Year built
2005
Sqft
2,624
Lot sqft
57,935
HOA / mo
$99
Furnished
No
List date
2026-09-24T18:49:36.000000Z
Revenue
Annual revenue
$42,147
ADR
$247
Occupancy
47%
Cleaning fees (12 mo)
$9,034
Confidence
Low (47.29), 48 comps
Comp revenue range (p25 / median / p75)
Hilltop Hideaway
House · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $25,813ADR $145Occ ≈ 49%4.7★ (16)
Riverfront cabin, Game Room, Hot tub, Private
Cabin · 3 bd · 2.5 ba · sleeps 10 · 0.2 mi
Revenue $9,449ADR $398Occ ≈ 7%4.8★ (69)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bearly Behaving Cabin | 3 bd · 2 ba · sleeps 8 | $63,758 | $276 | 63% | 5★ (46) | 187 ft | AirbnbVrbo |
Coosawattee River Resort Home Mins from Blue Ridge Cabin | 3 bd · 3.5 ba · sleeps 8 | $25,149 | $226 | 30% | 4.7★ (96) | 509 ft | AirbnbVrboBooking |
Casa Del Rio | Ellijay, Georgia Cabin | 3 bd · 2 ba · sleeps 6 | $46,630 | $332 | 38% | 4.9★ (33) | 0.1 mi | AirbnbVrbo |
Deer Run | Coosawattee Resort Amenities Cabin | 3 bd · 3 ba · sleeps 6 | $26,393 | $271 | 27% | 5★ (39) | 0.1 mi | AirbnbVrbo |
Hilltop Hideaway House | 3 bd · 2 ba · sleeps 6 | $25,813 | $145 | 49% | 4.7★ (16) | 0.2 mi | Airbnb |
Fully-Fenced w/Pool & Resort Access, Pet-Friendly Cabin | 3 bd · 2.5 ba · sleeps 8 | $40,327 | $273 | 40% | 5★ (97) | 0.2 mi | AirbnbVrboBooking |
Goose Rock: River Fun+Design Coolness+Apple Pie Cabin | 3 bd · 2.5 ba · sleeps 6 | $36,434 | $338 | 30% | 5★ (132) | 0.2 mi | AirbnbVrbo |
Riverfront cabin, Game Room, Hot tub, Private Cabin | 3 bd · 2.5 ba · sleeps 10 | $9,449 | $398 | 7% | 4.8★ (69) | 0.2 mi | Airbnb |
River Front- Pet Friendly-Close to Wineries Cabin | 3 bd · 2 ba · sleeps 6 | $38,331 | $301 | 35% | 4.8★ (72) | 0.3 mi | AirbnbVrbo |
2 Mi to Dtwn Ellijay! Outdoorsy Escape w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $12,469 | $257 | 13% | 4.3★ (6) | 0.3 mi | AirbnbVrboBooking |
Show all 48 comps
Patagonia on the River
House · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $5,750ADR $187Occ ≈ 8%4.7★ (3)
Spacious riverfront home with private dock, firepit & scenic outdoor space
House · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $18,659ADR $221Occ ≈ 23%4.8★ (4)
R & R River | No Pet Fees | Sleeps 6 | Coosawattee | pool table | sauna
Cabin · 3 bd · 3 ba · sleeps 6 · 0.5 mi
Revenue $54,432ADR $315Occ ≈ 47%4.8★ (107)
Secluded Coosawattee Cabin: Ideal Ellijay Retreat for Rest & Relaxation
Cabin · 3 bd · 3 ba · sleeps 9 · 0.6 mi
Revenue $3,769ADR $471Occ ≈ 2%5★
Beautiful River House On The River!
