253 Zenith Trl
Ellijay, GA 30540
$389,900
2 bd · 2.5 ba · 1,620 sqft · Listed 52d ago
View on Realtor.com →Year built
2016
Sqft
1,620
Lot sqft
41,382
HOA / mo
$120
Furnished
No
List date
2026-09-21T15:08:53.000000Z
Revenue
Annual revenue
$34,560
ADR
$202
Occupancy
47%
Cleaning fees (12 mo)
$7,495
Confidence
Low (32.92), 30 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,803
Wanderlust Lodge-Waterfront-Dog Friendly-Hot tub
House · 2 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $27,572ADR $217Occ ≈ 35%4.8★ (5)
Killin Time River Cabin
Cabin · 2 bd · 2 ba · sleeps 7 · 0.5 mi
Revenue $8,357ADR $0Occ ≈ —5★ (24)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Riverfront Cabin/Hot Tub/Secluded w/Resort Amenity Cabin
| 2 bd · 2 ba · sleeps 5 | $59,416 | $235 | 69% | 5★ (239) | 0.3 mi | AirbnbVrbo |
Cabin Zen. Riverfront. Hot Tub. Arcades. Sleeps 8+ Cabin
| 2 bd · 3 ba · sleeps 8 | $57,721 | $334 | 47% | 4.8★ (45) | 0.3 mi | AirbnbVrboBooking |
Deer River Retreat | Waterfront in Coosawattee Cabin
| 2 bd · 2 ba · sleeps 6 | $55,317 | $265 | 57% | 4.8★ (123) | 0.3 mi | AirbnbVrbo |
Fire Pit + Free Wood | Pizza Oven & Grill | Deer Cabin
| 2 bd · 2 ba · sleeps 4 | $37,437 | $185 | 55% | 5★ (81) | 0.3 mi | AirbnbVrbo |
Wanderlust Lodge-Waterfront-Dog Friendly-Hot tub House | 2 bd · 2 ba · sleeps 8 | $27,572 | $217 | 35% | 4.8★ (5) | 0.4 mi | Airbnb |
Riverfront Cottage In The Coosawattee Resort. Cabin
| 2 bd · 2 ba · sleeps 6 | $15,764 | $246 | 18% | 5★ (8) | 0.4 mi | AirbnbVrboBooking |
Rocky Road Retreat Stay Cabin
| 2 bd · 2 ba · sleeps 6 | $4,428 | $216 | 6% | 4.5★ (25) | 0.5 mi | AirbnbVrboBooking |
Moon River | Ellijay, GA Cabin
| 2 bd · 2 ba · sleeps 4 | $53,127 | $335 | 43% | 4.8★ (36) | 0.5 mi | AirbnbVrbo |
Cabin River Retreat / Hot Tub / Blue Ridge Mtns Cabin
| 2 bd · 2 ba · sleeps 8 | $52,071 | $274 | 52% | 5★ (51) | 0.5 mi | AirbnbVrboBooking |
Killin Time River Cabin Cabin | 2 bd · 2 ba · sleeps 7 | $8,357 | $0 | — | 5★ (24) | 0.5 mi | Airbnb |
Show 20 more
Dog-Friendly Forest Cabin with Hot Tub, Shared Pool, Game Room, Two Decks
Cabin · 2 bd · 3 ba · sleeps 8 · 0.5 mi
Revenue $15,756ADR $212Occ ≈ 20%4.6★ (116)
Delisted
Dog-friendly cabin with hot tub, 2 fireplaces, game room. washer/dryer & AC
Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $24,752ADR $211Occ ≈ 32%4.8★ (15)
Delisted
Bucky and Doe Doe's Place
Cabin · 2 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $6,869ADR $272Occ ≈ 7%4.7★ (83)
Delisted
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access
Cabin · 2 bd · 2 ba · sleeps 8 · 0.6 mi
Revenue $15,491ADR $198Occ ≈ 21%5★ (15)
Very Private, Quiet Cabin With A Mountain View
Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $3,924ADR $275Occ ≈ 4%4.8★ (71)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
River Front House in Ellijay Cabin
| 2 bd · 2 ba · sleeps 6 | $40,510 | $195 | 57% | 4.7★ (219) | 0.5 mi | AirbnbVrbo |
