650 Lloyd Huskey Rd
Pigeon Forge, TN 37863
$385,000
2 bd · 2 ba · 1,104 sqft · Listed 1d ago
View on Realtor.com →Year built
2004
Sqft
1,104
Lot sqft
4,356
HOA / mo
$40
Furnished
No
List date
2026-11-11T14:50:28.000000Z
Revenue
Annual revenue
$49,664
ADR
$214
Occupancy
64%
Cleaning fees (12 mo)
$9,774
Confidence
Low (47.59), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $45,824
Cozy cottage 5 mins to Parkway! White Tail Hollow
Cottage · 2 bd · 2 ba · sleeps 7 · 220 ft
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $35,530ADR $182Occ ≈ 53%5★ (135)
Cobblestone Pointe Beautiful Mountain Home
House · 2 bd · 2 ba · sleeps 6 · 256 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $38,772ADR $241Occ ≈ 44%5★ (39)
The Smoky Nest | 2 King Suites • Near Parkway
House · 2 bd · 2 ba · sleeps 5 · 479 ft
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $40,795ADR $190Occ ≈ 59%5★ (37)
Free Dollywood Tix/A+Location/10Min2PigeonForge/
House · 2 bd · 2 ba · sleeps 6 · 482 ft
Revenue $42,826ADR $193Occ ≈ 61%5★ (24)
Family Friendly Cabin, Sleeps 4・Hot Tub・Pool Table
Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $2,058ADR $93Occ ≈ 6%—
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Appalachian Dream: Where Mountain Dreams Come True Cabin
| 2 bd · 2 ba · sleeps 6 | $76,292 | $304 | 69% | 4.7★ (3) | 36 ft | AirbnbVrbo |
Believe in BigFoot Inn House
| 2 bd · 2 ba · sleeps 6 | $36,073 | $216 | 46% | 4.8★ (15) | 144 ft | AirbnbVrbo |
Cozy cottage 5 mins to Parkway! White Tail Hollow Cottage
| 2 bd · 2 ba · sleeps 7 | $35,530 | $182 | 53% | 5★ (135) | 220 ft | Airbnb |
Cobblestone Pointe Beautiful Mountain Home House
| 2 bd · 2 ba · sleeps 6 | $38,772 | $241 | 44% | 5★ (39) | 256 ft | Airbnb |
2 Mi to Parkway • Hot Tub • No Steep Roads House
| 2 bd · 2 ba · sleeps 6 | $38,149 | $199 | 53% | 4.9★ (55) | 348 ft | AirbnbVrboBooking |
The Smoky Nest | 2 King Suites • Near Parkway House
| 2 bd · 2 ba · sleeps 5 | $40,795 | $190 | 59% | 5★ (37) | 479 ft | Airbnb |
Free Dollywood Tix/A+Location/10Min2PigeonForge/ House | 2 bd · 2 ba · sleeps 6 | $42,826 | $193 | 61% | 5★ (24) | 482 ft | Airbnb |
Downtown Pigeon Forge Views | Hot Tub, Whirlpool & King Suites Chalet
| 2 bd · 2 ba · sleeps 6 | $45,971 | $182 | 69% | 4.7★ (44) | 495 ft | VrboBooking |
Handicap Friendly Cabin Retreat・Pool Table・Grill Cabin
| 2 bd · 2 ba · sleeps 4 | $34,936 | $188 | 51% | 4.8★ (18) | 512 ft | AirbnbVrboBooking |
Family Friendly Cabin, Sleeps 4・Hot Tub・Pool Table Cabin | 2 bd · 2 ba · sleeps 4 | $2,058 | $93 | 6% | — | 0.1 mi | Delisted |
Show 34 more
Fall SALE - Smokey Nest
House · 2 bd · 2 ba · sleeps 5 · 0.1 mi
Revenue $11,536ADR $141Occ ≈ 22%4.8★ (14)
Delisted
NEW! Blackberry Bliss 2-Bedroom Cabin with Pool - Pets Allowed
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $30,679ADR $258Occ ≈ 33%1★ (1)
