Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium

61 Altamaha Dr

Ellijay, GA 30540

$475,000

2 bd · 2.5 ba · 1,660 sqft · Listed 8d ago

View on Realtor.com →

Negative cash flow

Year built

2007

Sqft

1,660

Lot sqft

30,056

HOA / mo

$21

Furnished

List date

2026-11-04T20:24:14.000000Z

Revenue

Annual revenue

$44,748

ADR

$234

Occupancy

52%

Cleaning fees (12 mo)

$8,520

Confidence

Low (50.6), 48 comps

Comp revenue range (p25 / median / p75)

$30,880$43,737$53,647

Median revenue of shown comps: $43,737

Fabulous Custom Cabin with Great Mountain Views in Ellijay with WiFi
Cabin · 2 bd · 2 ba · sleeps 6 · 0.8 mi
Revenue $30,732ADR $225Occ ≈ 37%4.8★ (258)
Vrbo
Relax at the LakeSide Retreat
Cabin · 2 bd · 2 ba · sleeps 6 · 0.8 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $41,766ADR $260Occ ≈ 44%5★ (235)
Airbnb Vrbo
The Blissful Bear Cabin STR Host Lic #: 002252
Cabin · 2 bd · 2 ba · sleeps 4 · 0.9 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $62,771ADR $239Occ ≈ 72%5★ (280)
Airbnb Vrbo
Luxury Log Cabin - "We Blu Inn"
Cabin · 2 bd · 2.5 ba · sleeps 4 · 0.9 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $48,036ADR $229Occ ≈ 57%5★ (233)
Airbnb Vrbo
Secluded Cabin Right on the Ellijay River minutes from Ellijay or Blue Ridge
Cabin · 2 bd · 2 ba · sleeps 5 · 0.9 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +5
Revenue $43,376ADR $216Occ ≈ 55%4.8★ (306)
Vrbo
Luxury Retreat Overlooking the 11th Tee at Whitepath Golf Course in Ellijay
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.9 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $26,382ADR $203Occ ≈ 36%5★ (69)
Vrbo
Blondie Acres: Regenerative Farm Experience
Farm stay · 2 bd · 2 ba · sleeps 6 · 1.0 mi
Revenue $5,732ADR $834Occ ≈ 2%5★ (107)
Airbnb
MOST AMAZING Sunrises! 2 Lux kgs , 2 ba. real log cabin! WIFI, 3 Streaming TVs !
Cabin · 2 bd · 2 ba · sleeps 4 · 1.0 mi
Revenue $44,970ADR $220Occ ≈ 56%5★ (130)
Delisted
Budget friendly ! Dog friendly! 2 Q/bd/2 ba. Lodge decor! WIFI, cable.
Cabin · 2 bd · 2 ba · sleeps 5 · 1.0 mi
Revenue $10,521ADR $174Occ ≈ 17%5★ (113)
Delisted
Creekfront Spa Cabin: Hot Tub, Cold Plunge, Sauna
Cabin · 2 bd · 2 ba · sleeps 4 · 1.1 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $88,012ADR $421Occ ≈ 57%5★ (109)
Airbnb Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Fabulous Custom Cabin with Great Mountain Views in Ellijay with WiFi Cabin	2 bd · 2 ba · sleeps 6	$30,732	$225	37%	4.8★ (258)	0.8 mi	Vrbo
Relax at the LakeSide Retreat Cabin Hot tub A/C Free parking Pets OK +4	2 bd · 2 ba · sleeps 6	$41,766	$260	44%	5★ (235)	0.8 mi	Airbnb Vrbo
The Blissful Bear Cabin STR Host Lic #: 002252 Cabin A/C Free parking Pets OK Wifi +4	2 bd · 2 ba · sleeps 4	$62,771	$239	72%	5★ (280)	0.9 mi	Airbnb Vrbo
Luxury Log Cabin - "We Blu Inn" Cabin Hot tub A/C Free parking Wifi +4	2 bd · 2.5 ba · sleeps 4	$48,036	$229	57%	5★ (233)	0.9 mi	Airbnb Vrbo
Secluded Cabin Right on the Ellijay River minutes from Ellijay or Blue Ridge Cabin Hot tub A/C Free parking Wifi +5	2 bd · 2 ba · sleeps 5	$43,376	$216	55%	4.8★ (306)	0.9 mi	Vrbo
Luxury Retreat Overlooking the 11th Tee at Whitepath Golf Course in Ellijay Cabin A/C Free parking Wifi Kitchen +3	2 bd · 1.5 ba · sleeps 4	$26,382	$203	36%	5★ (69)	0.9 mi	Vrbo
Blondie Acres: Regenerative Farm Experience Farm stay	2 bd · 2 ba · sleeps 6	$5,732	$834	2%	5★ (107)	1.0 mi	Airbnb
MOST AMAZING Sunrises! 2 Lux kgs , 2 ba. real log cabin! WIFI, 3 Streaming TVs ! Cabin	2 bd · 2 ba · sleeps 4	$44,970	$220	56%	5★ (130)	1.0 mi	Delisted
Budget friendly ! Dog friendly! 2 Q/bd/2 ba. Lodge decor! WIFI, cable. Cabin	2 bd · 2 ba · sleeps 5	$10,521	$174	17%	5★ (113)	1.0 mi	Delisted
Creekfront Spa Cabin: Hot Tub, Cold Plunge, Sauna Cabin Hot tub A/C Free parking Wifi +4	2 bd · 2 ba · sleeps 4	$88,012	$421	57%	5★ (109)	1.1 mi	Airbnb Vrbo

