2123 Windy Ln
Sevierville, TN 37876
$667,900
3 bd · 3 ba · 2,038 sqft · Listed 49d ago
View on Realtor.com →Year built
2024
Sqft
2,038
Lot sqft
14,375
HOA / mo
None
Furnished
No
List date
2026-09-24T18:22:26.000000Z
Revenue
Annual revenue
$58,412
ADR
$267
Occupancy
60%
Cleaning fees (12 mo)
$9,519
Confidence
Med (54.61), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $51,662
Sweet Bearoline by American Patriot Getaways
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $69,126ADR $274Occ ≈ 69%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Smoky Views • Hot Tub • Mins to Dollywood • EV Cabin
| 3 bd · 2 ba · sleeps 6 | $104,128 | $409 | 70% | 5★ (133) | 0.1 mi | AirbnbVrbo |
Misty Pine View Cabin
| 3 bd · 3 ba · sleeps 8 | $50,340 | $307 | 45% | 5★ (100) | 0.2 mi | AirbnbVrbo |
Sully's Mountain Cabin Retreat Cabin
| 3 bd · 2 ba · sleeps 8 | $72,597 | $329 | 60% | 5★ (352) | 0.2 mi | AirbnbVrboBooking |
Sweet Bearoline by American Patriot Getaways Vacation home | 3 bd · 2 ba · sleeps 6 | $69,126 | $274 | 69% | — | 0.2 mi | Booking |
Heaven's Retreat - Great views, hot tub, and more! Cabin
| 3 bd · 3.5 ba · sleeps 8 | $64,262 | $324 | 54% | 4.8★ (25) | 0.2 mi | AirbnbVrboBooking |
Homey Cabin, Sleeps 8, Hot Tub, Theater, Games, Vi Cabin
| 3 bd · 3 ba · sleeps 8 | $73,149 | $348 | 58% | 4.3★ (24) | 0.2 mi | AirbnbVrboBooking |
Cowboys Trail: Views, Resort Pool + Air Hockey Cabin
| 3 bd · 2.5 ba · sleeps 10 | $59,544 | $345 | 47% | 2.5★ (4) | 0.2 mi | AirbnbVrbo |
3BR Mountainview Cabin | Free Attraction Tickets Cabin | 3 bd · 3 ba · sleeps 8 | $39,594 | $295 | 37% | 4.3★ (187) | 0.2 mi | AirbnbBooking |
3 Bed - Pool Table, Hot Tub, Views, Dollywood! Cabin
| 3 bd · 3.5 ba · sleeps 8 | $63,090 | $324 | 53% | 5★ (244) | 0.3 mi | AirbnbVrbo |
Cabin- Hot Tub, Games & Sunset Views. Near Dolly Cabin
| 3 bd · 2.5 ba · sleeps 8 | $45,911 | $276 | 46% | 4.8★ (109) | 0.3 mi | AirbnbVrbo |
Show 36 more
Away From It All by American Patriot Getaways
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $105,420ADR $324Occ ≈ 89%—
The Good Place
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $36,745ADR $216Occ ≈ 47%5★ (2)
3BR Sevierville Cabin-Deck, Hot Tub & Free Tickets
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $38,909ADR $195Occ ≈ 55%4★ (41)
Sleepy Hollow, FREE Dollywood ticket & more, secluded 2BR2BA, game loft, hot tub, covered porch
Chalet · 3 bd · 2 ba · sleeps 7 · 0.3 mi
Revenue $41,131ADR $162Occ ≈ 70%5★ (1)
10 Min Dollywood,Gatlinburg Natl Park,Hot Tub
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $38,420ADR $257Occ ≈ 41%5★ (1)
Delisted
ROD RUN! Breathtaking View,Hot Tub, Pet Friendly,9.8🌟 Rated
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $42,940ADR $223Occ ≈ 53%4.9★ (159)
Bear Creek Hollow, FREE Dollywood ticket & more! 2 King bedrooms and loft w hot tub, game room WiFi
Chalet · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $25,163ADR $156Occ ≈ 44%5★ (1)
Mountain Laurel #315
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $26,257ADR $163Occ ≈ 44%—
Cozy 3-Bedroom Cabin with Wood-Burning Fireplace,
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $34,845ADR $191Occ ≈ 50%3.9★ (7)
Hidden Vineyard
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $37,870ADR $276Occ ≈ 38%—
Lux cabin retreat best location!
