95 Miramar Dr
Ellijay, GA 30540
$499,900
3 bd · 2.5 ba · 2,394 sqft · Listed 1d ago
View on Realtor.com →Year built
2005
Sqft
2,394
Lot sqft
28,314
HOA / mo
None
Furnished
No
List date
2026-10-13T17:05:16.000000Z
Revenue
Annual revenue
$43,405
ADR
$293
Occupancy
41%
Cleaning fees (12 mo)
$8,259
Confidence
Low (38.55), 37 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $32,272
Gorgeous Riverfront Home - Stunning views on Rushing River with Recent Updates!
Cabin · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $69,828ADR $375Occ ≈ 51%4.7★ (151)
Delisted
Secluded Cabin Rental with a Hot Tub in the Blue Ridge Mountains, Georgia
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $2,610ADR $232Occ ≈ 3%—
Serenity Now! located in Coosawattee River Resort
Cabin · 3 bd · 2 ba · sleeps 7 · 0.5 mi
Revenue $12,323ADR $280Occ ≈ 12%4.9★ (9)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
River Rock Chalet: 2 BD/2Bth & Loft river front Cabin
| 3 bd · 2 ba · sleeps 10 | $44,643 | $360 | 34% | 4.9★ (130) | 0.2 mi | AirbnbVrbo |
Gorgeous Riverfront Home - Stunning views on Rushing River with Recent Updates! Cabin | 3 bd · 3 ba · sleeps 8 | $69,828 | $375 | 51% | 4.7★ (151) | 0.2 mi | Delisted |
Francis Oaks | Luxury Cabin in Coosawattee Cabin
| 3 bd · 3 ba · sleeps 6 | $47,698 | $344 | 38% | 5★ (1) | 0.4 mi | AirbnbVrbo |
New Wellness Cabin-Sauna-Plunge-Hot Tub-Peloton Cabin
| 3 bd · 2 ba · sleeps 8 | $75,122 | $330 | 62% | 5★ (76) | 0.4 mi | AirbnbVrbo |
The Cypress Lodge in Ellijay Cabin
| 3 bd · 3.5 ba · sleeps 8 | $12,688 | $292 | 12% | 5★ (8) | 0.4 mi | AirbnbVrbo |
Brand new build! Fireplace;Hot Tub, Sauna, firepit Cabin
| 3 bd · 2.5 ba · sleeps 8 | $21,279 | $284 | 21% | 5★ (12) | 0.4 mi | AirbnbVrbo |
Secluded Cabin Rental with a Hot Tub in the Blue Ridge Mountains, Georgia Vacation home | 3 bd · 2 ba · sleeps 6 | $2,610 | $232 | 3% | — | 0.4 mi | Booking |
The Lonesome Pine Cabin | 3 bd · 2 ba · sleeps 6 | $932 | $233 | 1% | 5★ (177) | 0.5 mi | Airbnb |
Serenity Now! located in Coosawattee River Resort Cabin | 3 bd · 2 ba · sleeps 7 | $12,323 | $280 | 12% | 4.9★ (9) | 0.5 mi | Airbnb |
Cozy Ellijay Mountain Cabin • Hot Tub & Fireplace Cabin
| 3 bd · 3 ba · sleeps 8 | $54,015 | $234 | 63% | 5★ (91) | 0.5 mi | AirbnbVrbo |
Show 22 more
Amazing 3 3.5 on the RIVER-sleeps 10
Cabin · 3 bd · 3.5 ba · sleeps 10 · 0.5 mi
Revenue $13,941ADR $254Occ ≈ 15%4.9★ (56)
Sauna • Hot Tub • Cold Plunge | Luxe Cabin
Cabin · 3 bd · 3 ba · sleeps 7 · 0.5 mi
Revenue $34,887ADR $287Occ ≈ 33%5★ (19)
Ellijay Luxe Cabin | Hot Tub~Sauna~Cold Plunge
Cabin · 3 bd · 3 ba · sleeps 7 · 0.5 mi
Revenue $22,949ADR $216Occ ≈ 29%5★ (15)
Cabin Oasis In The Mountains
Cabin · 3 bd · 2 ba · sleeps 6 · 0.5 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $7,638ADR $154Occ ≈ 14%4.8★ (147)
Twisted River - Creek Front - Game Room - Hot Tub
Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi
Revenue $57,726ADR $304Occ ≈ 52%4.9★ (11)
Delisted
Mtn Retreat w/ fire pit & games
Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi
- Pool
- A/C
- Free parking
- Wifi
- +4