Show 40 more

Romantic Indoor/Outdoor Spa w/Sauna + Mtn Views
Cabin · 2 bd · 2 ba · sleeps 4 · 1.1 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $45,585ADR $257Occ ≈ 49%5★ (67)
Airbnb Vrbo
Lakefront Oasis In the Mountains
Cabin · 2 bd · 2 ba · sleeps 4 · 1.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $31,937ADR $185Occ ≈ 47%4.9★ (136)
Airbnb Vrbo
Lakeview Escape-Fishing, Hot Tub, Pool Table
Cabin · 2 bd · 2 ba · sleeps 4 · 1.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $61,877ADR $302Occ ≈ 56%4.7★ (79)
Airbnb Vrbo Booking
Rayne’s Retreat|King Suites|Hot tub|Lake Access
Cabin · 2 bd · 2 ba · sleeps 5 · 1.2 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $24,264ADR $293Occ ≈ 23%5★ (25)
Airbnb Vrbo
Riverfront, Hdtv, Flat Lot, Grassy Yard!
Cabin · 2 bd · 2 ba · sleeps 4 · 1.2 mi
- Hot tub
- A/C
- Pets OK
- Wifi
- +4
Revenue $46,859ADR $318Occ ≈ 40%4.9★ (302)
Vrbo
Cozy & Comfortable - Lazy Bear Inn
Cabin · 2 bd · 2 ba · sleeps 4 · 1.2 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $47,549ADR $233Occ ≈ 56%5★ (202)
Airbnb Vrbo
Lakefront Cabin: Hot Tub| Kayak| Game Rm| Fire Pit
Cabin · 2 bd · 2.5 ba · sleeps 6 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +5
Revenue $48,755ADR $335Occ ≈ 40%5★ (91)
Airbnb Vrbo
Mountain Rescue
Cabin · 2 bd · 2 ba · sleeps 4 · 1.3 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $34,691ADR $149Occ ≈ 64%5★ (95)
Airbnb
King, Hot tub 15 min to Blue Ridge & Ellijay
Cabin · 2 bd · 2 ba · sleeps 6 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $52,338ADR $252Occ ≈ 57%4.9★ (139)
Airbnb Vrbo Booking
Views @ Whitepath | Mtn Views + Hot Tub + Fire Pit
Cabin · 2 bd · 2 ba · sleeps 4 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $29,653ADR $248Occ ≈ 33%4.9★ (110)
Airbnb Vrbo Booking
Riverside Escape| Ellijay, GA
Cabin · 2 bd · 3 ba · sleeps 4 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $98,709ADR $362Occ ≈ 75%4.8★ (17)
Airbnb Vrbo
The Cabin On Lake Buckhorn | Ellijay, GA
Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $40,491ADR $288Occ ≈ 39%4.7★ (3)
Airbnb Vrbo
Romantic Lakefront Log Cabin | Hot Tub + Fireplace
Cabin · 2 bd · 2 ba · sleeps 5 · 1.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $64,480ADR $214Occ ≈ 83%5★ (355)
Airbnb Vrbo
Ellijay Riverfront A-Frame | Sauna & Private Trail
Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $49,424ADR $306Occ ≈ 44%5★ (104)
Airbnb Vrbo
Ellijay Cabin w/ Deck and Hot Tub!
Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi
Revenue $23,096ADR $184Occ ≈ 34%4.9★ (72)
Airbnb Vrbo Booking
Lakeside Hideaway has it all! Lakefront & hot tub
Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $54,083ADR $298Occ ≈ 50%4.9★ (61)
Airbnb Vrbo Booking
River Dance | No Pet Fees | Sleeps 4 | Riverfront
Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $58,232ADR $213Occ ≈ 75%4.6★ (167)
Vrbo
“Simpler Times”- 2 kings, 2 ba, dog friendly, pool table, rockers, WIFi! 3 tvs!
Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +5
Revenue $33,325ADR $210Occ ≈ 43%5★ (40)
Vrbo
Barn Owl`s Bliss | Cherry Log, GA
Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $39,023ADR $295Occ ≈ 36%4.8★ (21)
Airbnb Vrbo
No Place Like Doe | No Pet Fees | Sleeps 4 | Sunrise Views | Game room
Cabin · 2 bd · 2 ba · sleeps 4 · 1.5 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $65,340ADR $240Occ ≈ 75%4.9★ (153)
Vrbo
Hairy Coo Hideaway
Cabin · 2 bd · 1.5 ba · sleeps 4 · 1.5 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $35,473ADR $231Occ ≈ 42%5★ (30)
Airbnb Vrbo
Huge yard | Pool Table | Hot Tub
Cabin · 2 bd · 2 ba · sleeps 6 · 1.5 mi
Revenue $46,999ADR $194Occ ≈ 66%5★ (31)
Airbnb Vrbo
Lake View Spa Cabin: Hot Tub, Cold Plunge, Sauna
Cabin · 2 bd · 2 ba · sleeps 4 · 1.5 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $10,238ADR $444Occ ≈ 6%5★ (4)
Airbnb
Lady of the Lake-dock, hot tub, pet friendly
Cabin · 2 bd · 2 ba · sleeps 4 · 1.5 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $60,360ADR $295Occ ≈ 56%4.8★ (8)
Airbnb Vrbo Booking
Autumn's Hollow | Pets Stay FREE | Sleeps 4 |
Cabin · 2 bd · 2 ba · sleeps 4 · 1.5 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $36,298ADR $182Occ ≈ 55%4.8★ (28)
Vrbo
Cascading Waters | No Pet Fees | Sleeps 4 | Adults Only | Riverfront
Cabin · 2 bd · 1.5 ba · sleeps 4 · 1.5 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $55,461ADR $232Occ ≈ 65%4.9★ (196)
Vrbo
Cabin by the creek
Cabin · 2 bd · 2 ba · sleeps 4 · 1.5 mi
Revenue $1,101ADR $119Occ ≈ 3%5★ (1)
Delisted
Large 2/2 Cabin between Elijay and Blue Ridge
Cabin · 2 bd · 2 ba · sleeps 6 · 1.5 mi
Revenue $1,977ADR $572Occ ≈ 1%5★ (38)
Airbnb Vrbo Booking
The Weeks End | Ellijay, GA
Cabin · 2 bd · 2 ba · sleeps 4 · 1.5 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $47,135ADR $287Occ ≈ 45%4.9★ (22)
Airbnb Vrbo
River Solace | No Pet Fees | Sleeps 4 | Adults Only | River Front
Cabin · 2 bd · 2 ba · sleeps 4 · 1.6 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $50,249ADR $232Occ ≈ 59%4.7★ (208)
Vrbo
Snuggle Up Ridge
