808 Villa Dr
Ellijay, GA 30540
$499,000
3 bd · 3 ba · 1,756 sqft · Listed 2d ago
View on Realtor.com →Year built
2005
Sqft
1,756
Lot sqft
—
HOA / mo
$99
Furnished
No
List date
2026-09-25T20:57:31.000000Z
Revenue
Annual revenue
$37,341
ADR
$224
Occupancy
46%
Cleaning fees (12 mo)
$7,686
Confidence
Low (36.63), 48 comps
Comp revenue range (p25 / median / p75)
A-Frame Creekside Retreat by EdgeWoods
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $6,003ADR $172Occ ≈ 10%5★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Modern Ellijay Cabin Rental w/ Outdoor Fireplace Cabin | 3 bd · 2 ba · sleeps 6 | $19,762 | $168 | 32% | 5★ (47) | 358 ft | AirbnbVrboBooking |
Mountain Creek Lodge- Lovely Custom Cabin, Hot Tub Cabin | 3 bd · 3 ba · sleeps 6 | $39,630 | $280 | 39% | 4.5★ (33) | 397 ft | AirbnbVrboBooking |
Fireside Cabin with Friendly Deer Cabin | 3 bd · 3 ba · sleeps 10 | $48,391 | $244 | 54% | 5★ (181) | 0.1 mi | AirbnbVrboBooking |
Modern rustic cabin~ Hot Tub~ Pet Friendly House | 3 bd · 3 ba · sleeps 8 | $7,289 | $235 | 8% | 5★ (4) | 0.1 mi | AirbnbVrbo |
Creek-Side Cabin with Hot tub, Fire pit and Games! Cabin | 3 bd · 4 ba · sleeps 8 | $52,226 | $229 | 62% | 5★ (107) | 0.2 mi | AirbnbVrbo |
Deer Haven Cottage I Long Range Mountain View Cabin | 3 bd · 2 ba · sleeps 6 | $18,670 | $259 | 20% | 4.8★ (15) | 0.2 mi | AirbnbVrbo |
Three Trees Retreat | Hot Tub+Deck+Fire pit+PetsOK House | 3 bd · 2 ba · sleeps 6 | $28,726 | $218 | 36% | 4.8★ (27) | 0.2 mi | AirbnbVrboBooking |
Creekside Cabin | Zipline, Games, Near Apple Farms Cabin | 3 bd · 3 ba · sleeps 10 | $81,478 | $324 | 69% | 5★ (63) | 0.3 mi | AirbnbVrboBooking |
A-Frame Creekside Retreat by EdgeWoods Cabin | 3 bd · 2 ba · sleeps 8 | $6,003 | $172 | 10% | 5★ (4) | 0.3 mi | Airbnb |
Welcome to Bear Necessities! Cabin | 3 bd · 2 ba · sleeps 6 | $7,482 | $252 | 8% | 5★ (7) | 0.3 mi | AirbnbVrbo |
Show all 48 comps
Rustic Sanctuary Cabin/3BR/2B
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $19,011ADR $205Occ ≈ 25%5★ (59)
Sweet Tea Retreat up on the hill in Cossawattee River Resort Ellijay
House · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $19,485ADR $262Occ ≈ 20%4★ (1)
Cabin at Coosawattee River Resort with private hot tub, pool & river access
Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $19,131ADR $294Occ ≈ 18%4.9★ (14)
3BR Dog Friendly | Pool | Fireplace | Deck
Cabin · 3 bd · 2.5 ba · sleeps 9 · 0.6 mi
Revenue $5,974ADR $273Occ ≈ 6%4.3★ (15)
Secluded Roaring River Escape w/Amazing Amenities!
