685 Riverview Dr
Ellijay, GA 30540
$355,555
3 bd · 3 ba · 2,080 sqft · Listed 2d ago
View on Realtor.com →Year built
1999
Sqft
2,080
Lot sqft
22,216
HOA / mo
None
Furnished
No
List date
2026-10-09T22:00:11.000000Z
Revenue
Annual revenue
$37,015
ADR
$235
Occupancy
43%
Cleaning fees (12 mo)
$8,068
Confidence
Low (39.48), 46 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $34,733
Beautiful Private Getaway Fireplace HotTub Rocking Chair Porch Resort Amenities
Cabin · 3 bd · 2 ba · sleeps 6 · 364 ft
- Hot tub
- Pool
- A/C
- Free parking
- +6
Revenue $34,733ADR $175Occ ≈ 54%4.9★ (128)
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $11,160ADR $190Occ ≈ 16%—
Treehouse in Coosawatee River Resort
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $4,915ADR $188Occ ≈ 7%5★ (17)
Delisted
Family-Friendly Cabin | Games • Hot Tub • Fire Pit
Cabin · 3 bd · 4 ba · sleeps 8 · 0.4 mi
Revenue $42,588ADR $321Occ ≈ 36%5★ (19)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Beautiful Private Getaway Fireplace HotTub Rocking Chair Porch Resort Amenities Cabin
| 3 bd · 2 ba · sleeps 6 | $34,733 | $175 | 54% | 4.9★ (128) | 364 ft | Vrbo |
Deer Haven-Hot Tub • Game Room • Outdoor Fireplace Cabin
| 3 bd · 3 ba · sleeps 6 | $36,198 | $280 | 35% | 5★ (13) | 0.2 mi | AirbnbVrbo |
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access Vacation home | 3 bd · 2 ba · sleeps 8 | $11,160 | $190 | 16% | — | 0.2 mi | Booking |
Ellijay Cabin w/ Game Rm + Fire Pit | Dog-Friendly Cabin
| 3 bd · 3 ba · sleeps 8 | $30,797 | $330 | 26% | 5★ (40) | 0.3 mi | AirbnbVrbo |
Amazing View / Sunset / Hot Tub / Covered Deck Cabin
| 3 bd · 3 ba · sleeps 8 | $70,124 | $256 | 75% | 5★ (142) | 0.3 mi | AirbnbVrbo |
Treehouse in Coosawatee River Resort Cabin | 3 bd · 2 ba · sleeps 8 | $4,915 | $188 | 7% | 5★ (17) | 0.3 mi | Delisted |
Relaxing River Retreat on the river hot tub, firep Cabin
| 3 bd · 2 ba · sleeps 6 | $40,332 | $319 | 35% | 4.5★ (34) | 0.4 mi | AirbnbVrbo |
3BR bohemian cabin with hot tub & resort amenities Cabin | 3 bd · 2 ba · sleeps 6 | $25,509 | $257 | 27% | 4.7★ (17) | 0.4 mi | AirbnbBooking |
Riverfront Cabin w/ Screened Gazebo & EV Charger Cabin
| 3 bd · 2 ba · sleeps 6 | $39,392 | $225 | 48% | 5★ (56) | 0.4 mi | AirbnbVrboBooking |
Family-Friendly Cabin | Games • Hot Tub • Fire Pit Cabin | 3 bd · 4 ba · sleeps 8 | $42,588 | $321 | 36% | 5★ (19) | 0.4 mi | Airbnb |
Show 33 more
Dreamy wooded escape w/2 decks, resort access, WiFi, gas grills, hot tub/pool
Cabin · 3 bd · 3 ba · sleeps 8 · 0.5 mi
Revenue $16,148ADR $213Occ ≈ 21%4.5★ (20)
Riveredge Escape Cabin-Tubing, PlaySet, Resort
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $16,905ADR $534Occ ≈ 9%—
Beautiful River House On The River!