House · 2 bd · 2 ba · sleeps 4 · 1.6 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $340ADR $340Occ ≈ 0%—
Airbnb
Mtn Views | Fenced Yd | Barrel Sauna | Hot Tub
Cabin · 2 bd · 2 ba · sleeps 6 · 1.6 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $67,508ADR $307Occ ≈ 60%5★ (83)
Airbnb Vrbo
Cozy Cabin Retreat | Hot Tub, Vinyl & Views
Cabin · 2 bd · 2 ba · sleeps 4 · 1.6 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $31,322ADR $252Occ ≈ 34%5★ (37)
Airbnb Vrbo Booking
Snuggle Up Ridge
Cabin · 2 bd · 2 ba · sleeps 4 · 1.7 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $22,445ADR $201Occ ≈ 31%5★ (23)
Airbnb
Creek Song Cabin | Ellijay, GA
Cabin · 2 bd · 2 ba · sleeps 4 · 1.7 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $20,799ADR $270Occ ≈ 21%—
Airbnb Vrbo
Tranquil Log Cabin, Sleeps 4
Cabin · 2 bd · 2 ba · sleeps 4 · 1.7 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $36,454ADR $198Occ ≈ 50%5★ (13)
Airbnb Vrbo
Ellijay Creekside | Ellijay, Georgia
Cabin · 2 bd · 2 ba · sleeps 6 · 1.7 mi
Revenue $44,098ADR $300Occ ≈ 40%4.7★ (6)
Airbnb
Seclusion | Sleeps 4 | Hot Tub | Pet Friendly | Fenced Yard | Game Room
Cabin · 2 bd · 2 ba · sleeps 4 · 1.7 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $41,834ADR $187Occ ≈ 61%4.7★ (174)
Vrbo
Cabin in Ellijay
Cabin · 2 bd · 2 ba · sleeps 4 · 1.7 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $63,020ADR $267Occ ≈ 65%5★ (31)
Airbnb Vrbo
Cherokee Shoals | No Pet Fees | Sleeps 4 | Adults Only |River front
Cabin · 2 bd · 2 ba · sleeps 4 · 1.7 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $59,354ADR $283Occ ≈ 57%4.9★ (197)
Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Romantic Indoor/Outdoor Spa w/Sauna + Mtn Views Cabin Hot tub A/C Free parking Wifi +4	2 bd · 2 ba · sleeps 4	$45,585	$257	49%	5★ (67)	1.1 mi	Airbnb Vrbo
Lakefront Oasis In the Mountains Cabin A/C Free parking Pets OK Wifi +4	2 bd · 2 ba · sleeps 4	$31,937	$185	47%	4.9★ (136)	1.2 mi	Airbnb Vrbo
Lakeview Escape-Fishing, Hot Tub, Pool Table Cabin Hot tub A/C Free parking Pets OK +6	2 bd · 2 ba · sleeps 4	$61,877	$302	56%	4.7★ (79)	1.2 mi	Airbnb Vrbo Booking
Rayne’s Retreat\|King Suites\|Hot tub\|Lake Access Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 5	$24,264	$293	23%	5★ (25)	1.2 mi	Airbnb Vrbo
Riverfront, Hdtv, Flat Lot, Grassy Yard! Cabin Hot tub A/C Pets OK Wifi +4	2 bd · 2 ba · sleeps 4	$46,859	$318	40%	4.9★ (302)	1.2 mi	Vrbo
Cozy & Comfortable - Lazy Bear Inn Cabin Hot tub A/C Free parking Wifi +4	2 bd · 2 ba · sleeps 4	$47,549	$233	56%	5★ (202)	1.2 mi	Airbnb Vrbo
