942 Granny Branch Dr
Blue Ridge, GA 30513
$525,000
2 bd · 2 ba · 1,112 sqft · Listed 7d ago
View on Realtor.com →Year built
1997
Sqft
1,112
Lot sqft
40,075
HOA / mo
$25
Furnished
No
List date
2026-11-05T17:55:52.000000Z
Revenue
Annual revenue
$39,893
ADR
$191
Occupancy
57%
Cleaning fees (12 mo)
$9,184
Confidence
Low (50.34), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $32,497
Honey Hideout - Blue Ridge
Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $23,790ADR $150Occ ≈ 43%5★ (42)
Private Hot Tub! ‘Cherry Beary Den’ in Blue Ridge
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $21,592ADR $205Occ ≈ 29%4.6★ (25)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub & Grill! Secluded Blue Ridge Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $38,919 | $172 | 62% | 4.8★ (220) | 115 ft | AirbnbVrboBooking |
Beary Relaxing Cabin
| 2 bd · 1 ba · sleeps 6 | $28,490 | $157 | 50% | 4.9★ (159) | 259 ft | AirbnbVrboBooking |
Just Peachy - Lake View, Hot Tub, Firepit Cabin
| 2 bd · 1 ba · sleeps 4 | $40,529 | $303 | 37% | 3.7★ (14) | 440 ft | AirbnbVrboBooking |
Waywish Lodge | Free Night Offer! Cabin | 2 bd · 2 ba · sleeps 6 | $25,203 | $254 | 27% | 4.8★ (84) | 459 ft | AirbnbVrboBooking |
Modern Log Cabin - Hot Tub, Fire Pit, nature haven Cabin
| 2 bd · 1 ba · sleeps 4 | $67,982 | $255 | 73% | 5★ (242) | 459 ft | AirbnbVrboBooking |
Honey Hideout - Blue Ridge Cabin
| 2 bd · 2 ba · sleeps 4 | $23,790 | $150 | 43% | 5★ (42) | 0.1 mi | Airbnb |
*SALE* Fire Pit, Swing, Hot Tub, Romantic Getaway Cabin
| 2 bd · 1 ba · sleeps 4 | $59,168 | $226 | 72% | 4.9★ (280) | 0.1 mi | AirbnbVrbo |
Private Hot Tub! ‘Cherry Beary Den’ in Blue Ridge Vacation home | 2 bd · 1 ba · sleeps 4 | $21,592 | $205 | 29% | 4.6★ (25) | 0.1 mi | Booking |
Private Hot Tub! ‘Cherry Beary Den’ in Blue Ridge Cabin
| 2 bd · 1 ba · sleeps 4 | $17,450 | $179 | 27% | 4.7★ (33) | 0.1 mi | AirbnbVrbo |
Lazy Bear Den Cabin
| 2 bd · 1 ba · sleeps 4 | $55,811 | $186 | 82% | 5★ (161) | 0.1 mi | AirbnbVrbo |
Show 40 more
Peaceful Cabin near Blue Ridge and Elijay
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $12,359ADR $166Occ ≈ 20%4.8★ (15)
Mountain Lake Hideaway
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $20,030ADR $265Occ ≈ 21%4.5★ (2)
Moonbeam Falls - Waterfall, Hot Tub, Dog Friendly
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +3
Revenue $11,812ADR $173Occ ≈ 19%4.8★ (5)
Cozy 2BR cabin 12 min from downtown Blue Ridge
Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $11,988ADR $158Occ ≈ 21%4.9★ (21)
Treetop Getaway
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.4 mi
Revenue $40,179ADR $356Occ ≈ 31%—
Camp David | Hot Tub, Mtn. View, Fire Pit, Nature
Cabin · 2 bd · 2 ba · sleeps 5 · 0.4 mi
- Hot tub
- A/C
- Wifi
- Kitchen
- +2
Revenue $2,125ADR $265Occ ≈ 2%5★ (2)
Killer Long-range Views! • Hot Tub! • Fire Pit!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +5
Revenue $72,257ADR $227Occ ≈ 87%5★ (155)