House · 3 bd · 2 ba · sleeps 8 · 0.7 mi
Revenue $17,530ADR $239Occ ≈ 20%4.8★ (16)
Riveredge Escape Cabin-Tubing, PlaySet, Resort
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $11,055ADR $544Occ ≈ 6%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Fireplaces*Firepit*Hot Tub Lounge Deck*Game Room Cabin | 3 bd · 3 ba · sleeps 10 | $51,365 | $292 | 48% | 4.9★ (129) | 0.3 mi | AirbnbVrbo |
River Nest: large hot tub+kayaks+tubes+EV charger Cabin | 3 bd · 2.5 ba · sleeps 8 | $69,914 | $394 | 49% | 5★ (49) | 0.3 mi | AirbnbVrbo |
3 King Bed Retreat with Hot Tub, near Downtown LIJ House | 3 bd · 2 ba · sleeps 6 | $27,984 | $323 | 24% | 5★ (73) | 0.3 mi | AirbnbVrbo |
The Cabin On Faraday | Ellijay, GA Cabin | 3 bd · 3.5 ba · sleeps 8 | $63,154 | $414 | 42% | 4.9★ (48) | 0.3 mi | AirbnbVrbo |
S'mours & Pours House | 3 bd · 3.5 ba · sleeps 8 | $7,309 | $257 | 8% | 5★ (8) | 0.3 mi | AirbnbVrbo |
Patagonia on the River House | 3 bd · 2 ba · sleeps 6 | $5,750 | $187 | 8% | 4.7★ (3) | 0.3 mi | Airbnb |
Private Riverside Cabin Cabin | 3 bd · 2 ba · sleeps 8 | $62,652 | $250 | 69% | 4.9★ (167) | 0.4 mi | AirbnbVrbo |
Epic Mtn Views! Hot Tub, Spacious Decks, Game Room Cabin | 3 bd · 3 ba · sleeps 9 | $80,993 | $315 | 70% | 5★ (91) | 0.4 mi | AirbnbVrbo |
Cozy Riverfront Cabin w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $31,044 | $239 | 36% | 5★ (64) | 0.4 mi | AirbnbVrbo |
Spacious riverfront home with private dock, firepit & scenic outdoor space House | 3 bd · 2 ba · sleeps 6 | $18,659 | $221 | 23% | 4.8★ (4) | 0.4 mi | Vrbo |
'The River Rest' Ellijay Cabin w/ Hot Tub! Cabin | 3 bd · 3 ba · sleeps 10 | $31,353 | $308 | 28% | 4.9★ (57) | 0.4 mi | AirbnbVrboBooking |
Riverfront Ellijay Cabin w/Hot Tub+Arcade-Sleeps 6 Cabin | 3 bd · 2 ba · sleeps 6 | $46,465 | $200 | 64% | 5★ (148) | 0.4 mi | AirbnbVrboBooking |
Hemlock Hideaway House | 3 bd · 2.5 ba · sleeps 7 | $30,280 | $270 | 31% | 5★ (90) | 0.4 mi | AirbnbVrboBooking |
Cool Waters House | 3 bd · 2 ba · sleeps 6 | $29,830 | $198 | 41% | 5★ (12) | 0.4 mi | Airbnb |
Riverside Retreat: Fireplace, Hot tub and pool! Cabin | 3 bd · 2 ba · sleeps 6 | $38,801 | $228 | 47% | 4.9★ (38) | 0.4 mi | AirbnbVrbo |
Riversong Hot Tub Theater Game Room Resort Access Cabin | 3 bd · 3.5 ba · sleeps 10 | $38,621 | $282 | 38% | 5★ (71) | 0.5 mi | AirbnbVrbo |
Cozy cabin in Ellijay, near Blue Ridge ! House | 3 bd · 3 ba · sleeps 9 | $62,426 | $311 | 55% | 5★ (45) | 0.5 mi | AirbnbVrboBooking |
Riverbend House Cabin | 3 bd · 3 ba · sleeps 10 | $36,139 | $344 | 29% | 4.9★ (131) | 0.5 mi | AirbnbVrbo |
Coosawattee Mountain Lodge | Sleeps 6 | Hot Tub House | 3 bd · 3.5 ba · sleeps 6 | $20,912 | $359 | 16% | 5★ (5) | 0.5 mi | AirbnbVrbo |
R & R River | No Pet Fees | Sleeps 6 | Coosawattee | pool table | sauna Cabin | 3 bd · 3 ba · sleeps 6 | $54,432 | $315 | 47% | 4.8★ (107) | 0.5 mi | Vrbo |
