |
Highland Hideaway- Hot tub-Pool Table-Air Hockey Cabin
| 3 bd · 2.5 ba · sleeps 8 | $65,427 | $268 | 67% | 5★ (231) | 0.1 mi | AirbnbVrbo |
Rohring Retreat - Bask in comfort on the deck Cabin | 3 bd · 2.5 ba · sleeps 10 | $34,596 | $353 | 27% | 5★ (21) | 0.1 mi | AirbnbVrboBooking |
Knotty Dreams - Luxury Awaits, Hot Tub, PartyPorch Cabin
| 3 bd · 2.5 ba · sleeps 8 | $36,051 | $370 | 27% | — | 0.2 mi | AirbnbVrbo |
Beautiful cabin w/mountain views - 3bdrms/2 baths, rec room, wrap around porch Cabin | 3 bd · 2 ba · sleeps 6 | $9,961 | $233 | 12% | 5★ (3) | 0.2 mi | Delisted |
Cabin Near Blue Ridge w/ Fire Pit & Large Deck Cabin
| 3 bd · 2.5 ba · sleeps 7 | $34,250 | $265 | 35% | 5★ (35) | 0.2 mi | AirbnbVrboBooking |
Knotty Dreams Vacation home | 3 bd · 3 ba · sleeps 8 | $28,021 | $292 | 26% | — | 0.2 mi | Booking |
"Recharge Station" - Blue Ridge area Cabin
| 3 bd · 3 ba · sleeps 9 | $38,177 | $298 | 35% | 5★ (162) | 0.2 mi | AirbnbVrbo |
Sunset Ridge Chalet - King Beds, Views, Dogs OK! House
| 3 bd · 3 ba · sleeps 10 | $37,703 | $373 | 28% | 5★ (2) | 0.3 mi | AirbnbVrbo |
Whiskey & Woods - Newly built w/fireplace & wifi! Cabin | 3 bd · 2.5 ba · sleeps 8 | $26,948 | $269 | 27% | 4.7★ (10) | 0.3 mi | AirbnbVrboBooking |
Show 17 more
Welcome to Stuart Mountain Hideaway!
Cabin · 3 bd · 3 ba · sleeps 6 · 0.3 mi
Revenue $20,249ADR $324Occ ≈ 17%4.9★ (25)
Awe-Inspiring Mountain View
Cabin · 3 bd · 3 ba · sleeps 10 · 0.4 mi
Revenue $60,323ADR $358Occ ≈ 46%—
Morning Breeze - Blue Ridge GA
Cabin · 3 bd · 3 ba · sleeps 6 · 0.4 mi
Revenue $42,204ADR $532Occ ≈ 22%5★ (2)
New Mod Cabin w Views, Hot tub, Mins to Blue Ridge
Cabin · 3 bd · 3 ba · sleeps 6 · 0.6 mi
Revenue $13,374ADR $263Occ ≈ 14%4.7★ (139)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Sunrise Vista Lodge - Mountain Views & Fireplaces! Cabin
| 3 bd · 3 ba · sleeps 10 | $53,284 | $358 | 41% | 5★ (16) | 0.3 mi | AirbnbVrboBooking |
Sage Elk- Family Friendly, Hot Tub, Game Room Cabin | 3 bd · 3 ba · sleeps 9 | $37,997 | $306 | 34% | 5★ (2) | 0.3 mi | AirbnbVrboBooking |
Eagle's Rising- Pet Friendly w/ Fenced Yard, VIEWS Cabin
| 3 bd · 3.5 ba · sleeps 8 | $74,568 | $461 | 44% | 4.8★ (8) | 0.3 mi | AirbnbVrboBooking |
Skyfall - Stunning views + a hot tub! Cabin
| 3 bd · 3.5 ba · sleeps 10 | $62,033 | $376 | 45% | 5★ (76) | 0.3 mi | AirbnbVrboBooking |
Welcome to Stuart Mountain Hideaway! Cabin | 3 bd · 3 ba · sleeps 6 | $20,249 | $324 | 17% | 4.9★ (25) | 0.3 mi | Airbnb |
Awe-Inspiring Mountain View - Soaks, Games & Films Cabin
| 3 bd · 3 ba · sleeps 10 | $39,703 | $264 | 41% | 5★ (14) | 0.4 mi | AirbnbVrbo |
Mountain Breeze-Mineral Bluff,GA Cabin | 3 bd · 3.5 ba · sleeps 8 | $39,427 | $357 | 30% | 5★ (3) | 0.4 mi | AirbnbVrboBooking |
Misty Morn - Blue Ridge Mountain View Cabin | 3 bd · 3 ba · sleeps 7 | $51,602 | $223 | 63% | 5★ (130) | 0.4 mi | AirbnbVrbo |
Awe-Inspiring Mountain View Cabin | 3 bd · 3 ba · sleeps 10 | $60,323 | $358 | 46% | — | 0.4 mi | Airbnb |
Morning Breeze - Blue Ridge GA Cabin | 3 bd · 3 ba · sleeps 6 | $42,204 | $532 | 22% | 5★ (2) | 0.4 mi | Airbnb |
Family Friendly: Hot Tub Haven in Mineral Bluff! Cabin | 3 bd · 3.5 ba · sleeps 6 | $36,584 | $250 | 40% | 5★ (19) | 0.4 mi | AirbnbVrboBooking |
Sunrise Haven- Mtn Views, Hot Tub, Outdoor Living! Cabin | 3 bd · 3 ba · sleeps 8 | $82,065 | $313 | 72% | 4.7★ (7) | 0.4 mi | AirbnbBooking |
Modern Cabin, Heavenly Views with Hot Tub. House
| 3 bd · 3 ba · sleeps 6 | $19,053 | $282 | 19% | 4.8★ (9) | 0.5 mi | AirbnbVrboBooking |
Blue Ridge Luxury Cabin with Sunset Views Cabin
| 3 bd · 3.5 ba · sleeps 10 | $84,838 | $367 | 63% | 5★ (115) | 0.6 mi | AirbnbVrbo |
Wooded Cabin w/Spa and firepit near Macaysville Cabin | 3 bd · 2 ba · sleeps 8 | $37,481 | $177 | 58% | 5★ (210) | 0.6 mi | AirbnbVrbo |