Cabin · 3 bd · 3 ba · sleeps 7 · 0.6 mi
Revenue $41,563ADR $235Occ ≈ 48%4.8★ (393)
NEW BUILD River view/access, Pool table, Hot Tub
Cabin · 3 bd · 3 ba · sleeps 10 · 0.6 mi
Revenue $55,281ADR $445Occ ≈ 34%5★ (14)
Hardwood Hideaway
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.6 mi
Revenue $33,118ADR $181Occ ≈ 50%4★ (1)
Whitetail River Retreat
Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $13,846ADR $411Occ ≈ 9%—
Riverfront Cabin w/ Hot-tub, peaceful escape
Cabin · 3 bd · 2.5 ba · sleeps 7 · 0.7 mi
Revenue $28,871ADR $250Occ ≈ 32%5★ (16)
Upscale spacious cabin with decks on 3 levels
Cabin · 3 bd · 3.5 ba · sleeps 10 · 0.7 mi
Revenue $40,723ADR $236Occ ≈ 47%5★ (112)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Creekside Ellijay - Kid Friendly Escape Cabin | 3 bd · 3 ba · sleeps 9 | $72,327 | $326 | 61% | 5★ (37) | 0.3 mi | AirbnbVrbo |
LUX Cabin | Hot Tub, Pools & Resort Amenities Cabin | 3 bd · 2 ba · sleeps 6 | $22,012 | $254 | 24% | 4.8★ (101) | 0.3 mi | AirbnbVrbo |
Creekfront Cabin with Waterfall, Hot Tub, Fire Pit House | 3 bd · 2 ba · sleeps 6 | $41,373 | $223 | 51% | 5★ (130) | 0.3 mi | AirbnbVrbo |
Rustic Sanctuary Cabin/3BR/2B Cabin | 3 bd · 2 ba · sleeps 6 | $19,011 | $205 | 25% | 5★ (59) | 0.3 mi | Airbnb |
Rapids’ Echo - Riverfront Cabin in Ellijay Cabin | 3 bd · 3 ba · sleeps 8 | $70,888 | $296 | 66% | 5★ (290) | 0.3 mi | AirbnbVrbo |
Rapid Retreat-Coosawattee Cabin | 3 bd · 3 ba · sleeps 8 | $66,832 | $286 | 64% | 4.8★ (90) | 0.3 mi | AirbnbVrboBooking |
Sweet Tea Retreat up on the hill in Cossawattee River Resort Ellijay House | 3 bd · 2 ba · sleeps 6 | $19,485 | $262 | 20% | 4★ (1) | 0.3 mi | Vrbo |
Ellijay Retreat w/ Access to Community Pools! House | 3 bd · 2 ba · sleeps 6 | $34,449 | $203 | 46% | 5★ (14) | 0.3 mi | AirbnbVrboBooking |
Modern Luxury Cabin close to Downtown Ellijay! Cabin | 3 bd · 3 ba · sleeps 12 | $35,850 | $284 | 35% | 4.9★ (168) | 0.4 mi | AirbnbVrbo |
Secluded Cabin-Pool access/7Beds Cabin | 3 bd · 3 ba · sleeps 9 | $48,273 | $216 | 61% | 4.8★ (156) | 0.4 mi | AirbnbVrbo |
5-Star Cabin w/Hot Tub, Game Room, & Resort Perks! Cabin | 3 bd · 2.5 ba · sleeps 6 | $55,560 | $261 | 58% | 5★ (181) | 0.4 mi | AirbnbVrboBooking |
Rustic Retreat - Paradise Found Cabin | 3 bd · 2.5 ba · sleeps 8 | $17,903 | $168 | 29% | 5★ (4) | 0.4 mi | AirbnbVrboBooking |
Rustic Retreat Cabin | 3 bd · 2.5 ba · sleeps 8 | $60,321 | $232 | 71% | 5★ (75) | 0.4 mi | AirbnbVrbo |
River’s Echo - Riverfront Cabin in Ellijay Cabin | 3 bd · 3 ba · sleeps 6 | $71,765 | $299 | 66% | 5★ (330) | 0.4 mi | AirbnbVrbo |
Ellijay 3 BR in Resort w/ Hot Tub,Fire Pit, Decks Cabin | 3 bd · 2 ba · sleeps 6 | $7,048 | $274 | 7% | 4.8★ (29) | 0.4 mi | AirbnbVrboBooking |
Deer Dreaming Cabin on the Coosawattee River Cabin | 3 bd · 3 ba · sleeps 6 | $55,121 | $232 | 65% | 5★ (102) | 0.5 mi | AirbnbVrbo |
Cozy Blue Ridge Cabin • Firepit • Near Orchards Cabin | 3 bd · 2 ba · sleeps 8 | $8,717 | $198 | 12% | 5★ (3) | 0.5 mi | AirbnbVrbo |