Revenue $24,131ADR $186Occ ≈ 36%5★ (26)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Peaceful Mountain View Cabin Hot tub Game Room Cabin
| 3 bd · 3 ba · sleeps 8 | $51,094 | $314 | 45% | 5★ (153) | 0.5 mi | AirbnbVrbo |
Amazing 3 3.5 on the RIVER-sleeps 10 Cabin | 3 bd · 3.5 ba · sleeps 10 | $13,941 | $254 | 15% | 4.9★ (56) | 0.5 mi | Airbnb |
Ellijay Luxe Cabin | Hot Tub~Sauna~Cold Plunge Cabin
| 3 bd · 3 ba · sleeps 7 | $12,552 | $246 | 14% | 4.9★ (8) | 0.5 mi | AirbnbVrbo |
Sauna • Hot Tub • Cold Plunge | Luxe Cabin Cabin | 3 bd · 3 ba · sleeps 7 | $34,887 | $287 | 33% | 5★ (19) | 0.5 mi | Airbnb |
Ellijay Luxe Cabin | Hot Tub~Sauna~Cold Plunge Cabin | 3 bd · 3 ba · sleeps 7 | $22,949 | $216 | 29% | 5★ (15) | 0.5 mi | Airbnb |
River of Dreams - Secluded River Cabin Cabin | 3 bd · 2.5 ba · sleeps 6 | $33,330 | $348 | 26% | 4.8★ (67) | 0.5 mi | AirbnbBooking |
Whitetail Woods Stay Cabin
| 3 bd · 3.5 ba · sleeps 7 | $4,471 | $223 | 5% | 5★ (12) | 0.5 mi | AirbnbVrbo |
River Daze - A Beautiful River Front Brick House O Cabin
| 3 bd · 2.5 ba · sleeps 10 | $26,951 | $372 | 20% | 4.7★ (78) | 0.5 mi | AirbnbVrboBooking |
Cabin Oasis In The Mountains Cabin
| 3 bd · 2 ba · sleeps 6 | $7,638 | $154 | 14% | 4.8★ (147) | 0.5 mi | Airbnb |
Pet-Friendly Ellijay Cabin in the Woods on 1 Acre! Cabin
| 3 bd · 2 ba · sleeps 6 | $16,177 | $145 | 31% | 3.6★ (9) | 0.5 mi | AirbnbVrboBooking |
Pet-Friendly escape in Ellijay! Private Hot Tub! Cabin
| 3 bd · 3 ba · sleeps 6 | $45,538 | $323 | 39% | 4.5★ (16) | 0.6 mi | AirbnbVrboBooking |
Legends Hideaway-Hot tub, game room, fireplace&Pit Cabin
| 3 bd · 2.5 ba · sleeps 10 | $32,994 | $317 | 29% | 5★ (22) | 0.6 mi | AirbnbVrbo |
LOVE DOGSNoFee/FencedYard|HotTub|FirePit|GameRoom Cabin
| 3 bd · 3 ba · sleeps 8 | $49,142 | $328 | 41% | 5★ (24) | 0.6 mi | AirbnbVrbo |
*White Pine Hideaway*Fire Pit~Hot Tub~Games~Resort Cabin
| 3 bd · 3 ba · sleeps 6 | $33,803 | $290 | 32% | 5★ (23) | 0.7 mi | AirbnbVrboBooking |
River Resort Cabin | game room, hot tub, fire pit Cabin
| 3 bd · 3 ba · sleeps 8 | $45,803 | $246 | 51% | 5★ (175) | 0.7 mi | AirbnbVrbo |
High River Retreat RiverFront-Game Room-Hot Tub Cabin
| 3 bd · 3 ba · sleeps 6 | $29,091 | $417 | 19% | 5★ (9) | 0.7 mi | AirbnbVrbo |
Pet-Friendly Ellijay Cabin: Hot Tub & Fiber WiFi House
| 3 bd · 3 ba · sleeps 6 | $31,550 | $255 | 34% | 5★ (25) | 0.7 mi | AirbnbVrboBooking |
Twisted River - Creek Front - Game Room - Hot Tub Cabin | 3 bd · 3 ba · sleeps 6 | $57,726 | $304 | 52% | 4.9★ (11) | 0.7 mi | Delisted |
Logan's Lodge | Ellijay, GA Cabin
| 3 bd · 3.5 ba · sleeps 10 | $76,227 | $452 | 46% | 4.8★ (12) | 0.7 mi | AirbnbVrbo |
Mtn Retreat w/ fire pit & games Cabin
| 3 bd · 2 ba · sleeps 6 | $24,131 | $186 | 36% | 5★ (26) | 0.7 mi | Airbnb |
Three Bedroom Fife Bridge Villas Villa
| 3 bd · 2 ba · sleeps 6 | $627 | $209 | 1% | 1★ (1) | 0.7 mi | AirbnbVrbo |
Hot Tub|Fire Pit|Game Room LUX family retreat Cabin
| 3 bd · 3 ba · sleeps 8 | $52,666 | $245 | 59% | 5★ (91) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$43,405
NOI
$21,046
Cash flow /mo
$1,754
Cash needed
$545,396
Cash-on-cash (all cash)
3.9%
ROE (yr 1)
6.6%
Cap rate
4.2%
DSCR
—
Year-1 write-off
