Year built
2026
Sqft
2,840
Lot sqft
40,946
HOA / mo
$19
Furnished
No
List date
2026-10-08T10:55:11.000000Z
Revenue
Annual revenue
$42,211
ADR
$273
Occupancy
42%
Cleaning fees (12 mo)
$8,650
Confidence
Med (57.01), 19 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $34,471
Brother Cubs Cabin-Ellijay Mountain Views
Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.8 mi
Revenue $32,288ADR $272Occ ≈ 33%4.8★ (16)
Charming 3-bedroom mountain-view home minutes from wineries & downtown Ellijay
House · 3 bd · 2.5 ba · sleeps 6 · 0.9 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $43,398ADR $353Occ ≈ 34%5★ (1)
Luxe Sunset Views -Relax Near Roo Winery- Hottub
Vacation home · 3 bd · 3 ba · sleeps 6 · 1.2 mi
Revenue $17,851ADR $234Occ ≈ 21%—
Canopy Cottage | Pets Stay FREE | Sleeps 6 | Riverfront fishing
Cabin · 3 bd · 3.5 ba · sleeps 6 · 1.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $36,527ADR $349Occ ≈ 29%4.4★ (3)
LuxeLodge 3bd Minutes from Downtown
Cabin · 3 bd · 2.5 ba · sleeps 7 · 1.3 mi
Revenue $33,706ADR $248Occ ≈ 37%5★ (81)
Ellijay Family River Retreat
Cabin · 3 bd · 3.5 ba · sleeps 8 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $10,713ADR $535Occ ≈ 5%4.8★ (6)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Brother Cubs Cabin-Ellijay Mountain Views Cabin | 3 bd · 3.5 ba · sleeps 8 | $32,288 | $272 | 33% | 4.8★ (16) | 0.8 mi | Airbnb |
Charming 3-bedroom mountain-view home minutes from wineries & downtown Ellijay House
| 3 bd · 2.5 ba · sleeps 6 | $43,398 | $353 | 34% | 5★ (1) | 0.9 mi | Vrbo |
Roo's Nest, Ellijay, GA Cabin
| 3 bd · 3 ba · sleeps 6 | $28,087 | $288 | 27% | 5★ (13) | 1.0 mi | AirbnbVrbo |
Luxe Sunset Views -Relax Near Roo Winery- Hottub Vacation home | 3 bd · 3 ba · sleeps 6 | $17,851 | $234 | 21% | — | 1.2 mi | Booking |
Luxe Sunset Views -Relax Near Roo Winery- Hottub! Cabin
| 3 bd · 2.5 ba · sleeps 6 | $20,690 | $231 | 25% | 4.8★ (46) | 1.2 mi | AirbnbVrbo |
Canopy Cottage | Pets Stay FREE | Sleeps 6 | Riverfront fishing Cabin
| 3 bd · 3.5 ba · sleeps 6 | $36,527 | $349 | 29% | 4.4★ (3) | 1.2 mi | Vrbo |
Hot Tub • Pet Friendly • Fire Pit • Sleeps 7 House
| 3 bd · 2.5 ba · sleeps 7 | $45,584 | $237 | 53% | 5★ (26) | 1.2 mi | AirbnbVrboBooking |
LuxeLodge 3bd Minutes from Downtown Cabin | 3 bd · 2.5 ba · sleeps 7 | $33,706 | $248 | 37% | 5★ (81) | 1.3 mi | Airbnb |
Luxury home surrounded by nature! House
| 3 bd · 3.5 ba · sleeps 8 | $71,466 | $315 | 62% | 5★ (133) | 1.3 mi | AirbnbVrbo |
Ellijay Family River Retreat Cabin
| 3 bd · 3.5 ba · sleeps 8 | $10,713 | $535 | 5% | 4.8★ (6) | 1.3 mi | Airbnb |
Show 9 more
Riverfront cabin with hot tub, fireplaces & game room with pool table
Cabin · 3 bd · 3.5 ba · sleeps 8 · 1.4 mi
Revenue $51,750ADR $469Occ ≈ 30%4.3★ (29)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Freestone- Private River Access & Sunset Views Cabin | 3 bd · 3 ba · sleeps 8 | $34,471 | $470 | 20% | 4.9★ (48) | 1.3 mi | AirbnbVrbo |
Riverfront cabin with hot tub, fireplaces & game room with pool table Cabin | 3 bd · 3.5 ba · sleeps 8 | $51,750 | $469 | 30% | 4.3★ (29) | 1.4 mi | Vrbo |
Cozy Log Cabin w/ Hot Tub & Tiny House, Sleeps 6 Cabin | 3 bd · 3 ba · sleeps 6 | $27,903 | $197 | 39% | 5★ (1) | 1.4 mi | AirbnbVrbo |
Riverbend Lodge- Riverfront, Screened area,Firepit Cabin
| 3 bd · 3.5 ba · sleeps 8 | $47,161 | $553 | 23% | — | 1.4 mi | AirbnbVrbo |
Sauna, Cold Plunge, Hot Tub, Theater- Ellie Blue Cabin
| 3 bd · 2.5 ba · sleeps 8 | $20,052 | $378 | 15% | 5★ (9) | 1.4 mi | AirbnbVrbo |
River Run | Ellijay, Georgia Cabin
| 3 bd · 3 ba · sleeps 6 | $67,756 | $358 | 52% | 4.8★ (66) | 1.5 mi | AirbnbVrbo |
Waterfront Cabin in Ellijay: Hot Tub + Game Room Cabin
| 3 bd · 2.5 ba · sleeps 6 | $32,593 | $284 | 31% | 4.9★ (62) | 1.5 mi | AirbnbVrboBooking |