Lakefront Cabin: Hot Tub\| Kayak\| Game Rm\| Fire Pit Cabin Hot tub A/C Free parking Wifi +5	2 bd · 2.5 ba · sleeps 6	$48,755	$335	40%	5★ (91)	1.3 mi	Airbnb Vrbo
Mountain Rescue Cabin A/C Free parking Pets OK Wifi +3	2 bd · 2 ba · sleeps 4	$34,691	$149	64%	5★ (95)	1.3 mi	Airbnb
King, Hot tub 15 min to Blue Ridge & Ellijay Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 6	$52,338	$252	57%	4.9★ (139)	1.3 mi	Airbnb Vrbo Booking
Views @ Whitepath \| Mtn Views + Hot Tub + Fire Pit Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 4	$29,653	$248	33%	4.9★ (110)	1.3 mi	Airbnb Vrbo Booking
Riverside Escape\| Ellijay, GA Cabin Hot tub A/C Free parking Pets OK +5	2 bd · 3 ba · sleeps 4	$98,709	$362	75%	4.8★ (17)	1.3 mi	Airbnb Vrbo
The Cabin On Lake Buckhorn \| Ellijay, GA Cabin Hot tub A/C Free parking Pets OK +4	2 bd · 2 ba · sleeps 4	$40,491	$288	39%	4.7★ (3)	1.4 mi	Airbnb Vrbo
Romantic Lakefront Log Cabin \| Hot Tub + Fireplace Cabin Hot tub A/C Free parking Pets OK +5	2 bd · 2 ba · sleeps 5	$64,480	$214	83%	5★ (355)	1.4 mi	Airbnb Vrbo
Ellijay Riverfront A-Frame \| Sauna & Private Trail Cabin A/C Free parking Wifi Kitchen +3	2 bd · 2 ba · sleeps 4	$49,424	$306	44%	5★ (104)	1.4 mi	Airbnb Vrbo
Ellijay Cabin w/ Deck and Hot Tub! Cabin	2 bd · 2 ba · sleeps 4	$23,096	$184	34%	4.9★ (72)	1.4 mi	Airbnb Vrbo Booking
Lakeside Hideaway has it all! Lakefront & hot tub Cabin Hot tub A/C Free parking Pets OK +5	2 bd · 2 ba · sleeps 4	$54,083	$298	50%	4.9★ (61)	1.4 mi	Airbnb Vrbo Booking
River Dance \| No Pet Fees \| Sleeps 4 \| Riverfront Cabin Hot tub A/C Free parking Pets OK +5	2 bd · 2 ba · sleeps 4	$58,232	$213	75%	4.6★ (167)	1.4 mi	Vrbo
“Simpler Times”- 2 kings, 2 ba, dog friendly, pool table, rockers, WIFi! 3 tvs! Cabin A/C Free parking Pets OK Wifi +5	2 bd · 2 ba · sleeps 4	$33,325	$210	43%	5★ (40)	1.4 mi	Vrbo
Barn Owl`s Bliss \| Cherry Log, GA Cabin Hot tub A/C Free parking Pets OK +4	2 bd · 2 ba · sleeps 4	$39,023	$295	36%	4.8★ (21)	1.4 mi	Airbnb Vrbo
No Place Like Doe \| No Pet Fees \| Sleeps 4 \| Sunrise Views \| Game room Cabin Hot tub A/C Free parking Pets OK +6	2 bd · 2 ba · sleeps 4	$65,340	$240	75%	4.9★ (153)	1.5 mi	Vrbo
Hairy Coo Hideaway Cabin Hot tub A/C Free parking Wifi +4	2 bd · 1.5 ba · sleeps 4	$35,473	$231	42%	5★ (30)	1.5 mi	Airbnb Vrbo
Huge yard \| Pool Table \| Hot Tub Cabin	2 bd · 2 ba · sleeps 6	$46,999	$194	66%	5★ (31)	1.5 mi	Airbnb Vrbo
Lake View Spa Cabin: Hot Tub, Cold Plunge, Sauna Cabin Hot tub A/C Free parking Wifi +4	2 bd · 2 ba · sleeps 4	$10,238	$444	6%	5★ (4)	1.5 mi	Airbnb