Mountain Cabin - Relax - Hot Tub - Hiking
Cabin · 2 bd · 1 ba · sleeps 4 · 0.5 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $24,496ADR $203Occ ≈ 33%4.9★ (158)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Blue Ridge Cabin- Hot Tub/Fire Pit/Free firewood Cabin | 2 bd · 1 ba · sleeps 5 | $41,346 | $205 | 55% | 5★ (154) | 0.2 mi | AirbnbVrbo |
Mountain Views | Hot Tub | Fire Pit | BBQ House
| 2 bd · 1 ba · sleeps 6 | $42,685 | $204 | 57% | 4.9★ (178) | 0.2 mi | AirbnbVrboBooking |
Cold Plunge & Sauna! Rejuvenation Retreat|Hot tub Cabin
| 2 bd · 2 ba · sleeps 4 | $51,974 | $255 | 56% | 5★ (87) | 0.2 mi | AirbnbVrbo |
Peaceful Cabin near Blue Ridge and Elijay Cabin
| 2 bd · 1 ba · sleeps 4 | $12,359 | $166 | 20% | 4.8★ (15) | 0.2 mi | Airbnb |
Serendipity - Cherry Log, GA Cabin
| 2 bd · 1 ba · sleeps 6 | $33,869 | $215 | 43% | 4.8★ (75) | 0.2 mi | AirbnbVrboBooking |
Cherry View Lodge Cabin
| 2 bd · 2 ba · sleeps 4 | $64,356 | $209 | 84% | 4.9★ (193) | 0.2 mi | AirbnbVrbo |
Mountain Lake Hideaway Vacation home | 2 bd · 1 ba · sleeps 4 | $20,030 | $265 | 21% | 4.5★ (2) | 0.2 mi | Booking |
Cherry Lake Hideaway-on the lake w/canoe & firepit Cabin
| 2 bd · 2 ba · sleeps 4 | $44,598 | $259 | 47% | 4.5★ (79) | 0.2 mi | AirbnbVrboBooking |
Bigfoot Cabin: Hot Tub, Fireplace & Firepit Cabin
| 2 bd · 1 ba · sleeps 4 | $10,923 | $180 | 17% | 5★ (11) | 0.3 mi | AirbnbVrbo |
Black Bear Bungalow with Waterfall Pond Cabin
| 2 bd · 2 ba · sleeps 4 | $30,858 | $187 | 45% | 5★ (44) | 0.3 mi | AirbnbVrbo |
Peaceful nature retreat - HOT TUB, fire pit, MURAL Cabin
| 2 bd · 1 ba · sleeps 5 | $35,241 | $209 | 46% | 5★ (168) | 0.3 mi | AirbnbVrboBooking |
Woodland 2BR | Hot Tub | Fireplace | Dog-Friendly House | 2 bd · 1 ba · sleeps 4 | $30,391 | $175 | 48% | 4.7★ (59) | 0.3 mi | AirbnbVrboBooking |
Morningstar on the Lake-dock with canoe, hot tub Cabin
| 2 bd · 1 ba · sleeps 4 | $49,279 | $244 | 55% | 4.8★ (114) | 0.3 mi | AirbnbVrboBooking |
Cozy Hollow: Hot tub, fireplace, romantic getaway Cabin
| 2 bd · 1 ba · sleeps 4 | $23,511 | $182 | 35% | 4.9★ (292) | 0.3 mi | AirbnbVrbo |
Private Lake Access, Cozy, Near Town, Hot Tub Cabin
| 2 bd · 1 ba · sleeps 4 | $29,010 | $217 | 37% | 4.8★ (124) | 0.3 mi | AirbnbVrbo |
Cherry Acre Getaway - Private Hot Tub, Lakeside Fi Cabin
| 2 bd · 2 ba · sleeps 6 | $32,510 | $203 | 44% | 4.7★ (232) | 0.3 mi | AirbnbVrboBooking |
Fox Hollow- Dogs OK, Hottub, Firepit, Gameroom Cabin
| 2 bd · 1 ba · sleeps 6 | $928 | $377 | 1% | — | 0.3 mi | AirbnbVrbo |
Mountain Time - Hot Tub, Firepit, Games + More! Cabin | 2 bd · 3 ba · sleeps 8 | $50,645 | $294 | 47% | 4.7★ (7) | 0.3 mi | AirbnbVrbo |
Treetop Getaway- PetFriendly, HotTub, Outdoor Fun! Cabin
| 2 bd · 1 ba · sleeps 4 | $32,484 | $332 | 27% | 5★ (6) | 0.3 mi | AirbnbVrbo |
Time Away - Private cabin, yet close to Blue Ridge Cabin
| 2 bd · 1 ba · sleeps 6 | $35,972 | $183 | 54% | 4.8★ (169) | 0.3 mi | AirbnbVrbo |
Creekside Log Cabin w/ Hot Tub, Fire Pit Cabin