Cabin · 3 bd · 3 ba · sleeps 10 · 0.6 mi
- Hot tub
- Pool
- A/C
- Free parking
- +7
Revenue $75,055ADR $341Occ ≈ 60%4.9★ (53)
Mountain Vista Lodge MINI, 2 Master Suites, Close
House · 3 bd · 3.5 ba · sleeps 7 · 0.6 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $65,840ADR $322Occ ≈ 56%5★ (15)
Peekin' Over Pigeon Forge | By Colonial Properties
Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $71,997ADR $305Occ ≈ 65%4.8★ (9)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Away From It All by American Patriot Getaways Vacation home | 3 bd · 2 ba · sleeps 6 | $105,420 | $324 | 89% | — | 0.3 mi | Booking |
The Good Place Cabin
| 3 bd · 2 ba · sleeps 6 | $42,164 | $253 | 46% | 4.7★ (10) | 0.3 mi | AirbnbVrbo |
The Good Place Vacation home | 3 bd · 2 ba · sleeps 6 | $36,745 | $216 | 47% | 5★ (2) | 0.3 mi | Booking |
3BR Sevierville Cabin-Deck, Hot Tub & Free Tickets Cabin | 3 bd · 2 ba · sleeps 6 | $38,909 | $195 | 55% | 4★ (41) | 0.3 mi | Airbnb |
Sleepy Hollow, FREE Dollywood ticket & more, secluded 2BR2BA, game loft, hot tub, covered porch Chalet | 3 bd · 2 ba · sleeps 7 | $41,131 | $162 | 70% | 5★ (1) | 0.3 mi | Booking |
Secluded~Fire Pit~Hot Tub~Dog Allowed~Epic Lights! Cabin
| 3 bd · 2 ba · sleeps 8 | $49,896 | $253 | 54% | 5★ (88) | 0.3 mi | AirbnbVrboBooking |
10 Min Dollywood,Gatlinburg Natl Park,Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $38,420 | $257 | 41% | 5★ (1) | 0.3 mi | Delisted |
ROD RUN! Breathtaking View,Hot Tub, Pet Friendly,9.8🌟 Rated Cabin
| 3 bd · 2 ba · sleeps 6 | $42,940 | $223 | 53% | 4.9★ (159) | 0.3 mi | Vrbo |
Dogwood Hideaway Cabin | 3 bd · 2 ba · sleeps 6 | $54,868 | $0 | — | 5★ (2) | 0.3 mi | Airbnb |
Dogwood Hideaway Vacation home | 3 bd · 2 ba · sleeps 6 | $23,450 | $0 | — | — | 0.3 mi | Booking |
Dogwood Hideaway: Semi-Secluded, Hot Tub + Arcade Cabin
| 3 bd · 2 ba · sleeps 6 | $24,883 | $297 | 23% | 5★ (6) | 0.3 mi | AirbnbVrbo |
Million Dollar Views • Hot Tub • Pool • Game Room Cabin
| 3 bd · 3 ba · sleeps 9 | $72,656 | $332 | 60% | 5★ (88) | 0.4 mi | AirbnbVrboBooking |
Bear Creek Hollow, FREE Dollywood ticket & more! 2 King bedrooms and loft w hot tub, game room WiFi Chalet | 3 bd · 2 ba · sleeps 6 | $25,163 | $156 | 44% | 5★ (1) | 0.4 mi | Booking |
Mountain Laurel #315 Vacation home | 3 bd · 2 ba · sleeps 6 | $26,257 | $163 | 44% | — | 0.4 mi | Booking |
Cozy 3-Bedroom Cabin with Wood-Burning Fireplace, Cabin | 3 bd · 2 ba · sleeps 6 | $34,845 | $191 | 50% | 3.9★ (7) | 0.4 mi | Airbnb |
Perfect Getaway| AmazingViews, HotTub & Billiards! Cabin
| 3 bd · 3 ba · sleeps 8 | $71,202 | $318 | 61% | 5★ (191) | 0.4 mi | AirbnbVrbo |
Barefootin 2: DogFriendly • HotTub • FreeDollywoodTkt Cabin
| 3 bd · 2 ba · sleeps 9 | $37,976 | $235 | 44% | 4.3★ (38) | 0.4 mi | AirbnbVrbo |
4 Mi to Dollywood! Family Escape w/ Air Hockey! House
