Year built
1981
Sqft
924
Lot sqft
54,886
HOA / mo
$0
Furnished
No
List date
2026-11-06T18:08:41.000000Z
Revenue
Annual revenue
$35,316
ADR
$252
Occupancy
38%
Cleaning fees (12 mo)
$7,457
Confidence
Med (69.46), 12 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $34,703
Creek front w/private pool- Leaf Lookers Dream!
Cabin · 3 bd · 3 ba · sleeps 6 · 1.0 mi
- Pool
- A/C
- Free parking
- Wifi
- +3
Revenue $61,945ADR $431Occ ≈ 39%5★ (36)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Creek front w/private pool- Leaf Lookers Dream! Cabin
| 3 bd · 3 ba · sleeps 6 | $61,945 | $431 | 39% | 5★ (36) | 1.0 mi | Airbnb |
A River Runs Round It House
| 3 bd · 3 ba · sleeps 9 | $25,745 | $233 | 30% | 5★ (51) | 1.2 mi | AirbnbVrbo |
Cozy Ellijay cabin, fenced yard,fireplace, firepit Cabin
| 3 bd · 2 ba · sleeps 9 | $34,996 | $211 | 45% | 5★ (15) | 1.4 mi | AirbnbVrbo |
Ellijay Cabin Near Apple Orchards | Pet-Friendly Cabin
| 3 bd · 2 ba · sleeps 6 | $28,377 | $219 | 36% | 5★ (197) | 1.5 mi | AirbnbVrbo |
Whispering Creek-Private, hot tub, firepit Cabin
| 3 bd · 3 ba · sleeps 6 | $34,291 | $247 | 38% | 4.8★ (12) | 1.6 mi | AirbnbVrboBooking |
Apple Pie Over Ellijay | Ellijay, GA Cabin
| 3 bd · 2 ba · sleeps 8 | $38,117 | $403 | 26% | 4.8★ (5) | 1.7 mi | AirbnbVrbo |
Creel Lodge-Waterfront-Family-Fishing-Firepit Cabin
| 3 bd · 2 ba · sleeps 8 | $32,415 | $220 | 40% | 5★ (119) | 1.8 mi | AirbnbVrbo |
Private Mountain Oasis! Hot tub, Fire Pit & Games! Cabin
| 3 bd · 2 ba · sleeps 6 | $38,306 | $156 | 67% | 4.9★ (68) | 1.8 mi | AirbnbVrbo |
Fun Family Cabin - Hot Tub - Fire Pit - Games Cabin
| 3 bd · 3 ba · sleeps 9 | $34,703 | $256 | 37% | 5★ (42) | 1.8 mi | AirbnbVrbo |
Hidden Valley Paradise | Ellijay, GA Cabin
| 3 bd · 3 ba · sleeps 6 | $45,258 | $359 | 35% | 4.8★ (26) | 2.2 mi | AirbnbVrbo |
Show 1 more
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$35,316
NOI
$19,721
Cash flow /mo
$1,643
Cash needed
$149,500
Cash-on-cash (all cash)
13.2%
ROE (yr 1)
15.7%
Cap rate
15.8%
DSCR
—
Year-1 write-off
$25,326
Year-1 tax shield @ 32%
$8,104
Year-1 return on equity
- Cash flow (annual)$19,721
- Principal paydown (n/a, cash)$0
- Appreciation at%$3,750
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,063
- Platform fees (3% of revenue)$1,059
- Maintenance / capex (5% of revenue)$1,766
- Utilities & supplies$4,200
- HOA$0
- Property tax$157
- Insurance (STR-rated)$1,350
Cash needed to close
- Purchase price (all cash)$125,000
- Closing costs (4.0%)$5,000
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$8,104
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$20,000
Short-life (5/15-yr)
$6,000 · 29%
Year-1 deduction
$25,000
Year-1 tax shield @ 32%
$8,000
Land 84% (county tax record, market value split) · building $14,000 over 39 years · new furniture $20,000
Based on: 924 sq ft, built 1981, 3 bd / 2 ba, unfurnished, listing features (flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $24,000 in year 1 (20% short-life, $8,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $800
Kitchen cabinetsdefault
$7,800 new × 40% good × 0.25 allocation
- $600
Kitchen countertopsdefault
$6,400 new × 40% good × 0.25 allocation
- $200
Decorative trimdefault
$1,600 new × 40% good × 0.25 allocation
- $0
Mirrorsdefault
$300 new × 40% good × 0.25 allocation
- $100
Shelvingdefault
$1,200 new × 40% good × 0.25 allocation
- $200
Window coverings (9)default
$2,300 new × 40% good × 0.25 allocation
- $600
Carpet, vinyl & laminate (100% of floors)listing
$5,900 new × 40% good × 0.25 allocation
- $600
Kitchen & laundry equipment plumbingdefault
$6,100 new × 40% good × 0.25 allocation
- $400
Kitchen, laundry & data equipment electricaldefault
$3,700 new × 40% good × 0.25 allocation
- $600
Appliances (range, refrigerator, washer, dryer)listing
$6,000 new × 40% good × 0.25 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $800
Paving: driveway & walks (paved)default
$6,300 new × 50% good × 0.25 allocation
- $700
Landscaping (typical)default
$6,100 new × 50% good × 0.25 allocation
- $100
Patiosdefault
$900 new × 50% good × 0.25 allocation
- $100
Decks & porches (attached)default
$900 new × 50% good × 0.25 allocation
- $9,800
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$99,500 new × 40% good × 0.25 allocation
- $1,000
Building plumbing & fixturesdefault
$10,300 new × 40% good × 0.25 allocation
- $900
Building electrical & lightingdefault
$9,000 new × 40% good × 0.25 allocation
- $1,000
HVACdefault
$10,400 new × 40% good × 0.25 allocation
- $1,500
Septic systemlisting
$12,000 new × 50% good × 0.25 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $23,600 | $1,700 | $0 | $25,300 |
| 2 | $0 | $0 | $400 | $400 |
| 3 | $0 | $0 | $400 | $400 |
| 4 | $0 | $0 | $400 | $400 |
| 5 | $0 | $0 | $400 | $400 |
| 6+ | $0 | $0 | $12,700 | $12,700 |
| Total | $23,600 | $1,700 | $14,200 | $39,500 |
The building's share of the price ($20,000) is well below our depreciated replacement cost of the home ($81,000). The land share may be overstated, or the home may need work.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.