| 2 bd · 1 ba · sleeps 4 | $32,068 | $175 | 50% | 4.8★ (241) | 0.3 mi | AirbnbVrbo |
Moonbeam Falls - Waterfall, Hot Tub, Dog Friendly Cabin
| 2 bd · 2 ba · sleeps 6 | $11,812 | $173 | 19% | 4.8★ (5) | 0.3 mi | Airbnb |
Cozy 2BR cabin 12 min from downtown Blue Ridge Cabin
| 2 bd · 1 ba · sleeps 6 | $11,988 | $158 | 21% | 4.9★ (21) | 0.3 mi | Airbnb |
Red Roof Cottage in Cherry Log Mountain Georgia Cabin
| 2 bd · 2 ba · sleeps 4 | $26,393 | $179 | 40% | 5★ (129) | 0.3 mi | AirbnbVrbo |
Treetop Getaway Vacation home | 2 bd · 1 ba · sleeps 4 | $40,179 | $356 | 31% | — | 0.4 mi | Booking |
Camp David | Hot Tub, Mtn. View, Fire Pit, Nature Cabin
| 2 bd · 2 ba · sleeps 5 | $2,125 | $265 | 2% | 5★ (2) | 0.4 mi | Airbnb |
*Storytellers Cabin* Arcade~Hot Tub~Rustic~Family Cabin | 2 bd · 2 ba · sleeps 6 | $58,079 | $229 | 69% | 4.7★ (108) | 0.4 mi | AirbnbVrboBooking |
Mountain Haus |Romantic Retreat| Hot Tub| Views Cabin
| 2 bd · 3 ba · sleeps 4 | $75,168 | $316 | 65% | 5★ (31) | 0.4 mi | AirbnbVrbo |
Killer Long-range Views! • Hot Tub! • Fire Pit! Cabin
| 2 bd · 2 ba · sleeps 6 | $72,257 | $227 | 87% | 5★ (155) | 0.4 mi | Airbnb |
Blue Ridge Hideaway w/ Fire Pit & Mtn Views! Cabin
| 2 bd · 2 ba · sleeps 5 | $45,992 | $177 | 71% | 5★ (257) | 0.4 mi | AirbnbVrboBooking |
Cherry Log Sky Bear | Cherry Log, GA Cabin
| 2 bd · 2 ba · sleeps 4 | $57,466 | $279 | 56% | 4.7★ (27) | 0.4 mi | AirbnbVrbo |
Mountain View + Hot Tub, Fire Pit, and Bed Swing Cabin
| 2 bd · 1 ba · sleeps 5 | $45,520 | $215 | 58% | 5★ (66) | 0.4 mi | AirbnbVrbo |
New! Hot tub, firepit, Pet Friendly Cabin
| 2 bd · 2 ba · sleeps 4 | $19,189 | $200 | 26% | 4.8★ (14) | 0.4 mi | AirbnbVrbo |
Peaceful Cabin 15 Minutes from Blue Ridge! Cabin | 2 bd · 2 ba · sleeps 4 | $32,295 | $228 | 39% | 4.9★ (56) | 0.4 mi | AirbnbVrbo |
Secluded Blue Ridge Cabin: Walk to Trails! Cabin
| 2 bd · 2 ba · sleeps 6 | $35,276 | $191 | 51% | 5★ (173) | 0.4 mi | AirbnbVrboBooking |
Peaceful Blue Ridge Cabin, Forest View & Fireplace Cabin
| 2 bd · 2 ba · sleeps 6 | $27,871 | $169 | 45% | 4.9★ (79) | 0.4 mi | AirbnbVrboBooking |
Experience Serenity at Triple Nickel Cabin! Cabin
| 2 bd · 2 ba · sleeps 6 | $22,666 | $189 | 33% | 4.8★ (31) | 0.4 mi | AirbnbVrbo |
Couples Paradise! HotTub | Firepit | 100s of 5*s Cabin
| 2 bd · 2 ba · sleeps 4 | $60,455 | $194 | 85% | 5★ (470) | 0.5 mi | AirbnbVrbo |
Mountain Cabin - Relax - Hot Tub - Hiking Cabin
| 2 bd · 1 ba · sleeps 4 | $24,496 | $203 | 33% | 4.9★ (158) | 0.5 mi | Airbnb |
Blue's Mountain Nook - With Hot Tub Mountain View Cabin
| 2 bd · 1.5 ba · sleeps 6 | $23,478 | $215 | 30% | 4.7★ (23) | 0.5 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$39,893
NOI
$15,272
Cash flow /mo
-$1,597
Cash needed
$168,250
Cash-on-cash
-11.4%
ROE (yr 1)
-0.0%
Cap rate
2.9%
DSCR
0.44
Year-1 write-off
$112,053
Year-1 tax shield @ 32%
$35,857
Year-1 return on equity
- Cash flow (annual)-$19,168
- Principal paydown$3,335
- Appreciation at%$15,750
