Year built
2016
Sqft
—
Lot sqft
10,367
HOA / mo
$99
Furnished
No
List date
2026-09-01T12:56:17.000000Z
Revenue
Annual revenue
$22,399
ADR
$150
Occupancy
41%
Cleaning fees (12 mo)
$5,074
Confidence
Low (28.34), 20 comps
Comp revenue range (p25 / median / p75)
Relax camping in the mountains!
Camper/RV · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $2,433ADR $172Occ ≈ 4%5★ (8)
Dream Ridge | Ellijay, GA
Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $7,555ADR $314Occ ≈ 7%5★ (4)
NEW! Slow Forest Cabin Blue Ridge | Deer Sun Rest
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $22,310ADR $221Occ ≈ 28%5★ (20)
Care Bears Cottage
Camper/RV · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $1,435ADR $128Occ ≈ 3%4.8★ (12)
Ellijay Luxury Family Glamper! Indoor pool & deer
Tiny house · 2 bd · 1 ba · sleeps 4 · 0.5 mi
Revenue $22,411ADR $579Occ ≈ 11%4.8★ (28)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Relax camping in the mountains! Camper/RV | 2 bd · 1 ba · sleeps 5 | $2,433 | $172 | 4% | 5★ (8) | 0.2 mi | Airbnb |
Saxonville Lodgehouse Farm stay | 2 bd · 1.5 ba · sleeps 7 | $4,158 | $113 | 10% | 4.9★ (10) | 0.2 mi | AirbnbVrbo |
NEW | HotTub | GameRoom | Firepit | Master on Main Cabin | 2 bd · 2 ba · sleeps 6 | $46,910 | $216 | 60% | 5★ (28) | 0.2 mi | AirbnbVrbo |
Modern Cabin, Forest Deck and Deer Everywhere Cabin | 2 bd · 1 ba · sleeps 6 | $28,199 | $254 | 30% | 5★ (1) | 0.2 mi | AirbnbVrbo |
Dream Ridge | Ellijay, GA Cabin | 2 bd · 2 ba · sleeps 4 | $7,555 | $314 | 7% | 5★ (4) | 0.2 mi | Vrbo |
NEW! Slow Forest Cabin Blue Ridge | Deer Sun Rest Cabin | 2 bd · 2 ba · sleeps 6 | $22,310 | $221 | 28% | 5★ (20) | 0.3 mi | Airbnb |
Care Bears Cottage Camper/RV | 2 bd · 1 ba · sleeps 5 | $1,435 | $128 | 3% | 4.8★ (12) | 0.3 mi | Airbnb |
3 BR home with access to community amenities House | 2 bd · 2 ba · sleeps 6 | $17,305 | $208 | 23% | — | 0.4 mi | AirbnbVrboBooking |
On River Time House | 2 bd · 2 ba · sleeps 4 | $21,111 | $108 | 54% | 4.8★ (105) | 0.5 mi | AirbnbVrbo |
Ellijay Luxury Family Glamper! Indoor pool & deer Tiny house | 2 bd · 1 ba · sleeps 4 | $22,411 | $579 | 11% | 4.8★ (28) | 0.5 mi | Airbnb |
Show all 20 comps
Cozy dog-friendly cabin with shared pool, & amenities
Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $21,283ADR $171Occ ≈ 34%4.3★ (10)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Rustic Elegance of Ellijay Cabin | 2 bd · 2 ba · sleeps 6 | $1,667 | $238 | 2% | 4.8★ (33) | 0.5 mi | AirbnbVrbo |
Luxury Cabin with Hot Tub in Gated Community Cabin | 2 bd · 2 ba · sleeps 6 | $15,186 | $261 | 16% | 5★ (87) | 0.6 mi | AirbnbVrbo |
Cozy dog-friendly cabin with shared pool, & amenities Cabin | 2 bd · 2 ba · sleeps 6 | $21,283 | $171 | 34% | 4.3★ (10) | 0.6 mi | Vrbo |
River View Getaway by 2DC House | 2 bd · 2 ba · sleeps 4 | $36,345 | $212 | 47% | 5★ (100) | 0.7 mi | AirbnbVrboBooking |
Mountain Romance - Hot Tub - River Walk House | 2 bd · 2 ba · sleeps 4 | $14,114 | $243 | 16% | 5★ (13) | 0.7 mi | AirbnbVrboBooking |
Tranquil Paradise Stay Cabin | 2 bd · 2 ba · sleeps 6 | $10,496 | $218 | 13% | 4.5★ (36) | 0.7 mi | AirbnbVrboBooking |
River Front House in Ellijay Cabin | 2 bd · 2 ba · sleeps 6 | $40,510 | $195 | 57% | 4.7★ (219) | 0.7 mi | AirbnbVrbo |
Riverside! Bring Your Pups+ Hot Tub+Firepit+COMFY Cabin | 2 bd · 2 ba · sleeps 5 | $23,249 | $306 | 21% | 5★ (113) | 0.8 mi | AirbnbVrbo |
Moon River | Ellijay, GA Cabin | 2 bd · 2 ba · sleeps 4 | $53,127 | $335 | 43% | 4.8★ (36) | 0.8 mi | AirbnbVrbo |
