240 Oakwood Trl
Mineral Bluff, GA 30559
$279,000
3 bd · 3 ba · Listed 1d ago
View on Realtor.com →Year built
1999
Sqft
—
Lot sqft
98,446
HOA / mo
None
Furnished
No
List date
2026-10-07T13:54:31.000000Z
Revenue
Annual revenue
$37,165
ADR
$250
Occupancy
41%
Cleaning fees (12 mo)
$7,787
Confidence
Low (28.29), 15 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $36,640
Sleepy Bear Hideaway
Cabin · 3 bd · 3 ba · sleeps 8 · 236 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $2,531ADR $167Occ ≈ 4%5★ (3)
3BR/3BA w Hot Tub Modern Cabin - Guest Favorite
House · 3 bd · 3 ba · sleeps 8 · 0.3 mi
Revenue $13,006ADR $289Occ ≈ 12%5★ (65)
3 BR home with gas fireplace and patio
Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi
Revenue $18,171ADR $266Occ ≈ 19%4.4★ (2)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Sleepy Bear Hideaway Cabin
| 3 bd · 3 ba · sleeps 8 | $2,531 | $167 | 4% | 5★ (3) | 236 ft | Airbnb |
Snowbird Sanctuary - Hot Tub, Firepit & Game Room Cabin | 3 bd · 3.5 ba · sleeps 8 | $51,824 | $407 | 35% | 4.5★ (2) | 0.1 mi | AirbnbBooking |
3BR Luxury Cabin • Hot Tub, Sauna • Pet Friendly Cabin
| 3 bd · 2.5 ba · sleeps 7 | $38,610 | $228 | 46% | 4.7★ (48) | 0.2 mi | AirbnbVrboBooking |
Rosewood Bluff - Sauna, Hot Tub, Mahjong, Karaoke Cabin
| 3 bd · 3 ba · sleeps 10 | $5,309 | $265 | 5% | 5★ (3) | 0.3 mi | AirbnbVrbo |
3BR/3BA w Hot Tub Modern Cabin - Guest Favorite House | 3 bd · 3 ba · sleeps 8 | $13,006 | $289 | 12% | 5★ (65) | 0.3 mi | Airbnb |
Hidden Hearts - Mtn View, Game Room, Hot Tub Cabin
| 3 bd · 3 ba · sleeps 9 | $36,640 | $303 | 33% | 5★ (2) | 0.3 mi | AirbnbVrbo |
3 BR home with gas fireplace and patio Cabin | 3 bd · 3 ba · sleeps 8 | $18,171 | $266 | 19% | 4.4★ (2) | 0.3 mi | Airbnb |
Hothouse Creek Retreat Cabin | 3 bd · 3 ba · sleeps 8 | $11,287 | $480 | 6% | 5★ (1) | 0.4 mi | AirbnbBooking |
Out of this World Views! Pool Table! Pet Friendly! Cabin
| 3 bd · 3 ba · sleeps 8 | $66,613 | $332 | 55% | 5★ (196) | 0.6 mi | AirbnbVrbo |
Modern Cabin, Heavenly Views with Hot Tub. House
| 3 bd · 3 ba · sleeps 6 | $19,053 | $282 | 19% | 4.8★ (9) | 0.6 mi | AirbnbVrboBooking |
Show 5 more
New Mod Cabin w Views, Hot tub, Mins to Blue Ridge
Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi
Revenue $13,374ADR $263Occ ≈ 14%4.7★ (139)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Modern Luxury Cabin w/ Hot Tub & Epic Views Cabin
| 3 bd · 3 ba · sleeps 8 | $50,220 | $320 | 43% | 5★ (45) | 0.7 mi | AirbnbVrboBooking |
Blue Ridge Mtn View Cabin| Hot Tub | Game Room Cabin
| 3 bd · 3 ba · sleeps 10 | $39,327 | $402 | 27% | 5★ (38) | 0.7 mi | AirbnbVrbo |
Secluded Cabin/Game Room/Hot Tub Cabin
| 3 bd · 3 ba · sleeps 10 | $45,870 | $264 | 48% | 4.9★ (146) | 0.7 mi | AirbnbVrboBooking |
New Mod Cabin w Views, Hot tub, Mins to Blue Ridge Cabin | 3 bd · 3 ba · sleeps 6 | $13,374 | $263 | 14% | 4.7★ (139) | 0.7 mi | Delisted |
Sunrise Haven- Mtn Views, Hot Tub, Outdoor Living! Cabin | 3 bd · 3 ba · sleeps 8 | $82,065 | $313 | 72% | 4.7★ (7) | 0.7 mi | AirbnbBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$37,165
NOI
$18,781
Cash flow /mo
$1,565
Cash needed
$309,660