$104,699
Year-1 tax shield @ 32%
$33,504
Year-1 return on equity
- Cash flow (annual)$21,046
- Principal paydown (n/a, cash)$0
- Appreciation at%$14,997
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,681
- Platform fees (3% of revenue)$1,302
- Maintenance / capex (5% of revenue)$2,170
- Utilities & supplies$4,200
- HOA$0
- Property tax$607
- Insurance (STR-rated)$5,399
Cash needed to close
- Purchase price (all cash)$499,900
- Closing costs (4.0%)$19,996
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$33,504
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$425,000
Short-life (5/15-yr)
$79,000 · 19%
Year-1 deduction
$105,000
Year-1 tax shield @ 32%
$34,000
Land 15% (market default, no usable tax-record split) · building $346,000 over 39 years · new furniture $26,000
Based on: 2,394 sq ft, built 2005, 3 bd / 2.5 ba, unfurnished, listing features (deck, game room, fireplace, stone counters, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $66,000 in year 1 (10% short-life, $21,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $6,900
Kitchen cabinetsdefault
$11,000 new × 40% good × 1.55 allocation
- $7,000
Kitchen countertops (stone)listing
$11,300 new × 40% good × 1.55 allocation
- $2,600
Decorative trimdefault
$4,200 new × 40% good × 1.55 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.55 allocation
- $700
Shelvingdefault
$1,200 new × 40% good × 1.55 allocation
- $3,700
Window coverings (24)default
$6,000 new × 40% good × 1.55 allocation
- $2,400
Carpet, vinyl & laminate (25% of floors)listing
$3,900 new × 40% good × 1.55 allocation
- $7,700
Kitchen & laundry equipment plumbingdefault
$8,600 new × 58% good × 1.55 allocation
- $4,700
Kitchen, laundry & data equipment electricaldefault
$5,200 new × 58% good × 1.55 allocation
- $4,800
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 1.55 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $7,900
Paving: driveway & walks (paved)default
$10,100 new × 50% good × 1.55 allocation
- $7,600
Landscaping (typical)default
$9,800 new × 50% good × 1.55 allocation
- $1,800
Patiosdefault
$2,400 new × 50% good × 1.55 allocation
- $20,900
Decks & porches (attached)listing
$26,900 new × 50% good × 1.55 allocation
- $262,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$260,100 new × 65% good × 1.55 allocation
- $24,300
Building plumbing & fixturesdefault
$27,000 new × 58% good × 1.55 allocation
- $24,800
Building electrical & lightingdefault
$27,600 new × 58% good × 1.55 allocation
- $16,700
HVACdefault
$27,000 new × 40% good × 1.55 allocation
- $7,200
Hardwood & tile floorsdefault
$11,600 new × 40% good × 1.55 allocation
- $1,600
Fireplacelisting
$2,600 new × 40% good × 1.55 allocation
- $9,300
Septic systemlisting
$12,000 new × 50% good × 1.55 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $66,200 | $38,100 | $400 | $104,700 |
| 2 | $0 | $0 | $8,900 | $8,900 |
| 3 | $0 | $0 | $8,900 | $8,900 |
| 4 | $0 | $0 | $8,900 | $8,900 |
| 5 | $0 | $0 | $8,900 | $8,900 |
| 6+ | $0 | $0 | $310,200 | $310,200 |
| Total | $66,200 | $38,100 | $346,100 | $450,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.