House · 3 bd · 2 ba · sleeps 8 · 0.6 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $20,529ADR $232Occ ≈ 24%4.8★ (17)
Pet-Friendly, Pool, Game Room & Hot tub & Firepit
Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $54,088ADR $237Occ ≈ 63%4.9★ (58)
Wander and Wine - Ellijay Escape
House · 3 bd · 2 ba · sleeps 6 · 0.6 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $41,793ADR $198Occ ≈ 58%5★ (39)
New Listing: Secluded Heavenly Views 3 Bedroom, 2.
Cabin · 3 bd · 2.5 ba · sleeps 7 · 0.6 mi
Revenue $17,879ADR $361Occ ≈ 14%—
Secluded Coosawattee Cabin: Ideal Ellijay Retreat for Rest & Relaxation
Cabin · 3 bd · 3 ba · sleeps 9 · 0.7 mi
Revenue $2,642ADR $528Occ ≈ 1%5★
Delisted
Riverbend House
Cabin · 3 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $42,656ADR $350Occ ≈ 33%4.9★ (134)
Rocky River Retreat
Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +2
Revenue $544ADR $272Occ ≈ 1%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cute 3/3 cabin: firepit, games, resort amenities! Cabin
| 3 bd · 3 ba · sleeps 8 | $25,863 | $226 | 31% | 4.9★ (34) | 0.4 mi | AirbnbVrbo |
Luxury Cabin w/ Hot Tub + Game Room, Sleeps 10 Cabin | 3 bd · 3 ba · sleeps 10 | $35,805 | $294 | 33% | 5★ (83) | 0.4 mi | AirbnbBooking |
Coosawattee Mountain Lodge | Sleeps 6 | Hot Tub House
| 3 bd · 3.5 ba · sleeps 8 | $22,728 | $370 | 17% | 5★ (5) | 0.4 mi | AirbnbVrbo |
River Retreat | Ellijay, Georgia Cabin
| 3 bd · 3 ba · sleeps 8 | $44,310 | $370 | 33% | 5★ (16) | 0.5 mi | AirbnbVrbo |
Dreamy wooded escape w/2 decks, resort access, WiFi, gas grills, hot tub/pool Cabin | 3 bd · 3 ba · sleeps 8 | $16,148 | $213 | 21% | 4.5★ (20) | 0.5 mi | Booking |
Riverview Hideaway | Dog-Friendly Riverview Cabin Cabin
| 3 bd · 2.5 ba · sleeps 8 | $23,436 | $404 | 16% | 4.8★ (32) | 0.5 mi | AirbnbVrbo |
Dog-Friendly | Hot Tub + Indoor Pool, Firepit Cabin
| 3 bd · 2.5 ba · sleeps 8 | $39,143 | $256 | 42% | 5★ (21) | 0.5 mi | AirbnbVrbo |
Cozy Ellijay Cabin: Hot Tub, Yard, & Resort Access Cabin | 3 bd · 2.5 ba · sleeps 8 | $53,873 | $188 | 79% | 5★ (44) | 0.5 mi | AirbnbBooking |
Elkhorn Lodge - Coosawattee River Resort Cabin
| 3 bd · 3 ba · sleeps 8 | $42,888 | $224 | 52% | 5★ (76) | 0.5 mi | AirbnbVrboBooking |
Deer Haven Getaways - Resort Access Cabin
| 3 bd · 3 ba · sleeps 8 | $12,987 | $223 | 16% | 4.7★ (47) | 0.5 mi | AirbnbVrbo |
Riveredge Escape Cabin-Tubing, PlaySet, Resort Vacation home | 3 bd · 2 ba · sleeps 6 | $16,905 | $534 | 9% | — | 0.5 mi | Booking |
Hemlock Hideaway House
| 3 bd · 2.5 ba · sleeps 7 | $30,095 | $269 | 31% | 5★ (93) | 0.5 mi | AirbnbVrboBooking |
Beautiful River House On The River! House
| 3 bd · 2 ba · sleeps 8 | $20,529 | $232 | 24% | 4.8★ (17) | 0.6 mi | Airbnb |
Pet-Friendly, Pool, Game Room & Hot tub & Firepit Cabin | 3 bd · 3 ba · sleeps 8 | $54,088 | $237 | 63% | 4.9★ (58) | 0.6 mi | Airbnb |
Brand New, 3 BR Modern Luxury Cabin,fireplaces etc Cabin