Riverview Hideaway | Dog-Friendly Riverview Cabin Cabin | 3 bd · 2.5 ba · sleeps 8 | $22,043 | $399 | 15% | 4.8★ (32) | 0.5 mi | AirbnbVrbo |
Cozy Ellijay Cabin: Hot Tub, Yard, & Resort Access Cabin | 3 bd · 2.5 ba · sleeps 8 | $53,907 | $189 | 78% | 5★ (44) | 0.5 mi | AirbnbVrboBooking |
Dog-Friendly | Hot Tub + Indoor Pool, Firepit Cabin | 3 bd · 2.5 ba · sleeps 8 | $33,944 | $254 | 37% | 5★ (18) | 0.5 mi | AirbnbVrbo |
Secluded Coosawattee Cabin: Ideal Ellijay Retreat for Rest & Relaxation Cabin | 3 bd · 3 ba · sleeps 9 | $3,769 | $471 | 2% | 5★ | 0.6 mi | Vrbo |
Riverfront|Fenced|Game Room|Playset|Apple Festival House | 3 bd · 2 ba · sleeps 12 | $66,341 | $530 | 34% | 5★ (20) | 0.6 mi | AirbnbVrboBooking |
River Retreat | Ellijay, Georgia Cabin | 3 bd · 3 ba · sleeps 8 | $41,621 | $362 | 32% | 5★ (16) | 0.6 mi | AirbnbVrbo |
Riverfront Ellijay Cabin w/ Deck + Pool Access! Cabin | 3 bd · 2 ba · sleeps 6 | $46,956 | $180 | 71% | 4.5★ (84) | 0.6 mi | AirbnbVrboBooking |
Cute 3/3 cabin: firepit, games, resort amenities! Cabin | 3 bd · 3 ba · sleeps 8 | $26,048 | $221 | 32% | 4.9★ (33) | 0.6 mi | AirbnbVrbo |
Beautiful River House On The River! House | 3 bd · 2 ba · sleeps 8 | $17,530 | $239 | 20% | 4.8★ (16) | 0.7 mi | Airbnb |
3BR bohemian cabin with hot tub & resort amenities Cabin | 3 bd · 2 ba · sleeps 6 | $25,720 | $247 | 29% | 4.7★ (17) | 0.7 mi | AirbnbVrboBooking |
Bamby Bungalow. Family and Pet Getaway. Fenced yrd Cabin | 3 bd · 2 ba · sleeps 8 | $52,911 | $223 | 65% | 5★ (145) | 0.7 mi | AirbnbVrbo |
Dragonfly Den - Luxury Waterfront/Hot Tub/Games Cabin | 3 bd · 2 ba · sleeps 9 | $94,710 | $386 | 67% | 5★ (254) | 0.7 mi | AirbnbVrbo |
Riveredge Escape Cabin-Tubing, PlaySet, Resort Vacation home | 3 bd · 2 ba · sleeps 6 | $11,055 | $544 | 6% | — | 0.7 mi | Booking |
'Next Stop Heaven' Game Room & Multiple Decks Cabin | 3 bd · 3 ba · sleeps 10 | $35,486 | $318 | 31% | 5★ (46) | 0.7 mi | AirbnbVrboBooking |
Family-Friendly Cabin | Games • Hot Tub • Fire Pit Cabin | 3 bd · 4 ba · sleeps 8 | $42,761 | $321 | 36% | 5★ (19) | 0.7 mi | AirbnbVrbo |
Expansive Mountain Views | Coffee Bar & Comfy Beds Cabin | 3 bd · 2.5 ba · sleeps 7 | $24,242 | $282 | 24% | 5★ (14) | 0.7 mi | AirbnbVrbo |
New - Luxurious Mountain Home for 8 w/ amenities Cabin | 3 bd · 2.5 ba · sleeps 8 | $45,929 | $296 | 43% | 4.8★ (16) | 0.8 mi | AirbnbVrboBooking |
Mountain Bliss: Hot Tub, Fire Pit, Game Room & Vie Cabin | 3 bd · 3 ba · sleeps 10 | $34,513 | $303 | 31% | 4.9★ (71) | 0.8 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$42,147
NOI
$16,597
Cash flow /mo
$1,383
Cash needed
$518,699
Cash-on-cash (all cash)
3.2%
ROE (yr 1)
6.0%
Cap rate
3.5%
DSCR
—
Year-1 write-off
$101,431
Year-1 tax shield @ 32%
$32,458
Year-1 return on equity
- Cash flow (annual)$16,597
- Principal paydown (n/a, cash)$0
- Appreciation at%$14,400
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,429
