1575 Riverview Dr
Ellijay, GA 30540
$285,000
3 bd · 2 ba · 1,800 sqft · Listed 1d ago
View on Realtor.com →Year built
1999
Sqft
1,800
Lot sqft
60,548
HOA / mo
None
Furnished
No
List date
2026-10-23T19:16:23.000000Z
Revenue
Annual revenue
$38,747
ADR
$236
Occupancy
45%
Cleaning fees (12 mo)
$8,276
Confidence
Low (34.49), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $34,761
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $11,160ADR $190Occ ≈ 16%—
Beautiful Private Getaway Fireplace HotTub Rocking Chair Porch Resort Amenities
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Pool
- A/C
- Free parking
- +6
Revenue $34,733ADR $175Occ ≈ 54%4.9★ (128)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
3BR bohemian cabin with hot tub & resort amenities Cabin | 3 bd · 2 ba · sleeps 6 | $25,509 | $257 | 27% | 4.7★ (17) | 0.2 mi | AirbnbBooking |
4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access Vacation home | 3 bd · 2 ba · sleeps 8 | $11,160 | $190 | 16% | — | 0.2 mi | Booking |
A Harmony Of Coziness & Charm~ Fire pit, Workspace Cabin
| 3 bd · 1.5 ba · sleeps 6 | $47,704 | $180 | 73% | 5★ (32) | 0.2 mi | AirbnbVrboBooking |
Deer Haven-Hot Tub • Game Room • Outdoor Fireplace Cabin
| 3 bd · 3 ba · sleeps 6 | $36,198 | $280 | 35% | 5★ (13) | 0.2 mi | AirbnbVrbo |
Beautiful Private Getaway Fireplace HotTub Rocking Chair Porch Resort Amenities Cabin
| 3 bd · 2 ba · sleeps 6 | $34,733 | $175 | 54% | 4.9★ (128) | 0.2 mi | Vrbo |
Ellijay Cabin w/ Game Rm + Fire Pit | Dog-Friendly Cabin
| 3 bd · 3 ba · sleeps 8 | $30,797 | $330 | 26% | 5★ (40) | 0.2 mi | AirbnbVrbo |
Riverview Hideaway | Dog-Friendly Riverview Cabin Cabin
| 3 bd · 2.5 ba · sleeps 8 | $23,436 | $404 | 16% | 4.8★ (32) | 0.2 mi | AirbnbVrbo |
River Retreat | Ellijay, Georgia Cabin
| 3 bd · 3 ba · sleeps 8 | $44,310 | $370 | 33% | 5★ (16) | 0.2 mi | AirbnbVrbo |
Riverfront Cabin w/ Screened Gazebo & EV Charger Cabin
| 3 bd · 2 ba · sleeps 6 | $39,392 | $225 | 48% | 5★ (56) | 0.3 mi | AirbnbVrboBooking |
Dragonfly Den - Luxury Waterfront/Hot Tub/Games Cabin
| 3 bd · 2 ba · sleeps 9 | $96,798 | $388 | 68% | 5★ (257) | 0.3 mi | AirbnbVrbo |
Show 35 more
Riveredge Escape Cabin-Tubing, PlaySet, Resort
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $16,905ADR $534Occ ≈ 9%—
Beautiful River House On The River!
House · 3 bd · 2 ba · sleeps 8 · 0.3 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $20,529ADR $232Occ ≈ 24%4.8★ (17)
Dreamy wooded escape w/2 decks, resort access, WiFi, gas grills, hot tub/pool
Cabin · 3 bd · 3 ba · sleeps 8 · 0.4 mi
Revenue $16,148ADR $213Occ ≈ 21%4.5★ (20)
Secluded Coosawattee Cabin: Ideal Ellijay Retreat for Rest & Relaxation
Cabin · 3 bd · 3 ba · sleeps 9 · 0.4 mi
Revenue $2,642ADR $528Occ ≈ 1%5★
Delisted
Riverbend House
Cabin · 3 bd · 3 ba · sleeps 10 · 0.4 mi
Revenue $42,656ADR $350Occ ≈ 33%4.9★ (134)
New Listing: Secluded Heavenly Views 3 Bedroom, 2.
