1020 Tramel Rd

Sevierville, TN 37862

$239,000

2 bd · 2 ba · 1,216 sqft · Listed 1d ago

View on Realtor.com →

Low confidence

Year built

1987

Sqft

1,216

Lot sqft

18,295

HOA / mo

Furnished

List date

2026-09-26T19:30:21.000000Z

Revenue

Annual revenue

$33,681

ADR

$168

Occupancy

55%

Cleaning fees (12 mo)

$5,885

Confidence

Low (39.86), 26 comps

Comp revenue range (p25 / median / p75)

$17,782$24,537$48,233

Monthly Lease 2.5miles from Tanger Outlets
Apartment · 2 bd · 1 ba · sleeps 6 · 413 ft
Revenue $21,341ADR $65Occ ≈ 90%4.8★ (25)
Airbnb Vrbo
Hot tub+ Firepit | Games | Near Pigeon Forge
Cabin · 2 bd · 2.5 ba · sleeps 8 · 0.4 mi
Revenue $57,763ADR $340Occ ≈ 47%4.7★ (3)
Airbnb Vrbo
New*Dollywood*Fire pit*Arcade*Family Getaway
Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $78,837ADR $254Occ ≈ 85%5★ (92)
Airbnb Vrbo
Elegant Mountain Vista w/ Games & Hot Tub
House · 2 bd · 1 ba · sleeps 8 · 0.5 mi
Revenue $16,020ADR $507Occ ≈ 9%—
Vrbo
HILLSIDE HIDEAWAY2! RUN AWAY TO THE MOUNTAINS!
Cabin · 2 bd · 1 ba · sleeps 4 · 0.5 mi
Revenue $19,549ADR $155Occ ≈ 35%5★ (170)
Airbnb Vrbo
HILLSIDE HIDEAWAY 1! Quiet, Secluded, Convenient.
Cabin · 2 bd · 1 ba · sleeps 4 · 0.5 mi
Revenue $26,261ADR $156Occ ≈ 46%5★ (161)
Airbnb Vrbo
Peaceful 2BR retreat in the Smokies
House · 2 bd · 1 ba · sleeps 3 · 0.5 mi
Revenue $17,019ADR $79Occ ≈ 59%4.7★ (3)
Airbnb
Hot Tub • Fire Pit • Cozy Cabin Retreat
Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $48,514ADR $248Occ ≈ 54%5★ (245)
Airbnb
Smokies Cabin Tree House Retreat, Pet-Friendly
Cabin · 2 bd · 2.5 ba · sleeps 4 · 0.6 mi
Revenue $44,856ADR $211Occ ≈ 58%4.9★ (230)
Airbnb Vrbo
ML - Cozy Log Cabin-Hot Tub-Fire-Pit-Pond-Dollywood-Soaky Water Park-Dollywood
Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $51,783ADR $231Occ ≈ 61%5★ (226)
Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Monthly Lease 2.5miles from Tanger Outlets Apartment	2 bd · 1 ba · sleeps 6	$21,341	$65	90%	4.8★ (25)	413 ft	Airbnb Vrbo
Hot tub+ Firepit \| Games \| Near Pigeon Forge Cabin	2 bd · 2.5 ba · sleeps 8	$57,763	$340	47%	4.7★ (3)	0.4 mi	Airbnb Vrbo
NewDollywoodFire pitArcadeFamily Getaway Cabin	2 bd · 2 ba · sleeps 6	$78,837	$254	85%	5★ (92)	0.4 mi	Airbnb Vrbo
Elegant Mountain Vista w/ Games & Hot Tub House	2 bd · 1 ba · sleeps 8	$16,020	$507	9%	—	0.5 mi	Vrbo
HILLSIDE HIDEAWAY2! RUN AWAY TO THE MOUNTAINS! Cabin	2 bd · 1 ba · sleeps 4	$19,549	$155	35%	5★ (170)	0.5 mi	Airbnb Vrbo
HILLSIDE HIDEAWAY 1! Quiet, Secluded, Convenient. Cabin	2 bd · 1 ba · sleeps 4	$26,261	$156	46%	5★ (161)	0.5 mi	Airbnb Vrbo
Peaceful 2BR retreat in the Smokies House	2 bd · 1 ba · sleeps 3	$17,019	$79	59%	4.7★ (3)	0.5 mi	Airbnb
Hot Tub • Fire Pit • Cozy Cabin Retreat Cabin	2 bd · 2 ba · sleeps 6	$48,514	$248	54%	5★ (245)	0.5 mi	Airbnb
Smokies Cabin Tree House Retreat, Pet-Friendly Cabin	2 bd · 2.5 ba · sleeps 4	$44,856	$211	58%	4.9★ (230)	0.6 mi	Airbnb Vrbo
ML - Cozy Log Cabin-Hot Tub-Fire-Pit-Pond-Dollywood-Soaky Water Park-Dollywood Cabin	2 bd · 2 ba · sleeps 6	$51,783	$231	61%	5★ (226)	0.6 mi	Vrbo

