709 Laurel Creek Trl
Blue Ridge, GA 30513
$769,900
3 bd · 3 ba · 2,328 sqft · Listed 6d ago
View on Realtor.com →Year built
2006
Sqft
2,328
Lot sqft
46,174
HOA / mo
$30
Furnished
No
List date
2026-09-21T21:03:46.000000Z
Revenue
Annual revenue
$38,624
ADR
$231
Occupancy
46%
Cleaning fees (12 mo)
$6,123
Confidence
Low (43.92), 28 comps
Comp revenue range (p25 / median / p75)
Whiskey Ridge
Vacation home · 3 bd · 4 ba · sleeps 6 · 449 ft
Revenue $57,064ADR $350Occ ≈ 45%—
"Meant To B" the perfect relaxing cabin.
Cabin · 3 bd · 3.5 ba · sleeps 6 · 0.2 mi
Revenue $13,434ADR $427Occ ≈ 9%5★ (134)
Honey Bear Lodge Want to enjoy a peaceful mountain getaway with spa-style accommodations and a grand kitchen? Then, Honey Bear Lodge is the place for you!
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $18,264ADR $372Occ ≈ 13%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Whiskey Ridge- MTN Views, Outdoor Living, HotTub Cabin | 3 bd · 3.5 ba · sleeps 6 | $55,177 | $361 | 42% | 4.8★ (4) | 423 ft | AirbnbVrbo |
Whiskey Ridge Vacation home | 3 bd · 4 ba · sleeps 6 | $57,064 | $350 | 45% | — | 449 ft | Booking |
Moonlight Mountain Cabin - Great views + hot tub! Cabin | 3 bd · 3.5 ba · sleeps 6 | $26,881 | $274 | 27% | 4.6★ (15) | 505 ft | AirbnbVrboBooking |
Crocket Trails Cabin | 3 bd · 3 ba · sleeps 7 | $20,600 | $310 | 18% | 4.7★ (74) | 0.1 mi | AirbnbVrboBooking |
Secluded 3BR Mountainview | Hot Tub | Firepit House | 3 bd · 3.5 ba · sleeps 8 | $36,332 | $282 | 35% | 4.8★ (69) | 0.1 mi | AirbnbBooking |
Honey Bear Lodge enjoy a peaceful mountain home. Cabin | 3 bd · 3.5 ba · sleeps 8 | $18,608 | $376 | 14% | 5★ (1) | 0.2 mi | AirbnbVrbo |
"Meant To B" the perfect relaxing cabin. Cabin | 3 bd · 3.5 ba · sleeps 6 | $13,434 | $427 | 9% | 5★ (134) | 0.2 mi | Airbnb |
Honey Bear Lodge- Close to Town, Sauna, Pizza Oven Cabin | 3 bd · 3.5 ba · sleeps 8 | $73,919 | $344 | 59% | 5★ (6) | 0.2 mi | AirbnbVrboBooking |
Panoramic Sunset Views, Luxurious, Hot Tub! Cabin | 3 bd · 3 ba · sleeps 6 | $34,880 | $310 | 31% | 5★ (140) | 0.2 mi | AirbnbVrbo |
Honey Bear Lodge Want to enjoy a peaceful mountain getaway with spa-style accommodations and a grand kitchen? Then, Honey Bear Lodge is the place for you! Vacation home | 3 bd · 3 ba · sleeps 8 | $18,264 | $372 | 13% | — | 0.2 mi | Booking |
Show all 28 comps
Crockett Mountain Lodge
Cabin · 3 bd · 3.5 ba · sleeps 6 · 0.3 mi
Revenue $40,404ADR $241Occ ≈ 46%—
Near Hiking & Dtwn Blue Ridge! Forest Sanctuary
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $10,405ADR $153Occ ≈ 19%3★ (1)
Mel's Cabin - Reset and relax!