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,979
- Platform fees (3% of revenue)$1,197
- Maintenance / capex (5% of revenue)$1,995
- Utilities & supplies$4,200
- HOA$300
- Property tax$3,281
- Insurance (STR-rated)$5,670
Cash needed to close
- Down payment (25%)$131,250
- Closing costs (4.0%)$21,000
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$35,857
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$365,000
Short-life (5/15-yr)
$96,000 · 26%
Year-1 deduction
$112,000
Year-1 tax shield @ 32%
$36,000
Land 31% (county tax record, market value split) · building $269,000 over 39 years · new furniture $16,000
Based on: 1,112 sq ft, built 1997, 2 bd / 2 ba, unfurnished, listing features (deck, patio, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $70,000 in year 1 (15% short-life, $23,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,200
Kitchen cabinetsdefault
$8,200 new × 40% good × 3.09 allocation
- $8,300
Kitchen countertopsdefault
$6,700 new × 40% good × 3.09 allocation
- $2,400
Decorative trimdefault
$1,900 new × 40% good × 3.09 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.09 allocation
- $1,100
Shelvingdefault
$900 new × 40% good × 3.09 allocation
- $3,400
Window coverings (11)default
$2,800 new × 40% good × 3.09 allocation
- $8,300
Kitchen & laundry equipment plumbingdefault
$6,400 new × 42% good × 3.09 allocation
- $5,000
Kitchen, laundry & data equipment electricaldefault
$3,900 new × 42% good × 3.09 allocation
- $8,600
Appliances (range, dishwasher, refrigerator, washer, dryer)listing
$7,000 new × 40% good × 3.09 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $10,700
Paving: driveway & walks (paved)default
$6,900 new × 50% good × 3.09 allocation
- $10,300
Landscaping (typical)default
$6,700 new × 50% good × 3.09 allocation
- $7,700
Patioslisting
$5,000 new × 50% good × 3.09 allocation
- $19,300
Decks & porches (attached)listing
$12,500 new × 50% good × 3.09 allocation
- $192,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$120,300 new × 52% good × 3.09 allocation
- $16,200
Building plumbing & fixturesdefault
$12,500 new × 42% good × 3.09 allocation
- $14,700
Building electrical & lightingdefault
$11,400 new × 42% good × 3.09 allocation
- $15,500
HVACdefault
$12,500 new × 40% good × 3.09 allocation
- $8,800
Hardwood & tile floorsdefault
$7,200 new × 40% good × 3.09 allocation
- $3,300
Fireplacelisting
$2,600 new × 40% good × 3.09 allocation
- $18,500
Septic systemlisting
$12,000 new × 50% good × 3.09 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $63,800 | $48,000 | $300 | $112,100 |
| 2 | $0 | $0 | $6,900 | $6,900 |
| 3 | $0 | $0 | $6,900 | $6,900 |
| 4 | $0 | $0 | $6,900 | $6,900 |
| 5 | $0 | $0 | $6,900 | $6,900 |
| 6+ | $0 | $0 | $241,100 | $241,100 |
| Total | $63,800 | $48,000 | $269,000 | $380,700 |
The building's share of the price ($365,000) is 3.1x our depreciated replacement cost of the home ($118,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.