Year built
1982
Sqft
1,352
Lot sqft
44,431
HOA / mo
None
Furnished
No
List date
2026-10-02T20:42:20.000000Z
Revenue
Annual revenue
$35,356
ADR
$216
Occupancy
45%
Cleaning fees (12 mo)
$7,027
Confidence
Low (47.41), 36 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $31,044
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
 Hemlock Hideaway House | 3 bd · 2.5 ba · sleeps 7 | $30,280 | $270 | 31% | 5★ (90) | 0.2 mi | AirbnbVrboBooking |
 Goose Rock: River Fun+Design Coolness+Apple Pie Cabin | 3 bd · 2.5 ba · sleeps 6 | $36,434 | $338 | 30% | 5★ (132) | 0.3 mi | AirbnbVrbo |
 3 Mi to Dtwn Ellijay: Tree-Lined Cabin w/ Deck! Cabin | 3 bd · 1.5 ba · sleeps 6 | $35,094 | $229 | 42% | 4.5★ (12) | 0.3 mi | AirbnbVrboBooking |
 2 Mi to Dtwn Ellijay! Outdoorsy Escape w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $12,469 | $257 | 13% | 4.3★ (6) | 0.3 mi | AirbnbVrboBooking |
 Cozy Riverfront Cabin w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $31,044 | $239 | 36% | 5★ (64) | 0.3 mi | AirbnbVrbo |
 Riverview Hideaway | Dog-Friendly Riverview Cabin Cabin | 3 bd · 2.5 ba · sleeps 8 | $22,043 | $399 | 15% | 4.8★ (32) | 0.3 mi | AirbnbVrbo |
 Dog-Friendly | Hot Tub + Indoor Pool, Firepit Cabin | 3 bd · 2.5 ba · sleeps 8 | $33,944 | $254 | 37% | 5★ (18) | 0.3 mi | AirbnbVrbo |
 Cozy Ellijay Cabin: Hot Tub, Yard, & Resort Access Cabin | 3 bd · 2.5 ba · sleeps 8 | $53,907 | $189 | 78% | 5★ (44) | 0.3 mi | AirbnbVrboBooking |
 3BR bohemian cabin with hot tub & resort amenities Cabin | 3 bd · 2 ba · sleeps 6 | $25,720 | $247 | 29% | 4.7★ (17) | 0.3 mi | AirbnbVrboBooking |
 A Harmony Of Coziness & Charm~ Fire pit, Workspace Cabin | 3 bd · 1.5 ba · sleeps 6 | $46,665 | $180 | 71% | 5★ (32) | 0.4 mi | AirbnbVrboBooking |
Show 25 more
Beautiful Private Getaway Fireplace HotTub Rocking Chair Porch Resort Amenities
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $34,905ADR $175Occ ≈ 55%4.9★ (126)
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $11,824ADR $165Occ ≈ 20%—
Beautiful River House On The River!
House · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $17,530ADR $239Occ ≈ 20%4.8★ (16)
Riveredge Escape Cabin-Tubing, PlaySet, Resort
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $11,055ADR $544Occ ≈ 6%—
Treehouse in Coosawatee River Resort
Cabin · 3 bd · 2 ba · sleeps 8 · 0.5 mi
Revenue $4,915ADR $188Occ ≈ 7%5★ (17)
Hilltop Hideaway
House · 3 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $25,813ADR $145Occ ≈ 49%4.7★ (16)
Riverfront cabin, Game Room, Hot tub, Private
Cabin · 3 bd · 2.5 ba · sleeps 10 · 0.6 mi
Revenue $9,449ADR $398Occ ≈ 7%4.8★ (69)
Patagonia on the River
House · 3 bd · 2 ba · sleeps 6 · 0.8 mi
Revenue $5,750ADR $187Occ ≈ 8%4.7★ (3)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Casa Del Rio | Ellijay, Georgia Cabin | 3 bd · 2 ba · sleeps 6 | $46,630 | $332 | 38% | 4.9★ (33) | 0.4 mi | AirbnbVrbo |
Beautiful Private Getaway Fireplace HotTub Rocking Chair Porch Resort Amenities Cabin | 3 bd · 2 ba · sleeps 6 | $34,905 | $175 | 55% | 4.9★ (126) | 0.4 mi | Vrbo |