Cash-on-cash (all cash)
6.1%
ROE (yr 1)
8.8%
Cap rate
6.7%
DSCR
—
Year-1 write-off
$71,096
Year-1 tax shield @ 32%
$22,751
Year-1 return on equity
- Cash flow (annual)$18,781
- Principal paydown (n/a, cash)$0
- Appreciation at%$8,370
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,433
- Platform fees (3% of revenue)$1,115
- Maintenance / capex (5% of revenue)$1,858
- Utilities & supplies$4,200
- HOA$0
- Property tax$806
- Insurance (STR-rated)$2,971
Cash needed to close
- Purchase price (all cash)$279,000
- Closing costs (4.0%)$11,160
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$22,751
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$246,000
Short-life (5/15-yr)
$51,000 · 21%
Year-1 deduction
$71,000
Year-1 tax shield @ 32%
$23,000
Land 12% (county tax record, market value split) · building $195,000 over 39 years · new furniture $20,000
Based on: ~1,900 sq ft (from beds), built 1999, 3 bd / 3 ba, unfurnished, listing features (deck, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $46,000 in year 1 (11% short-life, $15,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $5,100
Kitchen cabinetsdefault
$10,000 new × 40% good × 1.27 allocation
- $4,100
Kitchen countertopsdefault
$8,200 new × 40% good × 1.27 allocation
- $1,700
Decorative trimdefault
$3,300 new × 40% good × 1.27 allocation
- $200
Mirrorsdefault
$500 new × 40% good × 1.27 allocation
- $600
Shelvingdefault
$1,200 new × 40% good × 1.27 allocation
- $2,400
Window coverings (19)default
$4,800 new × 40% good × 1.27 allocation
- $1,600
Carpet, vinyl & laminate (25% of floors)listing
$3,100 new × 40% good × 1.27 allocation
- $4,500
Kitchen & laundry equipment plumbingdefault
$7,800 new × 46% good × 1.27 allocation
- $2,700
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 46% good × 1.27 allocation
- $2,400
Appliances (range, microwave, refrigerator)listing
$4,700 new × 40% good × 1.27 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $5,700
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 1.27 allocation
- $5,500
Landscaping (typical)default
$8,700 new × 50% good × 1.27 allocation
- $1,200
Patiosdefault
$1,900 new × 50% good × 1.27 allocation
- $13,600
Decks & porches (attached)listing
$21,400 new × 50% good × 1.27 allocation
- $143,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,000 new × 55% good × 1.27 allocation
- $12,500
Building plumbing & fixturesdefault
$21,400 new × 46% good × 1.27 allocation
- $12,500
Building electrical & lightingdefault
$21,400 new × 46% good × 1.27 allocation
- $10,900
HVACdefault
$21,400 new × 40% good × 1.27 allocation
- $4,700
Hardwood & tile floorsdefault
$9,200 new × 40% good × 1.27 allocation
- $2,700
Fireplaces (2)listing
$5,300 new × 40% good × 1.27 allocation
- $7,600
Septic systemlisting
$12,000 new × 50% good × 1.27 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $44,900 | $26,000 | $200 | $71,100 |
| 2 | $0 | $0 | $5,000 | $5,000 |
| 3 | $0 | $0 | $5,000 | $5,000 |
| 4 | $0 | $0 | $5,000 | $5,000 |
| 5 | $0 | $0 | $5,000 | $5,000 |
| 6+ | $0 | $0 | $174,500 | $174,500 |
| Total | $44,900 | $26,000 | $194,700 | $265,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.