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481 Ash Loop Rd

481 Ash Loop Rd

Blue Ridge, GA 30513

$285,000

3 bd · 2 ba · 1,400 sqft · Listed 1d ago

View on Realtor.com →
Low confidence

Year built

1992

Sqft

1,400

Lot sqft

56,628

HOA / mo

$0

Furnished

No

List date

2026-10-18T23:19:05.000000Z

Revenue

Annual revenue

$38,726

ADR

$208

Occupancy

51%

Cleaning fees (12 mo)

$8,270

Confidence

Low (32.97), 16 comps

Comp revenue range (p25 / median / p75)

$18,991$27,407$44,885

Median revenue of shown comps: $27,407

  • My Deer Cabin Come make lasting memories with us.

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi

    • A/C
    • Free parking
    • Pets OK
    • Wifi
    • +5

    Revenue $34,152ADR $177Occ ≈ 53%5★ (65)

    Airbnb

  • Birdsong, Blue Ridge Retreat. Quiet cabin on the river. 6 miles from Blue Ridge

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.5 mi

    • A/C
    • Free parking
    • Pets OK
    • Wifi
    • +4

    Revenue $28,418ADR $206Occ ≈ 38%4.9★ (226)

    Vrbo

  • Brand New! Huge Deck, Spa, Fire Pit, Ping Pong!

    Cabin · 3 bd · 2 ba · sleeps 10 · 0.6 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +5

    Revenue $54,543ADR $222Occ ≈ 67%4.9★ (205)

    AirbnbVrbo

  • Peaceful Living - Hot tub plus great location!

    Cabin · 3 bd · 3 ba · sleeps 7 · 0.6 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $26,395ADR $263Occ ≈ 27%4★ (44)

    AirbnbVrboBooking

  • *NEW* Cabin with HOT TUB! | Fox Run

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.6 mi

    Revenue $16,116ADR $575Occ ≈ 8%4.7★ (78)

    Airbnb

  • A Bit of it All! Fireplaces, river view & hot tub

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +5

    Revenue $70,784ADR $271Occ ≈ 72%5★ (137)

    Airbnb

  • Bearadise

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi

    Revenue $2,994ADR $149Occ ≈ 6%—

    Delisted

  • 4 BR cabin with hot tub, firepit & mountain views

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.7 mi

    Revenue $22,738ADR $280Occ ≈ 22%4.9★ (11)

    AirbnbBooking

  • Mae’s Cottage in the Clouds

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi

    • A/C
    • Free parking
    • Pets OK
    • Wifi
    • +5

    Revenue $19,720ADR $212Occ ≈ 25%4.9★ (161)

    AirbnbVrboBooking

  • Blue Moon Rise - Hot tub, Mountain views, Fire pit

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.7 mi

    Revenue $86,040ADR $321Occ ≈ 73%5★ (25)

    Delisted

Show 6 more
  • The Foxhole | Mountain View | Blue Ridge Getaway

    House · 3 bd · 2.5 ba · sleeps 6 · 0.7 mi

    Revenue $35,810ADR $338Occ ≈ 29%5★ (2)

    Airbnb

  • Blue Moon Rise | Top Luxury with Vineyard Views

    House · 3 bd · 3 ba · sleeps 6 · 0.7 mi

    Revenue $41,666ADR $294Occ ≈ 39%5★ (15)

    Airbnb

  • Blue Moon Rise -Pets OK, Mountain View, Hot tub

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $16,803ADR $372Occ ≈ 12%5★ (2)

    AirbnbVrbo

  • Long range Views | 3 Min to Winery | Private

    Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.7 mi

    • A/C
    • Free parking
    • Wifi
    • Kitchen
    • +2

    Revenue $13,492ADR $263Occ ≈ 14%5★ (5)

    AirbnbVrboBooking

  • Hot Tub, 3 Fireplaces, Mountain Views, Game Room

    House · 3 bd · 3 ba · sleeps 6 · 0.7 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $71,418ADR $311Occ ≈ 63%4.9★ (177)

    AirbnbVrboBooking

  • Sleepy Bear Hideaway- Close to Train & Hot Tub

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.7 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $24,562ADR $330Occ ≈ 20%5★ (34)