Bucks Bear Lodge - Recharge in a Riverside Resort Cabin | 3 bd · 3 ba · sleeps 8 | $47,329 | $350 | 37% | 4.9★ (22) | 0.5 mi | AirbnbVrboBooking |
Shady River Retreat House | 3 bd · 3 ba · sleeps 6 | $34,514 | $203 | 47% | 4.9★ (211) | 0.5 mi | AirbnbVrbo |
3 BR home with pool table and hot tub Cabin | 3 bd · 3 ba · sleeps 6 | $7,741 | $316 | 7% | 3.6★ (3) | 0.5 mi | AirbnbVrboBooking |
Sweet Tea Retreat, Ellijay Cabin | 3 bd · 2 ba · sleeps 6 | $20,042 | $249 | 22% | 4.9★ (47) | 0.5 mi | AirbnbVrbo |
Copper Lantern Stays Cabin | 3 bd · 3 ba · sleeps 8 | $1,055 | $218 | 1% | 4.5★ (17) | 0.5 mi | AirbnbVrboBooking |
Cabin at Coosawattee River Resort with private hot tub, pool & river access Cabin | 3 bd · 3 ba · sleeps 8 | $19,131 | $294 | 18% | 4.9★ (14) | 0.6 mi | Vrbo |
3BR Dog Friendly | Pool | Fireplace | Deck Cabin | 3 bd · 2.5 ba · sleeps 9 | $5,974 | $273 | 6% | 4.3★ (15) | 0.6 mi | Airbnb |
Secluded Roaring River Escape w/Amazing Amenities! Cabin | 3 bd · 3 ba · sleeps 7 | $41,563 | $235 | 48% | 4.8★ (393) | 0.6 mi | Airbnb |
New Build Rustic Stay! Hot Tub|Fire Pit|Game Room Cabin | 3 bd · 2.5 ba · sleeps 10 | $45,673 | $320 | 39% | 5★ (94) | 0.6 mi | AirbnbVrboBooking |
NEW BUILD River view/access, Pool table, Hot Tub Cabin | 3 bd · 3 ba · sleeps 10 | $55,281 | $445 | 34% | 5★ (14) | 0.6 mi | Airbnb |
Dreamy Ellijay Resort Cabin w/ Game Room & Decks! Cabin | 3 bd · 3 ba · sleeps 8 | $20,608 | $207 | 27% | 4.8★ (80) | 0.6 mi | AirbnbVrboBooking |
Hardwood Hideaway Vacation home | 3 bd · 2 ba · sleeps 7 | $33,118 | $181 | 50% | 4★ (1) | 0.6 mi | Booking |
3 Bedroom Lodge Villa | 3 bd · 2 ba · sleeps 6 | $800 | $266 | 1% | — | 0.7 mi | Airbnb |
Peaceful Ellijay Cabin: Pool Access & Resort Perks Cabin | 3 bd · 3.5 ba · sleeps 8 | $20,414 | $243 | 23% | 5★ (38) | 0.7 mi | AirbnbVrboBooking |
Dellinger Retreat On The River | Ellijay, GA Cabin | 3 bd · 2.5 ba · sleeps 6 | $36,432 | $397 | 25% | 4.8★ (9) | 0.7 mi | AirbnbVrbo |
Tie One On The River | Ellijay, GA Cabin | 3 bd · 2.5 ba · sleeps 6 | $71,834 | $340 | 58% | 4.8★ (55) | 0.7 mi | AirbnbVrbo |
Whitetail River Retreat Cabin | 3 bd · 2 ba · sleeps 6 | $13,846 | $411 | 9% | — | 0.7 mi | Airbnb |
Dream Weaver | Ellijay, Ga Cabin | 3 bd · 2.5 ba · sleeps 6 | $41,220 | $367 | 31% | 4.7★ (8) | 0.7 mi | AirbnbVrbo |
Riverfront Cabin w/ Hot-tub, peaceful escape Cabin | 3 bd · 2.5 ba · sleeps 7 | $28,871 | $250 | 32% | 5★ (16) | 0.7 mi | Airbnb |
Upscale spacious cabin with decks on 3 levels Cabin | 3 bd · 3.5 ba · sleeps 10 | $40,723 | $236 | 47% | 5★ (112) | 0.7 mi | Airbnb |
Cozy Blue Ridge Cabin w/ River Access & Fire Pit Cabin | 3 bd · 2 ba · sleeps 6 | $45,106 | $209 | 59% | 4.8★ (198) | 0.7 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$37,341
NOI
$13,341
Cash flow /mo
$1,112
Cash needed
$544,460
Cash-on-cash (all cash)
2.5%
ROE (yr 1)
5.2%
Cap rate
2.7%
DSCR
—
Year-1 write-off
$105,374
Year-1 tax shield @ 32%
$33,720
Year-1 return on equity
- Cash flow (annual)$13,341