Mtn Views | Hot Tub | Game Day Deck #002180 Cabin
| 3 bd · 2.5 ba · sleeps 6 | $43,250 | $243 | 49% | 4.9★ (13) | 1.9 mi | AirbnbVrbo |
Stoney Creek Retreat - Riverside Cherry Log Cabin Cabin
| 3 bd · 3 ba · sleeps 6 | $56,407 | $370 | 42% | 4.2★ (7) | 2.2 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$42,211
NOI
$19,969
Cash flow /mo
$1,664
Cash needed
$570,596
Cash-on-cash (all cash)
3.5%
ROE (yr 1)
6.3%
Cap rate
3.8%
DSCR
—
Year-1 write-off
$29,928
Year-1 tax shield @ 32%
$9,577
Year-1 return on equity
- Cash flow (annual)$19,969
- Principal paydown (n/a, cash)$0
- Appreciation at%$15,897
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,442
- Platform fees (3% of revenue)$1,266
- Maintenance / capex (5% of revenue)$2,111
- Utilities & supplies$4,200
- HOA$228
- Property tax$272
- Insurance (STR-rated)$5,723
Cash needed to close
- Purchase price (all cash)$529,900
- Closing costs (4.0%)$21,196
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$9,577
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$48,000
Short-life (5/15-yr)
$10,000 · 22%
Year-1 deduction
$30,000
Year-1 tax shield @ 32%
$10,000
Land 91% (county tax record, market value split) · building $38,000 over 39 years · new furniture $20,000
Based on: 2,840 sq ft, built 2026, 3 bd / 3.5 ba, unfurnished, listing features (deck, fireplace, flooring types, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $25,000 in year 1 (10% short-life, $8,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $1,100
Kitchen cabinetsdefault
$12,000 new × 100% good × 0.09 allocation
- $900
Kitchen countertopsdefault
$9,800 new × 100% good × 0.09 allocation
- $400
Decorative trimdefault
$5,000 new × 100% good × 0.09 allocation
- $0
Mirrorsdefault
$500 new × 100% good × 0.09 allocation
- $100
Shelvingdefault
$1,200 new × 100% good × 0.09 allocation
- $600
Window coverings (28)default
$7,000 new × 100% good × 0.09 allocation
- $1,100
Carpet, vinyl & laminate (67% of floors)listing
$12,200 new × 100% good × 0.09 allocation
- $800
Kitchen & laundry equipment plumbingdefault
$9,400 new × 100% good × 0.09 allocation
- $500
Kitchen, laundry & data equipment electricaldefault
$5,700 new × 100% good × 0.09 allocation
- $300
Appliances (range, microwave, dishwasher)listing
$3,500 new × 100% good × 0.09 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $1,000
Paving: driveway & walks (paved)default
$11,000 new × 100% good × 0.09 allocation
- $500
Landscaping (minimal)listing
$5,300 new × 100% good × 0.09 allocation
- $200
Patiosdefault
$2,800 new × 100% good × 0.09 allocation
- $2,800
Decks & porches (attached)listing
$32,000 new × 100% good × 0.09 allocation
- $27,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$308,700 new × 100% good × 0.09 allocation
- $2,800
Building plumbing & fixturesdefault
$32,000 new × 100% good × 0.09 allocation
- $2,900
Building electrical & lightingdefault
$33,300 new × 100% good × 0.09 allocation
- $2,800
HVACdefault
$32,000 new × 100% good × 0.09 allocation
- $500
Hardwood & tile floorsdefault
$6,100 new × 100% good × 0.09 allocation
- $200
Fireplacelisting
$2,600 new × 100% good × 0.09 allocation
- $1,100
Septic systemlisting
$12,000 new × 100% good × 0.09 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $25,400 | $4,500 | $0 | $29,900 |
| 2 | $0 | $0 | $1,000 | $1,000 |
| 3 | $0 | $0 | $1,000 | $1,000 |
| 4 | $0 | $0 | $1,000 | $1,000 |
| 5 | $0 | $0 | $1,000 | $1,000 |
| 6+ | $0 | $0 | $33,900 | $33,900 |
| Total | $25,400 | $4,500 | $37,800 | $67,700 |
The building's share of the price ($48,000) is well below our depreciated replacement cost of the home ($544,000). The land share may be overstated, or the home may need work.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.