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $3,413ADR $257Occ ≈ 4%5★ (0)
Blue Ridge Vibes @ Laurel Ridge
Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.6 mi
Revenue $21,459ADR $277Occ ≈ 21%5★ (14)
Water's Edge at Bear Lake/STR 004160
Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.7 mi
Revenue $80,265ADR $267Occ ≈ 82%5★ (83)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Crocket Mountain Lodge Cabin | 3 bd · 3.5 ba · sleeps 8 | $18,072 | $333 | 15% | 4.7★ (49) | 0.3 mi | AirbnbVrboBooking |
Crockett Mountain Lodge Cabin | 3 bd · 3.5 ba · sleeps 6 | $40,404 | $241 | 46% | — | 0.3 mi | Airbnb |
Near Hiking & Dtwn Blue Ridge! Forest Sanctuary Vacation home | 3 bd · 2 ba · sleeps 6 | $10,405 | $153 | 19% | 3★ (1) | 0.4 mi | Booking |
Private Mountain Retreat - 5 Minutes to Blue Ridge Cabin | 3 bd · 2 ba · sleeps 6 | $11,776 | $181 | 18% | 4.7★ (93) | 0.4 mi | AirbnbVrbo |
Laurel Escape - pet, hiker & family friendly cabin Cabin | 3 bd · 2 ba · sleeps 6 | $51,978 | $161 | 88% | 5★ (110) | 0.4 mi | AirbnbVrbo |
Luxury cabin overlooking the creek with privacy Cabin | 3 bd · 2 ba · sleeps 6 | $42,805 | $206 | 57% | 4.7★ (176) | 0.4 mi | AirbnbVrboBooking |
Mel's Cabin - Reset and relax! Cabin | 3 bd · 2 ba · sleeps 6 | $17,919 | $175 | 28% | 4.8★ (103) | 0.4 mi | AirbnbVrboBooking |
Mel's Cabin - Reset and relax! Cabin | 3 bd · 2 ba · sleeps 6 | $3,413 | $257 | 4% | 5★ (0) | 0.4 mi | Vrbo |
Genuine Log Cabin, Long Range Mntn. Views, 4 Acres Cabin | 3 bd · 2 ba · sleeps 6 | $56,948 | $183 | 85% | 4.9★ (544) | 0.5 mi | AirbnbVrbo |
All About the View- Pet Friendly, 180 Degree View Cabin | 3 bd · 3.5 ba · sleeps 6 | $44,748 | $340 | 36% | 4.5★ (21) | 0.5 mi | AirbnbVrboBooking |
Castle Creek - Nearby creek, & cozy hot tub! Cabin | 3 bd · 3 ba · sleeps 7 | $42,060 | $252 | 46% | 4.8★ (106) | 0.5 mi | AirbnbVrboBooking |
Rustic, premium cabin for solace and nature Cabin | 3 bd · 2.5 ba · sleeps 7 | $24,908 | $201 | 34% | 5★ (112) | 0.6 mi | AirbnbVrbo |
Antler Ridge Hideaway House | 3 bd · 3 ba · sleeps 8 | $40,990 | $231 | 49% | 4.8★ (426) | 0.6 mi | AirbnbVrboBooking |
Blue Ridge Vibes @ Laurel Ridge Cabin | 3 bd · 2.5 ba · sleeps 6 | $21,459 | $277 | 21% | 5★ (14) | 0.6 mi | Airbnb |
Laurel Mountain Chalet Cabin | 3 bd · 2 ba · sleeps 6 | $23,708 | $241 | 27% | 4.8★ (67) | 0.6 mi | AirbnbVrboBooking |
Water's Edge at Bear Lake/STR 004160 Cabin | 3 bd · 2.5 ba · sleeps 6 | $80,265 | $267 | 82% | 5★ (83) | 0.7 mi | Airbnb |
Charming Blue Ridge Cabin w/ Game Room & Hot Tub! Cabin | 3 bd · 2 ba · sleeps 8 | $30,903 | $202 | 42% | 4.9★ (136) | 0.7 mi | AirbnbVrboBooking |
Fantastic Mountain Views plus Hot Tub & Fire Pit!! Cabin | 3 bd · 3 ba · sleeps 6 | $40,935 | $199 | 56% | 5★ (98) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$38,624
NOI
$9,960
Cash flow /mo
-$3,319
Cash needed
$242,771
Cash-on-cash
-16.4%
ROE (yr 1)
-4.8%
Cap rate
1.3%
DSCR
0.20
Year-1 write-off
$141,659
Year-1 tax shield @ 32%
$45,331
Year-1 return on equity
- Cash flow (annual)-$39,824
- Principal paydown$5,038