Blackberry Bear - Enjoy Spring and Summer in the Smokies!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $48,453ADR $234Occ ≈ 57%4.9★ (204)
Laurel Crest Resort | 2 Bedroom Villa
Condominium (condo) · 2 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $3,212ADR $129Occ ≈ 7%—
Delisted
Laurel Crest Resort | 2 Bedroom Villa
Condominium (condo) · 2 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $3,909ADR $139Occ ≈ 8%—
Delisted
Laurel Crest Resort | 2 Bedroom Villa
Condominium (condo) · 2 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $3,269ADR $132Occ ≈ 7%—
Delisted
Laurel Crest Resort | 2 Bedroom Villa
Condominium (condo) · 2 bd · 1 ba · sleeps 8 · 0.2 mi
Revenue $3,155ADR $127Occ ≈ 7%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Fall SALE - Smokey Nest House | 2 bd · 2 ba · sleeps 5 | $11,536 | $141 | 22% | 4.8★ (14) | 0.1 mi | Delisted |
Southern Comfort Blessings. A touch of the South. House
| 2 bd · 2 ba · sleeps 4 | $25,126 | $172 | 40% | 4.9★ (232) | 0.1 mi | AirbnbVrbo |
Blackberry Bliss: Pet Friendly & Free Tickets Cabin | 2 bd · 2 ba · sleeps 6 | $48,574 | $256 | 52% | 4.2★ (26) | 0.1 mi | AirbnbBooking |
Theater Room • Hot Tub • Pool Table • 2 King Beds Cabin | 2 bd · 2 ba · sleeps 6 | $41,075 | $313 | 36% | 4.5★ (4) | 0.1 mi | AirbnbVrbo |
Luxe 634: Hot Tub, Views, Mins to Pigeon Forge Cabin
| 2 bd · 2.5 ba · sleeps 5 | $75,073 | $242 | 85% | 4.7★ (157) | 0.1 mi | AirbnbVrbo |
Cabin w/ Indoor Pool & Theater · Hot Tub · Karaoke Cabin | 2 bd · 2.5 ba · sleeps 8 | $98,874 | $410 | 66% | 5★ (397) | 0.1 mi | AirbnbVrbo |
City Lights with a Pool Cabin | 2 bd · 2 ba · sleeps 8 | $44,332 | $378 | 32% | 5★ (226) | 0.1 mi | AirbnbVrbo |
2 bedroom- In Pigeon Forge Dog Friendly. Cabin
| 2 bd · 2 ba · sleeps 6 | $78,251 | $224 | 96% | 5★ (551) | 0.1 mi | AirbnbVrbo |
🐻 Bearly Behavin’ ~ 1 mi to Pigeon Forge Parkway Cabin | 2 bd · 2 ba · sleeps 6 | $46,470 | $336 | 38% | 4.8★ (198) | 0.1 mi | AirbnbVrboBooking |
Convenient Pigeon Forge Cabin-Swimming Pool Access- Internet- Gametable Cabin | 2 bd · 2 ba · sleeps 6 | $64,263 | $232 | 76% | 4.8★ (15) | 0.1 mi | VrboBooking |
Prime Location with Hot Tub/Pool Table/2 King Beds Cabin
| 2 bd · 2 ba · sleeps 6 | $67,070 | $226 | 81% | 5★ (288) | 0.1 mi | AirbnbVrbo |
Groot's Place - 5min from parkway - massage chair/ Cabin
| 2 bd · 2 ba · sleeps 6 | $66,785 | $261 | 70% | 4.9★ (229) | 0.1 mi | AirbnbVrboBooking |
Cozy Log Cabin w/ Pool Table & Scenic Views Cabin | 2 bd · 2 ba · sleeps 4 | $61,049 | $232 | 72% | 4.7★ (178) | 0.1 mi | AirbnbBooking |
Rest&Relax, HotTub-Pool-Jacuzzi Cabin | 2 bd · 2 ba · sleeps 6 | $50,169 | $207 | 66% | 4.8★ (141) | 0.1 mi | AirbnbVrbo |
2 King Suites, Hot Tub, Theater + Dog OK Cabin
| 2 bd · 2.5 ba · sleeps 8 | $64,755 | $242 | 73% | 4.8★ (239) | 0.1 mi | AirbnbVrbo |