- Platform fees (3% of revenue)$1,264
- Maintenance / capex (5% of revenue)$2,107
- Utilities & supplies$4,200
- HOA$1,188
- Property tax$3,177
- Insurance (STR-rated)$5,184
Cash needed to close
- Purchase price (all cash)$479,999
- Closing costs (4.0%)$19,200
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$32,458
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$472,000
Short-life (5/15-yr)
$81,000 · 17%
Year-1 deduction
$101,000
Year-1 tax shield @ 32%
$32,000
Land 2% (county tax record, market value split) · building $391,000 over 39 years · new furniture $20,000
Based on: 2,624 sq ft, built 2005, 3 bd / 3 ba, unfurnished, listing features (deck, fireplace, flooring types, appliance list, septic).
IRS-guide safe-harbor floor: $61,000 in year 1 (8% short-life, $19,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,400
Kitchen cabinetsdefault
$11,600 new × 40% good × 1.59 allocation
- $6,000
Kitchen countertopsdefault
$9,500 new × 40% good × 1.59 allocation
- $2,900
Decorative trimdefault
$4,600 new × 40% good × 1.59 allocation
- $300
Mirrorsdefault
$500 new × 40% good × 1.59 allocation
- $800
Shelvingdefault
$1,200 new × 40% good × 1.59 allocation
- $4,100
Window coverings (26)default
$6,500 new × 40% good × 1.59 allocation
- $8,300
Kitchen & laundry equipment plumbingdefault
$9,000 new × 58% good × 1.59 allocation
- $5,000
Kitchen, laundry & data equipment electricaldefault
$5,400 new × 58% good × 1.59 allocation
- $3,800
Appliances (microwave, dishwasher, refrigerator, washer, dryer)listing
$5,900 new × 40% good × 1.59 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $8,400
Paving: driveway & walks (paved)default
$10,600 new × 50% good × 1.59 allocation
- $8,100
Landscaping (typical)default
$10,200 new × 50% good × 1.59 allocation
- $2,100
Patiosdefault
$2,600 new × 50% good × 1.59 allocation
- $23,500
Decks & porches (attached)listing
$29,500 new × 50% good × 1.59 allocation
- $294,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$285,100 new × 65% good × 1.59 allocation
- $27,300
Building plumbing & fixturesdefault
$29,600 new × 58% good × 1.59 allocation
- $28,200
Building electrical & lightingdefault
$30,500 new × 58% good × 1.59 allocation
- $18,800
HVACdefault
$29,600 new × 40% good × 1.59 allocation
- $10,700
Hardwood & tile floorsdefault
$16,900 new × 40% good × 1.59 allocation
- $1,700
Fireplacelisting
$2,600 new × 40% good × 1.59 allocation
- $9,500
Septic systemlisting
$12,000 new × 50% good × 1.59 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $58,000 | $42,100 | $1,300 | $101,400 |
| 2 | $0 | $0 | $10,000 | $10,000 |
| 3 | $0 | $0 | $10,000 | $10,000 |
| 4 | $0 | $0 | $10,000 | $10,000 |
| 5 | $0 | $0 | $10,000 | $10,000 |
| 6+ | $0 | $0 | $349,800 | $349,800 |
| Total | $58,000 | $42,100 | $391,100 | $491,300 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.