- Appreciation at%$23,097
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,725
- Platform fees (3% of revenue)$1,159
- Maintenance / capex (5% of revenue)$1,931
- Utilities & supplies$4,200
- HOA$360
- Property tax$4,974
- Insurance (STR-rated)$8,315
Cash needed to close
- Down payment (25%)$192,475
- Closing costs (4.0%)$30,796
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$45,331
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$646,000
Short-life (5/15-yr)
$120,000 · 19%
Year-1 deduction
$142,000
Year-1 tax shield @ 32%
$45,000
Land 16% (county tax record, market value split) · building $525,000 over 39 years · new furniture $20,000
Based on: 2,328 sq ft, built 2006, 3 bd / 3 ba, unfurnished, listing features (hot tub, deck, fireplace, stone counters, flooring types, appliance list, septic).
IRS-guide safe-harbor floor: $85,000 in year 1 (10% short-life, $27,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,200
Kitchen cabinetsdefault
$10,900 new × 40% good × 2.34 allocation
- $10,400
Kitchen countertops (stone)listing
$11,200 new × 40% good × 2.34 allocation
- $3,800
Decorative trimdefault
$4,100 new × 40% good × 2.34 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.34 allocation
- $1,100
Shelvingdefault
$1,200 new × 40% good × 2.34 allocation
- $5,400
Window coverings (23)default
$5,800 new × 40% good × 2.34 allocation
- $11,900
Kitchen & laundry equipment plumbingdefault
$8,500 new × 60% good × 2.34 allocation
- $7,200
Kitchen, laundry & data equipment electricaldefault
$5,100 new × 60% good × 2.34 allocation
- $5,500
Appliances (microwave, dishwasher, refrigerator, washer, dryer)listing
$5,900 new × 40% good × 2.34 allocation
- $8,400
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.34 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $11,700
Paving: driveway & walks (paved)default
$10,000 new × 50% good × 2.34 allocation
- $11,200
Landscaping (typical)default
$9,600 new × 50% good × 2.34 allocation
- $2,700
Patiosdefault
$2,300 new × 50% good × 2.34 allocation
- $30,600
Decks & porches (attached)listing
$26,200 new × 50% good × 2.34 allocation
- $393,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$252,700 new × 67% good × 2.34 allocation
- $36,700
Building plumbing & fixturesdefault
$26,200 new × 60% good × 2.34 allocation
- $37,500
Building electrical & lightingdefault
$26,800 new × 60% good × 2.34 allocation
- $24,500
HVACdefault
$26,200 new × 40% good × 2.34 allocation
- $14,000
Hardwood & tile floorsdefault
$15,000 new × 40% good × 2.34 allocation
- $4,900
Fireplaces (2)listing
$5,300 new × 40% good × 2.34 allocation
- $14,000
Septic systemlisting
$12,000 new × 50% good × 2.34 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $83,800 | $56,200 | $1,700 | $141,700 |
| 2 | $0 | $0 | $13,500 | $13,500 |
| 3 | $0 | $0 | $13,500 | $13,500 |
| 4 | $0 | $0 | $13,500 | $13,500 |
| 5 | $0 | $0 | $13,500 | $13,500 |
| 6+ | $0 | $0 | $469,500 | $469,500 |
| Total | $83,800 | $56,200 | $525,100 | $665,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.