| 3 bd · 2 ba · sleeps 8 | $15,778 | $348 | 12% | 5★ (20) | 0.6 mi | AirbnbVrbo |
Wander and Wine - Ellijay Escape House
| 3 bd · 2 ba · sleeps 6 | $41,793 | $198 | 58% | 5★ (39) | 0.6 mi | Airbnb |
Cozy Riverfront Cabin w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $34,761 | $236 | 40% | 5★ (65) | 0.6 mi | AirbnbVrbo |
Expansive Mountain Views | Coffee Bar & Comfy Beds Cabin
| 3 bd · 2.5 ba · sleeps 7 | $30,409 | $300 | 28% | 5★ (16) | 0.6 mi | AirbnbVrboBooking |
Deer-Topia! Resort cabin & wineries,pet friendly Cabin
| 3 bd · 2 ba · sleeps 8 | $27,700 | $206 | 37% | 5★ (86) | 0.6 mi | AirbnbVrbo |
New Listing: Secluded Heavenly Views 3 Bedroom, 2. Cabin | 3 bd · 2.5 ba · sleeps 7 | $17,879 | $361 | 14% | — | 0.6 mi | Airbnb |
'The River Rest' Ellijay Cabin w/ Hot Tub! Cabin
| 3 bd · 3 ba · sleeps 10 | $30,675 | $307 | 27% | 4.9★ (58) | 0.7 mi | AirbnbVrboBooking |
Riverfront, Hot Tub! Coosawattee River Resort Home House
| 3 bd · 3 ba · sleeps 8 | $38,481 | $313 | 34% | 5★ (14) | 0.7 mi | AirbnbVrboBooking |
Secluded Coosawattee Cabin: Ideal Ellijay Retreat for Rest & Relaxation Cabin | 3 bd · 3 ba · sleeps 9 | $2,642 | $528 | 1% | 5★ | 0.7 mi | Delisted |
2 Mi to Dtwn Ellijay! Outdoorsy Escape w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $16,169 | $239 | 19% | 4.3★ (6) | 0.7 mi | AirbnbVrboBooking |
Riverbend House Cabin | 3 bd · 3 ba · sleeps 10 | $42,656 | $350 | 33% | 4.9★ (134) | 0.7 mi | Airbnb |
River Bend | Riverfront Views, Hot Tub & Game Room House
| 3 bd · 3 ba · sleeps 10 | $263 | $263 | 0% | — | 0.7 mi | AirbnbVrbo |
Goose Rock: River Fun+Design Coolness+Apple Pie Cabin
| 3 bd · 2.5 ba · sleeps 6 | $37,348 | $338 | 30% | 5★ (135) | 0.7 mi | AirbnbVrbo |
Vino Vista 2BR+Loft-Wine Cellar, Game Rm & Hot Tub Cabin
| 3 bd · 2 ba · sleeps 8 | $40,822 | $210 | 53% | 5★ (87) | 0.7 mi | AirbnbVrbo |
North Georgia Hideaway | Ellijay, GA Cabin
| 3 bd · 3.5 ba · sleeps 8 | $52,232 | $391 | 37% | 5★ (9) | 0.7 mi | AirbnbVrbo |
Riverfront Ellijay Cabin w/ Deck + Pool Access! Cabin
| 3 bd · 2 ba · sleeps 6 | $47,091 | $178 | 72% | 4.5★ (86) | 0.7 mi | AirbnbVrboBooking |
Riverfront Cabin-Hot Tub-Mini Golf-Arcade-Fire Pit Cabin
| 3 bd · 2.5 ba · sleeps 10 | $83,374 | $373 | 61% | 5★ (59) | 0.7 mi | AirbnbVrbo |
Rocky River Retreat Cabin
| 3 bd · 2 ba · sleeps 6 | $544 | $272 | 1% | 5★ (1) | 0.7 mi | Airbnb |
'Next Stop Heaven' Game Room & Multiple Decks Cabin
| 3 bd · 3 ba · sleeps 10 | $35,080 | $316 | 30% | 5★ (47) | 0.7 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$37,015
NOI
$16,498
Cash flow /mo
$1,375
Cash needed
$395,277
Cash-on-cash (all cash)
4.2%
ROE (yr 1)
6.9%
Cap rate
4.6%
DSCR
—
Year-1 write-off
$82,546
Year-1 tax shield @ 32%
$26,415
Year-1 return on equity
- Cash flow (annual)$16,498
- Principal paydown (n/a, cash)$0
- Appreciation at%$10,667
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,403