Cabin · 3 bd · 2.5 ba · sleeps 7 · 0.5 mi
Revenue $17,879ADR $361Occ ≈ 14%—
Treehouse in Coosawatee River Resort
Cabin · 3 bd · 2 ba · sleeps 8 · 0.5 mi
Revenue $4,915ADR $188Occ ≈ 7%5★ (17)
Delisted
Cool Waters
House · 3 bd · 2 ba · sleeps 6 · 0.7 mi
- Hot tub
- Pool
- A/C
- Free parking
- +5
Revenue $29,702ADR $204Occ ≈ 40%4.8★ (14)
Wander and Wine - Ellijay Escape
House · 3 bd · 2 ba · sleeps 6 · 0.7 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $41,793ADR $198Occ ≈ 58%5★ (39)
Rocky River Retreat
Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +2
Revenue $544ADR $272Occ ≈ 1%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Riveredge Escape Cabin-Tubing, PlaySet, Resort Vacation home | 3 bd · 2 ba · sleeps 6 | $16,905 | $534 | 9% | — | 0.3 mi | Booking |
Amazing View / Sunset / Hot Tub / Covered Deck Cabin
| 3 bd · 3 ba · sleeps 8 | $70,124 | $256 | 75% | 5★ (142) | 0.3 mi | AirbnbVrbo |
Beautiful River House On The River! House
| 3 bd · 2 ba · sleeps 8 | $20,529 | $232 | 24% | 4.8★ (17) | 0.3 mi | Airbnb |
3 Mi to Dtwn Ellijay: Tree-Lined Cabin w/ Deck! Cabin
| 3 bd · 1.5 ba · sleeps 6 | $36,752 | $212 | 47% | 4.5★ (12) | 0.3 mi | AirbnbVrboBooking |
Cozy Riverfront Cabin w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $34,761 | $236 | 40% | 5★ (65) | 0.4 mi | AirbnbVrbo |
Dreamy wooded escape w/2 decks, resort access, WiFi, gas grills, hot tub/pool Cabin | 3 bd · 3 ba · sleeps 8 | $16,148 | $213 | 21% | 4.5★ (20) | 0.4 mi | Booking |
Relaxing River Retreat on the river hot tub, firep Cabin
| 3 bd · 2 ba · sleeps 6 | $40,332 | $319 | 35% | 4.5★ (34) | 0.4 mi | AirbnbVrbo |
Deer Haven Getaways - Resort Access Cabin
| 3 bd · 3 ba · sleeps 8 | $12,987 | $223 | 16% | 4.7★ (47) | 0.4 mi | AirbnbVrbo |
'The River Rest' Ellijay Cabin w/ Hot Tub! Cabin
| 3 bd · 3 ba · sleeps 10 | $30,675 | $307 | 27% | 4.9★ (58) | 0.4 mi | AirbnbVrboBooking |
Secluded Coosawattee Cabin: Ideal Ellijay Retreat for Rest & Relaxation Cabin | 3 bd · 3 ba · sleeps 9 | $2,642 | $528 | 1% | 5★ | 0.4 mi | Delisted |
Riverbend House Cabin | 3 bd · 3 ba · sleeps 10 | $42,656 | $350 | 33% | 4.9★ (134) | 0.4 mi | Airbnb |
River Bend | Riverfront Views, Hot Tub & Game Room House
| 3 bd · 3 ba · sleeps 10 | $263 | $263 | 0% | — | 0.4 mi | AirbnbVrbo |
Expansive Mountain Views | Coffee Bar & Comfy Beds Cabin
| 3 bd · 2.5 ba · sleeps 7 | $30,409 | $300 | 28% | 5★ (16) | 0.4 mi | AirbnbVrboBooking |
Cute 3/3 cabin: firepit, games, resort amenities! Cabin
| 3 bd · 3 ba · sleeps 8 | $25,863 | $226 | 31% | 4.9★ (34) | 0.4 mi | AirbnbVrbo |
Hemlock Hideaway House
| 3 bd · 2.5 ba · sleeps 7 | $30,095 | $269 | 31% | 5★ (93) | 0.4 mi | AirbnbVrboBooking |
Goose Rock: River Fun+Design Coolness+Apple Pie Cabin
| 3 bd · 2.5 ba · sleeps 6 | $37,348 | $338 | 30% | 5★ (135) | 0.4 mi | AirbnbVrbo |
Dog-Friendly | Hot Tub + Indoor Pool, Firepit Cabin