| 3 bd · 2 ba · sleeps 6 | $3,771 | $235 | 4% | 4★ (1) | 0.4 mi | AirbnbVrboBooking |
Private log home minutes to PF & Gatlinburg HOTTUB Cabin
| 3 bd · 2 ba · sleeps 8 | $72,299 | $245 | 81% | 5★ (335) | 0.4 mi | AirbnbVrbo |
Top of the Mountain Getaway (Close to Dollywood) House
| 3 bd · 3.5 ba · sleeps 10 | $68,477 | $383 | 49% | 5★ (38) | 0.4 mi | AirbnbVrbo |
Big Bear Retreat - Foosball Table & Indoor Jetted Cabin | 3 bd · 3 ba · sleeps 10 | $25,778 | $344 | 21% | 3.7★ (29) | 0.4 mi | AirbnbBooking |
Don't miss the Breathtaking Views from this Cabin Cabin
| 3 bd · 2.5 ba · sleeps 10 | $87,284 | $317 | 75% | 4.5★ (124) | 0.5 mi | AirbnbVrbo |
Hidden Vineyard Cabin
| 3 bd · 2 ba · sleeps 6 | $36,172 | $302 | 33% | 4.7★ (13) | 0.5 mi | AirbnbVrbo |
Hidden Vineyard Vacation home | 3 bd · 2 ba · sleeps 6 | $37,870 | $276 | 38% | — | 0.5 mi | Booking |
Secluded 3 bed 2 full bath game room and hot tub House
| 3 bd · 2 ba · sleeps 7 | $30,367 | $231 | 36% | 4.9★ (67) | 0.5 mi | AirbnbVrbo |
Cozy 3BD Cabin w/ MOVIE Room! Sauna + HOT TUB! Cabin
| 3 bd · 2 ba · sleeps 10 | $78,475 | $272 | 79% | 4.5★ (47) | 0.6 mi | AirbnbVrbo |
Lux cabin retreat best location! Cabin
| 3 bd · 3 ba · sleeps 10 | $75,055 | $341 | 60% | 4.9★ (53) | 0.6 mi | Airbnb |
Ridgetop VIEWS! Arcade+Hot Tub+Fire Pit+Privacy Cabin
| 3 bd · 3 ba · sleeps 8 | $98,429 | $324 | 83% | 5★ (257) | 0.6 mi | AirbnbVrbo |
A Great Escape: Mountain Views & Resort Pool Cabin
| 3 bd · 3 ba · sleeps 8 | $52,984 | $356 | 41% | 4.2★ (9) | 0.6 mi | AirbnbVrbo |
Mountain Vista Lodge MINI, 2 Master Suites, Close House
| 3 bd · 3.5 ba · sleeps 7 | $65,840 | $322 | 56% | 5★ (15) | 0.6 mi | Airbnb |
Peekin' Over Pigeon Forge Cabin
| 3 bd · 3 ba · sleeps 8 | $26,305 | $279 | 26% | 4.8★ (4) | 0.6 mi | AirbnbVrbo |
Peekin' Over Pigeon Forge | By Colonial Properties Cabin | 3 bd · 3 ba · sleeps 8 | $71,997 | $305 | 65% | 4.8★ (9) | 0.6 mi | Airbnb |
Altitude Adjustment | Hot Tub + Pet-Friendly Cabin
| 3 bd · 2 ba · sleeps 8 | $62,863 | $255 | 68% | 4.7★ (102) | 0.7 mi | AirbnbVrbo |
Scenic Hideaway | VIEWS+Privacy+Hot Tub+Game Room Cabin
| 3 bd · 2 ba · sleeps 6 | $82,132 | $256 | 88% | 4.8★ (290) | 0.7 mi | AirbnbVrbo |
Serene cabin with gorgeous panoramic views Cabin
| 3 bd · 2 ba · sleeps 8 | $58,441 | $252 | 64% | 4.8★ (331) | 0.7 mi | AirbnbVrbo |
EaglesParadise: DogFriendly • HotTub • DollywoodTkct Cabin
| 3 bd · 2 ba · sleeps 6 | $22,769 | $253 | 25% | 4.2★ (15) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$58,412
NOI
$31,255
Cash flow /mo
-$1,047
Cash needed
$213,191
Cash-on-cash
-5.9%
ROE (yr 1)
5.5%
Cap rate
4.7%
DSCR
0.71
Year-1 write-off
$156,300
Year-1 tax shield @ 32%
$50,016
Year-1 return on equity
- Cash flow (annual)-$12,559
- Principal paydown$4,243
- Appreciation at%$20,037
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,682
- Platform fees (3% of revenue)$1,752
- Maintenance / capex (5% of revenue)$2,921