blackberry ridge cabin Cabin | 2 bd · 2 ba · sleeps 6 | $49,442 | $197 | 69% | 4.7★ (172) | 0.2 mi | AirbnbVrbo |
True Log < 2Mi to The Island! Fast Wifi, Hot Tub! Cabin | 2 bd · 2 ba · sleeps 8 | $80,313 | $242 | 91% | 4.8★ (274) | 0.2 mi | AirbnbVrbo |
Among the Oaks: Tucked Away, Close to Town Cabin
| 2 bd · 2 ba · sleeps 6 | $54,300 | $284 | 52% | 4.1★ (18) | 0.2 mi | AirbnbVrbo |
Hot Tub, Game Room, Pigeon Forge + Free Tickets House | 2 bd · 2 ba · sleeps 6 | $35,386 | $334 | 29% | — | 0.2 mi | AirbnbVrbo |
Bear Ridge: Stay on the Wild Side Cabin
| 2 bd · 2 ba · sleeps 6 | $52,923 | $256 | 57% | 4.3★ (21) | 0.2 mi | AirbnbVrbo |
Near It All Too: Close to All the Fun Cabin | 2 bd · 2 ba · sleeps 6 | $45,677 | $297 | 42% | 4.9★ (38) | 0.2 mi | AirbnbVrbo |
NEW! Blackberry Bliss 2-Bedroom Cabin with Pool - Pets Allowed Cabin | 2 bd · 2 ba · sleeps 6 | $30,679 | $258 | 33% | 1★ (1) | 0.2 mi | Vrbo |
Blackberry Bear - Enjoy Spring and Summer in the Smokies! Cabin | 2 bd · 2 ba · sleeps 6 | $48,453 | $234 | 57% | 4.9★ (204) | 0.2 mi | Vrbo |
Unwind in Pigeon Forge Charming Cabin w/Private Ho Cabin | 2 bd · 2 ba · sleeps 6 | $51,993 | $245 | 58% | 4.7★ (33) | 0.2 mi | AirbnbVrboBooking |
Bearly Behavin’ | Hot Tub, Pool, Arcade Game, MORE Cabin | 2 bd · 2 ba · sleeps 6 | $69,891 | $266 | 72% | 4.9★ (13) | 0.2 mi | AirbnbVrbo |
As Good As It Gets Cabin Cabin | 2 bd · 2 ba · sleeps 6 | $61,786 | $241 | 70% | 4.9★ (372) | 0.2 mi | AirbnbVrbo |
Convenient Pet friendly Pigeon Forge 2 Bedroom Internet-Hot Tub-Blackberry Ridge Cabin
| 2 bd · 2 ba · sleeps 6 | $68,521 | $236 | 80% | 4.5★ (19) | 0.2 mi | VrboBooking |
Smoky Views Condo | Sleeps 6 |1 Free Dwood Tkt Condominium (condo) | 2 bd · 2 ba · sleeps 6 | $10,312 | $173 | 16% | 5★ (11) | 0.2 mi | AirbnbVrbo |
Laurel Crest Resort | 2 Bedroom Villa Condominium (condo) | 2 bd · 2 ba · sleeps 8 | $3,212 | $129 | 7% | — | 0.2 mi | Delisted |
Laurel Crest Resort | 2 Bedroom Villa Condominium (condo) | 2 bd · 2 ba · sleeps 8 | $3,909 | $139 | 8% | — | 0.2 mi | Delisted |
Laurel Crest Resort | 2 Bedroom Villa Condominium (condo)
| 2 bd · 2 ba · sleeps 8 | $28,507 | $167 | 47% | — | 0.2 mi | AirbnbVrbo |
Laurel Crest Resort | 2 Bedroom Villa Condominium (condo) | 2 bd · 2 ba · sleeps 8 | $3,269 | $132 | 7% | — | 0.2 mi | Delisted |
Laurel Crest Resort | 2 Bedroom Villa Condominium (condo) | 2 bd · 1 ba · sleeps 8 | $3,155 | $127 | 7% | — | 0.2 mi | Airbnb |
Laurel Crest Resort | 2 Bedroom Villa Condominium (condo) | 2 bd · 1 ba · sleeps 8 | $4,150 | $148 | 8% | — | 0.2 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$49,664
NOI
$28,193
Cash flow /mo
$245
Cash needed
$127,650
Cash-on-cash
2.3%
ROE (yr 1)
13.3%
Cap rate
7.3%
DSCR
1.12
Year-1 write-off
$97,599
Year-1 tax shield @ 32%
$31,232
Year-1 return on equity
- Cash flow (annual)$2,937
- Principal paydown$2,446
- Appreciation at%$11,550