| 3 bd · 2.5 ba · sleeps 8 | $39,143 | $256 | 42% | 5★ (21) | 0.5 mi | AirbnbVrbo |
Cozy Ellijay Cabin: Hot Tub, Yard, & Resort Access Cabin | 3 bd · 2.5 ba · sleeps 8 | $53,873 | $188 | 79% | 5★ (44) | 0.5 mi | AirbnbBooking |
New Listing: Secluded Heavenly Views 3 Bedroom, 2. Cabin | 3 bd · 2.5 ba · sleeps 7 | $17,879 | $361 | 14% | — | 0.5 mi | Airbnb |
Treehouse in Coosawatee River Resort Cabin | 3 bd · 2 ba · sleeps 8 | $4,915 | $188 | 7% | 5★ (17) | 0.5 mi | Delisted |
Fireplaces*Firepit*Hot Tub Lounge Deck*Game Room Cabin
| 3 bd · 3 ba · sleeps 10 | $55,221 | $296 | 51% | 4.9★ (131) | 0.5 mi | AirbnbVrbo |
2 Mi to Dtwn Ellijay! Outdoorsy Escape w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $16,169 | $239 | 19% | 4.3★ (6) | 0.5 mi | AirbnbVrboBooking |
'Next Stop Heaven' Game Room & Multiple Decks Cabin
| 3 bd · 3 ba · sleeps 10 | $35,080 | $316 | 30% | 5★ (47) | 0.5 mi | AirbnbVrboBooking |
Luxury Cabin w/ Hot Tub + Game Room, Sleeps 10 Cabin | 3 bd · 3 ba · sleeps 10 | $35,805 | $294 | 33% | 5★ (83) | 0.5 mi | AirbnbBooking |
The West Nest - Ellijay, GA Cabin
| 3 bd · 3 ba · sleeps 8 | $581 | $581 | 0% | — | 0.5 mi | AirbnbVrbo |
Cozy cabin in Ellijay, near Blue Ridge ! House | 3 bd · 3 ba · sleeps 9 | $63,690 | $313 | 56% | 5★ (45) | 0.5 mi | AirbnbBooking |
Casa Del Rio | Ellijay, Georgia Cabin
| 3 bd · 2 ba · sleeps 6 | $48,294 | $329 | 40% | 4.9★ (33) | 0.6 mi | AirbnbVrbo |
Bearly Behaving Cabin
| 3 bd · 2 ba · sleeps 8 | $67,271 | $277 | 67% | 5★ (47) | 0.6 mi | AirbnbVrbo |
Eagle Mountain Cozy 3BR Cabin Cabin
| 3 bd · 2 ba · sleeps 7 | $496 | $248 | 1% | — | 0.6 mi | AirbnbVrbo |
Riverfront, Hot Tub! Coosawattee River Resort Home House
| 3 bd · 3 ba · sleeps 8 | $38,481 | $313 | 34% | 5★ (14) | 0.6 mi | AirbnbVrboBooking |
Cozy Blue Ridge Cabin w/ River Access & Fire Pit Cabin
| 3 bd · 2 ba · sleeps 6 | $46,025 | $208 | 61% | 4.8★ (199) | 0.7 mi | AirbnbVrboBooking |
Cool Waters House
| 3 bd · 2 ba · sleeps 6 | $29,702 | $204 | 40% | 4.8★ (14) | 0.7 mi | Airbnb |
Riverfront Ellijay Cabin w/Hot Tub+Arcade-Sleeps 6 Cabin
| 3 bd · 2 ba · sleeps 6 | $47,819 | $204 | 64% | 5★ (148) | 0.7 mi | AirbnbVrboBooking |
Wander and Wine - Ellijay Escape House
| 3 bd · 2 ba · sleeps 6 | $41,793 | $198 | 58% | 5★ (39) | 0.7 mi | Airbnb |
Rocky River Retreat Cabin
| 3 bd · 2 ba · sleeps 6 | $544 | $272 | 1% | 5★ (1) | 0.7 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$38,747
NOI
$20,432
Cash flow /mo
$124
Cash needed
$108,150
Cash-on-cash
1.4%
ROE (yr 1)
10.9%
Cap rate
7.2%
DSCR
1.08
Year-1 write-off
$80,537
Year-1 tax shield @ 32%
$25,772
Year-1 return on equity
- Cash flow (annual)$1,485
- Principal paydown$1,761
- Appreciation at%$8,550
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,749
- Platform fees (3% of revenue)$1,162
- Maintenance / capex (5% of revenue)$1,937