- Principal paydown (n/a, cash)$0
- Appreciation at%$14,970
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,468
- Platform fees (3% of revenue)$1,120
- Maintenance / capex (5% of revenue)$1,867
- Utilities & supplies$4,200
- HOA$1,188
- Property tax$2,767
- Insurance (STR-rated)$5,389
Cash needed to close
- Purchase price (all cash)$499,000
- Closing costs (4.0%)$19,960
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$33,720
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$489,000
Short-life (5/15-yr)
$79,000 · 16%
Year-1 deduction
$105,000
Year-1 tax shield @ 32%
$34,000
Land 2% (county tax record, market value split) · building $411,000 over 39 years · new furniture $26,000
Based on: 1,756 sq ft, built 2005, 3 bd / 3 ba, unfurnished, listing features (patio, game room, fireplace, flooring types, appliance list, septic, wooded lot).
IRS-guide safe-harbor floor: $81,000 in year 1 (11% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,600
Kitchen cabinetsdefault
$9,600 new × 40% good × 2.47 allocation
- $7,800
Kitchen countertopsdefault
$7,900 new × 40% good × 2.47 allocation
- $3,000
Decorative trimdefault
$3,100 new × 40% good × 2.47 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.47 allocation
- $1,200
Shelvingdefault
$1,200 new × 40% good × 2.47 allocation
- $4,500
Window coverings (18)default
$4,500 new × 40% good × 2.47 allocation
- $10,800
Kitchen & laundry equipment plumbingdefault
$7,500 new × 58% good × 2.47 allocation
- $6,500
Kitchen, laundry & data equipment electricaldefault
$4,500 new × 58% good × 2.47 allocation
- $6,900
Appliances (range, dishwasher, refrigerator, washer, dryer)listing
$7,000 new × 40% good × 2.47 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $10,700
Paving: driveway & walks (paved)default
$8,700 new × 50% good × 2.47 allocation
- $5,200
Landscaping (minimal)listing
$4,200 new × 50% good × 2.47 allocation
- $9,800
Patioslisting
$7,900 new × 50% good × 2.47 allocation
- $2,100
Decks & porches (attached)default
$1,700 new × 50% good × 2.47 allocation
- $306,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$190,200 new × 65% good × 2.47 allocation
- $28,300
Building plumbing & fixturesdefault
$19,700 new × 58% good × 2.47 allocation
- $28,000
Building electrical & lightingdefault
$19,500 new × 58% good × 2.47 allocation
- $19,600
HVACdefault
$19,800 new × 40% good × 2.47 allocation
- $11,200
Hardwood & tile floorsdefault
$11,300 new × 40% good × 2.47 allocation
- $2,600
Fireplacelisting
$2,600 new × 40% good × 2.47 allocation
- $14,800
Septic systemlisting
$12,000 new × 50% good × 2.47 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $76,200 | $27,800 | $1,300 | $105,400 |
| 2 | $0 | $0 | $10,500 | $10,500 |
| 3 | $0 | $0 | $10,500 | $10,500 |
| 4 | $0 | $0 | $10,500 | $10,500 |
| 5 | $0 | $0 | $10,500 | $10,500 |
| 6+ | $0 | $0 | $367,100 | $367,100 |
| Total | $76,200 | $27,800 | $410,600 | $514,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.