Show all 28 comps

6 Guest Cabin | Smoky Mountains | Near Attractions
Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $21,335ADR $199Occ ≈ 29%4.7★ (59)
Airbnb Vrbo Booking
Fishin N Wishin Catch and Release FirePit HotTub
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.6 mi
Revenue $56,457ADR $209Occ ≈ 74%5★ (2)
Booking
Pondside Cabin | Hot Tub, Fire Pit & Porch Swing
Cabin · 2 bd · 2 ba · sleeps 4 · 0.6 mi
Revenue $48,139ADR $193Occ ≈ 68%4.5★ (68)
Airbnb Vrbo
Downtown Sevierville Cabin on Catch & Release Pond
Cabin · 2 bd · 2 ba · sleeps 4 · 0.6 mi
Revenue $38,333ADR $230Occ ≈ 46%4.9★ (68)
Airbnb Vrbo
Fall Specials!Fire Pit!2 Kings! Hot Tub|Pool Table
Cabin · 2 bd · 2.5 ba · sleeps 6 · 0.6 mi
Revenue $43,779ADR $228Occ ≈ 53%5★ (183)
Airbnb Vrbo
Honey Bear- The Cardinal's Nest!
Cabin · 2 bd · 2 ba · sleeps 4 · 0.6 mi
Revenue $20,864ADR $211Occ ≈ 27%4.8★ (15)
Airbnb
Heavenly Haze Hideaway
Villa · 2 bd · 1 ba · sleeps 6 · 0.6 mi
Revenue $26,173ADR $179Occ ≈ 40%3.5★ (3)
Booking
Dream Cabin. 30% discount on WahooZipline
Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $68,419ADR $241Occ ≈ 78%4.8★ (363)
Airbnb Vrbo
EV Cottage, Fenced Yard, Pets Free
House · 2 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $57,675ADR $197Occ ≈ 80%5★ (122)
Airbnb Vrbo Booking
Hot Tub | Air Hockey | Pets Ok | Game Room | Views
Cabin · 2 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $20,243ADR $311Occ ≈ 18%4.7★ (6)
Airbnb
Jacuzzi | Patio | Hot Tub | Pet-Friendly | WiFi
Cabin · 2 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $3,646ADR $387Occ ≈ 3%—
Airbnb
Spring Break! | Game Room | Pets OK |Hot Tub~Views
Cabin · 2 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $15,226ADR $3,524Occ ≈ 1%—
Airbnb
Ready for Spring Break? |Hot Tub| Game Room
Cabin · 2 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $17,878ADR $436Occ ≈ 11%—
Airbnb Booking
Spacious Cabin with Game Room, Hot Tub & 3 Decks Near Smoky Mountains, Sevierville, TN
Cabin · 2 bd · 3 ba · sleeps 12 · 0.7 mi
Revenue $17,495ADR $496Occ ≈ 10%—
Vrbo Booking
Gummy Bear!
House · 2 bd · 2 ba · sleeps 4 · 0.7 mi
Revenue $22,901ADR $555Occ ≈ 11%4.9★ (293)
Airbnb Vrbo
The Henley - Romantic Smoky Mountain Retreat
Cabin · 2 bd · 2 ba · sleeps 4 · 0.7 mi
Revenue $5,702ADR $325Occ ≈ 5%—
Airbnb
The Henley Cabin - Secluded | Romantic Getaway
Cabin · 2 bd · 2 ba · sleeps 4 · 0.7 mi
Revenue $17,493ADR $221Occ ≈ 22%4.8★ (17)