Lady of the Lake-dock, hot tub, pet friendly Cabin A/C Free parking Pets OK Wifi +3	2 bd · 2 ba · sleeps 4	$60,360	$295	56%	4.8★ (8)	1.5 mi	Airbnb Vrbo Booking
Autumn's Hollow \| Pets Stay FREE \| Sleeps 4 \| Cabin Hot tub A/C Free parking Pets OK +5	2 bd · 2 ba · sleeps 4	$36,298	$182	55%	4.8★ (28)	1.5 mi	Vrbo
Cascading Waters \| No Pet Fees \| Sleeps 4 \| Adults Only \| Riverfront Cabin Hot tub A/C Free parking Pets OK +5	2 bd · 1.5 ba · sleeps 4	$55,461	$232	65%	4.9★ (196)	1.5 mi	Vrbo
Cabin by the creek Cabin	2 bd · 2 ba · sleeps 4	$1,101	$119	3%	5★ (1)	1.5 mi	Delisted
Large 2/2 Cabin between Elijay and Blue Ridge Cabin	2 bd · 2 ba · sleeps 6	$1,977	$572	1%	5★ (38)	1.5 mi	Airbnb Vrbo Booking
The Weeks End \| Ellijay, GA Cabin Hot tub A/C Free parking Pets OK +4	2 bd · 2 ba · sleeps 4	$47,135	$287	45%	4.9★ (22)	1.5 mi	Airbnb Vrbo
River Solace \| No Pet Fees \| Sleeps 4 \| Adults Only \| River Front Cabin Hot tub Free parking Pets OK Wifi +4	2 bd · 2 ba · sleeps 4	$50,249	$232	59%	4.7★ (208)	1.6 mi	Vrbo
Snuggle Up Ridge House Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 4	$340	$340	0%	—	1.6 mi	Airbnb
Mtn Views \| Fenced Yd \| Barrel Sauna \| Hot Tub Cabin Hot tub A/C Free parking Pets OK +6	2 bd · 2 ba · sleeps 6	$67,508	$307	60%	5★ (83)	1.6 mi	Airbnb Vrbo
Cozy Cabin Retreat \| Hot Tub, Vinyl & Views Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 4	$31,322	$252	34%	5★ (37)	1.6 mi	Airbnb Vrbo Booking
Snuggle Up Ridge Cabin Hot tub A/C Free parking Pets OK +4	2 bd · 2 ba · sleeps 4	$22,445	$201	31%	5★ (23)	1.7 mi	Airbnb
Creek Song Cabin \| Ellijay, GA Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 4	$20,799	$270	21%	—	1.7 mi	Airbnb Vrbo
Tranquil Log Cabin, Sleeps 4 Cabin A/C Free parking Pets OK Wifi +3	2 bd · 2 ba · sleeps 4	$36,454	$198	50%	5★ (13)	1.7 mi	Airbnb Vrbo
Ellijay Creekside \| Ellijay, Georgia Cabin	2 bd · 2 ba · sleeps 6	$44,098	$300	40%	4.7★ (6)	1.7 mi	Airbnb
Seclusion \| Sleeps 4 \| Hot Tub \| Pet Friendly \| Fenced Yard \| Game Room Cabin Hot tub A/C Free parking Pets OK +6	2 bd · 2 ba · sleeps 4	$41,834	$187	61%	4.7★ (174)	1.7 mi	Vrbo
Cabin in Ellijay Cabin Hot tub A/C Free parking Pets OK +4	2 bd · 2 ba · sleeps 4	$63,020	$267	65%	5★ (31)	1.7 mi	Airbnb Vrbo
Cherokee Shoals \| No Pet Fees \| Sleeps 4 \| Adults Only \|River front Cabin Hot tub A/C Free parking Pets OK +6	2 bd · 2 ba · sleeps 4	$59,354	$283	57%	4.9★ (197)	1.7 mi	Vrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