Modern Luxury Cabin w/ Hot Tub & Epic Views Cabin
| 3 bd · 3 ba · sleeps 8 | $50,220 | $320 | 43% | 5★ (45) | 0.6 mi | AirbnbVrboBooking |
New Mod Cabin w Views, Hot tub, Mins to Blue Ridge Cabin | 3 bd · 3 ba · sleeps 6 | $13,374 | $263 | 14% | 4.7★ (139) | 0.6 mi | Delisted |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$39,057
NOI
$15,926
Cash flow /mo
-$1,991
Cash needed
$193,210
Cash-on-cash
-12.4%
ROE (yr 1)
-1.2%
Cap rate
2.7%
DSCR
0.40
Year-1 write-off
$103,511
Year-1 tax shield @ 32%
$33,123
Year-1 return on equity
- Cash flow (annual)-$23,895
- Principal paydown$3,701
- Appreciation at%$17,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,811
- Platform fees (3% of revenue)$1,172
- Maintenance / capex (5% of revenue)$1,953
- Utilities & supplies$4,200
- HOA$0
- Property tax$1,616
- Insurance (STR-rated)$6,379
Cash needed to close
- Down payment (25%)$149,750
- Closing costs (4.0%)$23,960
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$33,123
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$573,000
Short-life (5/15-yr)
$83,000 · 15%
Year-1 deduction
$104,000
Year-1 tax shield @ 32%
$33,000
Land 4% (county tax record, market value split) · building $489,000 over 39 years · new furniture $20,000
Based on: 2,520 sq ft, built 2012, 3 bd / 3 ba, unfurnished, listing features (hot tub, patio, fireplace, flooring types, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $81,000 in year 1 (11% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,800
Kitchen cabinetsdefault
$11,300 new × 44% good × 1.77 allocation
- $7,200
Kitchen countertopsdefault
$9,300 new × 44% good × 1.77 allocation
- $3,400
Decorative trimdefault
$4,400 new × 44% good × 1.77 allocation
- $300
Mirrorsdefault
$500 new × 40% good × 1.77 allocation
- $900
Shelvingdefault
$1,200 new × 44% good × 1.77 allocation
- $4,400
Window coverings (25)default
$6,300 new × 40% good × 1.77 allocation
- $3,800
Carpet, vinyl & laminate (33% of floors)listing
$5,400 new × 40% good × 1.77 allocation
- $11,300
Kitchen & laundry equipment plumbingdefault
$8,800 new × 72% good × 1.77 allocation
- $6,800
Kitchen, laundry & data equipment electricaldefault
$5,300 new × 72% good × 1.77 allocation
- $4,000
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 40% good × 1.77 allocation
- $6,400
Hot tub (freestanding)listing
$9,000 new × 40% good × 1.77 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $9,200
Paving: driveway & walks (paved)default
$10,400 new × 50% good × 1.77 allocation
- $4,400
Landscaping (minimal)listing
$5,000 new × 50% good × 1.77 allocation
- $10,100
Patioslisting
$11,300 new × 50% good × 1.77 allocation
- $2,200
Decks & porches (attached)default
$2,500 new × 50% good × 1.77 allocation
- $372,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$273,700 new × 77% good × 1.77 allocation
- $36,300
Building plumbing & fixturesdefault
$28,400 new × 72% good × 1.77 allocation
- $37,300
Building electrical & lightingdefault
$29,200 new × 72% good × 1.77 allocation
- $20,200
HVACdefault
$28,400 new × 40% good × 1.77 allocation
- $8,400
Hardwood & tile floorsdefault
$10,800 new × 44% good × 1.77 allocation
- $4,100
Fireplaces (2)listing
$5,300 new × 44% good × 1.77 allocation
- $10,600
Septic systemlisting
$12,000 new × 50% good × 1.77 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $77,000 | $25,900 | $500 | $103,500 |
| 2 | $0 | $0 | $12,500 | $12,500 |
| 3 | $0 | $0 | $12,500 | $12,500 |
| 4 | $0 | $0 | $12,500 | $12,500 |
| 5 | $0 | $0 | $12,500 | $12,500 |
| 6+ | $0 | $0 | $438,600 | $438,600 |
| Total | $77,000 | $25,900 | $489,300 | $592,300 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.