Airbnb Vrbo Booking
Honey Bear!
Cabin · 2 bd · 2 ba · sleeps 4 · 0.7 mi
Revenue $29,104ADR $4,690Occ ≈ 2%4.9★ (286)
Airbnb Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
6 Guest Cabin \| Smoky Mountains \| Near Attractions Cabin	2 bd · 2 ba · sleeps 6	$21,335	$199	29%	4.7★ (59)	0.6 mi	Airbnb Vrbo Booking
Fishin N Wishin Catch and Release FirePit HotTub Vacation home	2 bd · 2 ba · sleeps 4	$56,457	$209	74%	5★ (2)	0.6 mi	Booking
Pondside Cabin \| Hot Tub, Fire Pit & Porch Swing Cabin	2 bd · 2 ba · sleeps 4	$48,139	$193	68%	4.5★ (68)	0.6 mi	Airbnb Vrbo
Downtown Sevierville Cabin on Catch & Release Pond Cabin	2 bd · 2 ba · sleeps 4	$38,333	$230	46%	4.9★ (68)	0.6 mi	Airbnb Vrbo
Fall Specials!Fire Pit!2 Kings! Hot Tub\|Pool Table Cabin	2 bd · 2.5 ba · sleeps 6	$43,779	$228	53%	5★ (183)	0.6 mi	Airbnb Vrbo
Honey Bear- The Cardinal's Nest! Cabin	2 bd · 2 ba · sleeps 4	$20,864	$211	27%	4.8★ (15)	0.6 mi	Airbnb
Heavenly Haze Hideaway Villa	2 bd · 1 ba · sleeps 6	$26,173	$179	40%	3.5★ (3)	0.6 mi	Booking
Dream Cabin. 30% discount on WahooZipline Cabin	2 bd · 2 ba · sleeps 6	$68,419	$241	78%	4.8★ (363)	0.6 mi	Airbnb Vrbo
EV Cottage, Fenced Yard, Pets Free House	2 bd · 2 ba · sleeps 6	$57,675	$197	80%	5★ (122)	0.7 mi	Airbnb Vrbo Booking
Hot Tub \| Air Hockey \| Pets Ok \| Game Room \| Views Cabin	2 bd · 3 ba · sleeps 10	$20,243	$311	18%	4.7★ (6)	0.7 mi	Airbnb
Jacuzzi \| Patio \| Hot Tub \| Pet-Friendly \| WiFi Cabin	2 bd · 3 ba · sleeps 10	$3,646	$387	3%	—	0.7 mi	Airbnb
Spring Break! \| Game Room \| Pets OK \|Hot Tub~Views Cabin	2 bd · 3 ba · sleeps 10	$15,226	$3,524	1%	—	0.7 mi	Airbnb
Ready for Spring Break? \|Hot Tub\| Game Room Cabin	2 bd · 3 ba · sleeps 10	$17,878	$436	11%	—	0.7 mi	Airbnb Booking
Spacious Cabin with Game Room, Hot Tub & 3 Decks Near Smoky Mountains, Sevierville, TN Cabin	2 bd · 3 ba · sleeps 12	$17,495	$496	10%	—	0.7 mi	Vrbo Booking
Gummy Bear! House	2 bd · 2 ba · sleeps 4	$22,901	$555	11%	4.9★ (293)	0.7 mi	Airbnb Vrbo
The Henley - Romantic Smoky Mountain Retreat Cabin	2 bd · 2 ba · sleeps 4	$5,702	$325	5%	—	0.7 mi	Airbnb
The Henley Cabin - Secluded \| Romantic Getaway Cabin	2 bd · 2 ba · sleeps 4	$17,493	$221	22%	4.8★ (17)	0.7 mi	Airbnb Vrbo Booking
Honey Bear! Cabin	2 bd · 2 ba · sleeps 4	$29,104	$4,690	2%	4.9★ (286)	0.7 mi	Airbnb Vrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Purchase priceAlready furnishedTax bracket