    AirbnbVrboBooking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management

Est. revenue

$38,726

NOI

$20,466

Cash flow /mo

$1,706

Cash needed

$315,900

Cash-on-cash (all cash)

6.5%

ROE (yr 1)

9.2%

Cap rate

7.2%

DSCR

—

Year-1 write-off

$48,972

Year-1 tax shield @ 32%

$15,671

Year-1 return on equity

  • Cash flow (annual)$20,466
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$8,550
ROE9.2%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$7,745
  • Platform fees (3% of revenue)$1,162
  • Maintenance / capex (5% of revenue)$1,936
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$181
  • Insurance (STR-rated)$3,035

Cash needed to close

  • Purchase price (all cash)$285,000
  • Closing costs (4.0%)$11,400
  • Furnishing (bought new)$19,500

Tax savings if the STR loophole applies

  • Tax shield @ 32%$15,671

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$134,000

Short-life (5/15-yr)

$29,000 · 22%

Year-1 deduction

$49,000

Year-1 tax shield @ 32%

$16,000

Land 53% (county tax record, market value split) · building $104,000 over 39 years · new furniture $20,000

Based on: 1,400 sq ft, built 1992, 3 bd / 2 ba, unfurnished, listing features (fireplace, flooring types, appliance list, septic, wooded lot).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $39,000 in year 1 (15% short-life, $13,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$40,800
  • Kitchen cabinetsdefault

    $8,900 new × 40% good × 1.13 allocation

    $4,000
  • Kitchen countertopsdefault

    $7,300 new × 40% good × 1.13 allocation

    $3,300
  • Decorative trimdefault

    $2,500 new × 40% good × 1.13 allocation

    $1,100
  • Mirrorsdefault

    $300 new × 40% good × 1.13 allocation

    $100
  • Shelvingdefault

    $1,200 new × 40% good × 1.13 allocation

    $500
  • Window coverings (14)default

    $3,500 new × 40% good × 1.13 allocation

    $1,600
  • Carpet, vinyl & laminate (67% of floors)listing

    $6,000 new × 40% good × 1.13 allocation

    $2,700
  • Kitchen & laundry equipment plumbingdefault

    $6,900 new × 40% good × 1.13 allocation

    $3,100
  • Kitchen, laundry & data equipment electricaldefault

    $4,200 new × 40% good × 1.13 allocation

    $1,900
  • Appliances (range, microwave, refrigerator, washer, dryer)listing

    $6,700 new × 40% good × 1.13 allocation

    $3,000
  • Furniture bought newlisting

    $19,500 new × 100% good · bought separately

    $19,500
15-year land improvements$8,000
  • Paving: driveway & walks (paved)default

    $7,800 new × 50% good × 1.13 allocation

    $4,400
  • Landscaping (minimal)listing

    $3,700 new × 50% good × 1.13 allocation

    $2,100
  • Patiosdefault

    $1,400 new × 50% good × 1.13 allocation

    $800
  • Decks & porches (attached)default

    $1,400 new × 50% good × 1.13 allocation

    $800
Building, 39-year$104,200
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $151,500 new × 43% good × 1.13 allocation

    $73,900
  • Building plumbing & fixturesdefault

    $15,700 new × 40% good × 1.13 allocation

    $7,100
  • Building electrical & lightingdefault

    $15,000 new × 40% good × 1.13 allocation

    $6,800
  • HVACdefault

    $15,800 new × 40% good × 1.13 allocation

    $7,100
  • Hardwood & tile floorsdefault

    $3,000 new × 40% good × 1.13 allocation

    $1,400
  • Fireplacelisting

    $2,600 new × 40% good × 1.13 allocation

    $1,200
  • Septic systemlisting

    $12,000 new × 50% good × 1.13 allocation

    $6,800

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$40,800$8,000$100$49,000
2$0$0$2,700$2,700
3$0$0$2,700$2,700
4$0$0$2,700$2,700
5$0$0$2,700$2,700
6+$0$0$93,400$93,400
Total$40,800$8,000$104,200$153,000

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.