275 Rising Star Ln
Mineral Bluff, GA 30559
$1,195,000
3 bd · 3.5 ba · 2,700 sqft · Listed 1d ago
View on Realtor.com →Year built
2007
Sqft
2,700
Lot sqft
87,556
HOA / mo
None
Furnished
Yes
List date
2026-10-01T23:54:26.000000Z
Revenue
Annual revenue
$59,351
ADR
$304
Occupancy
53%
Cleaning fees (12 mo)
$10,731
Confidence
Med (52.81), 19 comps
Comp revenue range (p25 / median / p75)
Rendezview Mtn View Hot Tub, Pool Table
Cabin · 3 bd · 3 ba · sleeps 6 · 0.5 mi
Revenue $30,494ADR $228Occ ≈ 37%5★ (50)
Upscale Lodge w/ Views, Hot tub, Decks & Firepit
Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $70,311ADR $353Occ ≈ 55%5★ (169)
The High Life LONG RANGE VIEWS OF THE BLUE RIDGE MOUNTAINS
Vacation home · 3 bd · 3 ba · sleeps 7 · 0.6 mi
Revenue $38,339ADR $251Occ ≈ 42%—
Spacious cabin with mountain views, private hot tub, & game room
Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $18,903ADR $263Occ ≈ 20%4.9★ (61)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Sweeping Mountain Views! Hot tub, Fireplace &Games Cabin | 3 bd · 3 ba · sleeps 8 | $97,913 | $395 | 68% | 5★ (116) | 203 ft | AirbnbVrbo |
Away From it All - Mtn View, Pool Table, Hot Tub Cabin | 3 bd · 3 ba · sleeps 6 | $40,768 | $304 | 37% | 4.6★ (9) | 0.2 mi | AirbnbVrboBooking |
Rendezview Mtn View Hot Tub, Pool Table Cabin | 3 bd · 3 ba · sleeps 6 | $30,494 | $228 | 37% | 5★ (50) | 0.5 mi | Airbnb |
Unique Mineral Bluff Home with Mountain Views! House | 3 bd · 3.5 ba · sleeps 8 | $41,884 | $296 | 39% | 4.7★ (85) | 0.5 mi | AirbnbVrboBooking |
Cabin Time Cabin | 3 bd · 3 ba · sleeps 6 | $33,156 | $251 | 36% | 5★ (49) | 0.5 mi | AirbnbVrboBooking |
Luxury Above The Clouds Cabin | 3 bd · 3 ba · sleeps 6 | $55,014 | $289 | 52% | 4★ (2) | 0.6 mi | AirbnbVrbo |
The High Life House | 3 bd · 3 ba · sleeps 7 | $40,965 | $263 | 43% | 5★ (41) | 0.6 mi | AirbnbVrbo |
Upscale Lodge w/ Views, Hot tub, Decks & Firepit Cabin | 3 bd · 3 ba · sleeps 8 | $70,311 | $353 | 55% | 5★ (169) | 0.6 mi | Airbnb |
The High Life LONG RANGE VIEWS OF THE BLUE RIDGE MOUNTAINS Vacation home | 3 bd · 3 ba · sleeps 7 | $38,339 | $251 | 42% | — | 0.6 mi | Booking |
Spacious cabin with mountain views, private hot tub, & game room Cabin | 3 bd · 3 ba · sleeps 8 | $18,903 | $263 | 20% | 4.9★ (61) | 0.6 mi | Vrbo |
Show all 19 comps
BLUE RIDGE CABIN with VIEWS, fireplace, hot tub, pool table, and foosball.
Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi
Revenue $21,214ADR $236Occ ≈ 25%5★ (14)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Forever Views Above Clouds - King in every bedroom Cabin | 3 bd · 3.5 ba · sleeps 10 | $55,225 | $405 | 37% | 5★ (170) | 0.6 mi | AirbnbVrbo |
Cabin Time | Mineral Bluff, GA Cabin | 3 bd · 3 ba · sleeps 6 | $43,775 | $306 | 39% | 5★ (4) | 0.6 mi | AirbnbVrbo |
Dogwood Overlook Cabin Cabin | 3 bd · 3 ba · sleeps 8 | $5,725 | $254 | 6% | 4.8★ (110) | 0.7 mi | AirbnbVrboBooking |
A Bear's Lair - Mountain High Cabin Rental Cabin | 3 bd · 3 ba · sleeps 6 | $42,252 | $287 | 40% | 4.5★ (15) | 0.7 mi | AirbnbVrboBooking |
BLUE RIDGE CABIN with VIEWS, fireplace, hot tub, pool table, and foosball. Cabin | 3 bd · 3 ba · sleeps 6 | $21,214 | $236 | 25% | 5★ (14) | 0.7 mi | Vrbo |
Spacious private mountain cabin with stunning view Cabin | 3 bd · 3 ba · sleeps 8 | $61,306 | $322 | 52% | 5★ (255) | 0.7 mi | AirbnbVrbo |
Mountain Stunner! Views+Games+Hot Tub+ Fire Porch Cabin | 3 bd · 3 ba · sleeps 11 | $79,142 | $320 | 68% | 5★ (62) | 0.7 mi | AirbnbVrbo |
Mount Watson Lodge Cabin | 3 bd · 3.5 ba · sleeps 14 | $71,066 | $466 | 42% | 5★ (27) | 0.7 mi | AirbnbVrboBooking |
Always on My Mind Cabin | 3 bd · 3 ba · sleeps 8 | $48,790 | $316 | 42% | 4.8★ (4) | 0.8 mi | AirbnbBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$59,351
NOI
$16,724
Cash flow /mo
$1,394
Cash needed
$1,242,800
Cash-on-cash (all cash)
1.3%
ROE (yr 1)
4.2%
Cap rate
1.4%
DSCR
—
Year-1 write-off
$147,957
Year-1 tax shield @ 32%
$47,346
Year-1 return on equity
- Cash flow (annual)$16,724
- Principal paydown (n/a, cash)$0
- Appreciation at%$35,850
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,870
- Platform fees (3% of revenue)$1,781
- Maintenance / capex (5% of revenue)$2,968
- Utilities & supplies$4,200
- HOA$0
- Property tax$9,082
- Insurance (STR-rated)$12,727
Cash needed to close
- Purchase price (all cash)$1,195,000
- Closing costs (4.0%)$47,800
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$47,346
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$1,017,000
Short-life (5/15-yr)
$147,000 · 14%
Year-1 deduction
$148,000
Year-1 tax shield @ 32%
$47,000
Land 15% (market default, no usable tax-record split) · building $870,000 over 39 years
Based on: 2,700 sq ft, built 2007, 3 bd / 3.5 ba, furnished, listing features (hot tub, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $108,000 in year 1 (10% short-life, $34,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $15,300
Kitchen cabinetsdefault
$11,700 new × 40% good × 3.26 allocation
- $12,500
Kitchen countertopsdefault
$9,600 new × 40% good × 3.26 allocation
- $6,200
Decorative trimdefault
$4,700 new × 40% good × 3.26 allocation
- $600
Mirrorsdefault
$500 new × 40% good × 3.26 allocation
- $1,600
Shelvingdefault
$1,200 new × 40% good × 3.26 allocation
- $8,800
Window coverings (27)default
$6,800 new × 40% good × 3.26 allocation
- $18,400
Kitchen & laundry equipment plumbingdefault
$9,100 new × 62% good × 3.26 allocation
- $11,100
Kitchen, laundry & data equipment electricaldefault
$5,500 new × 62% good × 3.26 allocation
- $10,000
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 3.26 allocation
- $11,700
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.26 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $17,500
Paving: driveway & walks (paved)default
$10,800 new × 50% good × 3.26 allocation
- $16,900
Landscaping (typical)default
$10,400 new × 50% good × 3.26 allocation
- $4,300
Patiosdefault
$2,700 new × 50% good × 3.26 allocation
- $4,300
Decks & porches (attached)default
$2,700 new × 50% good × 3.26 allocation
- $652,800
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$293,400 new × 68% good × 3.26 allocation
- $61,400
Building plumbing & fixturesdefault
$30,400 new × 62% good × 3.26 allocation
- $63,600
Building electrical & lightingdefault
$31,500 new × 62% good × 3.26 allocation
- $39,600
HVACdefault
$30,400 new × 40% good × 3.26 allocation
- $22,600
Hardwood & tile floorsdefault
$17,400 new × 40% good × 3.26 allocation
- $10,300
Fireplaces (3)listing
$7,900 new × 40% good × 3.26 allocation
- $19,500
Septic systemlisting
$12,000 new × 50% good × 3.26 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $103,900 | $43,100 | $900 | $148,000 |
| 2 | $0 | $0 | $22,300 | $22,300 |
| 3 | $0 | $0 | $22,300 | $22,300 |
| 4 | $0 | $0 | $22,300 | $22,300 |
| 5 | $0 | $0 | $22,300 | $22,300 |
| 6+ | $0 | $0 | $779,700 | $779,700 |
| Total | $103,900 | $43,100 | $869,900 | $1,016,900 |
The building's share of the price ($1,009,000) is 3.3x our depreciated replacement cost of the home ($310,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.