Est. revenue

$33,681

NOI

$17,985

Cash flow /mo

$1,499

Cash needed

$264,560

Cash-on-cash (all cash)

6.8%

ROE (yr 1)

9.5%

Cap rate

7.5%

DSCR

—

Year-1 write-off

$68,230

Year-1 tax shield @ 32%

$21,834

Year-1 return on equity

Cash flow (annual)$17,985
Principal paydown (n/a, cash)$0
Appreciation at%$7,170

ROE9.5%

ROE incl. year-1 tax savings (32% bracket, STR loophole)17.8%

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

Management (20% of revenue)$6,736
Platform fees (3% of revenue)$1,010
Maintenance / capex (5% of revenue)$1,684
Utilities & supplies$4,200
HOA$0
Property tax$631
Insurance (STR-rated)$1,434

Cash needed to close

Purchase price (all cash)$239,000
Closing costs (4.0%)$9,560
Furnishing (bought new)$16,000

Tax savings if the STR loophole applies

Tax shield @ 32%$21,834

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$194,000

Short-life (5/15-yr)

$52,000 · 27%

Year-1 deduction

$68,000

Year-1 tax shield @ 32%

$22,000

Land 19% (county tax record, market value split) · building $142,000 over 39 years · new furniture $16,000

Based on: 1,216 sq ft, built 1987, 2 bd / 2 ba, unfurnished, listing features (none cost-relevant).

IRS-guide safe-harbor floor: $52,000 in year 1 (18% short-life, $17,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$51,100

Kitchen cabinetsdefault
$8,500 new × 40% good × 2.01 allocation
$6,800
Kitchen countertopsdefault
$6,900 new × 40% good × 2.01 allocation
$5,600
Decorative trimdefault
$2,100 new × 40% good × 2.01 allocation
$1,700
Mirrorsdefault
$300 new × 40% good × 2.01 allocation
$200
Shelvingdefault
$900 new × 40% good × 2.01 allocation
$700
Window coverings (12)default
$3,000 new × 40% good × 2.01 allocation
$2,400
Carpet, vinyl & laminate (40% of floors)default
$3,100 new × 40% good × 2.01 allocation
$2,500
Kitchen & laundry equipment plumbingdefault
$6,600 new × 40% good × 2.01 allocation
$5,300
Kitchen, laundry & data equipment electricaldefault
$4,000 new × 40% good × 2.01 allocation
$3,200
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.01 allocation
$6,500
Furniture bought newlisting
$16,000 new × 100% good · bought separately
$16,000

15-year land improvements$16,700

Paving: driveway & walks (paved)default
$7,200 new × 50% good × 2.01 allocation
$7,300
Landscaping (typical)default
$7,000 new × 50% good × 2.01 allocation
$7,000
Patiosdefault
$1,200 new × 50% good × 2.01 allocation
$1,200
Decks & porches (attached)default
$1,200 new × 50% good × 2.01 allocation
$1,200

Building, 39-year$142,100

Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$131,700 new × 40% good × 2.01 allocation
$106,100
Building plumbing & fixturesdefault
$13,600 new × 40% good × 2.01 allocation
$11,000
Building electrical & lightingdefault
$12,700 new × 40% good × 2.01 allocation
$10,200
HVACdefault
$13,700 new × 40% good × 2.01 allocation
$11,000
Hardwood & tile floorsdefault
$4,700 new × 40% good × 2.01 allocation
$3,800

About the property

Sold furnishedGame roomHot tubPoolDeckDrivewayLandscapingFencedIrrigationLong-term rental (27.5-yr)Carpet / vinyl / laminate %Placed in serviceClosing costs $ (adds to basis)Land %Bonus depreciation %

Depreciation schedule: typical cost seg study

Year	5-yr	15-yr	Building	Total
1	$51,100	$16,700	$500	$68,200
2	$0	$0	$3,600	$3,600
3	$0	$0	$3,600	$3,600
4	$0	$0	$3,600	$3,600
5	$0	$0	$3,600	$3,600
6+	$0	$0	$127,100	$127,100
Total	$51,100	$16,700	$142,100	$209,900

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.