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access Vacation home | 3 bd · 2 ba · sleeps 8 | $11,824 | $165 | 20% | — | 0.4 mi | Booking |
Bearly Behaving Cabin | 3 bd · 2 ba · sleeps 8 | $63,758 | $276 | 63% | 5★ (46) | 0.4 mi | AirbnbVrbo |
Beautiful River House On The River! House | 3 bd · 2 ba · sleeps 8 | $17,530 | $239 | 20% | 4.8★ (16) | 0.4 mi | Airbnb |
Riveredge Escape Cabin-Tubing, PlaySet, Resort Vacation home | 3 bd · 2 ba · sleeps 6 | $11,055 | $544 | 6% | — | 0.5 mi | Booking |
Treehouse in Coosawatee River Resort Cabin | 3 bd · 2 ba · sleeps 8 | $4,915 | $188 | 7% | 5★ (17) | 0.5 mi | Vrbo |
Riverfront Ellijay Cabin w/Hot Tub+Arcade-Sleeps 6 Cabin | 3 bd · 2 ba · sleeps 6 | $46,465 | $200 | 64% | 5★ (148) | 0.5 mi | AirbnbVrboBooking |
Cool Waters House | 3 bd · 2 ba · sleeps 6 | $29,830 | $198 | 41% | 5★ (12) | 0.5 mi | Airbnb |
Riverfront Cabin w/ Screened Gazebo & EV Charger Cabin | 3 bd · 2 ba · sleeps 6 | $36,078 | $224 | 44% | 5★ (55) | 0.5 mi | AirbnbVrboBooking |
River Front- Pet Friendly-Close to Wineries Cabin | 3 bd · 2 ba · sleeps 6 | $38,331 | $301 | 35% | 4.8★ (72) | 0.5 mi | AirbnbVrbo |
Riverfront Ellijay Cabin w/ Deck + Pool Access! Cabin | 3 bd · 2 ba · sleeps 6 | $46,956 | $180 | 71% | 4.5★ (84) | 0.5 mi | AirbnbVrboBooking |
Expansive Mountain Views | Coffee Bar & Comfy Beds Cabin | 3 bd · 2.5 ba · sleeps 7 | $24,242 | $282 | 24% | 5★ (14) | 0.5 mi | AirbnbVrbo |
Hilltop Hideaway House | 3 bd · 2 ba · sleeps 6 | $25,813 | $145 | 49% | 4.7★ (16) | 0.6 mi | Airbnb |
Riverfront cabin, Game Room, Hot tub, Private Cabin | 3 bd · 2.5 ba · sleeps 10 | $9,449 | $398 | 7% | 4.8★ (69) | 0.6 mi | Airbnb |
Fully-Fenced w/Pool & Resort Access, Pet-Friendly Cabin | 3 bd · 2.5 ba · sleeps 8 | $40,327 | $273 | 40% | 5★ (97) | 0.6 mi | AirbnbVrboBooking |
Relaxing River Retreat on the river hot tub, firep Cabin | 3 bd · 2 ba · sleeps 6 | $39,136 | $318 | 34% | 4.5★ (32) | 0.6 mi | AirbnbVrbo |
Riverside Retreat: Fireplace, Hot tub and pool! Cabin | 3 bd · 2 ba · sleeps 6 | $38,801 | $228 | 47% | 4.9★ (38) | 0.6 mi | AirbnbVrbo |
River Nest: large hot tub+kayaks+tubes+EV charger Cabin | 3 bd · 2.5 ba · sleeps 8 | $69,914 | $394 | 49% | 5★ (49) | 0.6 mi | AirbnbVrbo |
New Listing: Secluded Heavenly Views 3 Bedroom, 2. Cabin | 3 bd · 2.5 ba · sleeps 7 | $14,302 | $361 | 11% | — | 0.6 mi | AirbnbVrbo |
Deer-Topia! Resort cabin & wineries,pet friendly Cabin | 3 bd · 2 ba · sleeps 8 | $27,185 | $210 | 35% | 5★ (82) | 0.7 mi | AirbnbVrbo |
Private Riverside Cabin Cabin | 3 bd · 2 ba · sleeps 8 | $62,652 | $250 | 69% | 4.9★ (167) | 0.7 mi | AirbnbVrbo |
3 King Bed Retreat with Hot Tub, near Downtown LIJ House | 3 bd · 2 ba · sleeps 6 | $27,984 | $323 | 24% | 5★ (73) | 0.7 mi | AirbnbVrbo |
Brand New, 3 BR Modern Luxury Cabin,fireplaces etc Cabin | 3 bd · 2 ba · sleeps 8 | $14,107 | $432 | 9% | 5★ (20) | 0.7 mi | AirbnbVrbo |
Patagonia on the River House | 3 bd · 2 ba · sleeps 6 | $5,750 | $187 | 8% | 4.7★ (3) | 0.8 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$35,356
NOI
$18,281
Cash flow /mo
$558
Cash needed