Dog-Friendly Forest Cabin with Hot Tub, Shared Pool, Game Room, Two Decks Cabin | 2 bd · 3 ba · sleeps 8 | $15,756 | $212 | 20% | 4.6★ (116) | 0.5 mi | Delisted |
Dog-friendly cabin with hot tub, 2 fireplaces, game room. washer/dryer & AC Cabin | 2 bd · 2 ba · sleeps 6 | $24,752 | $211 | 32% | 4.8★ (15) | 0.5 mi | Delisted |
Family Cabin | Hot Tub, Fire Pit + Pool Access Cabin
| 2 bd · 3 ba · sleeps 8 | $48,482 | $202 | 66% | 5★ (123) | 0.5 mi | AirbnbVrbo |
Riverfront Cabin- Hot Tub +Firepit +Apple Orchards Cabin
| 2 bd · 2 ba · sleeps 6 | $56,770 | $269 | 58% | 5★ (131) | 0.5 mi | AirbnbVrbo |
NEW: Dawn Lane Escape | Hot Tub | Mins to Town Cabin
| 2 bd · 2 ba · sleeps 5 | $12,000 | $179 | 18% | 5★ (14) | 0.5 mi | AirbnbVrbo |
2BR River home with kayaks & fishing Cabin | 2 bd · 2 ba · sleeps 6 | $28,557 | $219 | 36% | 4.7★ (3) | 0.5 mi | AirbnbBooking |
Bucky and Doe Doe's Place Cabin | 2 bd · 3 ba · sleeps 8 | $6,869 | $272 | 7% | 4.7★ (83) | 0.6 mi | Delisted |
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access Cabin | 2 bd · 2 ba · sleeps 8 | $15,491 | $198 | 21% | 5★ (15) | 0.6 mi | Airbnb |
Mountain Romance - Hot Tub - River Walk House
| 2 bd · 2 ba · sleeps 4 | $14,114 | $243 | 16% | 5★ (13) | 0.6 mi | AirbnbVrboBooking |
Peaceful home, large hot tub, deer sightings House
| 2 bd · 2 ba · sleeps 6 | $15,684 | $279 | 15% | 4.9★ (48) | 0.6 mi | AirbnbVrbo |
Riverside! Bring Your Pups+ Hot Tub+Firepit+COMFY Cabin
| 2 bd · 2 ba · sleeps 5 | $23,249 | $306 | 21% | 5★ (113) | 0.6 mi | AirbnbVrbo |
Drumm End, The Modern Shire Cabin
| 2 bd · 2 ba · sleeps 8 | $11,144 | $226 | 14% | 5★ (13) | 0.6 mi | AirbnbVrbo |
Edgewater Dreams | Coosawattee Riverfront Cabin
| 2 bd · 2 ba · sleeps 8 | $66,335 | $311 | 58% | 4.9★ (114) | 0.6 mi | AirbnbVrbo |
River View Getaway by 2DC House
| 2 bd · 2 ba · sleeps 4 | $36,345 | $212 | 47% | 5★ (100) | 0.6 mi | AirbnbVrboBooking |
Very Private, Quiet Cabin With A Mountain View Cabin | 2 bd · 2 ba · sleeps 6 | $3,924 | $275 | 4% | 4.8★ (71) | 0.6 mi | Delisted |
Riverfront Cabin, Resort Pool, Hot Tub, Tubing House
| 2 bd · 2 ba · sleeps 8 | $54,901 | $393 | 38% | 5★ (35) | 0.6 mi | AirbnbVrbo |
Summer's Ridge| Dog-Friendly Coosawattee Cabin Cabin
| 2 bd · 2.5 ba · sleeps 6 | $24,853 | $235 | 29% | 4.8★ (82) | 0.7 mi | AirbnbVrbo |
Rustic Elegance of Ellijay Cabin
| 2 bd · 2 ba · sleeps 6 | $1,667 | $238 | 2% | 4.8★ (33) | 0.7 mi | AirbnbVrbo |
On River Time House
| 2 bd · 2 ba · sleeps 4 | $21,111 | $108 | 54% | 4.8★ (105) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$34,560
NOI
$12,633
Cash flow /mo
-$1,079
Cash needed
$135,071
Cash-on-cash
-9.6%
ROE (yr 1)
0.9%
Cap rate
3.2%
DSCR
0.49
Year-1 write-off
$87,846
Year-1 tax shield @ 32%
$28,111
Year-1 return on equity
- Cash flow (annual)-$12,944
- Principal paydown$2,477
- Appreciation at%$11,697
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,912
- Platform fees (3% of revenue)$1,037