- Platform fees (3% of revenue)$1,110
- Maintenance / capex (5% of revenue)$1,851
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,113
- Insurance (STR-rated)$3,840
Cash needed to close
- Purchase price (all cash)$355,555
- Closing costs (4.0%)$14,222
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$26,415
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$346,000
Short-life (5/15-yr)
$57,000 · 16%
Year-1 deduction
$83,000
Year-1 tax shield @ 32%
$26,000
Land 3% (county tax record, market value split) · building $289,000 over 39 years · new furniture $26,000
Based on: 2,080 sq ft, built 1999, 3 bd / 3 ba, unfurnished, listing features (game room, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $64,000 in year 1 (11% short-life, $20,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,200
Kitchen cabinetsdefault
$10,400 new × 40% good × 1.75 allocation
- $5,900
Kitchen countertopsdefault
$8,500 new × 40% good × 1.75 allocation
- $2,500
Decorative trimdefault
$3,600 new × 40% good × 1.75 allocation
- $300
Mirrorsdefault
$500 new × 40% good × 1.75 allocation
- $800
Shelvingdefault
$1,200 new × 40% good × 1.75 allocation
- $3,700
Window coverings (21)default
$5,300 new × 40% good × 1.75 allocation
- $3,100
Carpet, vinyl & laminate (33% of floors)listing
$4,500 new × 40% good × 1.75 allocation
- $6,500
Kitchen & laundry equipment plumbingdefault
$8,100 new × 46% good × 1.75 allocation
- $3,900
Kitchen, laundry & data equipment electricaldefault
$4,900 new × 46% good × 1.75 allocation
- $2,900
Appliances (refrigerator, washer, dryer)listing
$4,200 new × 40% good × 1.75 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $8,300
Paving: driveway & walks (paved)default
$9,500 new × 50% good × 1.75 allocation
- $7,900
Landscaping (typical)default
$9,100 new × 50% good × 1.75 allocation
- $1,800
Patiosdefault
$2,100 new × 50% good × 1.75 allocation
- $1,800
Decks & porches (attached)default
$2,100 new × 50% good × 1.75 allocation
- $216,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$225,600 new × 55% good × 1.75 allocation
- $18,800
Building plumbing & fixturesdefault
$23,400 new × 46% good × 1.75 allocation
- $19,000
Building electrical & lightingdefault
$23,600 new × 46% good × 1.75 allocation
- $16,400
HVACdefault
$23,400 new × 40% good × 1.75 allocation
- $6,200
Hardwood & tile floorsdefault
$8,900 new × 40% good × 1.75 allocation
- $1,800
Fireplacelisting
$2,600 new × 40% good × 1.75 allocation
- $10,500
Septic systemlisting
$12,000 new × 50% good × 1.75 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $62,500 | $19,800 | $300 | $82,500 |
| 2 | $0 | $0 | $7,400 | $7,400 |
| 3 | $0 | $0 | $7,400 | $7,400 |
| 4 | $0 | $0 | $7,400 | $7,400 |
| 5 | $0 | $0 | $7,400 | $7,400 |
| 6+ | $0 | $0 | $259,400 | $259,400 |
| Total | $62,500 | $19,800 | $289,400 | $371,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.