$70,250
Cash-on-cash
9.5%
ROE (yr 1)
18.6%
Cap rate
10.4%
DSCR
1.58
Year-1 write-off
$61,312
Year-1 tax shield @ 32%
$19,620
Year-1 return on equity
- Cash flow (annual)$6,692
- Principal paydown$1,090
- Appreciation at%$5,250
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,071
- Platform fees (3% of revenue)$1,061
- Maintenance / capex (5% of revenue)$1,768
- Utilities & supplies$4,200
- HOA$0
- Property tax$1,085
- Insurance (STR-rated)$1,890
Cash needed to close
- Down payment (25%)$43,750
- Closing costs (4.0%)$7,000
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$19,620
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$166,000
Short-life (5/15-yr)
$42,000 · 25%
Year-1 deduction
$61,000
Year-1 tax shield @ 32%
$20,000
Land 5% (county tax record, market value split) · building $125,000 over 39 years · new furniture $20,000
Based on: 1,352 sq ft, built 1982, 3 bd / 1.5 ba, unfurnished, listing features (fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $49,000 in year 1 (17% short-life, $16,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $5,200
Kitchen cabinetsdefault
$8,800 new × 40% good × 1.49 allocation
- $4,300
Kitchen countertopsdefault
$7,200 new × 40% good × 1.49 allocation
- $1,400
Decorative trimdefault
$2,400 new × 40% good × 1.49 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 1.49 allocation
- $700
Shelvingdefault
$1,200 new × 40% good × 1.49 allocation
- $2,100
Window coverings (14)default
$3,500 new × 40% good × 1.49 allocation
- $5,200
Carpet, vinyl & laminate (100% of floors)listing
$8,700 new × 40% good × 1.49 allocation
- $4,100
Kitchen & laundry equipment plumbingdefault
$6,800 new × 40% good × 1.49 allocation
- $2,500
Kitchen, laundry & data equipment electricaldefault
$4,100 new × 40% good × 1.49 allocation
- $3,000
Appliances (range, dishwasher, refrigerator)listing
$5,000 new × 40% good × 1.49 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $5,700
Paving: driveway & walks (paved)default
$7,600 new × 50% good × 1.49 allocation
- $5,500
Landscaping (typical)default
$7,300 new × 50% good × 1.49 allocation
- $1,000
Patiosdefault
$1,300 new × 50% good × 1.49 allocation
- $1,000
Decks & porches (attached)default
$1,300 new × 50% good × 1.49 allocation
- $87,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$146,400 new × 40% good × 1.49 allocation
- $9,100
Building plumbing & fixturesdefault
$15,200 new × 40% good × 1.49 allocation
- $8,600
Building electrical & lightingdefault
$14,400 new × 40% good × 1.49 allocation
- $9,100
HVACdefault
$15,200 new × 40% good × 1.49 allocation
- $1,600
Fireplacelisting
$2,600 new × 40% good × 1.49 allocation
- $9,000
Septic systemlisting
$12,000 new × 50% good × 1.49 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $48,000 | $13,200 | $100 | $61,300 |
| 2 | $0 | $0 | $3,200 | $3,200 |
| 3 | $0 | $0 | $3,200 | $3,200 |
| 4 | $0 | $0 | $3,200 | $3,200 |
| 5 | $0 | $0 | $3,200 | $3,200 |
| 6+ | $0 | $0 | $111,700 | $111,700 |
| Total | $48,000 | $13,200 | $124,700 | $185,800 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.