Owl's Roost | Dog-Friendly Cabin in Coosawattee Cabin | 2 bd · 2 ba · sleeps 4 | $22,714 | $234 | 27% | 5★ (63) | 0.8 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$22,399
NOI
$9,470
Cash flow /mo
$277
Cash needed
$49,550
Cash-on-cash
6.7%
ROE (yr 1)
13.7%
Cap rate
10.0%
DSCR
1.54
Year-1 write-off
$26,577
Year-1 tax shield @ 32%
$8,504
Year-1 return on equity
- Cash flow (annual)$3,327
- Principal paydown$622
- Appreciation at%$2,850
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,480
- Platform fees (3% of revenue)$672
- Maintenance / capex (5% of revenue)$1,120
- Utilities & supplies$4,200
- HOA$1,188
- Property tax$243
- Insurance (STR-rated)$1,026
Cash needed to close
- Down payment (25%)$23,750
- Closing costs (4.0%)$3,800
- Furnishing (bought new)$22,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$8,504
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$26,000
Short-life (5/15-yr)
$5,000 · 17%
Year-1 deduction
$27,000
Year-1 tax shield @ 32%
$9,000
Land 72% (county tax record, market value split) · building $22,000 over 39 years · new furniture $22,000
Based on: ~1,400 sq ft (from beds), built 2016, 2 bd / 1 ba, unfurnished, listing features (game room, fireplace, flooring types, appliance list, septic, wooded lot).
IRS-guide safe-harbor floor: $25,000 in year 1 (11% short-life, $8,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $700
Kitchen cabinetsdefault
$8,900 new × 60% good × 0.13 allocation
- $600
Kitchen countertopsdefault
$7,300 new × 60% good × 0.13 allocation
- $200
Decorative trimdefault
$2,500 new × 60% good × 0.13 allocation
- $0
Mirrorsdefault
$200 new × 40% good × 0.13 allocation
- $100
Shelvingdefault
$900 new × 60% good × 0.13 allocation
- $200
Window coverings (14)default
$3,500 new × 40% good × 0.13 allocation
- $500
Carpet, vinyl & laminate (100% of floors)listing
$9,000 new × 40% good × 0.13 allocation
- $700
Kitchen & laundry equipment plumbingdefault
$6,900 new × 80% good × 0.13 allocation
- $400
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 80% good × 0.13 allocation
- $100
Appliances (range)listing
$1,800 new × 40% good × 0.13 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $600
Paving: driveway & walks (paved)default
$7,800 new × 60% good × 0.13 allocation
- $300
Landscaping (minimal)listing
$3,700 new × 60% good × 0.13 allocation
- $100
Patiosdefault
$1,400 new × 60% good × 0.13 allocation
- $100
Decks & porches (attached)default
$1,400 new × 50% good × 0.13 allocation
- $16,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$151,900 new × 83% good × 0.13 allocation
- $1,600
Building plumbing & fixturesdefault
$15,700 new × 80% good × 0.13 allocation
- $1,600
Building electrical & lightingdefault
$15,000 new × 80% good × 0.13 allocation
- $1,000
HVACdefault
$15,800 new × 50% good × 0.13 allocation
- $200
Fireplacelisting
$2,600 new × 60% good × 0.13 allocation
- $900
Septic systemlisting
$12,000 new × 60% good × 0.13 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $25,400 | $1,100 | $100 | $26,600 |
| 2 | $0 | $0 | $600 | $600 |
| 3 | $0 | $0 | $600 | $600 |
| 4 | $0 | $0 | $600 | $600 |
| 5 | $0 | $0 | $600 | $600 |
| 6+ | $0 | $0 | $19,500 | $19,500 |
| Total | $25,400 | $1,100 | $21,800 | $48,300 |
The building's share of the price ($26,000) is well below our depreciated replacement cost of the home ($203,000). The land share may be overstated, or the home may need work.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.