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,933
- Platform fees (3% of revenue)$1,490
- Maintenance / capex (5% of revenue)$2,483
- Utilities & supplies$4,200
- HOA$480
- Property tax$575
- Insurance (STR-rated)$2,310
Cash needed to close
- Down payment (25%)$96,250
- Closing costs (4.0%)$15,400
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$31,232
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$316,000
Short-life (5/15-yr)
$81,000 · 26%
Year-1 deduction
$98,000
Year-1 tax shield @ 32%
$31,000
Land 18% (county tax record, market value split) · building $235,000 over 39 years · new furniture $16,000
Based on: 1,104 sq ft, built 2004, 2 bd / 2 ba, unfurnished, listing features (hot tub, deck, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $64,000 in year 1 (15% short-life, $20,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,900
Kitchen cabinetsdefault
$8,200 new × 40% good × 2.40 allocation
- $8,100
Kitchen countertops (stone)listing
$8,400 new × 40% good × 2.40 allocation
- $1,900
Decorative trimdefault
$1,900 new × 40% good × 2.40 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.40 allocation
- $900
Shelvingdefault
$900 new × 40% good × 2.40 allocation
- $2,600
Window coverings (11)default
$2,800 new × 40% good × 2.40 allocation
- $8,600
Kitchen & laundry equipment plumbingdefault
$6,400 new × 56% good × 2.40 allocation
- $5,200
Kitchen, laundry & data equipment electricaldefault
$3,900 new × 56% good × 2.40 allocation
- $4,800
Appliances (range, dishwasher, refrigerator)listing
$5,000 new × 40% good × 2.40 allocation
- $8,600
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.40 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $8,300
Paving: driveway & walks (paved)default
$6,900 new × 50% good × 2.40 allocation
- $8,000
Landscaping (typical)default
$6,600 new × 50% good × 2.40 allocation
- $1,300
Patiosdefault
$1,100 new × 50% good × 2.40 allocation
- $14,900
Decks & porches (attached)listing
$12,400 new × 50% good × 2.40 allocation
- $181,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$119,400 new × 63% good × 2.40 allocation
- $16,600
Building plumbing & fixturesdefault
$12,400 new × 56% good × 2.40 allocation
- $15,200
Building electrical & lightingdefault
$11,300 new × 56% good × 2.40 allocation
- $12,000
HVACdefault
$12,400 new × 40% good × 2.40 allocation
- $6,800
Hardwood & tile floorsdefault
$7,100 new × 40% good × 2.40 allocation
- $2,500
Fireplacelisting
$2,600 new × 40% good × 2.40 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $64,900 | $32,500 | $300 | $97,600 |
| 2 | $0 | $0 | $6,000 | $6,000 |
| 3 | $0 | $0 | $6,000 | $6,000 |
| 4 | $0 | $0 | $6,000 | $6,000 |
| 5 | $0 | $0 | $6,000 | $6,000 |
| 6+ | $0 | $0 | $210,500 | $210,500 |
| Total | $64,900 | $32,500 | $234,800 | $332,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.