- Utilities & supplies$4,200
- HOA$0
- Property tax$188
- Insurance (STR-rated)$3,078
Cash needed to close
- Down payment (25%)$71,250
- Closing costs (4.0%)$11,400
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$25,772
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$266,000
Short-life (5/15-yr)
$55,000 · 21%
Year-1 deduction
$81,000
Year-1 tax shield @ 32%
$26,000
Land 7% (county tax record, market value split) · building $211,000 over 39 years · new furniture $26,000
Based on: 1,800 sq ft, built 1999, 3 bd / 2 ba, unfurnished, listing features (deck, game room, fireplace, flooring types, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $53,000 in year 1 (10% short-life, $17,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $5,700
Kitchen cabinetsdefault
$9,700 new × 40% good × 1.46 allocation
- $4,700
Kitchen countertopsdefault
$8,000 new × 40% good × 1.46 allocation
- $1,800
Decorative trimdefault
$3,200 new × 40% good × 1.46 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.46 allocation
- $700
Shelvingdefault
$1,200 new × 40% good × 1.46 allocation
- $2,600
Window coverings (18)default
$4,500 new × 40% good × 1.46 allocation
- $2,300
Carpet, vinyl & laminate (33% of floors)listing
$3,900 new × 40% good × 1.46 allocation
- $5,100
Kitchen & laundry equipment plumbingdefault
$7,600 new × 46% good × 1.46 allocation
- $3,100
Kitchen, laundry & data equipment electricaldefault
$4,600 new × 46% good × 1.46 allocation
- $2,900
Appliances (range, dishwasher, refrigerator)listing
$5,000 new × 40% good × 1.46 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $6,400
Paving: driveway & walks (paved)default
$8,800 new × 50% good × 1.46 allocation
- $3,100
Landscaping (minimal)listing
$4,200 new × 50% good × 1.46 allocation
- $1,300
Patiosdefault
$1,800 new × 50% good × 1.46 allocation
- $14,800
Decks & porches (attached)listing
$20,300 new × 50% good × 1.46 allocation
- $157,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$195,200 new × 55% good × 1.46 allocation
- $13,600
Building plumbing & fixturesdefault
$20,200 new × 46% good × 1.46 allocation
- $13,500
Building electrical & lightingdefault
$20,100 new × 46% good × 1.46 allocation
- $11,900
HVACdefault
$20,300 new × 40% good × 1.46 allocation
- $4,500
Hardwood & tile floorsdefault
$7,700 new × 40% good × 1.46 allocation
- $1,500
Fireplacelisting
$2,600 new × 40% good × 1.46 allocation
- $8,800
Septic systemlisting
$12,000 new × 50% good × 1.46 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $54,600 | $25,700 | $200 | $80,500 |
| 2 | $0 | $0 | $5,400 | $5,400 |
| 3 | $0 | $0 | $5,400 | $5,400 |
| 4 | $0 | $0 | $5,400 | $5,400 |
| 5 | $0 | $0 | $5,400 | $5,400 |
| 6+ | $0 | $0 | $189,300 | $189,300 |
| Total | $54,600 | $25,700 | $211,200 | $291,500 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.