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Financing

Management

Term

Purchase priceDown payment %30-yr rate %Already furnishedTax bracketCount tax savings in returnsOnly if you can use the losses (STR loophole)

Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium

Est. revenue

$44,748

NOI

$19,824

Cash flow /mo

-$945

Cash needed

$153,750

Cash-on-cash

-7.4%

ROE (yr 1)

3.9%

Cap rate

4.2%

DSCR

0.64

Year-1 write-off

$103,349

Year-1 tax shield @ 32%

$33,072

Year-1 return on equity

Cash flow (annual)-$11,337
Principal paydown$3,018
Appreciation at%$14,250

ROE3.9%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

Management (20% of revenue)$8,950
Platform fees (3% of revenue)$1,342
Maintenance / capex (5% of revenue)$2,237
Utilities & supplies$4,200
HOA$252
Property tax$2,813
Insurance (STR-rated)$5,130

Cash needed to close

Down payment (25%)$118,750
Closing costs (4.0%)$19,000
Furnishing (bought new)$16,000

Tax savings if the STR loophole applies

Tax shield @ 32%$33,072

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$418,000

Short-life (5/15-yr)

$87,000 · 21%

Year-1 deduction

$103,000

Year-1 tax shield @ 32%

$33,000

Land 12% (county tax record, market value split) · building $331,000 over 39 years · new furniture $16,000

Based on: 1,660 sq ft, built 2007, 2 bd / 2.5 ba, unfurnished, listing features (deck, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $67,000 in year 1 (12% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$60,600

Kitchen cabinetsdefault
$9,400 new × 40% good × 2.03 allocation
$7,600
Kitchen countertopsdefault
$7,700 new × 40% good × 2.03 allocation
$6,300
Decorative trimdefault
$2,900 new × 40% good × 2.03 allocation
$2,400
Mirrorsdefault
$300 new × 40% good × 2.03 allocation
$200
Shelvingdefault
$900 new × 40% good × 2.03 allocation
$700
Window coverings (17)default
$4,300 new × 40% good × 2.03 allocation
$3,400
Carpet, vinyl & laminate (33% of floors)listing
$3,600 new × 40% good × 2.03 allocation
$2,900
Kitchen & laundry equipment plumbingdefault
$7,300 new × 62% good × 2.03 allocation
$9,200
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 62% good × 2.03 allocation
$5,600
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.03 allocation
$6,200
Furniture bought newlisting
$16,000 new × 100% good · bought separately
$16,000

15-year land improvements$42,400

Paving: driveway & walks (paved)listing
$8,400 new × 50% good × 2.03 allocation
$8,600
Landscaping (typical)default
$8,100 new × 50% good × 2.03 allocation
$8,200
Patiosdefault
$1,600 new × 50% good × 2.03 allocation
$1,700
Decks & porches (attached)listing
$18,700 new × 50% good × 2.03 allocation
$18,900
Gazebo / pergolalisting
$5,000 new × 50% good × 2.03 allocation
$5,100

Building, 39-year$331,000

Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$180,200 new × 68% good × 2.03 allocation
$249,300
Building plumbing & fixturesdefault
$18,700 new × 62% good × 2.03 allocation
$23,400
Building electrical & lightingdefault
$18,300 new × 62% good × 2.03 allocation
$23,000
HVACdefault
$18,700 new × 40% good × 2.03 allocation
$15,100
Hardwood & tile floorsdefault
$7,100 new × 40% good × 2.03 allocation
$5,800
Fireplacelisting
$2,600 new × 40% good × 2.03 allocation
$2,100
Septic systemlisting
$12,000 new × 50% good × 2.03 allocation
$12,200

About the property

Sold furnishedGame roomHot tubPoolDeckDrivewayLandscapingFencedIrrigationLong-term rental (27.5-yr)Carpet / vinyl / laminate %Placed in serviceClosing costs $ (adds to basis)Land %Bonus depreciation %

Depreciation schedule: typical cost seg study

Year	5-yr	15-yr	Building	Total
1	$60,600	$42,400	$400	$103,300
2	$0	$0	$8,500	$8,500
3	$0	$0	$8,500	$8,500
4	$0	$0	$8,500	$8,500
5	$0	$0	$8,500	$8,500
6+	$0	$0	$296,700	$296,700
Total	$60,600	$42,400	$331,000	$433,900

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.