- Maintenance / capex (5% of revenue)$1,728
- Utilities & supplies$4,200
- HOA$1,440
- Property tax$2,399
- Insurance (STR-rated)$4,211
Cash needed to close
- Down payment (25%)$97,475
- Closing costs (4.0%)$15,596
- Furnishing (bought new)$22,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$28,111
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$366,000
Short-life (5/15-yr)
$65,000 · 18%
Year-1 deduction
$88,000
Year-1 tax shield @ 32%
$28,000
Land 6% (county tax record, market value split) · building $301,000 over 39 years · new furniture $22,000
Based on: 1,620 sq ft, built 2016, 2 bd / 2.5 ba, unfurnished, listing features (patio, game room, fireplace, stone counters, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $66,000 in year 1 (12% short-life, $21,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,600
Kitchen cabinetsdefault
$9,400 new × 60% good × 1.53 allocation
- $8,800
Kitchen countertops (stone)listing
$9,600 new × 60% good × 1.53 allocation
- $2,600
Decorative trimdefault
$2,800 new × 60% good × 1.53 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.53 allocation
- $800
Shelvingdefault
$900 new × 60% good × 1.53 allocation
- $2,400
Window coverings (16)default
$4,000 new × 40% good × 1.53 allocation
- $2,100
Carpet, vinyl & laminate (33% of floors)listing
$3,500 new × 40% good × 1.53 allocation
- $8,900
Kitchen & laundry equipment plumbingdefault
$7,300 new × 80% good × 1.53 allocation
- $5,400
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 80% good × 1.53 allocation
- $2,300
Appliances (microwave, dishwasher, washer, dryer)listing
$3,700 new × 40% good × 1.53 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $7,600
Paving: driveway & walks (paved)default
$8,300 new × 60% good × 1.53 allocation
- $7,300
Landscaping (typical)default
$8,000 new × 60% good × 1.53 allocation
- $6,700
Patioslisting
$7,300 new × 60% good × 1.53 allocation
- $1,200
Decks & porches (attached)default
$1,600 new × 50% good × 1.53 allocation
- $223,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$175,800 new × 83% good × 1.53 allocation
- $22,200
Building plumbing & fixturesdefault
$18,200 new × 80% good × 1.53 allocation
- $21,700
Building electrical & lightingdefault
$17,800 new × 80% good × 1.53 allocation
- $13,900
HVACdefault
$18,300 new × 50% good × 1.53 allocation
- $6,400
Hardwood & tile floorsdefault
$7,000 new × 60% good × 1.53 allocation
- $2,400
Fireplacelisting
$2,600 new × 60% good × 1.53 allocation
- $11,000
Septic systemlisting
$12,000 new × 60% good × 1.53 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $64,000 | $22,900 | $1,000 | $87,800 |
| 2 | $0 | $0 | $7,700 | $7,700 |
| 3 | $0 | $0 | $7,700 | $7,700 |
| 4 | $0 | $0 | $7,700 | $7,700 |
| 5 | $0 | $0 | $7,700 | $7,700 |
| 6+ | $0 | $0 | $269,400 | $269,400 |
| Total | $64,000 | $22,900 | $301,200 | $388,100 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.