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,594
- Insurance (STR-rated)$4,007
Cash needed to close
- Down payment (25%)$166,975
- Closing costs (4.0%)$26,716
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$50,016
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$623,000
Short-life (5/15-yr)
$135,000 · 22%
Year-1 deduction
$156,000
Year-1 tax shield @ 32%
$50,000
Land 7% (county tax record, market value split) · building $488,000 over 39 years · new furniture $20,000
Based on: 2,038 sq ft, built 2024, 3 bd / 3 ba, unfurnished, listing features (hot tub, deck, fireplace, stone counters, flooring types, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $86,000 in year 1 (10% short-life, $27,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $15,000
Kitchen cabinetsdefault
$10,300 new × 92% good × 1.59 allocation
- $15,400
Kitchen countertops (stone)listing
$10,500 new × 92% good × 1.59 allocation
- $5,200
Decorative trimdefault
$3,600 new × 92% good × 1.59 allocation
- $600
Mirrorsdefault
$500 new × 83% good × 1.59 allocation
- $1,800
Shelvingdefault
$1,200 new × 92% good × 1.59 allocation
- $6,400
Window coverings (20)default
$5,000 new × 80% good × 1.59 allocation
- $12,200
Kitchen & laundry equipment plumbingdefault
$8,000 new × 96% good × 1.59 allocation
- $7,400
Kitchen, laundry & data equipment electricaldefault
$4,800 new × 96% good × 1.59 allocation
- $3,700
Appliances (range, dishwasher)listing
$2,800 new × 83% good × 1.59 allocation
- $11,500
Hot tub (freestanding)listing
$9,000 new × 80% good × 1.59 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $13,700
Paving: driveway & walks (paved)default
$9,400 new × 92% good × 1.59 allocation
- $6,600
Landscaping (minimal)listing
$4,500 new × 92% good × 1.59 allocation
- $2,900
Patiosdefault
$2,000 new × 92% good × 1.59 allocation
- $32,900
Decks & porches (attached)listing
$22,900 new × 90% good × 1.59 allocation
- $340,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$221,000 new × 97% good × 1.59 allocation
- $35,100
Building plumbing & fixturesdefault
$22,900 new × 96% good × 1.59 allocation
- $35,300
Building electrical & lightingdefault
$23,100 new × 96% good × 1.59 allocation
- $32,900
HVACdefault
$23,000 new × 90% good × 1.59 allocation
- $19,200
Hardwood & tile floorsdefault
$13,100 new × 92% good × 1.59 allocation
- $7,700
Fireplaces (2)listing
$5,300 new × 92% good × 1.59 allocation
- $17,600
Septic systemlisting
$12,000 new × 92% good × 1.59 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $98,600 | $56,100 | $1,600 | $156,300 |
| 2 | $0 | $0 | $12,500 | $12,500 |
| 3 | $0 | $0 | $12,500 | $12,500 |
| 4 | $0 | $0 | $12,500 | $12,500 |
| 5 | $0 | $0 | $12,500 | $12,500 |
| 6+ | $0 | $0 | $436,300 | $436,300 |
| Total | $98,600 | $56,100 | $487,900 | $642,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.